<SEC-DOCUMENT>0000946275-13-000173.txt : 20130510
<SEC-HEADER>0000946275-13-000173.hdr.sgml : 20130510
<ACCEPTANCE-DATETIME>20130510101101
ACCESSION NUMBER:		0000946275-13-000173
CONFORMED SUBMISSION TYPE:	10-Q
PUBLIC DOCUMENT COUNT:		10
CONFORMED PERIOD OF REPORT:	20130331
FILED AS OF DATE:		20130510
DATE AS OF CHANGE:		20130510

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NORWOOD FINANCIAL CORP
		CENTRAL INDEX KEY:			0001013272
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232828306
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-28364
		FILM NUMBER:		13831508

	BUSINESS ADDRESS:	
		STREET 1:		717 MAIN ST
		STREET 2:		PO BOX 269
		CITY:			HONESDALE
		STATE:			PA
		ZIP:			18431
		BUSINESS PHONE:		7172531455
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-Q
<SEQUENCE>1
<FILENAME>f10q_033113-0160.htm
<DESCRIPTION>FORM 10-Q FOR QUARTER ENDED MARCH 31, 2013
<TEXT>
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<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Mark One)</font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</font></div>
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<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">Commission file number&#160;&#160;&#160;<font style="TEXT-DECORATION: underline">&#160;&#160;0-28366&#160;&#160;&#160;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Norwood Financial Corp.</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Exact name of Registrant as specified in its charter)</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Pennsylvania</font></div>
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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="30%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">23-2828306</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(State or other jurisdiction of</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Incorporation or organization)</font></div>
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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(I.R.S. employer identification no.)</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">717 Main Street, Honesdale, Pennsylvania</font></div>
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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">18431</font></div>
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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Address of principal executive offices)</font></div>
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<td valign="top" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(570) 253-1455</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Registrant&#8217;s telephone number, including area code)</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Former name, former address and former fiscal year, if changed since last report)</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Indicate by check (x) whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.&#160;&#160;Yes [x]&#160; No [ ]</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Indicate by check mark whether the registrant has submitted electronically and posted on its corporate web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).&#160; Yes&#160;&#160;[X]&#160;&#160;No&#160;&#160;&#160;[ ]</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company.&#160;&#160;See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Large accelerated filer&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Accelerated filer&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: wingdings">x</font></font></div>
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<td valign="top" width="42%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Non-accelerated filer&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
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<td valign="top" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Smaller reporting company&#160;&#160;<font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(Do not check if a smaller reporting company)</font></div>
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<div style="TEXT-ALIGN: justify; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-ALIGN: justify; TEXT-INDENT: 36pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the&#160;Exchange Act):&#160;&#160;&#160;&#160;[ ]&#160;&#160;Yes<font id="TAB1" style="MARGIN-LEFT: 12pt"></font>[X]&#160;&#160;No</font></div>

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<div style="TEXT-INDENT: 36pt; DISPLAY: block">
<div style="TEXT-ALIGN: justify; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Indicate the number of shares outstanding of each of the issuer&#8217;s classes of common stock, as of the latest practicable date.</font></div>

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<td valign="bottom" width="45%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Class</font></div>
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<td valign="bottom" width="15%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="39%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Outstanding as of&#160;May 1, 2013</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<td valign="bottom" width="45%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Common stock, par value $0.10 per share</font></div>
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<td valign="bottom" width="15%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="30%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;3,620,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FORM 10-Q</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">FOR THE QUARTER ENDED MARCH 31, 2013</font></div>

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<td valign="top" width="67%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;Page</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Number</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">PART I -</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">CONSOLIDATED FINANCIAL INFORMATION OF NORWOOD</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">FINANCIAL CORP.</font></div>
</td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="67%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1.</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Financial Statements</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;&#160;3</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 2.</font></div>
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<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">27</font></div>
</td>
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<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 3.</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Quantitative and Qualitative Disclosures about Market Risk</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">37</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 4.</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Controls and Procedures</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">38</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">PART II -</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">OTHER INFORMATION</font></div>
</td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="67%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1.</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Legal Proceedings</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 1A.</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Risk Factors</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 2.</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unregistered Sales of Equity Securities and Use of Proceeds</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 3.</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Defaults upon Senior Securities</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font></div>
</td>
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<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 4.</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Mine Safety Disclosures</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 5.</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Other Information</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font></div>
</td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Item 6.</font></div>
</td>
<td valign="top" width="67%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Exhibits</font></div>
</td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">39</font></div>
</td>
</tr><tr>
<td valign="top" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="67%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="7%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Signatures</font></div>
</td>
<td valign="top" width="67%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">41</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">2</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">PART I.&#160;&#160;FINANCIAL INFORMATION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Item 1. Financial Statements</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Balance Sheets&#160;&#160;<font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-WEIGHT: bold">(</font><font style="DISPLAY: inline; FONT-SIZE: 10pt">unaudited)</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(dollars in thousands, except share and per share data)</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">March 31,</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">December 31,</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0.6pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">ASSETS</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cash and due from banks</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,763</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,867</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest bearing deposits with banks</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">9,182</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">1,428</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,945</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities available for sale, at fair value</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">148,598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">145,390</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities held to maturity, fair value 2013: $175, 2012: $177</font></font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">173</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">173</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans receivable (net of unearned income)</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">478,663</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">476,710</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Less:&#160;&#160;Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">5,726</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">5,502</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net loans receivable</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">472,937</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">471,208</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Regulatory stock, at cost</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,630</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Bank premises and equipment, net</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,326</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,393</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed real estate owned</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">852</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Goodwill</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,715</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other intangibles</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">610</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">647</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other assets</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">5,094</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">4,313</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">TOTAL ASSETS</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">680,753</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">672,299</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">LIABILITIES</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Deposits:</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-interest bearing demand</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">84,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">82,075</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest-bearing</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">451,275</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">442,350</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total deposits</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">535,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">524,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,859</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,487</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,082</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,242</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">3,917</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">3,027</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">TOTAL LIABILITIES</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">587,833</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">579,878</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">STOCKHOLDERS&#8217; EQUITY</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Common stock, $.10 par value per share, authorized</font></div>

<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,000,000; shares issued 2013: 3,709,034 shares, </font></div>

<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;2012: 3,371,849 shares</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">371</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">337</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Surplus</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">34,912</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">24,737</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Retained&#160;&#160;earnings</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">57,847</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">66,742</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Treasury stock at cost: 2013: 80,438 shares,</font></div>

<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;2012: 75,426 shares</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(2,345</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(2,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accumulated other comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2,135</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2,797</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">TOTAL STOCKHOLDERS&#8217; EQUITY</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">92,920</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">92,421</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">TOTAL LIABILITIES AND </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">STOCKHOLDERS&#8217; EQUITY</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">680,753</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">672,299</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">See accompanying notes to the unaudited consolidated financial statements.</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">3</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Statements of Income (unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(dollars in thousands, except per share data)</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="65%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
</td>
<td valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="29%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Three Months Ended</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">March 31,</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2013</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: -8.2pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">INTEREST INCOME</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans receivable, including fees</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,186</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,373</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">868</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,026</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">3</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">4</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest income</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">7,057</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">7,403</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">INTEREST EXPENSE</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Deposits</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">754</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">961</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">190</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">244</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest expense</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">956</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">1,216</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">NET INTEREST INCOME</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,187</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">PROVISION FOR LOAN LOSSES</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">800</font></font> </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">350</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">NET INTEREST INCOME AFTER </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">PROVISION FOR LOAN LOSSES</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">5,301</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">5,837</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">OTHER INCOME</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Service charges and fees</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">592</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">554</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Income from fiduciary activities</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">85</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">98</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net realized gains on sales of securities</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net gains on sale of loans</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Earnings and proceeds on life insurance policies</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">925</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">126</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">100</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total other income</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">1,877</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">1,291</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">OTHER EXPENSES</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Salaries and employee benefits</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,211</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,151</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Occupancy, furniture &amp; equipment, net</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">529</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">487</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Data processing related</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">221</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">232</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Taxes, other than income</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">174</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">152</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Professional fees</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">187</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">227</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Federal Deposit Insurance Corporation insurance assessment</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">111</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">99</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed real estate owned</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">122</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">677</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">677</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total other expenses</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">4,301</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">4,147</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">INCOME BEFORE INCOME TAXES</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,877</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,981</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">INCOME TAX EXPENSE</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">569</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">795</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">NET INCOME</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2,308</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2,186</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">BASIC EARNINGS PER SHARE</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">.64</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">.61</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">DILUTED EARNINGS PER SHARE</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">.63</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">.61</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">See accompanying notes to the unaudited consolidated financial statements.</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">4</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Statement of Comprehensive Income (unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(dollars in thousands)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="59%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></font></td>
<td valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three Months Ended</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three Months Ended</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="59%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net income</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,308</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,186</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="59%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other comprehensive loss:</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="59%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Investment securities available for sale:</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="59%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized holding (losses) gains</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(864</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="59%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Tax effect</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">293</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="59%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Reclassification of gains recognized in net income</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="59%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Tax effect</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">47</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">137</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="59%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other comprehensive loss</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(662</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(159</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="59%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Comprehensive Income</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,646</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,027</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">See accompanying notes to unaudited consolidated financial statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Statements of Changes in Stockholders&#8217; Equity (unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Three Months Ended March 31, 2013</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(dollars in thousands, except share and per share data)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Common Stock</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Retained</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Treasury Stock</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accumulated</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Comprehensive</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Shares</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Amount</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Surplus</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Earnings</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Shares</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Amount</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Income</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Balance December 31, 2012</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,371,849</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">337</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">24,737</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">66,742</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">75,426</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(2,192</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,797</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">92,421</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net Income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,308</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,308</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other comprehensive loss</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(662</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(662</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cash dividends declared $.31 per share</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,020</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Acquisition of&#160;treasury&#160;stock</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,712</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(319</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(319</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10% stock dividend</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">337,185</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,149</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(10,183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Compensation expense related to stock </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">options</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Stock options exercised</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(5,700</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">166</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Tax benefit on stock options</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="20%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Balance, March 31, 2013</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">3,709,034</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">371</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">34,912</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">57,847</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">80,438</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(2,345</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2,135</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="7%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">92,920</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">See accompanying notes to the unaudited consolidated financial statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">5</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Statements of Cash Flows (Unaudited)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">(dollars in thousands)</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="29%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three Months Ended March 31,</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CASH FLOWS FROM OPERATING ACTIVITIES</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net Income</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,308</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,186</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Adjustments to reconcile net income to net cash provided by operating&#160;&#160;activities:</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Provision for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">350</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Depreciation</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">149</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">141</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Amortization of intangible assets</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">37</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">40</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Deferred income taxes</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">52</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net amortization of securities premiums and discounts</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">298</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">296</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net realized gain on sales of securities</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(138</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gain on life insurance policy</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(770</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net increase in value of life insurance</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(155</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(132</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loss on sale of bank premises and equipment and foreclosed real estate</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">97</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">32</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net gain on sale of mortgage loans</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage loans originated for sale</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,101</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(123</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Proceeds from sale of mortgage loans originated for sale</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,112</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">128</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Compensation expense related to stock options</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">33</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Decrease in accrued interest receivable and other assets</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(530</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(495</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Increase (decrease)&#160;&#160;in accrued interest payable and other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">732</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(456</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Net cash provided by operating activities</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,879</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,645</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CASH FLOWS FROM INVESTING ACTIVITIES</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities available for sale:</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Proceeds from sales</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,403</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,633</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Proceeds from maturities and principal reductions on mortgage-backed securities</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,093</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,738</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Purchases</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(16,867</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(13,804</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Redemption of FHLB stock</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">97</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">180</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net increase in loans</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(2,964</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(21,692</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Proceeds from life insurance policy</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,859</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Purchase of bank premises and equipment</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(130</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Proceeds from sale of bank premises and equipment and foreclosed real estate</font></div>
</td>
<td valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;127</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,071</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Net cash used in investing activities</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(5,266</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(16,004</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CASH FLOWS FROM FINANCING ACTIVITIES</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net increase in deposits</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net decrease in short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(6,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(5,940</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Repayments of other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(144</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(45</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Proceeds from other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Stock options exercised</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">142</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Tax benefit of stock options exercised</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Acquisition of treasury stock</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(319</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(320</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cash dividends paid</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,022</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(984</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Net cash provided by financing activities</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,037</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,177</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="65%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; PADDING-LEFT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Increase (decrease) in cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3,650</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="65%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,295</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,423</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">CASH AND CASH EQUIVALENTS, END OF PERIOD</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,945</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20,241</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">See accompanying notes to the unaudited consolidated financial statements.</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">6</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CONSOLIDATED STATEMENTS OF CASH FLOWS (CONTINUED)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">(dollars in thousands)</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="29%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three Months Ended March 31,</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Supplemental Disclosures of Cash Flow Information</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cash payments for:</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest on deposits and borrowings</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,116</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,204</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Income taxes paid, net of refunds</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">197</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Supplemental Schedule of Noncash Investing Activities</font></div>
</td>
<td valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Investment purchases</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="65%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Transfers of loans to foreclosed real estate and repossession of other assets</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">486</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">336</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">See accompanying notes to the unaudited consolidated financial statements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">7</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Notes to the Unaudited Consolidated Financial Statements</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">1.&#160;&#160;&#160;&#160; &#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Basis of Presentation</font></font></div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank&#8217;s wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC,&#160;&#160;and WTRO Properties.&#160;&#160;&#160;All significant intercompany transactions have been eliminated in consolidation.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The accompanying unaudited consolidated&#160;&#160;financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.&#160;&#160;Actual results could differ from those estimates.&#160;&#160;The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.&#160;&#160;The operating results for the three month period ended March 31, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013 or any other future interim period.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company&#8217;s Annual Report on Form 10-K for the year-ended December 31, 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">2.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Earnings Per Share</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.&#160;&#160;Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.&#160;&#160;Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The following table sets forth the weighted average shares outstanding used in the computations of basic and diluted earnings per share.&#160;&#160;All share and per share data has been adjusted to reflect the retroactive effect of the 10% stock dividend declared during the period ending March 31, 2013.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(in thousands)</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="51%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="24%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Three Months Ended</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="51%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="24%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">March 31,</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="51%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></div>
</td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="51%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Basic EPS weighted average shares outstanding</font></div>
</td>
<td align="right" valign="bottom" width="5%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,628</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3,613</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="51%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Dilutive effect of stock options</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">9</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2</font></font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="51%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Diluted EPS weighted average shares outstanding</font></div>
</td>
<td align="right" valign="bottom" width="5%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">3,637</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">3,615</font></font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Stock options which had no intrinsic value, because their effect would be anti-dilutive and therefore would not be included in the diluted EPS calculation were 40,700 and 191,153 as of March 31, 2013 and 2012, respectively, based upon the closing price of Norwood common stock of $30.60 and $26.50 per share on March 31, 2013 and 2012, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">8</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">3.<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Stock-Based Compensation</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s shareholders approved the Norwood Financial Corp 2006 Stock Option Plan at the annual meeting on April 25, 2006 and the Company awarded 52,470 options in 2006, 24,200 options in 2007, 26,400 options in 2008, 29,700 options in 2009, 30,800 options in 2010, 31,900 in 2011 30,250 in 2012, and 1,000 shares in 2013, all of which have a twelve month vesting period. As of March 31, 2013, there was $121,000 of total unrecognized compensation cost related to non-vested options granted in 2012 and 2013 under the plan, which will be fully amortized by December 31, 2013.&#160;&#160;All share and per share data has been adjusted to reflect the retroactive effect of the 10% stock dividend declared during the period ended March 31, 2013.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A summary of stock options from all plans, adjusted for stock dividends declared, is shown below.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Options</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Weighted Average Exercise Price</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Per Share</font></div>
</td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Weighted Average Remaining Contractual Term</font></div>
</td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Aggregate Intrinsic Value ($000)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: -27pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Outstanding at January 1, 2013</font></div>
</td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">226,739</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">26.27</font></div>
</td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6.1 </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Yrs.</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">256</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: -27pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Granted</font></div>
</td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,100</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">27.55</font></div>
</td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9.7 </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Yrs.</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">30</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: -27pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Exercised</font></div>
</td>
<td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(6,270</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22.62</font></div>
</td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.9 </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Yrs.</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -27pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Forfeited</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(5,583</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)&#160;</font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">27.89</font></div>
</td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">4.3 </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Yrs.</font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="12%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -27pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Outstanding at March 31, 2013</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">215,986</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">26.34</font></div>
</td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6.0 </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Yrs.</font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">347</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="12%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -27pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Exercisable at March 31, 2013</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">184,636</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">26.22</font></div>
</td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 4px; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.3 </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Yrs.</font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></div>
</td>
<td align="right" valign="bottom" width="12%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">324</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Intrinsic value represents the amount by which the market price of the stock on the measurement date exceeded the exercise price of the option.&#160;&#160;The stock price was $30.60 as of March 31, 2013 and $29.75 as of December 31, 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">4.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Accumulated Other Comprehensive Income</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The following table presents the changes in accumulated other comprehensive income (in thousands) by component net of tax for the three months ended March 31, 2013:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="70%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized gains on</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">available for sale</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">securities (a)</font></font></div>
</td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Balance as of December 31, 2012</font></div>
</td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,797</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other comprehensive loss before reclassification</font></div>
</td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(571</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Amount reclassified from accumulated other comprehensive income</font></div>
</td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(91</font></font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total other comprehensive loss</font></div>
</td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(662</font></font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="70%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Balance as of March 31, 2013</font></div>
</td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,135</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">(a)&#160;&#160;All amounts are net of tax.&#160;&#160;Amounts in parentheses indicate debits.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">9</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (in thousands) for the three months ended March 31, 2013:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="47%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Details about other comprehensive income</font></font></div>
</td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Amount Reclassified</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">From Accumulated</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Other</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Comprehensive</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Income (a)</font></font></div>
</td>
<td nowrap valign="bottom" width="3%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="31%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Affected Line Item in</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">the Statement Where</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Net Income is</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Presented</font></font></div>
</td>
</tr><tr>
<td valign="bottom" width="47%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="15%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="3%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="31%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
</tr><tr>
<td align="left" valign="bottom" width="47%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized gains on available for sale securities</font></div>
</td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">138</font></td>
<td nowrap valign="bottom" width="3%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="31%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net realized gains on sales of securities</font></div>
</td>
</tr><tr>
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(47</font></font></td>
<td nowrap valign="bottom" width="3%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Income tax expense</font></div>
</td>
</tr><tr>
<td valign="bottom" width="47%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="10%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">91</font></td>
<td nowrap valign="bottom" width="3%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="31%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net of tax</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(a)&#160;&#160;Amounts in parentheses indicate debits to net income</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">5.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">Off-Balance Sheet Financial Instruments and Guarantees</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.&#160;&#160;These financial instruments include commitments to extend credit and letters of credit.&#160;&#160;Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Bank&#8217;s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments.&#160;&#160;The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A summary of the Bank&#8217;s financial instrument commitments is as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="38%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(in thousands)</font></div>
</td>
<td valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">March 31,</font></font></div>
</td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="38%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unfunded availability under loan commitments</font></div>
</td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">22,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">42,538</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="38%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Unfunded commitments under lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">49,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">41,865</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="38%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Standby letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">6,128</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">11,557</font></font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="38%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">78,397</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline">95,960</font></font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.&#160;&#160;Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.&#160;&#160;Since some of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements.&#160;&#160;The Bank evaluates each customer&#8217;s credit worthiness on a case-by-case basis.&#160;&#160;The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management&#8217;s credit evaluation of the customer and generally consists of real estate.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Bank does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit.&#160;&#160;Standby letters of credit written are conditional commitments issued by the Bank to</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">10</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">guarantee the performance of a customer to a third party.&#160;&#160;Generally, all letters of credit, when issued, have expiration dates within one year.&#160;&#160;The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers.&#160;&#160;The Bank, generally, holds collateral and/or personal guarantees supporting these commitments.&#160;&#160;Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees.&#160;&#160;The current amount of the liability as of March 31, 2013 for guarantees under standby letters of credit issued is not material.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">6.<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Securities</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The amortized cost and fair value of securities were as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Amortized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Gains</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Losses</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In Thousands)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Available for Sale:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">U.S. Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,290</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">56,125</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,384</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,327</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,830</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160; government sponsored entities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63,151</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">878</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63,833</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities-financial services</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">292</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">28</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(7</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">313</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">145,360</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">3,652</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(414</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">148,598</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Held to Maturity:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">173</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">175</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Amortized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Gains</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Losses</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In Thousands)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Available for Sale:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">U.S. Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,076</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">36</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,092</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">55,864</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,995</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,786</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,521</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">347</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,868</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-government</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;sponsored entities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63,397</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,041</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(113</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">64,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities-financial services</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">292</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">27</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">319</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">141,150</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">4,446</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(206</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">145,390</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Held to Maturity:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">173</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">4</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">177</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">11</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables show the Company&#8217;s investments&#8217; gross unrealized losses and fair value aggregated by length of time that individual securities have been in a continuous unrealized loss position (in thousands):</font><br>
&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Less than 12 Months</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12 Months or More</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unrealized <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">U.S. government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,070</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,070</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(29</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,814</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,814</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-government sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,321</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,321</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities&#8211;financial&#160;&#160;&#160;services</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">178</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(7</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">178</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(7</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">46,383</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(414</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">46,383</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(414</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="22" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Less than 12 Months</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12 Months or More</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Fair <font style="DISPLAY: inline; FONT-SIZE: 9pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Unrealized <font style="DISPLAY: inline; FONT-SIZE: 9pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Fair <font style="DISPLAY: inline; FONT-SIZE: 9pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Unrealized <font style="DISPLAY: inline; FONT-SIZE: 9pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Fair <font style="DISPLAY: inline; FONT-SIZE: 9pt">Value</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Unrealized <font style="DISPLAY: inline; FONT-SIZE: 9pt">Losses</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">U.S. government agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,056</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(20</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,821</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,821</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(73</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-government sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">17,199</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(113</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">17,199</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(113</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">30,076</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(206</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">30,076</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(206</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>At March 31, 2013, the Company has 48 debt securities in an unrealized loss position in the less than twelve months category and no debt securities in the twelve months or more category.&#160;&#160;In Management&#8217;s opinion the unrealized losses less than twelve months principally reflect changes in interest rates subsequent to the acquisition of specific securities.&#160;&#160;No other-than-temporary-impairment charges were recorded in 2013.&#160;&#160;Management believes that all other unrealized loss represents temporary impairment of the security as the Company does not have the intent to sell the security and it is more likely than not that it will not have to sell the security before recovery of its cost basis.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">12</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The amortized cost and fair value of debt securities as of March 31, 2013 by contractual maturity are shown below.&#160;&#160;Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Available for Sale</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Held to Maturity</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Amortized Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Amortized Cost</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In Thousands)</font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Due in one year or less</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,474</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,542</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Due after one year through five years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,147</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">173</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">175</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Due after five years through ten years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">29,990</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">30,844</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Due after ten years</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">32,306</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">33,633</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-government&#160;sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63,151</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63,833</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">145,068</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">148,285</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">173</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">175</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Gross realized gains and gross realized losses on sales of securities available for sale were as follows (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="46%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="23%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three Months</font></div>
</td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="46%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="23%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Ended March 31,</font></font></div>
</td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="46%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross realized gains</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">156</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">402</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gross realized losses</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(18</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net realized gain</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">138</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">402</font></font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Proceeds from sales of securities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,403</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,633</font></font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline">7.<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font></font></font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline"><font style="TEXT-DECORATION: underline">Loans Receivable and Allowance for Loan Losses</font></font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Set forth below is selected data relating to the composition of the loan portfolio at the dates indicated:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="TEXT-ALIGN: left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Types of loans</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="TEXT-ALIGN: center">&#160;</td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="22%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real Estate-Residential</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">153,422</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">32.0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">150,043</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">31.4</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">270,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">56.5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">274,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">57.5</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Construction</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,435</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.8</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial, financial and agricultural</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">26,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,113</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5.3</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Consumer loans to individuals</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,922</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.9</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,154</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3.0</font></font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total loans</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">479,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">477,229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">100.0</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Deferred fees, net</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(528</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(519</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total loans receivable</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">478,663</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">476,710</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(5,726</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(5,502</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net loans receivable</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">472,937</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">471,208</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">13</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Changes in the accretable yield for purchased credit-impaired loans were as follows for the three months ended March 31 (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2012</font></font></div>
</td>
<td nowrap valign="bottom" width="35%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Balance at beginning of period</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">76</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">171</font></td>
<td nowrap valign="bottom" width="35%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accretion</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(23</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(24</font></td>
<td nowrap valign="bottom" width="35%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Reclassification and other</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="35%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Balance at end of period</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">53</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">147</font></font></td>
<td nowrap valign="bottom" width="35%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The following table presents additional information regarding loans acquired and accounted for in accordance with ASC 310-30 (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="43%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="43%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Outstanding Balance</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,102</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,145</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="43%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Carrying Amount</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,049</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,069</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>There were no material increases or decreases in the expected cash flows of these loans between May 31, 2011 (the &#8220;acquisition date&#8221;) and March 31, 2013.&#160;&#160;There has been no allowance for loan losses recorded for acquired loans with or without specific evidence of deterioration in credit quality as of May 31, 2011 as well as those acquired without specific evidence of deterioration in credit quality as of March 31, 2013.&#160;&#160;In addition, there has been no allowance for loan losses reversed.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential impaired loans.&#160;&#160;Such system takes into consideration, among other things, delinquency status, size of loans, type and market value of collateral and financial condition of the borrowers.&#160;&#160;Specific loan loss allowances are established for identified losses based on a review of such information.&#160;&#160;A loan evaluated for impairment is considered to be impaired when, based on current information and events, it is probably that we will be unable to collect all amounts due according to the contractual terms of the loan agreement.&#160;&#160;All loans identified as impaired are evaluated independently.&#160;&#160;We do not aggregate such loans for evaluation purposes.&#160;&#160;Impairment is measured on a loan-by-loan basis for commercial and construction loans by the present value of expected future cash flows discounted at the loan&#8217;s effective interest rate, the loan&#8217;s obtainable market price, or the fair value of the collateral if the loan is collateral-dependent.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Large groups of smaller balance homogeneous loans are collectively evaluated for impairment.&#160;&#160;Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">A loan is considered to be a troubled debt restructuring (&#8220;TDR&#8221;) loan when the Company grants a concession to the borrower because of the borrower&#8217;s financial condition that it would not otherwise consider.&#160;&#160;Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates that are less than the current market rate for new obligations with similar risk.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">14</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">
<div>
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Construction</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial<br>
Loans</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Consumer<br>
Loans</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Total</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="22" valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(In thousands)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Individually&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">impairment</font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10,035</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10,035</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Loans acquired&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">with&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">deteriorated&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">253</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">796</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160;&#160;&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,049</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Collectively&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">153,169</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">259,823</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">14,750</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160;26,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">13,922</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">468,107</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total loans&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">153,422</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">270,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">14,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">26,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">13,922</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">479,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div>&#160;</div>

<div>&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Construction&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial<br>
Loans</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Consumer<br>
Loans</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Total</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">2012</font></font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="22" valign="bottom" width="9%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(In thousands)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Individually&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10,246</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">310</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10,556</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Loans acquired&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">with&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">deteriorated&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">credit quality</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">270</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">799</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,069</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Collectively&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for&#160;</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">impairment</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">149,773</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">263,439</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160;13,435</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">24,803</font></font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">14,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="FONT-SIZE: 8pt">465,604</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">150,043</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">274,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">13,435</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">25,113</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">14,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">477,229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="LINE-HEIGHT: 12.55pt; TEXT-INDENT: 0pt; DISPLAY: block"><br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">15</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable.&#160;&#160;Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized during the time within the period that the impaired loans were impaired.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="60%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Recorded</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Investment</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unpaid</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;Principal</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;Balance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Associated</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2013</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">With no related allowance recorded:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="38%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In thousands)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real Estate Loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">265</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">10,831</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">10,872</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Subtotal</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">With an allowance recorded:</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Subtotal</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Total:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real Estate loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">253</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">265</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">10,831</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">10,872</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total Impaired Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="60%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Recorded</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Investment</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unpaid</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Principal</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Balance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Associated</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Allowance</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">December 31, 2012</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">With no related allowance recorded:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="38%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In thousands)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real Estate Loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">270</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">286</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,494</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,554</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">310</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">310</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Subtotal</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">11,074</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">11,150</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">With an allowance recorded:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real Estate Loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">551</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">551</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">9</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Subtotal</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">551</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">551</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">9</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Total:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real Estate loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">270</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">286</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,045</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,105</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">310</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">310</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="60%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total Impaired Loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,625</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,701</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">16</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following information for impaired loans is presented for the periods ended March 31, 2013 and 2012:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="5" valign="bottom" width="23%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Average Recorded</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Investment</font></font></font></td>
<td valign="top" width="9%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td colspan="5" valign="top" width="23%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest Income</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;Recognized</font></font></font></td>
<td valign="top" width="10%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="32%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2013</font></font></font></td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2012</font></font></font></td>
<td valign="top" width="9%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td colspan="2" valign="top" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2013</font></font></font></td>
<td align="right" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="top" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font> <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">2012</font></font></font></td>
<td valign="top" width="10%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total:</font></div>
</td>
<td align="left" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Real Estate loans</font></div>
</td>
<td align="left" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Residential</font></div>
</td>
<td align="left" valign="bottom" width="3%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">262</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">296</font></div>
</td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td align="right" valign="top" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1</font></div>
</td>
<td align="right" valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td align="right" valign="top" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1</font></div>
</td>
<td align="right" valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial</font></div>
</td>
<td align="left" valign="bottom" width="3%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,839</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,197</font></div>
</td>
<td valign="top" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="top" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19</font></div>
</td>
<td align="right" valign="top" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="top" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="top" width="9%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">75</font></div>
</td>
<td align="right" valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial loans</font></div>
</td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</font></font></div>
</td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;385</font></font></div>
</td>
<td valign="top" width="9%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="top" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</font></font></div>
</td>
<td align="right" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="top" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;-</font></font></div>
</td>
<td align="right" valign="top" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="32%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total Loans</font></div>
</td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">11,101</font></font></div>
</td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">13,878</font></font></div>
</td>
<td valign="top" width="9%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td align="right" valign="top" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">20</font></font></div>
</td>
<td align="right" valign="top" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="top" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td align="right" valign="top" width="9%" style="BORDER-BOTTOM: black 4px double">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;&#160;76</font></font></div>
</td>
<td align="right" valign="top" width="10%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Troubled debt restructured loans are those loans whose terms have been renegotiated to provide a reduction or deferral of principal or interest as a result of financial difficulties experienced by the borrower, who could not obtain comparable terms from alternate financing sources.&#160;&#160;As of March 31, 2013, troubled debt restructured loans totaled $5.3 million and had no specific reserves. During 2013, there were no new loans identified as troubled debt restructurings, nor were there any loan modifications classified as troubled debt restructurings that subsequently defaulted.&#160;&#160;As of December 31, 2012, troubled debt restructured loans totaled $5.6 million and resulted in specific reserves of $9,000. For the period ended March 31, 2012, there were no new loans identified as troubled debt restructurings, nor were there any loan modifications classified as troubled debt restructurings that subsequently defaulted.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management uses an eight point internal risk rating system to monitor the credit quality of the overall loan portfolio.&#160;&#160;The first four categories are considered not criticized, and are aggregated as &#8220;Pass&#8221; rated.&#160;&#160;The criticized rating categories utilized by management generally follow bank regulatory definitions.&#160;&#160;The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification.&#160;&#160;Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected.&#160;&#160;All loans greater than 90 days past due are considered Substandard.&#160;&#160;Any portion of a loan that has been charged off is placed in the Loss category.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight.&#160;&#160;Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as non performance, repossession, or death occurs to raise awareness of a possible credit event.&#160;&#160;The Company&#8217;s Loan Review Department is responsible for the timely and accurate risk rating of the loans on an ongoing basis.&#160;&#160;Every credit which must be approved by Loan Committee or the Board of Directors is assigned a risk rating at time of consideration.&#160;&#160;Loan Review also annually reviews relationships of $500,000 and over to assign or re-affirm risk ratings.&#160;&#160;Loans in the Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">17</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of&#160;&#160;March 31, 2013 and December 31, 2012 (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Pass</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Special</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Mention</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Substandard</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Doubtful</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial real estate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">248,287</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,548</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">270,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">26,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">26,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">274,730</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,819</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,548</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">297,097</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">
<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Pass</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Special</font></div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Mention</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Substandard</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Doubtful</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">December 31,&#160;&#160;2012</font></font></div>
</div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial real estate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">251,484</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,245</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,755</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">274,484</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commercial loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">24,427</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">318</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">368</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">26,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">275,911</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,563</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,123</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">299,597</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits.&#160;&#160;The following table presents the recorded investment in the loan classes based on payment activity as of March 31, 2013 and December 31, 2012 (in thousands):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Performing</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Nonperforming</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Residential real estate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">150,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,622</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">153,422</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,750</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,922</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,922</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">179,472</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,622</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">182,094</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Performing</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Nonperforming</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Residential real estate loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">147,197</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">150,043</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,435</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,435</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Consumer loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,154</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,154</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">174,786</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">177,632</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="20%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">18</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.&#160;&#160;The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of March 31, 2013 and December 31, 2012 (in thousands):</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Current</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">31-60 Days Past<font style="DISPLAY: inline; FONT-SIZE: 8pt"> Due</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">61-90 Days <font style="DISPLAY: inline; FONT-SIZE: 8pt">Past Due</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Greater than 90 Days Past Due and still <font style="DISPLAY: inline; FONT-SIZE: 8pt">accruing</font></font></font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Non-<font style="DISPLAY: inline; FONT-SIZE: 8pt">Accrual</font></font></font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Total Past Due and <font style="DISPLAY: inline; FONT-SIZE: 8pt">Non-Accrual</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Total <font style="DISPLAY: inline; FONT-SIZE: 8pt">Loans</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">March 31, 2013</font></div>
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<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate loans</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 446pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">150,283</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">457</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">60</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,622</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,139</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">153,422</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">259,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">856</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">9,960</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10,816</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">270,654</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">14,683</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">67</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">67</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">14,750</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial&#160;&#160;loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">26,405</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">30</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">38</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">26,443</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Consumer&#160;&#160;loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">13,878</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">35</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">9</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">44</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">13,922</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">465,087</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,445</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">77</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">12,582</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">14,104</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">479,191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td align="left" valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Current</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">31-60 Days Past<font style="DISPLAY: inline; FONT-SIZE: 8pt"> Due</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">61-90 Days <font style="DISPLAY: inline; FONT-SIZE: 8pt">Past Due</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Greater than 90 Days Past Due and still <font style="DISPLAY: inline; FONT-SIZE: 8pt">accruing</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Non-<font style="DISPLAY: inline; FONT-SIZE: 8pt">Accrual</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Total Past Due and <font style="DISPLAY: inline; FONT-SIZE: 8pt">Non-Accrual</font></font></font></div>
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<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Total <font style="DISPLAY: inline; FONT-SIZE: 8pt">Loans</font></font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt; FONT-WEIGHT: bold">December 31, 2012</font></div>
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<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate loans</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">146,847</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">256</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">150,043</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
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<td align="left" valign="bottom" width="16%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">261,527</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,333</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">10,026</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">12,957</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">274,484</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">13,363</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">13,435</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial&#160;&#160;loans</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">24,785</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">328</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">25,113</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Consumer&#160;&#160;loans</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">14,029</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">114</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">11</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">125</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">14,154</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="16%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">460,551</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,613</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">865</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">13,200</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">16,678</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">477,229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">19</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table presents the allowance for loan losses by the classes of the loan portfolio:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="26%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(In thousands)</font></div>
</td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Real Estate</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Construction</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;Commercial</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Consumer</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Beginning balance, December 31, 2012</font></div>
</td>
<td align="left" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,797</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,183</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">119</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">223</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">180</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,502</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Charge Offs</font></div>
</td>
<td align="left" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(250</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(313</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(582</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Recoveries</font></div>
</td>
<td align="left" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Provision Expense</font></div>
</td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">427</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">420</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">5</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(47</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(5</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">800</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance,&#160;March 31, 2013</font></div>
</td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,974</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,290</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">124</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">176</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">162</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,726</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance individually </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance collectively </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for impairment</font></div>
</td>
<td align="left" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,974</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,290</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">124</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">176</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">162</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,726</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="26%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(In thousands)</font></div>
</td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Residential</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Commercial</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Real Estate</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Construction</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">&#160;<font style="DISPLAY: inline; FONT-SIZE: 8pt">Commercial</font></font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Consumer</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Beginning balance, December 31, 2011</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,257</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,838</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">72</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">147</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">144</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,458</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Charge Offs</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(61</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(103</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(32</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(196</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Recoveries</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Provision Expense</font></div>
</td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;2</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">272</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">44</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">29</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">350</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance, March 31, 2012</font></div>
</td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,199</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4,007</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,618</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance individually </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,073</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,073</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="26%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Ending balance collectively </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">evaluated for impairment</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,199</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2,934</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">75</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">191</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4,545</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company&#8217;s primary business activity is with customers located in northeastern Pennsylvania. Accordingly, the Company has extended credit primarily to commercial entities and individuals in this area whose ability to honor their contracts is influenced by the region&#8217;s economy.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2013, the Company considered its concentration of credit risk to be acceptable.&#160;&#160;The highest concentrations are in the hospitality lodging industry, property owners associations and bars/restaurants with loans outstanding of $40.2 million, or 43.3% of capital, to the hospitality lodging industry, $10.8 million, or 11.6% of capital, to property owners associations, and $10.2 million, or 11.0% of capital, to bars/restaurants. There were no losses recognized on loans within these concentrations during the current period.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Gross realized gains and gross realized losses on sales of residential mortgage loans were $18,000 and $7,000 respectively, in the first three months of 2013 compared to $5,000 and $0, respectively, in the same</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">20</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">period in 2012.&#160;&#160;The proceeds from the sales of residential mortgage loans totaled $1.1 million and $128,000 for the three months ended March 31, 2013 and 2012, respectively.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">8.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <font style="DISPLAY: inline; TEXT-DECORATION: underline">Fair Value Measurements</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques.&#160;&#160;These valuations are significantly affected by discount rates, cash flow assumptions and risk assumptions used.&#160;&#160;Therefore, fair value estimates may not be substantiated by comparison to independent markets and are not intended to reflect the proceeds that may be realizable in an immediate settlement of the instruments.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Fair value is determined at one point in time and is not representative of future value.&#160;&#160;These amounts do not reflect the total value of a going concern organization.&#160;&#160;Management does not have the intention to dispose of a significant portion of its assets and liabilities and therefore, the unrealized gains or losses should not be interpreted as a forecast of future earnings and cash flows.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The following is a discussion of assets and liabilities measured at fair value on a recurring basis and valuation techniques applied:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Securities:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The fair value of securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities&#8217; relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management&#8217;s best estimate is used. Management&#8217;s best estimate consists of both internal and external support on certain Level 3 investments. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain Level 3 investments, if applicable.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Impaired loans (generally carried at fair value):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company measures impairment generally based on the fair value of the loan&#8217;s collateral.&#160;&#160;Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the lowest level of input that is significant to the fair value measurements.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Foreclosed real estate owned (carried at fair value):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell.&#160;&#160;Fair value is based upon independent market prices, appraised value of the collateral or management&#8217;s estimation of the value of the collateral.&#160;&#160;These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">21</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2013 and December 31, 2012 are as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="50%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" width="46%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Fair Value Measurement Using</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Reporting Date</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Description</font></font></div>
</td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" colspan="16" valign="bottom" width="99%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In thousands)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="50%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Available for Sale:</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">US Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,327</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,327</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,830</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,830</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-government </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63,833</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63,833</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities-financial services</font></div>
</td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">313</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">313</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#173;&#160;-</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">148,598</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">313</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">148,285</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="50%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Available for Sale:</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">US Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,092</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,092</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,786</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,786</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,868</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,868</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-government </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">sponsored agencies</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">64,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">64,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities-financial services</font></div>
</td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">319</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">319</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="50%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">145,390</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">319</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">145,071</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">22</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
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<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2013 and December 31, 2012 are as follows:</font></div>

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<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
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<td valign="bottom" width="36%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Fair Value Measurement Reporting Date using</font></font></div>
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<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In thousands)</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Description</font></font></div>
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<td valign="bottom" width="3%" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Total</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Level 1)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Level 2)</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(Level 3)</font></div>
</td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="14" valign="bottom" width="46%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Impaired Loans</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,084</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed Real Estate Owned</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,099</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="36%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></div>
</td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Impaired Loans</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,616</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="36%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed Real Estate Owned</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">852</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">852</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following tables present additional quantitative information about assets measured at fair value on a nonrecurring basis and for which&#160;&#160;has utilized Level 3 inputs to determine fair value:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="8" valign="bottom" width="70%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Quantitative Information about Level 3 Fair Value Measurements</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In thousands)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair Value</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Estimate</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Valuation <font style="DISPLAY: inline; FONT-SIZE: 9pt">Techniques</font></font></font></div>
</td>
<td valign="bottom" width="25%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unobservable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Input</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Range (Weighted</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Average)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Impaired loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,084</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraisal of </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">collateral(1)</font></div>
</td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraisal </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">adjustments(2)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0-30% (24.07%)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
</tr><tr>
<td align="left" valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed real estate owned</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,099</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraisal of </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">collateral(1)(3)</font></div>
</td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Liquidation </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Expenses(2)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20%</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="28%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;<font style="FONT-SIZE: 9pt">&#160;</font></font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="8" valign="bottom" width="70%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Quantitative Information about Level 3 Fair Value Measurements</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(In thousands)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fair Value</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Estimate</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="FONT-SIZE: 9pt">Valuation <font style="DISPLAY: inline; FONT-SIZE: 9pt">Techniques</font></font></font></div>
</td>
<td valign="bottom" width="25%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unobservable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Input</font></font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Range (Weighted</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Average)</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="25%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Impaired loans</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraisal of </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">collateral(1)</font></div>
</td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraisal </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">adjustments(2)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0-30% (24.10%)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
</tr><tr>
<td align="left" valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
</tr><tr>
<td align="left" valign="bottom" width="28%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed real estate owned</font></div>
</td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">852</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Appraisal of </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">collateral(1)(3)</font></div>
</td>
<td valign="bottom" width="25%" style="TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Liquidation </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Expenses(2)</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">20%</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left">&#160;</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="center">
<table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="5%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(1)</font></td>
<td valign="top" width="95%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Fair value is generally determined through independent appraisals of the underlying collateral, which<font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;generally include various level 3 inputs which are not identifiable, less any associated allowance.</font></font></td>
</tr><tr>
<td valign="top" width="5%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(2)</font></td>
<td valign="top" width="95%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses.&#160;&#160;The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.</font></td>
</tr><tr>
<td valign="top" width="5%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(3)</font></td>
<td valign="top" width="95%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Includes qualitative adjustments by management and estimated liquidation expenses.</font></font></div>
</td>
</tr></table>
</div>

<div>&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">23</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company&#8217;s assets and liabilities.&#160;&#160;Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company&#8217;s disclosures and those of other companies may not be meaningful.&#160;&#160;The following methods and assumptions were used to estimate the fair values of the Company&#8217;s financial instruments at March 31, 2013 and December 31, 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Cash and cash equivalents <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The carrying amounts reported in the consolidated balance sheet for cash and short-term instruments approximate those assets&#8217; fair values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Loans receivable <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans.&#160;&#160;Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal.&#160;&#160;Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mortgage servicing rights <font style="FONT-STYLE: italic; DISPLAY: inline">(generally carried at cost)</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company utilizes a third party provider to estimate the fair value of certain loan servicing rights.&#160;&#160;Fair value for the purpose of this measurement is defined as the amount at which the asset could be exchanged in a current transaction between willing parties, other than in a forced liquidation.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Restricted Investment in Federal Home Loan Bank stock <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula.&#160;&#160;This restricted stock has no quoted market value and is carried at cost.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Bank Owned Life Insurance <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The fair value is equal to the cash surrender value of the Bank-owned life insurance.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Accrued interest receivable and payable <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The carrying amount of accrued interest receivable and accrued interest payable approximates its fair value.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Deposit liabilities <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The fair values disclosed for demand deposits (e.g. interest and noninterest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts).&#160;&#160;Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">24</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">Short-term borrowings <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost):</font><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The carrying amounts of short-term borrowings approximate their fair values.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Other borrowings <font style="FONT-STYLE: italic; DISPLAY: inline">(carried at cost</font>):</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity.&#160;&#160;These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Off-balance sheet financial instruments <font style="FONT-STYLE: italic; DISPLAY: inline">(disclosed at cost):</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Fair values for the Company&#8217;s off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties&#8217; credit standing.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The estimated fair values of the Bank&#8217;s financial instruments were as follows at March 31, 2013 and December 31, 2012. (In thousands)</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="18" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Fair Value Measurements at March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Carrying Amount</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Quoted Prices in Active Markets for Identical Assets</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Significant Other Observable Inputs</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Significant Unobservable Inputs</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Financial assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,945</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,945</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,945</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">148,771</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">148,773</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">313</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">148,460</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans receivable, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">472,937</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">486,608</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">486,608</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage servicing rights</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">234</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Regulatory Stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,402</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,456</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt; FONT-WEIGHT: bold">Financial liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">535,632</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">537,201</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">324,564</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">212,637</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,859</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,859</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">21,859</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,068</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,068</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,082</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,082</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,082</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Off-balance sheet financial instruments:</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -18pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commitments to extend credit and outstanding letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">25</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="18" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Fair Value Measurements at December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Carrying Amount</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Fair Value</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Quoted Prices in Active Markets for Identical Assets</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(Level 1)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Significant Other Observable Inputs</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(Level 2)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px">&#160;</td>
<td valign="bottom" style="PADDING-BOTTOM: 2px">&#160;</td>
<td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Significant Unobservable Inputs</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">(Level 3)</font></font></div>
</td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Financial assets:</font></div>
</td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cash and cash equivalents</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">145,563</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">145,567</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">319</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">145,248</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans receivable, net</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">471,208</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">485,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">485,848</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage servicing rights</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">243</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">243</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">243</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Regulatory stock</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,630</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,630</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,630</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Bank owned life insurance</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">15,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accrued interest receivable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,393</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,393</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,393</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Financial liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">524,425</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">526,081</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">313,166</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">212,915</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">28,697</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,487</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,426</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,426</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accrued interest payable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,242</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,242</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,242</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="40%">
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Commitments to extend credit </font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">and outstanding letters of&#160;&#160;credit</font></font></div>
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<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; &#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; &#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; &#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; &#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt">&#160; &#160; &#160; <font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">9.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; TEXT-DECORATION: underline">New and Recently Adopted Accounting Pronouncements</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
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<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font><font style="DISPLAY: inline; TEXT-DECORATION: underline">Recent Accounting Pronouncements:</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In February 2013, the FASB issued ASU 2013-02, <font style="FONT-STYLE: italic; DISPLAY: inline">Comprehensive Income (Topic 220):&#160;&#160;Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income</font>.&#160;&#160;&#160;The amendments in this Update require an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. generally accepted accounting principles (GAAP) to be reclassified in its entirety to net income.&#160;&#160;For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts.&#160;&#160;For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012.&#160;&#160;Early adoption is permitted.&#160;&#160;The Company has provided the necessary disclosures in Note 4.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In February 2013, the FASB issued ASU 2013-04, <font style="FONT-STYLE: italic; DISPLAY: inline">Liabilities (Topic 405): Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date</font>.&#160;&#160;The objective of the amendments in this Update is to provide guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the </font></div>

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<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
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<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
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<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
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<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt">total amount of the obligation within the scope of this guidance is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. generally accepted accounting principles (GAAP). Examples of obligations within the scope of this Update include debt arrangements, other contractual obligations, and settled litigation and judicial rulings. U.S. GAAP does not include specific guidance on accounting for such obligations with joint and several liability, which has resulted in diversity in practice. Some entities record the entire amount under the joint and several liability arrangement on the basis of the concept of a liability and the guidance that must be met to extinguish a liability. Other entities record less than the total amount of the obligation, such as an amount allocated, an amount corresponding to the proceeds received, or the portion of the amount the entity agreed to pay among its co-obligors, on the basis of the guidance for contingent liabilities. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013.&#160;&#160;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt">This ASU is not expected to have a significant impact on the Company&#8217;s financial statements.</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 2.&#160;&#160;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Forward-Looking Statements</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The Private Securities Litigation Reform Act of 1995 contains safe harbor provisions regarding forward-looking statements. When used in this discussion, the words &#8220;believes,&#8221; &#8220;anticipates,&#8221; &#8220;contemplates,&#8221; &#8220;expects,&#8221; and similar expressions are intended to identify forward-looking statements. Such statements are subject to certain risks and uncertainties which could cause actual results to differ materially from those projected. Those risks and uncertainties are as follows:</font></div>

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<div>
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<tr>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">our ability to realize the anticipated benefits from our acquisition of North Penn Bancorp, Inc.</font></div>
</td>
</tr><tr>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<td align="left" valign="top" width="69%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">possible future impairment of intangible assets</font></div>
</td>
</tr><tr>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<td align="left" valign="top" width="69%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">our ability to effectively manage future growth</font></div>
</td>
</tr><tr>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">loan losses in excess of our allowance</font></div>
</td>
</tr><tr>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<td align="left" valign="top" width="69%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">risks inherent in commercial lending</font></div>
</td>
</tr><tr>
<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">real estate collateral which is subject to declines in value</font></div>
</td>
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<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">potential other-than-temporary impairments</font></div>
</td>
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<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">higher deposit insurance premiums</font></div>
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<td valign="top" width="6%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td align="left" valign="top" width="5%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
</td>
<td align="left" valign="top" width="69%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">soundness of other financial institutions</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">increased compliance burden under new financial reform legislation</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">risk of failure to stabilize the financial system</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">current market volatility</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">potential liquidity risk</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">regional economic factors</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">loss of senior officers</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">competitive environment</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#8226;</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">issuing additional shares may dilute ownership</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">extensive and complex governmental regulation and associated cost</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">interest rate risks</font></div>
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<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Norwood Financial Corp. undertakes no obligation to publicly release the results of any revisions to those forward-looking statements which may be made to reflect events or circumstances after the date hereof or to reflect the occurrence of unanticipated events.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Critical Accounting Policies</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Note 2 to the Company&#8217;s consolidated financial statements for the year ended December 31, 2012 (incorporated by reference in Item 8 of the Form 10-K) lists significant accounting policies used in the development and presentation of its financial statements.&#160;&#160;This discussion and analysis, the significant accounting policies, and other financial statement disclosures identify and address key variables and other qualitative and quantitative factors that are necessary for an understanding and evaluation of the Company and its results of operations.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, potential impairment of restricted stock, accounting for stock options, the valuation of deferred tax assets, the fair value of financial instruments, valuation of impaired loans, and the determination of other-than-temporary impairment losses on securities.&#160;&#160;Please refer to the discussion of the allowance for loan losses calculation under &#8220;Allowance for Loan Losses and Non-performing Assets&#8221; in the &#8220;Changes in Financial Condition&#8221; section.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company uses the modified prospective transition method to account for stock based compensation.&#160;&#160;Under this method companies are required to record compensation expense, based on the fair value of options over the vesting period.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Deferred income taxes reflect temporary differences in the recognition of the revenue and expenses for tax reporting and financial statement purposes, principally because certain items are recognized in different periods for financial reporting and tax return purposes.&#160;&#160;Although realization is not assured, the Company believes that it is more likely than not that all deferred tax assets will be realized.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Bonds, notes and debentures for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the term of the security.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates such designation as of each Consolidated Balance Sheet date.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Declines in the fair value of held to maturity and available for sale securities below their cost that are deemed to be other than temporary are reflected in earnings as realized losses.&#160;&#160;In estimating other-than-temporary impairment losses, the Company considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent of the Company to not sell the securities and it is more likely than not that it will not have to sell the securities before recovery of their cost basis.&#160;&#160;The Company believes that the unrealized loss on all other securities at March 31, 2013 and December 31, 2012 represent temporary impairment of the securities, related to changes in interest rates.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company, as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula.&#160;&#160;This restricted stock has not quoted market value and is carried at cost.</font></div>

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<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management evaluates the restricted stock for impairment. Management&#8217;s determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather</font></div>

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<br>
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of their cost is influenced by criteria such as (1) the significance of the decline in net assets of the FHLB as compared to the capital stock amount for the FHLB and the length of time this situation has persisted, (2) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance of the FHLB, and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the FHLB.</font></div>

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<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Management evaluated the stock and concluded that the stock was not impaired for the periods presented herein.&#160;&#160;More consideration was given to the long-term prospects for the FHLB as opposed to the recent stress caused by the extreme economic conditions the world is facing.&#160;&#160;Management also considered that the FHLB&#8217;s regulatory capital ratios have increased from the prior year, liquidity appears adequate, and the new shares of FHLB stock continue to change hands at the $100 par value.&#160;&#160;Management believes no impairment<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">&#160;</font>charge is necessary related to FHLB stock as of March 31, 2013.</font></div>

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<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In connection with the acquisition of North Penn, we recorded goodwill in the amount of $9.7 million, representing the excess of amounts paid over the fair value of net assets of the institutions acquired in purchase transactions, at its fair value at the date of acquisition.&#160;&#160;Goodwill is tested and deemed impaired when the carrying value of goodwill exceeds its implied fair value.&#160;&#160;The value of the goodwill can change in the future.&#160;&#160;We expect the value of the goodwill to decrease if there is a significant decrease in the franchise value of the Bank.&#160;&#160;If an impairment loss is determined in the future, we will reflect the loss as an expense for the period in which the impairment is determined, leading to a reduction of our net income for that period by the amount of the impairment loss.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Changes in Financial Condition</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">General</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Total assets as of March 31, 2013 were $680.8 million compared to $672.3 million as of December 31, 2012, an increase of $8.5 million.&#160;&#160;The increase includes $7.8 million of overnight liquidity which was funded with an $11.2 million increase in deposits.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Securities</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The fair value of securities available for sale as of March 31, 2013 was $148.6 million compared to $145.4 million as of December 31, 2012.&#160;&#160;The Company purchased $16.9 million of securities principally using the proceeds from $12.5 million of securities sold, called, maturities and principal reductions.</font></div>

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</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The carrying value of the Company&#8217;s securities portfolio (Available-for Sale and Held-to Maturity) consisted of the following:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="39%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="18%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="39%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)</font></div>
</td>
<td align="left" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Amount</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">% of portfolio</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="3%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">Amount</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">% of portfolio</font></font></div>
</td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">US Government agencies</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,295</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11.6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,092</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9.0</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">States and political subdivisions</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,500</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">39.3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">58,959</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">40.5</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Corporate obligations</font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,830</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6.0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,868</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6.1</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="39%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Mortgage-backed securities-</font><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">government sponsored entities</font></font></div>
</td>
<td align="right" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">63,833</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">42.9</font> </font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">64,325</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;44.2</font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="39%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Equity securities-financial services</font></div>
</td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">313</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">0.2</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;319</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">&#160;0.2</font></font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="39%" style="PADDING-BOTTOM: 4px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></div>
</td>
<td align="right" valign="bottom" width="3%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">148,771</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">100.0</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="2%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">145,563</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-SIZE: 9pt">100.0</font></font></td>
<td nowrap valign="bottom" width="10%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company has securities in an unrealized loss position.&#160;&#160;In management&#8217;s opinion, the unrealized losses in state and political subdivisions and mortgage-backed securities reflect changes in interest rates subsequent to the acquisition of specific securities.&#160;&#160;The Company holds a small amount of equity securities in</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">29</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">other financial institutions, the value of which has been impacted by the weakening conditions of the financial markets.&#160;&#160;Management believes that the unrealized losses on all other equity holdings represent temporary impairment of the securities, as the Company has the intent and ability to hold these investments until maturity or market price recovery.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Loans</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>Loans receivable totaled $478.7 million at March 31, 2013 compared to $476.7 million as of December 31, 2012.&#160;&#160;The growth recorded in 2013 was attributed to a $3.4 million increase in residential mortgage loans.&#160;&#160;Commercial real estate loans decreased $3.8 million during the period while other loans increased $2.4 million.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The allowance for loan losses totaled $5,726,000 as of March 31, 2013 and represented 1.20% of total loans, compared to $5,502,000, or 1.15% of total loans, at December 31, 2012, and $5,618,000, or 1.17% of total loans, as of March 31, 2012.&#160;&#160;The Company had net charge-offs for the three months ended March 31, 2013 of $576,000 compared to $190,000 in the comparable period in 2012.&#160;&#160;The Company&#8217;s loan review process assesses the adequacy of the allowance for loan losses on a quarterly basis.&#160;&#160;The process includes an analysis of the risks inherent in the loan portfolio.&#160;&#160;It includes an analysis of impaired loans and a historical review of credit losses by loan type.&#160;&#160;Other factors considered include:&#160;&#160;concentration of credit in specific industries; economic and industry conditions; trends in delinquencies and loan classifications, large dollar exposures and loan growth.&#160;&#160;Management considers the allowance adequate at March 31, 2013 based on the Company&#8217;s criteria.&#160;&#160;However, there can be no assurance that the allowance for loan losses will be adequate to cover significant losses, if any, that might be incurred in the future.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As of March 31, 2013, non-performing loans totaled $12.6 million, which is 2.63% of total loans compared to $13.2 million, or 2.77% of total loans at December 31, 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth information regarding non-performing loans and foreclosed real estate at the dates indicated:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="45%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)</font></div>
</td>
<td align="left" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="8%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="45%" style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div style="TEXT-ALIGN: left; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans accounted for on a non-accrual basis:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Commercial and all other</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">328</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Real Estate</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,582</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="8%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,872</font></font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,582</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,200</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="45%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Accruing loans which are contractually</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;past due 90 days or more</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="8%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;-</font></font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total non-performing loans</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,582</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,200</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed real estate</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1,099</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="8%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;852</font></font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total non-performing assets</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">13,681</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="8%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">14,052</font></font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Allowance for loans losses</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,726</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,502</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Coverage of non-performing loans</font></font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.46</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">x</font></td>
<td align="right" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">0.42</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">x</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-performing loans to total loans</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.63</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.77</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-performing loans to total assets</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.85</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1.96</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="45%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-performing assets to total assets</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.01</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="8%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2.09</font></td>
<td nowrap valign="bottom" width="15%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Deposits</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>During the period, total deposits increased $11.2 million which includes growth of $2.3 million in non-interest bearing demand deposits, a $7.9 million increase in money market and NOW accounts, and a $1.2</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">30</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">million increase in savings deposits.&#160;&#160;Certificates of deposit decreased $.2 million due primarily to the runoff of deposits acquired through promotions.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following table sets forth deposit balances as of the dates indicated:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="35%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)</font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="35%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-interest bearing demand</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">84,357</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">82,075</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest bearing demand</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">46,711</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">45,616</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Money market deposit accounts</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">123,664</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">116,841</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Savings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">69,832</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">68,633</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time deposits &lt;$100,000</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">136,644</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">139,949</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time deposits &gt;$100,000</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">74,424</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;71,311</font></font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="35%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160;&#160;&#160;Total</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">535,632</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">524,425</font></font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Borrowings</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Short-term borrowings as of March 31, 2013 totaled $21.9 million compared to $28.7 million as of December 31, 2012.&#160;&#160;Short-term borrowings, which consisted of securities sold under agreements to repurchase declined $6.8 million principally due to the seasonality of municipal cash management accounts.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Other borrowings consisted of the following:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">(dollars in thousands)</font></div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="4%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Notes with the FHLB:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Convertible note due May 2013 at 3.015%</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">5,000</font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Fixed rate note due July 2015 at 4.34%</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,441</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">7,487</font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Convertible note due January 2017 at 4.71%</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,000</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">10,000</font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Amortizing advance due January, 2018 at 0.91%</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,902</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">25,343</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,487</font></font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The convertible notes contain an option which allows the FHLB, at quarterly intervals to change the note to an adjustable-rate advance at three month LIBOR plus 17 to 22 basis points.&#160;&#160;If the notes are converted, the option allows the Bank to put the funds back to the FHLB at no charge.&#160;&#160;The fixed rate borrowing due July 2015 includes a $441,000 fair value adjustment recorded at the time of the North Penn acquisition.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Off-Balance Sheet Arrangements</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Bank is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers.&#160;&#160;These financial instruments include commitments to extend credit and letters of credit.&#160;&#160;Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Bank&#8217;s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.&#160;&#160;Commitments to grant loans totaled $22.8 million as of March 31, 2013 compared to $17.6 million as of December 31, 2012.</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">31</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>A summary of the contractual amount of the Company&#8217;s financial instrument commitments is as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2013</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></font></div>
</td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="6" valign="bottom" width="34%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(in thousands)</font></div>
</td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unfunded availability under loan commitments</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">22,836</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,582</font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Unfunded commitments under lines of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">49,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">42,735</font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Standby letters of credit</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,128</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6,128</font></font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="4%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="15%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="40%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">78,397</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="left" valign="bottom" width="4%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="15%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">66,445</font></font></td>
<td nowrap valign="bottom" width="25%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Stockholders&#8217; Equity and Capital Ratios</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>As of March 31, 2013, stockholders&#8217; equity totaled $92.9 million, compared to $92.4 million as of December 31, 2012.&#160;&#160;&#160;The net change in stockholders&#8217; equity included $2.3 million of net income, that was partially offset by $1.0 million of dividends declared, a $319,000 reduction due to an increase in Treasury Stock, and a $192,000 increase due to the exercise and vesting of stock options.&#160;&#160;In addition, accumulated other comprehensive income decreased $662,000 due to a decrease in fair value of securities in the available for sale portfolio, net of tax.&#160;&#160;This increase in fair value is the result of a change in interest rates and spreads, which may impact the value of the securities. Because of interest rate volatility, the Company&#8217;s accumulated other comprehensive income could materially fluctuate for each interim and year-end period.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>A comparison of the Company&#8217;s regulatory capital ratios is as follows:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div align="center">
<table bgcolor="white" cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td width="30%" style="PADDING-BOTTOM: 2px"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March&#160;&#160;31, 2013</font></td>
<td width="5%" style="PADDING-BOTTOM: 2px"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="15%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></td>
<td width="38%" style="PADDING-BOTTOM: 2px"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td width="30%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Tier 1 Capital</font></font></div>
</td>
<td width="12%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="5%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="15%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="38%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td width="30%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; (To average assets)</font></td>
<td width="12%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12.18%</font></td>
<td width="5%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="15%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11.77%</font></td>
<td width="38%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td width="30%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Tier 1 Capital</font></font></div>
</td>
<td width="12%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="5%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="15%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="38%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td width="30%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; (To risk-weighted assets)&#160;</font></td>
<td width="12%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16.54%</font></td>
<td width="5%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="15%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">16.37%</font></td>
<td width="38%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td width="30%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total Capital</font></font></div>
</td>
<td width="12%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="5%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="15%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="38%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td width="30%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;&#160;&#160; (To risk-weighted assets)&#160;&#160;</font></td>
<td width="12%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17.72%&#160;</font></td>
<td width="5%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td width="15%" style="TEXT-ALIGN: center"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17.51%</font></td>
<td width="38%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
</tr></table>
</div>

<div>&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The minimum capital requirements imposed by the FDIC on the Bank for leverage, Tier 1 and Total Capital are 4%, 4% and 8%, respectively.&#160;&#160;The Company has similar capital requirements imposed by the Board of Governors of the Federal Reserve System (FRB).&#160;&#160;The Bank is also subject to more stringent Pennsylvania Department of Banking (PDB) guidelines.&#160;&#160;The Bank&#8217;s capital ratios do not differ significantly from the Company&#8217;s ratios.&#160;&#160;Although not adopted in regulation form, the PDB utilizes capital standards requiring a minimum of 6.5% leverage capital and 10% total capital.&#160;&#160;The Company and the Bank were in compliance with FRB, FDIC and PDB capital requirements as of March 31, 2013 and December 31, 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Liquidity</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>As of March 31, 2013, the Company had cash and cash equivalents of $15.9 million in the form of cash, due from banks and short-term deposits with other institutions.&#160;&#160;In addition, the Company had total securities available for sale of $148.6 million which could be used for liquidity needs.&#160;&#160;This totals $164.5 million and represents 24.2% of total assets compared to $157.7 million and 23.5% of total assets as of December 31, 2012.&#160;&#160;The Company also monitors other liquidity measures, all of which were within the Company&#8217;s policy guidelines as of March 31, 2013 and December 31, 2012.&#160;&#160;Based upon these measures, the Company believes its liquidity is adequate.</font></div>

<br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Capital Resources</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Company has a line of credit commitment available from the Federal Home Loan Bank (FHLB) of Pittsburgh for borrowings of up to $20,000,000 which expires in December 2016.&#160;&#160;There were no borrowings under this line at March 31, 2013 and December 31, 2012.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Company has a line of credit commitment from Atlantic Central Bankers Bank for $7,000,000 which expires June 30, 2013.&#160;&#160;There were no borrowings under this line as of March 31, 2013 and December 31, 2012.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Company has a line of credit commitment available which has no stated expiration date from PNC Bank for $16,000,000.&#160;&#160;There were no borrowings under this line as of March 31, 2013 and December 31, 2012.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Bank&#8217;s maximum borrowing capacity with the Federal Home Loan Bank was approximately $258,000,000 as of March 31, 2013, of which $24,902,000 and $22,000,000 was outstanding at March 31, 2013 and December 31, 2012 respectively.&#160;&#160;Advances from the Federal Home Loan Bank are secured by qualifying assets of the Bank.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Non-GAAP Financial Measures</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>This report contains or references fully taxable-equivalent (fte) interest income and net interest income, which are non-GAAP financial measures.&#160;&#160;Interest income (fte) and net interest income (fte) are derived from GAAP interest income and net interest income using an assumed tax rate of 34%.&#160;&#160;We believe the presentation of interest income (fte) and net interest income (fte) ensures comparability of interest income and net interest income arising from both taxable and tax-exempt sources and is consistent with industry practice.&#160;&#160;Net interest income (fte) is reconciled to GAAP net interest income on page 34.&#160;&#160;Although the Company believes that these non-GAAP financial measures enhance investors&#8217; understanding of our business and performance, these non-GAAP financial measures should not be considered an alternative to GAAP measures.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Results of Operations</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">NORWOOD FINANCIAL CORP.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Consolidated Average Balance Sheets with Resultant Interest and Rates</font></div>

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<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(Tax-Equivalent Basis, dollars in thousands)</font></div>
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<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="22" valign="bottom" width="64%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Three Months Ended March 31,</font></font></div>
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<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="31%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">2013</font></font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="31%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">2012</font></font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt">Average</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Balance</font></font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2)</font></div>
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<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Interest</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1)</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;Rate</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(3)</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Balance</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(2)</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">Interest</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(1)</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Average</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">&#160;Rate</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(3)</font></div>
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<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Assets</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Interest-earning assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Interest bearing deposits with banks</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3,983</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.30</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5,718</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.28</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Securities held-to-maturity</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">173</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6.94</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">171</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4.68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Securities available for sale:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Taxable</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">89,946</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">400</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1.78</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">92,769</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">533</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">2.30</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Tax-exempt(1)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">54,973</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">706</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.14</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">53,735</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">745</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.55</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total securities available for sale (1)</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">144,919</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,106</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.05</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">146,504</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,278</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.49</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Loans receivable (1) (4) (5)</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">478,170</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">6,231</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.21</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">469,937</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">6,437</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">5.48</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">627,245</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">7,343</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4.68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">622,330</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">7,721</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">4.96</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Non-interest earning assets:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Cash and due from banks</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">8,835</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">8,299</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Allowance for loan losses</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(5,580</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">(5,543</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Other assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">44,199</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">40,505</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total non-interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">47,454</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">48,839</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total Assets</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">674,699</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">671,169</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Liabilities and Stockholders' Equity</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Interest bearing demand and money market</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">167,514</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">111</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.27</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">165,561</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">139</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.34</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Savings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">69,178</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">17</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.10</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">67,913</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">25</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.15</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Time</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">210,035</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">626</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1.19</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">225,959</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">797</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1.41</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">446,727</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">754</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.68</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">459,433</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">961</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.84</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">22,137</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">12</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.22</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">18,459</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.24</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">24,734</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">190</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.07</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">27,651</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">244</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">3.53</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">493,598</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">956</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.77</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">505,543</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">1,216</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">0.96</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Non-interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Demand deposits</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">83,618</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">72,078</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Other liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">4,073</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3,969</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 27pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total non-interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">87,691</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">76,047</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px; PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Stockholders' equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">93,410</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">89,579</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Total Liabilities and Stockholders' Equity</font></div>
</td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">674,699</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">671,169</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="34%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160; </font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Net interest income (tax equivalent basis)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6,387</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">3.91</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">6,505</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">4.00</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Tax-equivalent basis adjustment</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(286</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">(318</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">)</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Net interest income</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">6,101</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">$</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">6,187</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="34%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">Net interest margin (tax equivalent basis)</font></div>
</td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">4.07</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="TEXT-ALIGN: right; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td align="right" valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">&#160;</font></td>
<td valign="bottom" width="8%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt"><font style="DISPLAY: inline; FONT-SIZE: 8pt">4.18</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 8pt">%</font></td>
</tr></table>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(1)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Interest and yields are presented on a tax-equivalent basis using a marginal tax rate of 34%.</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(2)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Average balances have been calculated based on daily balances.</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(3)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Annualized</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(4)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Loan balances include non-accrual loans and are net of unearned income.</font></div>
</td>
</tr></table>
</div>

<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 36pt">
<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">(5)</font></div>
</td>
<td>
<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">Loan yields include the effect of amortization of deferred fees, net of costs.</font></div>
</td>
</tr></table>
</div>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">34</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Rate/Volume Analysis.</font>&#160;&#160;The following table shows the fully taxable equivalent effect of changes in volumes and rates on interest income and interest expense.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="45%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Increase/(Decrease)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="45%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three months ended March 31, 2013&#160;Compared to</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="45%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three months ended March 31, 2012</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="45%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Variance due to</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Volume</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Rate</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: center; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="10" valign="bottom" width="45%" style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(dollars in thousands)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest earning assets:</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="13%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right">&#160;</div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="2" valign="bottom" width="13%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest bearing deposits with banks</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities held to maturity</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities available for sale:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Taxable</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(16</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(117</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(133</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Tax-exempt securities</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">95</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(134</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(39</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total securities</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">79</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(251</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(172</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans receivable</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">609</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(815</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(206</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest earning assets</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">685</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(1,063</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(378</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td valign="bottom" width="52%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest bearing liabilities:</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest-bearing demand and money market</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(28</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Savings</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(11</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(53</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(118</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(171</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(39</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(168</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Short-term borrowings</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">6</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(5</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other borrowings</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(24</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(30</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(54</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total interest bearing liabilities</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(57</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(203</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(260</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr><tr>
<td align="left" valign="bottom" width="52%" style="PADDING-BOTTOM: 4px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net interest income (tax-equivalent basis)</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">742</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(860</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="12%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(118</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Changes in net interest income that could not be specifically identified as either a rate or volume change were allocated proportionately to changes in volume and changes in rate.</font><br>
</div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">35</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Comparison of Operating Results for The Three Months Ended March 31, 2013 to March 31, 2012</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">General</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>For the three months ended March 31, 2013, net income totaled $2,308,000 compared to $2,186,000 earned in the similar period in 2012.&#160;&#160;The increased net income for the three months ended March 31, 2013 is due primarily to $770,000 of proceeds from a bank-owned life insurance policy and the related tax effect. Earnings per share for the current period were $.64 for basic and $.63 for fully diluted compared to $.61 per share for both basic and diluted for the three months ended March 31, 2012, after giving retroactive effect for the 10% stock dividend declared in the first quarter of 2013.&#160;&#160;The resulting annualized return on average assets and annualized return on average equity for the three months ended March 31, 2013 was 1.39% and 10.02%, respectively, compared to 1.31% and 9.81%, respectively, for the similar period in 2012.</font><br>
&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The following table sets forth changes in net income:</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div align="left">
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">(<font style="FONT-FAMILY: times new roman; FONT-SIZE: 9pt">dollars in thousands)</font></font></div>
</td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="4" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Three months ended</font></font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160;</font></td>
<td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td colspan="4" valign="bottom" width="28%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">March 31, 2012 to March 31, 2013</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net income three months ended March 31, 2012</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,186</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Change due to:</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net interest income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(86</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Provision for loan losses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(450</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Gain on sales of loans and securities</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(264</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Earnings and proceeds on bank-owned life insurance</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">793</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other income</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">57</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Salaries and employee benefits</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(60</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Occupancy, furniture and equipment</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(42</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Foreclosed real estate expense</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(69</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">All other expenses</font></div>
</td>
<td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="5%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17</font></td>
<td valign="bottom" width="11%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="40%" style="PADDING-BOTTOM: 2px">
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<td valign="bottom" width="11%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">226</font></font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Net income three months ended&#160;&#160;March 31, 2013</font></div>
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<td valign="bottom" width="11%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="5%" style="BORDER-BOTTOM: black 4px double; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">2,308</font></font></td>
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<td nowrap valign="bottom" width="30%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Net Interest Income</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Net interest income on a fully taxable equivalent basis (fte) for the three months ended March 31, 2013</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">totaled $6,387,000, a decrease of $118,000 from the similar period in 2012.&#160;&#160;The fte net interest spread and net interest margin were 3.91% and 4.07%, respectively, for the three months ended March 31, 2013 compared to 4.00% and 4.18%, respectively, for the similar period in 2012.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Interest income (fte) totaled $7,343,000 with a yield on average earning assets of 4.68% compared to $7,721,000 and 4.96% for the 2012 period. Average loans increased $8.2 million over the comparable period of last year but a 27 basis point decrease in average loan yields and a 44 basis point decrease in average investment yields led to a 28 basis point decrease in the yield on earning assets and a $378,000 decrease in total interest income.&#160;&#160;The reduced yields are due to reinvestment at current market rates.&#160;&#160;A decreased level of low yield money market assets had a slight positive impact.&#160;&#160;Average earning assets totaled $627.2 million for the three months ended March 31, 2013, an increase of $4.9 million over the average for the similar period in 2012.&#160;&#160;This increase in average earning assets helped offset the decline in asset yields.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Interest expense for the three months ended March 31, 2013 totaled $956,000 at an average cost of .77% compared to $1,216,000 and .96% for the similar period in 2012.&#160;&#160;As a result of the continued low interest</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">rate environment, the Company further reduced rates paid on its money market accounts and cash management products, which are included in short-term borrowings.&#160;&#160;The cost of time deposits, which is the most significant component of funding, declined to 1.19% from 1.41% for the similar period in the prior year.&#160;&#160;As time deposits matured, they repriced at the current lower rates resulting in the decrease.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Provision for Loan Losses</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>The Company&#8217;s provision for loan losses for the three months ended March 31, 2013 was $800,000 compared to $350,000 for the three months ended March 31, 2012.&#160;&#160;The Company makes provisions for loan losses in an amount necessary to maintain the allowance for loan losses at an acceptable level.&#160;&#160;The increase in the provision reflects an increase in net charge-offs during the quarter as well as loan growth recorded during the period. Net charge-offs were $576,000 for the quarter ended March 31, 2013 compared to $190,000 for the similar period in 2012.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Other Income</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Other income totaled $1,877,000 for the three months ended March 31, 2013 compared to $1,291,000 for the similar period in 2012.&#160;&#160;The current period includes $770,000 of proceeds on a bank-owned life insurance policy as well as a $138,000 gain on the sale of investment securities compared to a $402,000 gain in the first quarter of 2012.&#160;&#160;All other service charges and fees increased $80,000 compared to the first quarter of last year.&#160;&#160;Gains on the sale of residential mortgage loans were minimal due to reduced activity in both periods.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Other Expense</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Other expense for the three months ended March 31, 2013 totaled $4,301,000, or an increase of $154,000 from $4,147,000 for the similar period in 2012.&#160;&#160;Foreclosed real estate costs increased $69,000 due to several write-downs during the current period, while all other operating expenses increased $85,000, or 2.1%.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Income Tax Expense</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Income tax expense totaled $569,000 for an effective tax rate of 19.8% for the period ending March 31, 2013 compared to $795,000 for an effective tax rate of 26.7% for the similar period in 2012.&#160;&#160;The reduction in the effective tax rate reflects the $770,000 of insurance proceeds received in the current period which are tax exempt.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 3.&#160;&#160;Quantitative and Qualitative Disclosures about Market Risk</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Market Risk</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Interest rate sensitivity and the repricing characteristics of assets and liabilities are managed by the Asset and Liability Management Committee (ALCO).&#160;&#160;The principal objective of ALCO is to maximize net interest income within acceptable levels of risk, which are established by policy.&#160;&#160;Interest rate risk is monitored and managed by using financial modeling techniques to measure the impact of changes in interest rates.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Net interest income, which is the primary source of the Company&#8217;s earnings, is impacted by changes in interest rates and the relationship of different interest rates.&#160;&#160;To manage the impact of the rate changes, the balance sheet must be structured so that repricing opportunities exist for both assets and liabilities at approximately the same time intervals.&#160;&#160;The Company uses net interest simulation to assist in interest rate risk management.&#160;&#160;The process includes simulating various interest rate environments and their impact on net interest income.&#160;&#160;As of March 31, 2013, the level of net interest income at risk in a 200 basis point change in</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">interest rates was within the Company&#8217;s policy limits.&#160;&#160;The Company&#8217;s policy allows for a decline of no more than 8% of net interest income for a <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">&#177;</font> 200 basis point shift in interest rates.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>Imbalance in repricing opportunities at a given point in time reflects interest-sensitivity gaps measured as the difference between rate-sensitive assets (RSA) and rate-sensitive liabilities (RSL).&#160;&#160;These are static gap measurements that do not take into account any future activity, and as such are principally used as early indications of potential interest rate exposures over specific intervals.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>As of March 31, 2013, the Company had a positive 90 day interest sensitivity gap of $53.1 million or 7.8% of total assets, a decrease from the $54.3 million or 8.1% of total assets as of December 31, 2012.&#160;&#160;Rate sensitive assets repricing within 90 days increased $6.8 million as a $4.2 million decrease in loans repricing within the period was offset by an increase in interest bearing deposits and securities repricing.&#160;&#160;Time deposits repricing within 90 days increased $2.9 million, while non-maturity interest bearing balances increased $1.6 million and other borrowings increased $3.4 million due to FHLB borrowings.&#160;&#160;A positive gap means that rate-sensitive assets are greater than rate-sensitive liabilities at the time interval.&#160;&#160;This would indicate that in a rising rate environment, the yield on interest-earning assets could increase faster than the cost of interest-bearing liabilities in the 90 day time frame.&#160;&#160;The repricing intervals are managed by ALCO strategies, including adjusting the average life of the investment portfolio, pricing of deposit liabilities to attract longer term time deposits, loan pricing to encourage variable rate products and evaluation of loan sales of long-term fixed rate mortgages.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Rate Sensitivity Table</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(dollars in thousands)</font></div>

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<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3-12 Months</font></font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">1 to 3 Years</font></font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Over</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">3 Years</font></font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total</font></font></div>
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</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Federal funds sold and interest bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">-</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,182</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Securities</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">12,825</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">23,888</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">52,722</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">59,336</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">148,771</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Loans Receivable</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">112,858</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">114,873</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">133,468</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">117,464</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">478,663</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total RSA</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">134,865</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">138,761</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">186,190</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">176,800</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">636,616</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="35%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" colspan="2" valign="bottom" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">`</font></div>
</td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Non-maturity interest-bearing deposits</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">38,578</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">43,762</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">116,030</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">41,837</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">240,207</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Time Deposits</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">33,194</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">67,520</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">79,846</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">30,508</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">211,068</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%" style="PADDING-BOTTOM: 2px">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Other</font></div>
</td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">9,947</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,250</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">17,868</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">11,137</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">47,202</font></font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left; PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%" style="PADDING-LEFT: 0pt; MARGIN-LEFT: 9pt">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Total RSL</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">81,719</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">119,532</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">213,744</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">83,482</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">498,477</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="35%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest Sensitivity Gap</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">53,146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">19,229</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(27,554</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">93,318</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">138,139</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cumulative Gap</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">53,146</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">72,375</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">44,821</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">138,139</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">RSA/RSL-cumulative</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">165.0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">136.0</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">110.8</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">127.7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<td valign="bottom" width="35%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
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<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">December 31, 2012</font></div>
</td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td valign="bottom" width="35%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160; </font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Interest Sensitivity Gap</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">54,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">8,226</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">(19,404</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">)</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">87,036</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">$</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">130,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">Cumulative Gap</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">54,309</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">62,535</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">43,131</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">130,167</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr><tr>
<td align="left" valign="bottom" width="35%">
<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">RSA/RSL-cumulative</font></div>
</td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">173.6</font></td>
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<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">130.7</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">110.4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td align="right" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">126.4</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">%</font></td>
<td valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td valign="bottom" width="9%" style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
<td nowrap valign="bottom" width="1%" style="TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 9pt">&#160;</font></td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block">&#160;</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 4.&#160;&#160;Controls and Procedures</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 43.2pt"></font>The Company&#8217;s management evaluated, with the participation of the Company&#8217;s Chief Executive Officer and Chief Financial Officer, the effectiveness of the Company&#8217;s disclosure controls and procedures, as</font></div>

<br>
<div id="PGBRK" style="TEXT-INDENT: 0pt; WIDTH: 100%; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">38</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<br>
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">of the end of the period covered by this report.&#160;&#160;Based on that evaluation, the Chief Executive Officer and the Chief Financial Officer concluded that the Company&#8217;s disclosure controls and procedures are effective to ensure that information required to be disclosed by the Company in the reports that it files or submits under the Securities Exchange Act of 1934 is recorded, processed, summarized and reported within the time periods specified in the Securities and Exchange Commission&#8217;s rules and forms.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-ALIGN: left; TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There were no changes in the Company&#8217;s internal control over financial reporting that occurred during the Company&#8217;s last fiscal quarter that have materially affected, or are reasonably likely to materially affect, the Company&#8217;s internal control over financial reporting.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Part II.&#160;&#160;OTHER INFORMATION</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 1. Legal Proceedings</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Not applicable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 1A. Risk Factors</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">There have been no material changes in the risk factors affecting the Company that were identified in Item 1A of Part 1 of the Company&#8217;s Form 10-K for the year ended December 31, 2012.</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 2. Unregistered Sales of Equity Sales and Use of Proceeds</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">None</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 3.&#160;&#160;Defaults Upon Senior Securities</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Not applicable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 4.&#160;&#160;Mine Safety Disclosures</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Not applicable</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 5.&#160;&#160;Other Information</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">None</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Item 6.&#160;&#160;Exhibits</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block"><br>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">No.</font></font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; TEXT-DECORATION: underline"><font style="DISPLAY: inline">Description</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
<td valign="top" width="73%"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">&#160; </font></td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3(i)</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Articles of Incorporation of Norwood Financial Corp.<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(1)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">3(ii)</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Bylaws of Norwood Financial Corp.<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top"> (2)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">4.0</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Specimen Stock Certificate of Norwood Financial Corp.<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top"> (1)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.1</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Employment Agreement with Lewis J. Critelli <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.2</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Change in Control Severance Agreement with William S. Lance<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(2)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.3</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Norwood Financial Corp. Stock Option Plan <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(3)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.4</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Change in Control Severance Agreement with Robert J. Mancuso<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(4)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.5</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Salary Continuation Agreement between the Bank and William W. Davis, Jr. <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(5)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.6</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Salary Continuation Agreement between the Bank and Lewis J. Critelli <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(5)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.7</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1999 Directors Stock Compensation Plan <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(3)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.8</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Salary Continuation Agreement between the Bank and John H. Sanders <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(6)</font></font></div>
</td>
</tr></table>

<div>&#160;</div>

<div id="PGBRK" style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="TEXT-ALIGN: center; WIDTH: 100%"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">39</font></div>

<div style="TEXT-ALIGN: center; WIDTH: 100%">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 8pt">&#160; </font></div>
</div>
</div>

<div>&#160;</div>

<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.9</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">2006 Stock Option Plan <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(7)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.10</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">First and Second Amendments to Salary Continuation Agreement with William W. Davis, Jr. <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(8)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.11</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">First and Second Amendments to Salary Continuation Agreement with Lewis J. Critelli <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(8)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">10.12</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">First and Second Amendments to Salary Continuation Agreement with John H. Sanders <font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">(8)</font></font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">31</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Rule 13a-14(a)/15d-14(a) Certification of CEO and CFO</font></div>
</td>
</tr><tr>
<td valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">32</font></div>
</td>
<td valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Certification pursuant to 18 U.S.C. &#167;1350, as adopted pursuant to &#167;906 of Sarbanes Oxley Act of 2002</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101.INS&#160;</font></div>
</td>
<td align="left" valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Instance Document *&#160;</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101.SCH</font></div>
</td>
<td align="left" valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Schema Document *</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101.CAL</font></div>
</td>
<td align="left" valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Calculation Linkbase Document *</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101.LAB</font></div>
</td>
<td align="left" valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Labels Linkbase Document *</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101.PRE</font></div>
</td>
<td align="left" valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Presentation Linkbase Document *</font></div>
</td>
</tr><tr>
<td align="left" valign="top" width="10%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">101.DEF</font></div>
</td>
<td align="left" valign="top" width="73%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">XBRL Definition Linkbase Document *</font></div>
</td>
</tr></table>
</div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">______________________</font></div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="7%">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">*</font></div>
</td>
<td align="left" valign="top" width="83%">
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated herein by reference into this document from the Exhibits to Form 10, Registration Statement initially filed with the Commission on April 29, 1996, Registration No. 0-28364</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated by reference into this document from the identically numbered exhibits to the Registrant&#8217;s Form 10-K filed with the Commission on March 15, 2010.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated herein by reference to the identically numbered exhibits of the Registrant&#8217;s Form 10-K filed with the Commission on March 23, 2000.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated by reference into this document from the identically numbered exhibit to the Registrant&#8217;s Form 10-K filed with the Commission on March 14, 2013, File No. 0-28364.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated by reference into this document from the Exhibits to Form S-8 filed with the Commission on August 14, 1998, File No. 333-61487.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated herein by reference to the identically numbered exhibit to the Registrant&#8217;s Form 10-K filed with the Commission on March 22, 2004.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated by reference to this document from Exhibit 4.1 to Registrant&#8217;s Registration Statement on Form S-8 (File No. 333-134831) filed with the Commission on June 8, 2006.</font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Incorporated herein by reference from the Exhibits to the Registrant&#8217;s Current Report on Form 8-K filed on April 4, 2006.</font></div>
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<div style="TEXT-INDENT: -9pt; DISPLAY: block; MARGIN-LEFT: 9pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">/s/ Lewis J. Critelli</font></div>
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<font style="FONT-FAMILY: Times New Roman; FONT-SIZE: 9pt">41</font></div>

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<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>2
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<DESCRIPTION>RULE 13A-14(A)/15D-14(A) CERTIFICATION OF CEO AND CFO
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Exhibit 31.1</font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I have reviewed this quarterly report on Form 10-Q of Norwood Financial Corp.;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.</font></div>
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<td width="5%"><font style="FONT-FAMILY: times new roman; FONT-SIZE: 10pt">Date:</font></td>
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<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>3
<FILENAME>ex31-2.htm
<DESCRIPTION>RULE 13A-14(A)/15D-14(A) CERTIFICATION OF CEO AND CFO
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<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I, William S. Lance, certify that:</font></div>

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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I have reviewed this quarterly report on Form 10-Q of Norwood Financial Corp.;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and</font></div>
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<div align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):</font></div>
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&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance at beginning of period &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accretion&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(23)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; (24)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Reclassification and other &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$53&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</nwfl:ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock>
  <nwfl:CommonStockDividendRatePercentage contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit13" decimals="2">0.10</nwfl:CommonStockDividendRatePercentage>
  <nwfl:FairValueDisclosureUnbservableInputRange contextRef="Duration_1_1_2012_To_12_31_2012_us-gaap_FairValueByAssetClassAxis_nwfl_OtherRealEstateOwnedMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_ValuationTechniqueAxis_nwfl_UnobservableInputsLiquidationExpensesMember" unitRef="Unit13" decimals="2">0.20</nwfl:FairValueDisclosureUnbservableInputRange>
  <nwfl:FairValueDisclosureUnbservableInputRange id="Item-0016" contextRef="Duration_1_1_2012_To_12_31_2012_us-gaap_FairValueByAssetClassAxis_nwfl_ImpairedLoansMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_nwfl_UnobservableInputsAppraisalAdjustmentsMember" unitRef="Unit13" decimals="2">0.30</nwfl:FairValueDisclosureUnbservableInputRange>
  <nwfl:FairValueDisclosureUnbservableInputRange id="Item-0013" contextRef="Duration_1_1_2012_To_12_31_2012_us-gaap_FairValueByAssetClassAxis_nwfl_ImpairedLoansMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_RangeAxis_us-gaap_WeightedAverageMember_us-gaap_ValuationTechniqueAxis_nwfl_UnobservableInputsAppraisalAdjustmentsMember" unitRef="Unit13" decimals="4">0.2410</nwfl:FairValueDisclosureUnbservableInputRange>
  <nwfl:FairValueDisclosureUnbservableInputRange contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FairValueByAssetClassAxis_nwfl_OtherRealEstateOwnedMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_ValuationTechniqueAxis_nwfl_UnobservableInputsLiquidationExpensesMember" unitRef="Unit13" decimals="2">0.20</nwfl:FairValueDisclosureUnbservableInputRange>
  <nwfl:FairValueDisclosureUnbservableInputRange id="Item-0012" contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FairValueByAssetClassAxis_nwfl_ImpairedLoansMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_RangeAxis_us-gaap_MaximumMember_us-gaap_ValuationTechniqueAxis_nwfl_UnobservableInputsAppraisalAdjustmentsMember" unitRef="Unit13" decimals="2">0.30</nwfl:FairValueDisclosureUnbservableInputRange>
  <nwfl:FairValueDisclosureUnbservableInputRange id="Item-0015" contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FairValueByAssetClassAxis_nwfl_ImpairedLoansMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_RangeAxis_us-gaap_MinimumMember_us-gaap_ValuationTechniqueAxis_nwfl_UnobservableInputsAppraisalAdjustmentsMember" unitRef="Unit13" decimals="2">0.00</nwfl:FairValueDisclosureUnbservableInputRange>
  <nwfl:FairValueDisclosureUnbservableInputRange id="Item-0014" contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FairValueByAssetClassAxis_nwfl_ImpairedLoansMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_RangeAxis_us-gaap_WeightedAverageMember_us-gaap_ValuationTechniqueAxis_nwfl_UnobservableInputsAppraisalAdjustmentsMember" unitRef="Unit13" decimals="4">0.2407</nwfl:FairValueDisclosureUnbservableInputRange>
  <nwfl:GainLossOnLifeInsurancePolicy contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">0</nwfl:GainLossOnLifeInsurancePolicy>
  <nwfl:GainLossOnLifeInsurancePolicy contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">770000</nwfl:GainLossOnLifeInsurancePolicy>
  <nwfl:GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">-32000</nwfl:GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned>
  <nwfl:GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-97000</nwfl:GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned>
  <nwfl:GrossRealizedGainsOnLoans contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">5000</nwfl:GrossRealizedGainsOnLoans>
  <nwfl:GrossRealizedGainsOnLoans contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">18000</nwfl:GrossRealizedGainsOnLoans>
  <nwfl:GrossRealizedLossesOnLoans contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="0">0</nwfl:GrossRealizedLossesOnLoans>
  <nwfl:GrossRealizedLossesOnLoans contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="0">7000</nwfl:GrossRealizedLossesOnLoans>
  <nwfl:LoanLossesInHospitalityIndustry contextRef="Duration_1_1_2013_To_3_31_2013">0</nwfl:LoanLossesInHospitalityIndustry>
  <nwfl:LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Outstanding Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1,102 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1,145 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;$1,049&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1,069&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</nwfl:LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock>
  <nwfl:NewLoansIdentifiedAsTroubledDebtRestructurings contextRef="Duration_1_1_2012_To_12_31_2012">0</nwfl:NewLoansIdentifiedAsTroubledDebtRestructurings>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2012" unitRef="Unit13" decimals="3">1.000</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.053</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit13" decimals="3">0.028</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit13" decimals="3">0.575</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.030</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.314</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_3_31_2013" unitRef="Unit13" decimals="3">1.000</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.055</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit13" decimals="3">0.031</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit13" decimals="3">0.565</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.029</nwfl:PercentOfLoans>
  <nwfl:PercentOfLoans contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit13" decimals="3">0.320</nwfl:PercentOfLoans>
  <nwfl:ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">2071000</nwfl:ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate>
  <nwfl:ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">127000</nwfl:ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate>
  <nwfl:ProceedsFromSaleOfResidentialMortgageLoans contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-5">128000000000</nwfl:ProceedsFromSaleOfResidentialMortgageLoans>
  <nwfl:ProceedsFromSaleOfResidentialMortgageLoans contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-5">1100000</nwfl:ProceedsFromSaleOfResidentialMortgageLoans>
  <nwfl:ScheduleOfItemsReclassifiedOutOfComponentsOfOtherComprehensiveIncome contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Details about other comprehensive income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amount Reclassified&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;From Accumulated&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Other&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Comprehensive&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Income (a)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Affected Line Item in&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;the Statement Where&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Net Income is&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Presented&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized gains on available for sale securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;138&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Net realized&amp;nbsp;gains on sales of securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (47)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Income tax expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 91&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Net of tax&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</nwfl:ScheduleOfItemsReclassifiedOutOfComponentsOfOtherComprehensiveIncome>
  <nwfl:WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod contextRef="Duration_1_1_2013_To_3_31_2013">P2Y11M25D</nwfl:WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod>
  <nwfl:WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod contextRef="Duration_1_1_2013_To_3_31_2013">P4Y4M20D</nwfl:WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod>
  <nwfl:WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod contextRef="Duration_1_1_2013_To_3_31_2013">P9Y9M13D</nwfl:WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod>
  <us-gaap:AccountingChangesAndErrorCorrectionsTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 0in 0in 0pt;"&gt;&lt;b&gt;&lt;font class="_mt" style="font-family: 'Times New Roman','serif';"&gt;9.&lt;/font&gt;&lt;/b&gt;&lt;font class="_mt" style="font-family: 'Times New Roman','serif';"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;b&gt;&lt;u&gt;New and Recently Adopted Accounting Pronouncements&lt;/u&gt;&lt;/b&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 0in 0in 0pt;"&gt;&lt;b&gt;&lt;u&gt;&lt;font class="_mt" style="font-family: 'Times New Roman','serif';"&gt;&lt;font class="_mt" style="text-decoration: none;"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 0in 0in 0pt; text-indent: 0.5in;"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman','serif';"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;b&gt;&lt;u&gt;Recent Accounting Pronouncements:&lt;/u&gt;&lt;/b&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 0in 0in 0pt; text-indent: 0.5in;"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman','serif';"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 0in 0in 0pt; text-indent: 0.5in;"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman','serif';"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 7.5pt 0in 0pt; text-indent: 0.5in;"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman','serif'; color: black;"&gt;In February 2013, the FASB issued ASU 2013-02, &lt;i&gt;Comprehensive Income (Topic 220):&amp;nbsp; Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income&lt;/i&gt;.&amp;nbsp;&amp;nbsp; The amendments in this Update require an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. generally accepted accounting principles (GAAP) to be reclassified in its entirety to net income.&amp;nbsp; For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts.&amp;nbsp; For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012.&amp;nbsp; Early adoption is permitted.&amp;nbsp; &lt;/font&gt;&lt;font class="_mt" style="font-family: 'Times New Roman','serif';"&gt;The Company has provided the necessary disclosures in Note 4.&lt;font class="_mt" style="color: red;"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 7.5pt 0in 0pt; text-indent: 0.5in;"&gt;&lt;font class="_mt" style="font-family: 'Times New Roman','serif'; color: black;"&gt;In February 2013, the FASB issued ASU 2013-04, &lt;i&gt;Liabilities (Topic 405): Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date&lt;/i&gt;. The objective of the amendments in this Update is to provide guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of this guidance is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. generally accepted accounting principles (GAAP). Examples of obligations within the scope of this Update include debt arrangements, other contractual obligations, and settled litigation and judicial rulings. U.S. GAAP does not include specific guidance on accounting for such obligations with joint and several liability, which has resulted in diversity in practice. Some entities record the entire amount under the joint and several liability arrangement on the basis of the concept of a liability and the guidance that must be met to extinguish a liability. Other entities record less than the total amount of the obligation, such as an amount allocated, an amount corresponding to the proceeds received, or the portion of the amount the entity agreed to pay among its co-obligors, on the basis of the guidance for contingent liabilities. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. &lt;/font&gt;&lt;font class="_mt" style="font-family: 'Times New Roman','serif';"&gt;This ASU is not expected to have a significant impact on the Company's financial statements.&lt;/font&gt;&lt;font class="_mt" style="font-size: 10pt; font-family: 'Times New Roman','serif';"&gt; &lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:AccountingChangesAndErrorCorrectionsTextBlock>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">-296000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-298000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Item-0001" contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">2797000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax id="Item-0005" contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">2135000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AdditionalPaidInCapital contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">24737000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AdditionalPaidInCapital contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">34912000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,797&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,183&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;119&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;223&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;180&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,502&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(250)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(313)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(19)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(582)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;427&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;420&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(47)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(5)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;800&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance,&amp;nbsp;&amp;nbsp;&amp;nbsp; March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,974&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,290&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;124&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;176&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;162&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,726&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,974&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,290&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;124&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;176&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;162&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,726&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="132"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="71"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="77"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="78"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="82"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="71"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="48"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="33"&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp; Commercial &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,257&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,838&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;72&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;144&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,458&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(61)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(103)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(32)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(196)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;2&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;272&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;44&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 29&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; 350&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance,&amp;nbsp;&amp;nbsp;&amp;nbsp; March 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,199&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;4,007&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;191&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;146&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,618&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,073&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,073&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,199&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;191&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;146&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;4,545&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 230.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="307" colspan="7"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Individually&lt;/font&gt;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;253&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;796&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,049&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;153,169&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;259,823&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;468,107&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;153,422&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="17" colspan="3"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.5pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="93"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;270,654&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 15.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="21" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="81" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;479,191&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,246&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;310&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,556&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans acquired with deteriorated credit quality&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;270&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;799&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="22" colspan="3"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,069&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;149,773&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;263,439&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,435&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;24,803&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;465,604&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;150,043&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,484&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,435&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;25,113&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;477,229&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="105"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="85"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="92"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="96"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="87"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="6"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="17"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="80"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="68"&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;u&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&lt;font style="text-decoration: none;" class="_mt"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
  <us-gaap:AmortizationOfIntangibleAssets contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">40000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:AmortizationOfIntangibleAssets contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">37000</us-gaap:AmortizationOfIntangibleAssets>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="0">191153</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit1" decimals="0">40700</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
  <us-gaap:Assets contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">672299000</us-gaap:Assets>
  <us-gaap:Assets contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">680753000</us-gaap:Assets>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ForeclosedRealEstateOwnedMember" unitRef="Unit12" decimals="-3">852000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ImpairedLoansMember" unitRef="Unit12" decimals="-3">11616000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ForeclosedRealEstateOwnedMember" unitRef="Unit12" decimals="-3">852000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ImpairedLoansMember" unitRef="Unit12" decimals="-3">11616000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ForeclosedRealEstateOwnedMember" unitRef="Unit12" decimals="-3">1099000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ImpairedLoansMember" unitRef="Unit12" decimals="-3">11084000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_3_31_2013_us-gaap_FairValueByAssetClassAxis_nwfl_ImpairedLoansMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">11084000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_3_31_2013_us-gaap_FairValueByAssetClassAxis_nwfl_OtherRealEstateOwnedMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">1099000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ForeclosedRealEstateOwnedMember" unitRef="Unit12" decimals="-3">1099000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AssetsFairValueDisclosureNonrecurring contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_ImpairedLoansMember" unitRef="Unit12" decimals="-3">11084000</us-gaap:AssetsFairValueDisclosureNonrecurring>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">145390000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">8868000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">319000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">64325000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">145390000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">13092000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">58786000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">148598000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">8830000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">313000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">63833000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">148598000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">17295000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecurities contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">58327000</us-gaap:AvailableForSaleSecurities>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">8521000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">292000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">63397000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">141150000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
  <us-gaap:AvailableForSaleSecuritiesAmortizedCost contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">13076000</us-gaap:AvailableForSaleSecuritiesAmortizedCost>
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  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">347000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">27000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">1041000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">4446000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">36000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">2995000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">328000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">28000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">878000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">3652000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">34000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">2384000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">113000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">206000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">20000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">73000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesIndustryMember" unitRef="Unit12" decimals="-3">7000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" unitRef="Unit12" decimals="-3">196000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_SecuritiesAssetsMember" unitRef="Unit12" decimals="-3">414000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentAgenciesDebtSecuritiesMember" unitRef="Unit12" decimals="-3">29000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">182000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_LessThan12MonthsMember" unitRef="Unit14" decimals="0">48</us-gaap:AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions>
  <us-gaap:AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_nwfl_TwelveMonthsOrMoreMember" unitRef="Unit14" decimals="0">0</us-gaap:AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions>
  <us-gaap:BankOwnedLifeInsurance contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">15357000</us-gaap:BankOwnedLifeInsurance>
  <us-gaap:BankOwnedLifeInsurance contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">14402000</us-gaap:BankOwnedLifeInsurance>
  <us-gaap:BankOwnedLifeInsuranceIncome contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">132000</us-gaap:BankOwnedLifeInsuranceIncome>
  <us-gaap:BankOwnedLifeInsuranceIncome contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">925000</us-gaap:BankOwnedLifeInsuranceIncome>
  <us-gaap:BasisOfAccountingPolicyPolicyTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank's wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC, &amp;nbsp;and WTRO Properties.&amp;nbsp;&amp;nbsp; All significant intercompany transactions have been eliminated in consolidation.&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The accompanying unaudited consolidated &amp;nbsp;financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.&amp;nbsp; Actual results could differ from those estimates.&amp;nbsp; The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.&amp;nbsp; The operating results for the three month period ended March 31, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013 or any other future interim period.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company's Annual Report on Form 10-K for the year-ended December 31, 2012.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:BasisOfAccountingPolicyPolicyTextBlock>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">21423000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_3_31_2012" unitRef="Unit12" decimals="-3">20241000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">12295000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">15945000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">12295000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">12295000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">15945000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">15945000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">-1182000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">3650000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndDueFromBanks contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">10867000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashAndDueFromBanks contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">6763000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashSurrenderValueFairValueDisclosure contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">15357000</us-gaap:CashSurrenderValueFairValueDisclosure>
  <us-gaap:CashSurrenderValueFairValueDisclosure contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">15357000</us-gaap:CashSurrenderValueFairValueDisclosure>
  <us-gaap:CashSurrenderValueFairValueDisclosure contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">14402000</us-gaap:CashSurrenderValueFairValueDisclosure>
  <us-gaap:CashSurrenderValueFairValueDisclosure contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">14402000</us-gaap:CashSurrenderValueFairValueDisclosure>
  <us-gaap:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">1069000</us-gaap:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet>
  <us-gaap:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">1049000</us-gaap:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet>
  <us-gaap:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">1145000</us-gaap:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance>
  <us-gaap:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">1102000</us-gaap:CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">171000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield contextRef="As_Of_3_31_2012" unitRef="Unit12" decimals="-3">147000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">76000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">53000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">24000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">23000</us-gaap:CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion>
  <us-gaap:CommitmentsFairValueDisclosure xsi:nil="true" contextRef="As_Of_12_31_2012" unitRef="Unit12" />
  <us-gaap:CommitmentsFairValueDisclosure xsi:nil="true" contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" />
  <us-gaap:CommitmentsFairValueDisclosure xsi:nil="true" contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" />
  <us-gaap:CommitmentsFairValueDisclosure xsi:nil="true" contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit15" decimals="INF">0.31</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockParOrStatedValuePerShare contextRef="As_Of_12_31_2012" unitRef="Unit15" decimals="INF">0.1</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockParOrStatedValuePerShare contextRef="As_Of_3_31_2013" unitRef="Unit15" decimals="INF">0.1</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_12_31_2012" unitRef="Unit1" decimals="INF">10000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_3_31_2013" unitRef="Unit1" decimals="INF">10000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_12_31_2012" unitRef="Unit1" decimals="INF">3371849</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_3_31_2013" unitRef="Unit1" decimals="INF">3709034</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockValue contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">337000</us-gaap:CommonStockValue>
  <us-gaap:CommonStockValue contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">371000</us-gaap:CommonStockValue>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">2027000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">1646000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNoteTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;4.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;Accumulated Other Comprehensive Income&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The following table presents the changes in accumulated other comprehensive income (in thousands)&amp;nbsp;by component net of tax for the three months ended March 31, 2013:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized gains on&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;available for sale&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;securities (a)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Balance as of December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;2,797&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Other comprehensive loss before reclassification&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(571)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amount reclassified from accumulated other comprehensive income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (91)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Total other comprehensive loss&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; (662)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Balance as of March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp; 2,135&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div class="MetaData"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(a) All amounts are net of tax. Amounts in parentheses indicate debits.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (in thousands)&amp;nbsp;for the three months ended March 31, 2013:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Details about other comprehensive income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amount Reclassified&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;From Accumulated&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Other&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Comprehensive&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Income (a)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Affected Line Item in&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;the Statement Where&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Net Income is&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Presented&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized gains on available for sale securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;138&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Net realized&amp;nbsp;gains on sales of securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (47)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Income tax expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 91&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Net of tax&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div class="MetaData"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(a) Amounts in parentheses indicate debits to net income&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ComprehensiveIncomeNoteTextBlock>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_ConcentrationRiskByTypeAxis_nwfl_CustomerConcentrationRiskBarsAndRestaurantsMember" unitRef="Unit12" decimals="-5">10200000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_ConcentrationRiskByTypeAxis_nwfl_CustomerConcentrationRiskPropertyOwnersAssociationsMember" unitRef="Unit12" decimals="-5">10800000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_ConcentrationRiskByTypeAxis_us-gaap_CustomerConcentrationRiskMember" unitRef="Unit12" decimals="-5">40200000</us-gaap:ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure>
  <us-gaap:ConcentrationRiskPercentage1 contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_ConcentrationRiskByTypeAxis_nwfl_CustomerConcentrationRiskBarsAndRestaurantsMember" unitRef="Unit13" decimals="3">0.110</us-gaap:ConcentrationRiskPercentage1>
  <us-gaap:ConcentrationRiskPercentage1 contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_ConcentrationRiskByTypeAxis_nwfl_CustomerConcentrationRiskPropertyOwnersAssociationsMember" unitRef="Unit13" decimals="3">0.116</us-gaap:ConcentrationRiskPercentage1>
  <us-gaap:ConcentrationRiskPercentage1 contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_ConcentrationRiskByTypeAxis_us-gaap_CustomerConcentrationRiskMember" unitRef="Unit13" decimals="3">0.433</us-gaap:ConcentrationRiskPercentage1>
  <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">52000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">12000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:Deposits contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">524425000</us-gaap:Deposits>
  <us-gaap:Deposits contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">535632000</us-gaap:Deposits>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">526081000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">313166000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">212915000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">537201000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">324564000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">212637000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepreciationNonproduction contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">141000</us-gaap:DepreciationNonproduction>
  <us-gaap:DepreciationNonproduction contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">149000</us-gaap:DepreciationNonproduction>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;3. &lt;u&gt;Stock-Based Compensation&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;The Company's shareholders approved the Norwood Financial Corp 2006 Stock Option Plan at the annual meeting on&amp;nbsp;&lt;font class="_mt"&gt;April 25, 2006&lt;/font&gt; and the Company awarded&amp;nbsp;&lt;font class="_mt"&gt;52,470&lt;/font&gt; options in 2006,&amp;nbsp;&lt;font class="_mt"&gt;24,200&lt;/font&gt; options in 2007,&amp;nbsp;&lt;font class="_mt"&gt;26,400&lt;/font&gt; options in 2008,&amp;nbsp;&lt;font class="_mt"&gt;29,700&lt;/font&gt; options in 2009,&amp;nbsp;&lt;font class="_mt"&gt;30,800&lt;/font&gt; options in 2010,&amp;nbsp;&lt;font class="_mt"&gt;31,900&lt;/font&gt; in 2011&amp;nbsp;&lt;font class="_mt"&gt;30,250&lt;/font&gt; in 2012, and&amp;nbsp;&lt;font class="_mt"&gt;1,000&lt;/font&gt; shares in 2013 all of which have a twelve month vesting period. As of March 31, 2013, there was $&lt;font class="_mt"&gt;121,000&lt;/font&gt; of total unrecognized compensation cost related to non-vested options granted in 2012 and 2013 under the plan, which will be fully amortized by December 31, 2013. All share and per share data has been adjusted to reflect the retroactive effect of the 10% stock dividend declared during the period ended March 31, 2013. &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"&gt;&lt;font style="font-family: 'Times New Roman','serif';" lang="X-NONE" class="_mt"&gt;A summary of stock options from all plans, adjusted for stock dividends declared, is shown below.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="GenericEDC"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="width: 521.55pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="695"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"&gt;&lt;b&gt;Options&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 77.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="103" colspan="3"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Weighted Average Exercise Price&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Per Share&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 82.9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="111" colspan="2"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Weighted Average Remaining Contractual Term&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 71.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="95" colspan="2"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"&gt;&lt;b&gt;Aggregate Intrinsic Value ($000)&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Outstanding at January 1, 2013&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;226,739&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;26.27&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;6.1&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;256&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Granted&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;1,100&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;27.55&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;9.7&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;30&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Exercised&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (6,270)&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;22.62&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;2.9&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;Yrs&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Forfeited&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;(5,583)&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;27.89&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;4.3&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Outstanding at March 31, 2013&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;215,986&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;26.34&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;6.0&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;347&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Exercisable at March 31, 2013&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;184,636&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;26.22&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;5.3&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;324&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Intrinsic value represents the amount by which the market price of the stock on the measurement date exceeded the exercise price of the option.&amp;nbsp; The stock price was $&lt;font class="_mt"&gt;30.60&lt;/font&gt; as of March 31, 2013 and $&lt;font class="_mt"&gt;29.75&lt;/font&gt; as of &lt;font class="_mt"&gt;December 31, 2012&lt;/font&gt;.&amp;nbsp; &lt;b&gt; &lt;/b&gt;&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">1020000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">1020000</us-gaap:DividendsCommonStockCash>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit15" decimals="2">0.61</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit15" decimals="2">0.64</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit15" decimals="2">0.61</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit15" decimals="2">0.63</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerSharePolicyTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"&gt;&lt;font style="font-family: 'Times New Roman','serif';" lang="X-NONE" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 12pt;" lang="X-NONE" class="_mt"&gt;Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.&amp;nbsp; Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.&amp;nbsp; Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:EarningsPerSharePolicyTextBlock>
  <us-gaap:EarningsPerShareTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"&gt;&lt;b&gt;&lt;font style="font-family: 'Times New Roman','serif';" lang="X-NONE" class="_mt"&gt;2. &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;Earnings Per Share&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"&gt;&lt;font style="font-family: 'Times New Roman','serif';" lang="X-NONE" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 12pt;" lang="X-NONE" class="_mt"&gt;Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.&amp;nbsp; Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.&amp;nbsp; Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The following table sets forth the weighted average shares outstanding used in the computations of basic and diluted earnings per share.&amp;nbsp; All share and per share data has been adjusted to reflect the retroactive effect of the &lt;font class="_mt"&gt;10&lt;/font&gt;% stock dividend declared during the period ending March 31, 2013&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(in thousands)&lt;/font&gt;&lt;/p&gt;

&lt;table style="width: 522.6pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="697"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 522.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="697" colspan="5"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;Three Months Ended&lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 522.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="697" colspan="5"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;March 31,&lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2013 &lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2012&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Basic EPS weighted average shares outstanding&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;3,628 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;3,613&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Dilutive effect of stock options&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Diluted EPS weighted average shares outstanding&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;3,637&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;3,615&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Stock options which had no intrinsic value, because their effect would be anti-dilutive and therefore would not be included in the diluted EPS calculation were&amp;nbsp;&lt;font class="_mt"&gt;40,700&lt;/font&gt; and&amp;nbsp;&lt;font class="_mt"&gt;191,153&lt;/font&gt; as of March 31, 2013 and 2012, respectively, based upon the closing price of Norwood common stock of $&lt;font class="_mt"&gt;30.60&lt;/font&gt; and $&lt;font class="_mt"&gt;26.50&lt;/font&gt; per share on March 31, 2013 and 2012, respectively.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">121000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Fair Value Measurement Reporting Date using &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 7.65pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.25in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Description&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$11,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$11,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Foreclosed Real Estate Owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,099&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,099&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$11,616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$11,616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Foreclosed Real Estate Owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;852&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;852&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
  <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 388.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="518" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quantitative Information about Level 3 Fair Value Measurements&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Estimate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Valuation &lt;u&gt;Techniques&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unobservable&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Input&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Range (Weighted&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Impaired loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$11,616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal of&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;collateral(1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;adjustments(2)&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="191"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 0-30% (24.10%)&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Foreclosed real estate owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; $ &amp;nbsp;&amp;nbsp;852&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal of&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;collateral(1)(3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Liquidation&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Expenses(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;20%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(1) Fair value is generally determined through independent appraisals of the underlying collateral, which&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; generally include various level 3 inputs which are not identifiable, less any associated allowance.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; estimated liquidation expenses.&amp;nbsp; The range and weighted average of liquidation expenses and other &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; appraisal adjustments are presented as a percent of the appraisal.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(3) Includes qualitative adjustments by management and estimated liquidation expenses.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock>
  <us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 297pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="396" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurement Using&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Reporting Date&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Description&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="108"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="102"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 508.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="678" colspan="5"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;US Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;$17,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$17,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,327&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,327&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,830&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,830&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.6pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;63,833&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;63,833&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;313&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;313&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;#173;&amp;nbsp; ______-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$148,598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$313&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$148,285&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; $-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;US Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp; 13,092&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 13,092&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,868&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,868&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;64,325&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;64,325&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;_____-_&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;#173;_______-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$145,390&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$145,071&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock>
  <us-gaap:FairValueByBalanceSheetGroupingTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 318.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="424" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurements at March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quoted Prices in Active Markets for Identical Assets&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Other Observable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Unobservable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial assets:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cash and cash equivalents&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15,945&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15,945&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15,945&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;148,771&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;148,773&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;313&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;148,460&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Loans receivable, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;472,937&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;486,608&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;486,608&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage servicing rights&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Regulatory Stock&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Bank owned life insurance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,402&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,402&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,402&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,456&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,456&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,456&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial liabilities:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;535,632&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;537,201&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;324,564&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;212,637&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Short-term borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,859&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,859&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,859&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Other borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;25,343&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;28,068&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;28,068&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest payable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,082&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,082&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,082&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Off-balance sheet financial instruments:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;Commitments to extend credit and outstanding letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 256.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="342" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurements at December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quoted Prices in Active Markets for Identical Assets&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Other Observable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Unobservable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial assets:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cash and cash equivalents&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$12,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$12,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$12,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;145,563&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;145,567&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;145,248&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Loans receivable, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;471,208&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;485,848&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;485,848&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage servicing rights&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;243&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;243&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;243&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Regulatory stock&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,630&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,630&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,630&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Bank owned life insurance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,357&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,357&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,357&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,393&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,393&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,393&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial liabilities:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;524,425&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;526,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;313,166&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;212,915&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Short-term borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;28,697&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;28,697&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;28,697&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Other borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;22,487&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;25,426&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;25,426&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest payable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,242&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,242&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,242&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Off-balance sheet financial instruments:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;Commitments to extend credit&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;and outstanding letters of &amp;nbsp;credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt; &lt;/div&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_3_31_2012" unitRef="Unit12" decimals="-3">95960000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_3_31_2012_us-gaap_LossContingenciesByNatureOfContingencyAxis_nwfl_UnfundedCommitmentsUnderLinesOfCreditMember" unitRef="Unit12" decimals="-3">41865000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_3_31_2012_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_CommitmentsToExtendCreditMember" unitRef="Unit12" decimals="-3">42538000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_3_31_2012_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_StandbyLettersOfCreditMember" unitRef="Unit12" decimals="-3">11557000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">78397000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_3_31_2013_us-gaap_LossContingenciesByNatureOfContingencyAxis_nwfl_UnfundedCommitmentsUnderLinesOfCreditMember" unitRef="Unit12" decimals="-3">49433000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_3_31_2013_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_CommitmentsToExtendCreditMember" unitRef="Unit12" decimals="-3">22836000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="As_Of_3_31_2013_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_StandbyLettersOfCreditMember" unitRef="Unit12" decimals="-3">6128000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
  <us-gaap:FairValueDisclosuresTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;Fair Value Measurements&lt;/u&gt; &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques.&amp;nbsp; These valuations are significantly affected by discount rates, cash flow assumptions and risk assumptions used.&amp;nbsp; Therefore, fair value estimates may not be substantiated by comparison to independent markets and are not intended to reflect the proceeds that may be realizable in an immediate settlement of the instruments.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Fair value is determined at one point in time and is not representative of future value.&amp;nbsp; These amounts do not reflect the total value of a going concern organization.&amp;nbsp; Management does not have the intention to dispose of a significant portion of its assets and liabilities and therefore, the unrealized gains or losses should not be interpreted as a forecast of future earnings and cash flows.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The following is a discussion of assets and liabilities measured at fair value on a recurring basis and valuation techniques applied:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Securities:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The fair value of securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management's best estimate is used. Management's best estimate consists of both internal and external support on certain Level 3 investments. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain Level 3 investments, if applicable.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Impaired loans (generally carried at fair value):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The Company measures impairment generally based on the fair value of the loan's collateral.&amp;nbsp; Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the lowest level of input that is significant to the fair value measurements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Foreclosed real estate owned (carried at fair value):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell.&amp;nbsp; Fair value is based upon independent market prices, appraised value of the collateral or management's estimation of the value of the collateral.&amp;nbsp; These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2013 and December 31, 2012 are as follows:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 297pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="396" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurement Using&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Reporting Date&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Description&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="108"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="102"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 508.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="678" colspan="5"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;US Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;$17,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$17,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,327&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,327&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,830&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,830&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.6pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;63,833&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;63,833&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;313&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;313&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;#173;&amp;nbsp; ______-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$148,598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$313&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$148,285&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; $-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;US Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp; 13,092&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp; 13,092&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;58,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,868&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;8,868&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="90"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;64,325&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;64,325&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;_____-_&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;#173;_______-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$145,390&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$145,071&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2013 and December 31, 2012 are as follows:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Fair Value Measurement Reporting Date using &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 7.65pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.25in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Description&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$11,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$11,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Foreclosed Real Estate Owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,099&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,099&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$11,616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$ -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$11,616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Foreclosed Real Estate Owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;852&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;852&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following tables present additional quantitative information about assets measured at fair value on a nonrecurring basis and for which has utilized Level 3 inputs to determine fair value:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 388.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="518" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quantitative Information about Level 3 Fair Value Measurements&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Estimate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Valuation &lt;u&gt;Techniques&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unobservable&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Input&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Range (Weighted&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Impaired loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$11,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;div class="MetaData"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal of&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;collateral&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;adjustments(2)&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="191"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;font class="_mt"&gt;0&lt;/font&gt;-&lt;font class="_mt"&gt;30&lt;/font&gt;% (&lt;font class="_mt"&gt;24.07&lt;/font&gt;%)&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Foreclosed real estate owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; $1,099&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;div class="MetaData"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal of&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;collateral&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(1)(3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Liquidation&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Expenses(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;20&lt;/font&gt;&lt;/font&gt;%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 388.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="518" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quantitative Information about Level 3 Fair Value Measurements&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Estimate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Valuation &lt;u&gt;Techniques&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unobservable&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Input&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Range (Weighted&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Impaired loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$11,616&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;div class="MetaData"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal of&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;collateral&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;adjustments(2)&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="191"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;font class="_mt"&gt;0&lt;/font&gt;-&lt;font class="_mt"&gt;30&lt;/font&gt;% (&lt;font class="_mt"&gt;24.10&lt;/font&gt;%)&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Foreclosed real estate owned&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; $ &amp;nbsp;&amp;nbsp;852&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115"&gt;

&lt;div class="MetaData"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Appraisal of&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;collateral&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(1)(3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Liquidation&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Expenses(2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font class="_mt"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;20&lt;/font&gt;&lt;/font&gt;%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1) Fair value is generally determined through independent appraisals of the underlying collateral, which&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; generally include various level 3 inputs which are not identifiable, less any associated allowance.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;(&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; estimated liquidation expenses.&amp;nbsp; The range and weighted average of liquidation expenses and other&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; appraisal adjustments are presented as a percent of the appraisal.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(3) Includes qualitative adjustments by management and estimated liquidation expenses.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company's assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company's disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Company's financial instruments at March 31, 2013 and December 31, 2012.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cash and cash equivalents &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The carrying amounts reported in the consolidated balance sheet for cash and short-term instruments approximate those assets' fair values.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Loans receivable &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;i&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/i&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans.&amp;nbsp; Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal.&amp;nbsp; Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage servicing rights &lt;i&gt;(generally carried at cost)&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;i&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/i&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The Company utilizes a third party provider to estimate the fair value of certain loan servicing rights.&amp;nbsp; Fair value for the purpose of this measurement is defined as the amount at which the asset could be exchanged in a current transaction between willing parties, other than in a forced liquidation.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Restricted Investment in Federal Home Loan Bank stock &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The Company as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula.&amp;nbsp; This restricted stock has no quoted market value and is carried at cost.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Bank Owned Life Insurance &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The fair value is equal to the cash surrender value of the Bank-owned life insurance.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest receivable and payable &lt;i&gt;(carried at cost):&lt;/i&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The carrying amount of accrued interest receivable and accrued interest payable approximates its fair value.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Deposit liabilities &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The fair values disclosed for demand deposits (e.g. interest and noninterest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts).&amp;nbsp; Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Short-term borrowings &lt;i&gt;(carried at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The carrying amounts of short-term borrowings approximate their fair values.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Other borrowings &lt;i&gt;(carried at cost&lt;/i&gt;):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity. &amp;nbsp;These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Off-balance sheet financial instruments &lt;i&gt;(disclosed at cost):&lt;/i&gt;&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Fair values for the Company's off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties' credit standing.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The estimated fair values of the Bank's financial instruments were as follows at March 31, 2013 and December 31, 2012. (In thousands)&lt;/font&gt;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 318.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="424" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurements at March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quoted Prices in Active Markets for Identical Assets&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Other Observable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Unobservable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial assets:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cash and cash equivalents&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15,945&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15,945&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$15,945&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;148,771&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;148,773&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;313&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;148,460&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Loans receivable, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;472,937&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;486,608&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;486,608&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage servicing rights&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;234&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Regulatory Stock&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,533&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Bank owned life insurance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,402&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,402&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,402&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,456&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,456&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,456&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial liabilities:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;535,632&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;537,201&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;324,564&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;212,637&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Short-term borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,859&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,859&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;21,859&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Other borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;25,343&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;28,068&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;28,068&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest payable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,082&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,082&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,082&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Off-balance sheet financial instruments:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;Commitments to extend credit and outstanding letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 256.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="342" colspan="4"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value Measurements at December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Quoted Prices in Active Markets for Identical Assets&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 1)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Other Observable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 2)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Significant Unobservable Inputs&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(Level 3)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial assets:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Cash and cash equivalents&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$12,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$12,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$12,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;145,563&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;145,567&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;319&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;145,248&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Loans receivable, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;471,208&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;485,848&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;485,848&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Mortgage servicing rights&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;243&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;243&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;243&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Regulatory stock&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,630&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,630&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,630&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Bank owned life insurance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,357&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,357&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;15,357&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,393&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,393&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,393&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Financial liabilities:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Deposits&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;524,425&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;526,081&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;313,166&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;212,915&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Short-term borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;28,697&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;28,697&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;28,697&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Other borrowings&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;22,487&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;25,426&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;25,426&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accrued interest payable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,242&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,242&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;1,242&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Off-balance sheet financial instruments:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;Commitments to extend credit&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;and outstanding letters of &amp;nbsp;credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

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  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">149773000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">468108000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">26443000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">14750000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">259823000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13922000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">153169000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Special &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial real estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;248,287&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,548&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;270,654&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,730&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,548&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;297,097&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Special &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31,&amp;nbsp; 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial real estate loans&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;251,484&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,245&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,755&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,484&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;24,427&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;318&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;368&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;25,113&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;275,911&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,563&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;12,123&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;299,597&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

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  <us-gaap:Goodwill contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">9715000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">9715000</us-gaap:Goodwill>
  <us-gaap:GuaranteesTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;5.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;Off-Balance Sheet Financial Instruments and Guarantees&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.&amp;nbsp; These financial instruments include commitments to extend credit and letters of credit.&amp;nbsp; Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets.&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The Bank's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments.&amp;nbsp; The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;A summary of the Bank's financial instrument commitments is as follows:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;(in thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 102.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="137" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;March 31,&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2013&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2012&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Unfunded availability under loan commitments&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;$22,836&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;$42,538&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Unfunded commitments under lines of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;49,433&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 41,865&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Standby letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;6,128&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 11,557&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;$78,397&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;$95,960 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.&amp;nbsp; Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.&amp;nbsp; Since some of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements.&amp;nbsp; The Bank evaluates each customer's credit worthiness on a case-by-case basis.&amp;nbsp; The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management's credit evaluation of the customer and generally consists of real estate.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The Bank does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit.&amp;nbsp; Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party.&amp;nbsp; Generally, all letters of credit, when issued, have expiration dates within one year.&amp;nbsp; The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers.&amp;nbsp; The Bank, generally, holds collateral and/or personal guarantees supporting these commitments.&amp;nbsp; Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees.&amp;nbsp; The current amount of the liability as of March 31, 2013 for guarantees under standby letters of credit issued is not material.&amp;nbsp; &lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:GuaranteesTextBlock>
  <us-gaap:HeldToMaturitySecurities contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">173000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecurities contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">173000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecurities contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">173000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecurities contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">173000</us-gaap:HeldToMaturitySecurities>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">175000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">173000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesFairValue contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">175000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">173000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">177000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">177000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">175000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">175000</us-gaap:HeldToMaturitySecuritiesFairValue>
  <us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">4000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
  <us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">2000</us-gaap:HeldtomaturitySecuritiesUnrecognizedHoldingGain>
  <us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss xsi:nil="true" contextRef="As_Of_12_31_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" />
  <us-gaap:HeldToMaturitySecuritiesUnrecognizedHoldingLoss xsi:nil="true" contextRef="As_Of_3_31_2013_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">13878000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">385000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">13197000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">296000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">11101000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">10839000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">262000</us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">76000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">75000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">1000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">20000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">19000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">1000</us-gaap:ImpairedFinancingReceivableInterestIncomeCashBasisMethod>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">11625000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">310000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">11045000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">270000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">11084000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">10831000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">253000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">9000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized during the time within the period that the impaired loans were impaired.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Unpaid &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Principal &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Associated&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Allowance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 97.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="129" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;253&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;265&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,831&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,872&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Subtotal&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,137&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Subtotal&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;253&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;265&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,831&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,872&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.25in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,137&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unpaid &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Principal &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Associated&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Allowance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;270&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;286&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,494&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,554&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 310&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 310&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Subtotal&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,074&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,150&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Subtotal&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;270&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;286&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,045&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,105&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 310&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 310&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,625&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,701&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following information for impaired loans is presented for the periods ended March 31, 2013 and 2012:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 124.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="165" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.5in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="144" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; Interest Income&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Recognized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$262&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$296&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,839&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,197&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;19&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 385&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$11,101&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$13,878&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; $20&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; $76&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">11701000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">310000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">11105000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">286000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">11137000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">10872000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">265000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">11074000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">310000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">10494000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">270000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">11084000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">10831000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">253000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">11150000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">310000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">10554000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">286000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">11137000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">10872000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">265000</us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">551000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">551000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">551000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">551000</us-gaap:ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">2981000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">2877000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
  <us-gaap:IncomeTaxesPaidNet contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">197000</us-gaap:IncomeTaxesPaidNet>
  <us-gaap:IncomeTaxesPaidNet contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-3000</us-gaap:IncomeTaxesPaidNet>
  <us-gaap:IncomeTaxExpenseBenefit contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">795000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxExpenseBenefit contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">569000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncomeTaxExpenseBenefit id="Item-0007" contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_nwfl_AmountsReclassifiedToFromAccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">47000</us-gaap:IncomeTaxExpenseBenefit>
  <us-gaap:IncreaseDecreaseInDeposits contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">20425000</us-gaap:IncreaseDecreaseInDeposits>
  <us-gaap:IncreaseDecreaseInDeposits contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">11207000</us-gaap:IncreaseDecreaseInDeposits>
  <us-gaap:IncreaseDecreaseInOperatingLiabilities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">-456000</us-gaap:IncreaseDecreaseInOperatingLiabilities>
  <us-gaap:IncreaseDecreaseInOperatingLiabilities contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">732000</us-gaap:IncreaseDecreaseInOperatingLiabilities>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">495000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">530000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
  <us-gaap:InformationTechnologyAndDataProcessing contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">232000</us-gaap:InformationTechnologyAndDataProcessing>
  <us-gaap:InformationTechnologyAndDataProcessing contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">221000</us-gaap:InformationTechnologyAndDataProcessing>
  <us-gaap:IntangibleAssetsNetExcludingGoodwill contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">647000</us-gaap:IntangibleAssetsNetExcludingGoodwill>
  <us-gaap:IntangibleAssetsNetExcludingGoodwill contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">610000</us-gaap:IntangibleAssetsNetExcludingGoodwill>
  <us-gaap:InterestAndDividendIncomeOperating contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">7403000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeOperating contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">7057000</us-gaap:InterestAndDividendIncomeOperating>
  <us-gaap:InterestAndDividendIncomeSecurities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">1026000</us-gaap:InterestAndDividendIncomeSecurities>
  <us-gaap:InterestAndDividendIncomeSecurities contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">868000</us-gaap:InterestAndDividendIncomeSecurities>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">6373000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">6186000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
  <us-gaap:InterestBearingDepositLiabilitiesDomestic contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">442350000</us-gaap:InterestBearingDepositLiabilitiesDomestic>
  <us-gaap:InterestBearingDepositLiabilitiesDomestic contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">451275000</us-gaap:InterestBearingDepositLiabilitiesDomestic>
  <us-gaap:InterestBearingDepositsInBanks contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">1428000</us-gaap:InterestBearingDepositsInBanks>
  <us-gaap:InterestBearingDepositsInBanks contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">9182000</us-gaap:InterestBearingDepositsInBanks>
  <us-gaap:InterestExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">1216000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">956000</us-gaap:InterestExpense>
  <us-gaap:InterestExpenseDomesticDeposits contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">961000</us-gaap:InterestExpenseDomesticDeposits>
  <us-gaap:InterestExpenseDomesticDeposits contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">754000</us-gaap:InterestExpenseDomesticDeposits>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">244000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">190000</us-gaap:InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm>
  <us-gaap:InterestExpenseShortTermBorrowings contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">11000</us-gaap:InterestExpenseShortTermBorrowings>
  <us-gaap:InterestExpenseShortTermBorrowings contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">12000</us-gaap:InterestExpenseShortTermBorrowings>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">5837000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">5301000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
  <us-gaap:InterestIncomeExpenseNet contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">6187000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestIncomeExpenseNet contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">6101000</us-gaap:InterestIncomeExpenseNet>
  <us-gaap:InterestPaid contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">1204000</us-gaap:InterestPaid>
  <us-gaap:InterestPaid contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">1116000</us-gaap:InterestPaid>
  <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">1242000</us-gaap:InterestPayableCurrentAndNoncurrent>
  <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">1242000</us-gaap:InterestPayableCurrentAndNoncurrent>
  <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">1082000</us-gaap:InterestPayableCurrentAndNoncurrent>
  <us-gaap:InterestReceivable contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">2393000</us-gaap:InterestReceivable>
  <us-gaap:InterestReceivable contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">2393000</us-gaap:InterestReceivable>
  <us-gaap:InterestReceivable contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">2456000</us-gaap:InterestReceivable>
  <us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">2630000</us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure>
  <us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">2630000</us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure>
  <us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">2533000</us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure>
  <us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">2533000</us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure>
  <us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;Available for Sale&amp;nbsp; &lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;Held to Maturity&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amortized Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amortized Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Due in one year or less&lt;font style="background: yellow;" class="_mt"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$5,474&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$5,542&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Due after one year through five years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;14,147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;14,433&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;173&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Due after five years through ten years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;29,990&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;30,844&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Due after ten years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;32,306&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;33,633&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Mortgage-backed securities-government&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;63,151&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;63,833&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$145,068&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$148,285&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$173&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">145567000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">319000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">145248000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">148773000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">313000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">148460000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;6. &lt;u&gt;Securities&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;The amortized cost and fair value of securities were as follows:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;March 31, 2013 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amortized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gains&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$17,290&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$34&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(29)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$17,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;56,125&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;2,384&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(182)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;58,327&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,502&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;328&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,830&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Mortgage-backed securities-&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;government sponsored entities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;63,151&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;878&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(196)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;63,833&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;292&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;28&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(7)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;313&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$145,360&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$3,652&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(414)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$148,598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Held to Maturity:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$173&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;December 31, 2012 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amortized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gains&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$13,076&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$36&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(20)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$13,092&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;55,864&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;2,995&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(73)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;58,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,521&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;347&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,868&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp; &amp;nbsp;&amp;nbsp;sponsored entities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;63,397&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;1,041&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(113)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;64,325&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;292&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 27&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;319&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$141,150&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$4,446&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(206)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$145,390&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Held to Maturity:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$173&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$4&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$177&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;The following tables show the Company's investments' gross unrealized losses and fair value aggregated by length of time that individual securities have been in a continuous unrealized loss position (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 386.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="515" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 386.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="515" colspan="6"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp; &lt;u&gt;&amp;nbsp;Less than 12 Months&lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;12 Months or More&lt;/u&gt;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/u&gt;__&lt;u&gt;Total&lt;/u&gt;__&lt;u&gt; &lt;/u&gt;___&lt;u&gt;&amp;nbsp; &lt;/u&gt;&amp;nbsp;&amp;nbsp;&lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;U.S. government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$9,070&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(29)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$9,070&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(29)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,814&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(182)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,814&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(182)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Mortgage-backed securities - government sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;28,321&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(196)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;28,321&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(196)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&lt;font class="_mt"&gt;&amp;nbsp;178&lt;/font&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp; (7)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;-&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;&amp;nbsp;-&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font class="_mt" style="font-family: Times New Roman;"&gt;178&lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(7)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$46,383&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(414)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$46,383&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(414)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Less than 12 Months&amp;nbsp; &lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 12 Months or More &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;U.S. government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$7,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$ (20)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$7,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$ (20)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;5,821&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(73)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;5,821&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(73)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Mortgage-backed securities-government sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;17,199&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(113)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;17,199&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(113)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$30,076&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$ (206)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$30,076&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;($206)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; At March 31, 2013, the Company has&amp;nbsp;&lt;font class="_mt"&gt;48&lt;/font&gt; debt securities in an unrealized loss position in the less than twelve months category and no debt securities in the twelve months or more category.&amp;nbsp; In Management's opinion the unrealized losses less than twelve months principally reflect changes in interest rates subsequent to the acquisition of specific securities.&amp;nbsp; No other-than-temporary-impairment charges were recorded in 2013.&amp;nbsp; Management believes that all other unrealized loss represents temporary impairment of the security as the Company does not have the intent to sell the security and it is more likely than not that it will not have to sell the security before recovery of its cost basis.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The amortized cost and fair value of debt securities as of March 31, 2013 by contractual maturity are shown below.&amp;nbsp; Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;Available for Sale&amp;nbsp; &lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;Held to Maturity&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amortized Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amortized Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Due in one year or less&lt;font style="background: yellow;" class="_mt"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$5,474&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$5,542&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Due after one year through five years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;14,147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;14,433&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;173&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Due after five years through ten years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;29,990&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;30,844&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Due after ten years&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;32,306&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;33,633&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Mortgage-backed securities-government&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;63,151&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;63,833&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$145,068&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$148,285&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$173&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Gross realized gains and gross realized losses on sales of securities available for sale were as follows (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 240pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="320" colspan="4"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Three Months&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 240pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="320" colspan="4"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;Ended March 31,&lt;/u&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross realized gains&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$156&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$402&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross realized losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;(18)&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Net realized gain&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$138&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$402&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Proceeds from sales of securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$7,403&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$10,633&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">2151000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:LaborAndRelatedExpense contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">2211000</us-gaap:LaborAndRelatedExpense>
  <us-gaap:Liabilities contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">579878000</us-gaap:Liabilities>
  <us-gaap:Liabilities contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">587833000</us-gaap:Liabilities>
  <us-gaap:LiabilitiesAndStockholdersEquity contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">672299000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LiabilitiesAndStockholdersEquity contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">680753000</us-gaap:LiabilitiesAndStockholdersEquity>
  <us-gaap:LifeInsuranceCorporateOrBankOwnedChangeInValue contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">132000</us-gaap:LifeInsuranceCorporateOrBankOwnedChangeInValue>
  <us-gaap:LifeInsuranceCorporateOrBankOwnedChangeInValue contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">155000</us-gaap:LifeInsuranceCorporateOrBankOwnedChangeInValue>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">5502000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">5726000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">519000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableDeferredIncome contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">528000</us-gaap:LoansAndLeasesReceivableDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">477229000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">25113000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">25113000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">13435000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">13435000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">274484000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">274484000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">14154000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">14154000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_NonperformingFinancingReceivableMember" unitRef="Unit12" decimals="-3">2846000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PassMember" unitRef="Unit12" decimals="-3">275911000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="Unit12" decimals="-3">174786000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">150043000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">150043000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SpecialMentionMember" unitRef="Unit12" decimals="-3">11563000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SubstandardMember" unitRef="Unit12" decimals="-3">12123000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_NonperformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">2846000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PassMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">24427000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PassMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">251484000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">13435000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">14154000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">147197000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SpecialMentionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">318000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SpecialMentionMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">11245000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SubstandardMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">368000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2012_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_SubstandardMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">11755000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">479191000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">26443000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">26443000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">14750000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">14750000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">270654000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">270654000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13922000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13922000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_NonperformingFinancingReceivableMember" unitRef="Unit12" decimals="-3">2622000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember" unitRef="Unit12" decimals="-3">179472000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">153422000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_NonperformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">2622000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">14750000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13922000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_3_31_2013_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_PerformingFinancingReceivableMember_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">150800000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">476710000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">478663000</us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">471208000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">472937000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;u&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;7. Loans Receivable and Allowance for Loan Losses&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Set forth below is selected data relating to the composition of the loan portfolio at the dates indicated:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 164.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="219"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 219.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="292" colspan="6"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Types of loans&lt;b&gt;&lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/u&gt;&lt;/b&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 164.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="219"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 219.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="292" colspan="6"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(dollars in thousands)&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;u&gt;&amp;nbsp;March 31, 2013 &lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;December 31, 2012&amp;nbsp;&amp;nbsp; &lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Real Estate-Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$153,422&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;32.0%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$150,043 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 31.4%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;270,654&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;56.5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 274,484&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 57.5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;14,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3.1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 13,435&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 2.8&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Commercial, financial and agricultural&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 5.5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 25,113&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 5.3&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Consumer loans to individuals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;13,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 2.9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 14,154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 3.0&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Total loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;479,191&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;100.0%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 477,229&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;100.0%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Deferred fees, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (528)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (519)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Total loans receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;478,663&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;476,710 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;Allowance for loan losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(5,726)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; &lt;u&gt;(5,502)&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Net loans receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$472,937&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$471,208&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="219"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="69"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="60"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="72"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="72"&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;u&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&lt;font style="text-decoration: none;" class="_mt"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&lt;/b&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Changes in the accretable yield for purchased credit-impaired loans were as follows for the three months ended March 31 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance at beginning of period &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$76&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$171&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Accretion&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;(23)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; (24)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Reclassification and other &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance at end of period&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$53&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The following table presents additional information regarding loans acquired and accounted for in accordance with ASC 310-30 (in thousands): &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Outstanding Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1,102 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1,145 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Carrying Amount&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;$1,049&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1,069&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; There were no material increases or decreases in the expected cash flows of these loans between May 31, 2011 (the "acquisition date") and March 31, 2013.&amp;nbsp;&amp;nbsp;There has been no allowance for loan losses recorded for acquired loans with or without specific evidence of deterioration in credit quality as of May 31, 2011 as well as those acquired without specific evidence of deterioration in credit quality as of March 31, 2013.&amp;nbsp; In addition, there has been no allowance for loan losses reversed.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential impaired loans. Such system takes into consideration, among other things, delinquency status, size of loans, type and market value of collateral and financial condition of the borrowers. Specific loan loss allowances are established for identified losses based on a review of such information. A loan evaluated for impairment is considered to be impaired when, based on current information and events, it is probably that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans identified as impaired are evaluated independently. We do not aggregate such loans for evaluation purposes. Impairment is measured on a loan-by-loan basis for commercial and construction loans by the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral-dependent.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;A loan is considered to be a troubled debt restructuring ("TDR") loan when the Company grants a concession to the borrower because of the borrower's financial condition that it would not otherwise consider. Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates that are less than the current market rate for new obligations with similar risk. &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 230.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="307" colspan="7"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,035&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,035&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Loans acquired&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; with &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; deteriorated&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; credit quality&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;253&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;796&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,049&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;153,169&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;259,823&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;468,108&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;153,422&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="17" colspan="3"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.5pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="93"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;270,654&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 15.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="21" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="81" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;479,191&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,246&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;310&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,556&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Loans acquired with deteriorated credit quality&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;270&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;799&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="22" colspan="3"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,069&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; evaluated for&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;149,773&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;263,439&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,435&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;24,803&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;465,604&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;150,043&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,484&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,435&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;25,113&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;477,229&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="105"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="85"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="92"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="96"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="87"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="6"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="17"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="80"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="68"&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;u&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&lt;font style="text-decoration: none;" class="_mt"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/u&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized during the time within the period that the impaired loans were impaired.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Unpaid &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Principal &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Associated&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Allowance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 97.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="129" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;253&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;265&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,831&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,872&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Subtotal&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,137&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Subtotal&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;253&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;265&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 17.1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,831&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,872&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.25in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,084&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,137&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Unpaid &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Principal &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Balance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Associated&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Allowance&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With no related allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; (In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;270&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;286&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,494&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,554&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 310&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 310&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Subtotal&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,074&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,150&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Subtotal&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;270&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;286&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,045&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,105&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 310&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 310&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total Impaired Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,625&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;11,701&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following information for impaired loans is presented for the periods ended March 31, 2013 and 2012:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 124.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="165" colspan="3"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Average Recorded&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Investment&lt;/font&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.5in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="144" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; Interest Income&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Recognized&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Real Estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$262&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$296&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;10,839&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,197&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;19&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 385&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total Loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$11,101&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$13,878&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; $20&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; $76&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Troubled debt restructured loans are those loans whose terms have been renegotiated to provide a reduction or deferral of principal or interest as a result of financial difficulties experienced by the borrower, who could not obtain comparable terms from alternate financing sources. As of March 31, 2013, troubled debt restructured loans totaled $&lt;font class="_mt"&gt;5.3&lt;/font&gt; million and had&amp;nbsp;&lt;font class="_mt"&gt;no&lt;/font&gt; specific reserves. During 2013, there were no new loans identified as troubled debt restructurings, nor were there any loan modifications classified as troubled debt restructurings that subsequently defaulted. As of December 31, 2012, troubled debt restructured loans totaled $&lt;font class="_mt"&gt;5.6&lt;/font&gt; million and resulted in specific reserves of $&lt;font class="_mt"&gt;9,000&lt;/font&gt;. For the period ended March 31, 2012, there were no new loans identified as troubled debt restructurings, nor were there any loan modifications classified as troubled debt restructurings that subsequently defaulted. &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Management uses an eight point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first four categories are considered not criticized, and are aggregated as "Pass" rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due are considered Substandard. Any portion of a loan that has been charged off is placed in the Loss category.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as non performance, repossession, or death occurs to raise awareness of a possible credit event. The Company's Loan Review Department is responsible for the timely and accurate risk rating of the loans on an ongoing basis. Every credit which must be approved by Loan Committee or the Board of Directors is assigned a risk rating at time of consideration. Loan Review also annually reviews relationships of $500,000 and over to assign or re-affirm risk ratings. Loans in the Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of March 31, 2013 and December 31, 2012 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Special &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial real estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;248,287&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,548&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;270,654&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,730&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,819&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,548&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;297,097&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Pass&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Special &lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Mention&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Substandard&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Doubtful&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31,&amp;nbsp; 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial real estate loans&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;251,484&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,245&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,755&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,484&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;24,427&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;318&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;368&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;25,113&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;275,911&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11,563&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;12,123&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;299,597&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 12.9pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="199"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits. The following table presents the recorded investment in the loan classes based on payment activity as of March 31, 2013 and December 31, 2012 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Performing&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Nonperforming&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Residential real estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;150,800&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,622&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;153,422&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;179,472&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,622&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;182,094&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Performing&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Nonperforming&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Residential real estate loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;147,197&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,846&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$ &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;150,043&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,435&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;13,435&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Consumer loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;14,154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;174,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;2,846&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;177,632&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of March 31, 2013 and December 31, 2012 (in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; margin-left: 0px !important; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="772"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;31-60 Days Past&lt;u&gt; Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;61-90 Days &lt;u&gt;Past Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Greater than 90 Days Past Due and still &lt;u&gt;accruing&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Non-&lt;u&gt;Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Past Due and &lt;u&gt;Non-Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total &lt;u&gt;Loans&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;150,283&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;457&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;60&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,622&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;3,139&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;153,422&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;259,838&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;856&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;9,960&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,816&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;270,654&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,683&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;67&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;67&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,405&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;30&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;8&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;38&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,878&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;35&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;44&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;465,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,445&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;77&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;12,582&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,104&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;479,191&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;31-60 Days Past&lt;u&gt; Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;61-90 Days &lt;u&gt;Past Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Greater than 90 Days Past Due and still &lt;u&gt;accruing&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Non-&lt;u&gt;Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Past Due and &lt;u&gt;Non-Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total &lt;u&gt;Loans&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;146,847&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;94&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;256&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,846&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;3,196&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;150,043&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;261,527&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,333&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,026&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;12,957&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,484&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,363&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;72&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;72&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,435&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;24,785&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;328&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;328&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;25,113&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,029&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;114&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;125&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;460,551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,613&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;865&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,200&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;16,678&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;477,229&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;The following table presents the allowance for loan losses by the classes of the loan portfolio:&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; margin-left: 6.75pt; font-size: 10pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72" colspan="2"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,797&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,183&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;119&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;223&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;180&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,502&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(250)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(313)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(19)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(582)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;427&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;420&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(47)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(5)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;800&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance,&amp;nbsp;&amp;nbsp;&amp;nbsp; March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,974&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,290&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;124&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;176&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;162&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,726&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,974&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,290&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;124&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;176&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;162&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,726&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="132"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="71"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="77"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="78"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="82"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="71"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="48"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="33"&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; margin-left: 6.75pt; font-size: 10pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(In thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Residential&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Real Estate&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;&amp;nbsp; Commercial &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Consumer&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt"&gt;Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Beginning balance, December 31, 2011&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,257&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3,838&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;72&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;147&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;144&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,458&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 1pt;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Charge Offs&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(61)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(103)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(32)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(196)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Recoveries&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 6&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Provision Expense&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;2&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;272&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;44&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 29&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; 350&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance,&amp;nbsp;&amp;nbsp;&amp;nbsp; March 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,199&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;4,007&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;191&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;146&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;5,618&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance individually&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,073&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,073&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Ending balance collectively&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; evaluated for impairment&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;1,199&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;2,934&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;75&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;191&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;146&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;4,545&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="height: 0.1in;"&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;The Company's primary business activity is with customers located in northeastern Pennsylvania. Accordingly, the Company has extended credit primarily to commercial entities and individuals in this area whose ability to honor their contracts is influenced by the region's economy. &lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;As of March 31, 2013, the Company considered its concentration of credit risk to be acceptable. The highest concentrations are in the hospitality lodging industry, property owners associations and bars/restaurants with loans outstanding of $&lt;font class="_mt"&gt;40.2&lt;/font&gt; million, or &lt;font class="_mt"&gt;43.3&lt;/font&gt;% of capital, to the hospitality lodging industry, $&lt;font class="_mt"&gt;10.8&lt;/font&gt; million, or &lt;font class="_mt"&gt;11.6&lt;/font&gt;% of capital, to property owners associations, and $&lt;font class="_mt"&gt;10.2&lt;/font&gt; million, or &lt;font class="_mt"&gt;11.0&lt;/font&gt;% of capital, to bars/restaurants. There were no losses recognized on loans within these concentrations during the current period.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif';" class="_mt"&gt;Gross realized gains and gross realized losses on sales of residential mortgage loans were $&lt;font class="_mt"&gt;18,000&lt;/font&gt; and $&lt;font class="_mt"&gt;7,000&lt;/font&gt; respectively, in the first three months of 2013 compared to $&lt;font class="_mt"&gt;5,000&lt;/font&gt; and $&lt;font class="_mt"&gt;0&lt;/font&gt;, respectively, in the same period in 2012. The proceeds from the sales of residential mortgage loans totaled $&lt;font class="_mt"&gt;1.1&lt;/font&gt; million and $&lt;font class="_mt"&gt;128,000&lt;/font&gt; for the three months ended March 31, 2013 and 2012, respectively.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:LoansReceivableFairValueDisclosure contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">485848000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LoansReceivableFairValueDisclosure contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">485848000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LoansReceivableFairValueDisclosure contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">486608000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LoansReceivableFairValueDisclosure contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">486608000</us-gaap:LoansReceivableFairValueDisclosure>
  <us-gaap:LongTermDebtFairValue contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">25426000</us-gaap:LongTermDebtFairValue>
  <us-gaap:LongTermDebtFairValue contextRef="As_Of_12_31_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">25426000</us-gaap:LongTermDebtFairValue>
  <us-gaap:LongTermDebtFairValue contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">28068000</us-gaap:LongTermDebtFairValue>
  <us-gaap:LongTermDebtFairValue contextRef="As_Of_3_31_2013_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">28068000</us-gaap:LongTermDebtFairValue>
  <us-gaap:MarketableSecurities contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">145563000</us-gaap:MarketableSecurities>
  <us-gaap:MarketableSecurities contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">148771000</us-gaap:MarketableSecurities>
  <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">13177000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
  <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">6037000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
  <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">-16004000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
  <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-5266000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
  <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">1645000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
  <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">2879000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">2186000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">2308000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss id="Item-0008" contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_nwfl_AmountsReclassifiedToFromAccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">91000</us-gaap:NetIncomeLoss>
  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">2308000</us-gaap:NetIncomeLoss>
  <us-gaap:NoninterestBearingDepositLiabilitiesDomestic contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">82075000</us-gaap:NoninterestBearingDepositLiabilitiesDomestic>
  <us-gaap:NoninterestBearingDepositLiabilitiesDomestic contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">84357000</us-gaap:NoninterestBearingDepositLiabilitiesDomestic>
  <us-gaap:NoninterestExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">4147000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestExpense contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">4301000</us-gaap:NoninterestExpense>
  <us-gaap:NoninterestIncome contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">1291000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncome contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">1877000</us-gaap:NoninterestIncome>
  <us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">100000</us-gaap:NoninterestIncomeOtherOperatingIncome>
  <us-gaap:NoninterestIncomeOtherOperatingIncome contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">126000</us-gaap:NoninterestIncomeOtherOperatingIncome>
  <us-gaap:OccupancyNet contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">487000</us-gaap:OccupancyNet>
  <us-gaap:OccupancyNet contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">529000</us-gaap:OccupancyNet>
  <us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;1.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;Basis of Presentation&lt;/u&gt;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank's wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC, &amp;nbsp;and WTRO Properties.&amp;nbsp;&amp;nbsp; All significant intercompany transactions have been eliminated in consolidation.&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The accompanying unaudited consolidated &amp;nbsp;financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.&amp;nbsp; Actual results could differ from those estimates.&amp;nbsp; The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.&amp;nbsp; The operating results for the three month period ended March 31, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013 or any other future interim period.&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company's Annual Report on Form 10-K for the year-ended December 31, 2012.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt; &lt;/div&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock>
  <us-gaap:OtherAssets contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">4313000</us-gaap:OtherAssets>
  <us-gaap:OtherAssets contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">5094000</us-gaap:OtherAssets>
  <us-gaap:OtherCommitment xsi:nil="true" contextRef="As_Of_12_31_2012" unitRef="Unit12" />
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">-159000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-662000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">-662000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">-402000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-138000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax id="Item-0003" contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_AdjustmentsForNewAccountingPronouncementsAxis_nwfl_AmountsReclassifiedToFromAccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">-91000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax id="Item-0002" contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_OtherComprehensiveIncomeLocationAxis_nwfl_OtherComprehensiveIncomeBeforeReclassificationsMember" unitRef="Unit12" decimals="-3">-571000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax id="Item-0004" contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_OtherComprehensiveIncomeLocationAxis_us-gaap_OtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">-662000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">-137000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax>
  <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-47000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">154000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-864000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">48000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-293000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherInterestAndDividendIncome contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">4000</us-gaap:OtherInterestAndDividendIncome>
  <us-gaap:OtherInterestAndDividendIncome contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">3000</us-gaap:OtherInterestAndDividendIncome>
  <us-gaap:OtherLiabilities contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">3027000</us-gaap:OtherLiabilities>
  <us-gaap:OtherLiabilities contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">3917000</us-gaap:OtherLiabilities>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">677000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">677000</us-gaap:OtherNoninterestExpense>
  <us-gaap:PastDueFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; margin-left: 0px !important; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="772"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;31-60 Days Past&lt;u&gt; Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;61-90 Days &lt;u&gt;Past Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Greater than 90 Days Past Due and still &lt;u&gt;accruing&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Non-&lt;u&gt;Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Past Due and &lt;u&gt;Non-Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total &lt;u&gt;Loans&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;150,283&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;457&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;60&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,622&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;3,139&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;153,422&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;259,838&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;856&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;9,960&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,816&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;270,654&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,683&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;67&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;67&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,405&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;30&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;8&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;38&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,878&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;35&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;44&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;465,087&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;1,445&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;77&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;12,582&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,104&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;479,191&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Current&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;31-60 Days Past&lt;u&gt; Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;61-90 Days &lt;u&gt;Past Due&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Greater than 90 Days Past Due and still &lt;u&gt;accruing&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Non-&lt;u&gt;Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total Past Due and &lt;u&gt;Non-Accrual&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Total &lt;u&gt;Loans&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Real Estate loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;146,847&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;94&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;256&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,846&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;3,196&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;150,043&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;261,527&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,333&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;10,026&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;12,957&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;274,484&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp; Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,363&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;72&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;72&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,435&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Commercial&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;24,785&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;328&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;328&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;25,113&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;Consumer&amp;nbsp; loans&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,029&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;114&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;11&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;125&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;14,154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;460,551&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;2,613&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;865&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;13,200&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;16,678&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"&gt;477,229&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
  <us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">123000</us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale>
  <us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">1101000</us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale>
  <us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">-180000</us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock>
  <us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-97000</us-gaap:PaymentsForProceedsFromFederalHomeLoanBankStock>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">21692000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">2964000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForRepurchaseOfOtherEquity contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">320000</us-gaap:PaymentsForRepurchaseOfOtherEquity>
  <us-gaap:PaymentsForRepurchaseOfOtherEquity contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">319000</us-gaap:PaymentsForRepurchaseOfOtherEquity>
  <us-gaap:PaymentsOfDividendsCommonStock contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">984000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">1022000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">13804000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">16867000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">130000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">14000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:ProceedsFromLifeInsurancePolicies contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">0</us-gaap:ProceedsFromLifeInsurancePolicies>
  <us-gaap:ProceedsFromLifeInsurancePolicies contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">1859000</us-gaap:ProceedsFromLifeInsurancePolicies>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">6738000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">5093000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromOtherDebt contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">0</us-gaap:ProceedsFromOtherDebt>
  <us-gaap:ProceedsFromOtherDebt contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">3000000</us-gaap:ProceedsFromOtherDebt>
  <us-gaap:ProceedsFromRepaymentsOfShortTermDebt contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">-5940000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
  <us-gaap:ProceedsFromRepaymentsOfShortTermDebt contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">-6838000</us-gaap:ProceedsFromRepaymentsOfShortTermDebt>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">10633000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">7403000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">128000</us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale>
  <us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">1112000</us-gaap:ProceedsFromSaleOfMortgageLoansHeldForSale>
  <us-gaap:ProceedsFromStockOptionsExercised contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">39000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:ProceedsFromStockOptionsExercised contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">142000</us-gaap:ProceedsFromStockOptionsExercised>
  <us-gaap:ProfessionalFees contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">227000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">187000</us-gaap:ProfessionalFees>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">7326000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">7191000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">350000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">44000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">3000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">272000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">29000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_3_31_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">2000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">800000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-47000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" unitRef="Unit12" decimals="-3">5000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">420000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-5000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">427000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">852000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">1099000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RepaymentsOfOtherDebt contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">45000</us-gaap:RepaymentsOfOtherDebt>
  <us-gaap:RepaymentsOfOtherDebt contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">144000</us-gaap:RepaymentsOfOtherDebt>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">66742000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">57847000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 164.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="219"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 219.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="292" colspan="6"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Types of loans&lt;b&gt;&lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/u&gt;&lt;/b&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 164.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="219"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 219.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="292" colspan="6"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(dollars in thousands)&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;u&gt;&amp;nbsp;March 31, 2013 &lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;December 31, 2012&amp;nbsp;&amp;nbsp; &lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Real Estate-Residential&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$153,422&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;32.0%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$150,043 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 31.4%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Commercial&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;270,654&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;56.5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 274,484&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 57.5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Construction&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;14,750&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;3.1&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 13,435&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 2.8&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Commercial, financial and agricultural&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;26,443&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 5.5&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 25,113&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 5.3&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;Consumer loans to individuals&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;13,922&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 2.9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 14,154&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; 3.0&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Total loans &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;479,191&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;100.0%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 477,229&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;100.0%&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Deferred fees, net&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (528)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (519)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Total loans receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;478,663&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;476,710 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;Allowance for loan losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;(5,726)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; &lt;u&gt;(5,502)&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; Net loans receivable&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$472,937&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt"&gt;$471,208&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="219"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="69"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="60"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="72"&gt; &lt;/td&gt;
&lt;td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="72"&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
  <us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized gains on&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;available for sale&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;securities (a)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Balance as of December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;2,797&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Other comprehensive loss before reclassification&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(571)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amount reclassified from accumulated other comprehensive income&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (91)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Total other comprehensive loss&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; (662)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Balance as of March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp; 2,135&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock>
  <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;div&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(in thousands)&lt;/font&gt;&lt;/p&gt;

&lt;table style="width: 522.6pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="697"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 522.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="697" colspan="5"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;Three Months Ended&lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 522.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="697" colspan="5"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;March 31,&lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2013 &lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2012&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Basic EPS weighted average shares outstanding&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;3,628 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;3,613&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Dilutive effect of stock options&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;9&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Diluted EPS weighted average shares outstanding&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;3,637&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;3,615&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81"&gt;

&lt;p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
  <us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;(in thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 102.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="137" colspan="2"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;March 31,&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="71"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2013&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;2012&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Unfunded availability under loan commitments&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;$22,836&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;$42,538&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Unfunded commitments under lines of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;49,433&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 41,865&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;Standby letters of credit&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;6,128&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; 11,557&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;$78,397&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt"&gt;$95,960 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock>
  <us-gaap:ScheduleOfRealizedGainLossTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 240pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="320" colspan="4"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Three Months&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 240pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="320" colspan="4"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;Ended March 31,&lt;/u&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross realized gains&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$156&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$402&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross realized losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;(18)&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Net realized gain&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$138&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$402&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Proceeds from sales of securities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$7,403&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$10,633&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfRealizedGainLossTableTextBlock>
  <us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;table style="width: 521.55pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="695"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"&gt;&lt;b&gt;Options&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 77.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="103" colspan="3"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Weighted Average Exercise Price&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Per Share&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 82.9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="111" colspan="2"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"&gt;&lt;b&gt;Weighted Average Remaining Contractual Term&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 71.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="95" colspan="2"&gt;

&lt;p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"&gt;&lt;b&gt;Aggregate Intrinsic Value ($000)&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Outstanding at January 1, 2013&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;226,739&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;26.27&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;6.1&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;256&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Granted&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;1,100&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;27.55&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;9.7&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;30&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Exercised&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; (6,270)&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;22.62&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;2.9&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;Yrs&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Forfeited&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;(5,583)&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;27.89&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;4.3&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;-&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Outstanding at March 31, 2013&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;215,986&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;26.34&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;6.0&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;347&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;Exercisable at March 31, 2013&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;184,636&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;26.22&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;5.3&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;Yrs.&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left"&gt;$&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;324&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253"&gt;

&lt;p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83"&gt;

&lt;p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11"&gt;

&lt;p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
  <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;div&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 386.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="515" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;March 31, 2013&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 386.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="515" colspan="6"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp; &lt;u&gt;&amp;nbsp;Less than 12 Months&lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;12 Months or More&lt;/u&gt;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/u&gt;__&lt;u&gt;Total&lt;/u&gt;__&lt;u&gt; &lt;/u&gt;___&lt;u&gt;&amp;nbsp; &lt;/u&gt;&amp;nbsp;&amp;nbsp;&lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;U.S. government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$9,070&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(29)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$9,070&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(29)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,814&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(182)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,814&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(182)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Mortgage-backed securities - government sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;28,321&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(196)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;28,321&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(196)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&lt;font class="_mt"&gt;&amp;nbsp;178&lt;/font&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp; (7)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;u&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;-&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;u&gt;&amp;nbsp;-&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font class="_mt" style="font-family: Times New Roman;"&gt;178&lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(7)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$46,383&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(414)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$46,383&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(414)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;December 31, 2012&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6"&gt;

&lt;p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Less than 12 Months&amp;nbsp; &lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 12 Months or More &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Total &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair &lt;u&gt;Value&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized &lt;u&gt;Losses&lt;/u&gt;&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;U.S. government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$7,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$ (20)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$7,056&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$ (20)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;5,821&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(73)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;5,821&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(73)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Mortgage-backed securities-government sponsored agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;17,199&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(113)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;17,199&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(113)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$30,076&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$ (206)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$30,076&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;($206)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
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  <us-gaap:ServicingAssetAtFairValueAmount contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">234000</us-gaap:ServicingAssetAtFairValueAmount>
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  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized contextRef="As_Of_12_31_2012" unitRef="Unit1" decimals="0">30250</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized>
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  <us-gaap:TaxBenefitFromStockOptionsExercised1 contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">2000</us-gaap:TaxBenefitFromStockOptionsExercised1>
  <us-gaap:TaxBenefitFromStockOptionsExercised1 contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">11000</us-gaap:TaxBenefitFromStockOptionsExercised1>
  <us-gaap:TaxBenefitFromStockOptionsExercised1 contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">11000</us-gaap:TaxBenefitFromStockOptionsExercised1>
  <us-gaap:TaxesExcludingIncomeAndExciseTaxes contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">152000</us-gaap:TaxesExcludingIncomeAndExciseTaxes>
  <us-gaap:TaxesExcludingIncomeAndExciseTaxes contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">174000</us-gaap:TaxesExcludingIncomeAndExciseTaxes>
  <us-gaap:TransferOfInvestments contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">1934000</us-gaap:TransferOfInvestments>
  <us-gaap:TransferOfInvestments contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">0</us-gaap:TransferOfInvestments>
  <us-gaap:TransferOfOtherRealEstate contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit12" decimals="-3">336000</us-gaap:TransferOfOtherRealEstate>
  <us-gaap:TransferOfOtherRealEstate contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">486000</us-gaap:TransferOfOtherRealEstate>
  <us-gaap:TreasuryStockShares contextRef="As_Of_12_31_2012" unitRef="Unit1" decimals="INF">75426</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockShares contextRef="As_Of_3_31_2013" unitRef="Unit1" decimals="INF">80438</us-gaap:TreasuryStockShares>
  <us-gaap:TreasuryStockValue contextRef="As_Of_12_31_2012" unitRef="Unit12" decimals="-3">2192000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValue contextRef="As_Of_3_31_2013" unitRef="Unit12" decimals="-3">2345000</us-gaap:TreasuryStockValue>
  <us-gaap:TreasuryStockValueAcquiredCostMethod contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit12" decimals="-3">319000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <us-gaap:TreasuryStockValueAcquiredCostMethod contextRef="Duration_1_1_2013_To_3_31_2013_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">319000</us-gaap:TreasuryStockValueAcquiredCostMethod>
  <us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock contextRef="Duration_1_1_2013_To_3_31_2013">&lt;div&gt; &lt;div&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;March 31, 2013 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amortized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gains&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$17,290&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$34&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(29)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$17,295&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;56,125&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;2,384&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(182)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;58,327&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,502&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;328&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,830&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Mortgage-backed securities-&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;government sponsored entities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;63,151&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;878&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(196)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;63,833&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;292&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;28&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(7)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;313&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$145,360&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$3,652&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(414)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$148,598&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Held to Maturity:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$173&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$2&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$175&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;December 31, 2012 &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Amortized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Cost&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gains&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Gross&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Unrealized&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Losses&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Fair&lt;/font&gt;&lt;/p&gt;

&lt;p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Value&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4"&gt;

&lt;p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(In Thousands)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Available for Sale:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;U.S. Government agencies&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$13,076&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$36&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(20)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$13,092&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;55,864&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;2,995&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(73)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;58,786&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Corporate obligations&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,521&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;347&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;8,868&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Mortgage-backed securities-government&lt;/font&gt;&lt;/p&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp; &amp;nbsp;&amp;nbsp;sponsored entities&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;63,397&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;1,041&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;(113)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;64,325&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Equity securities-financial services&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;&amp;nbsp;292&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; 27&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; -&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;319&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$141,150&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$4,446&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$(206)&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$145,390&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;Held to Maturity:&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;States and political subdivisions&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$173&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$4&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$-&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt;$177&lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top"&gt;

&lt;p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif';" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:UnrealizedGainLossOnInvestmentsTableTextBlock>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="0">2000</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit1" decimals="0">9000</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="0">3615000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit1" decimals="0">3637000</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Duration_1_1_2012_To_3_31_2012" unitRef="Unit1" decimals="0">3613000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Duration_1_1_2013_To_3_31_2013" unitRef="Unit1" decimals="0">3628000</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <!--Footnote Section-->
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(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and

       estimated liquidation expenses.  The range and weighted average of liquidation expenses and other</link:footnote>
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(a) All amounts are net of tax. Amounts in parentheses indicate debits.</link:footnote>
    <link:footnote xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:label="Footnote-03" xml:lang="en-US">

1) Fair value is generally determined through independent appraisals of the underlying collateral, which

      generally include various level 3 inputs which are not identifiable, less any associated allowance.</link:footnote>
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(3) Includes qualitative adjustments by management and estimated liquidation expenses.</link:footnote>
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(a) Amounts in parentheses indicate debits to net income</link:footnote>
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  <element id="nwfl_WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod" name="WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod" nillable="true" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod" name="WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod" nillable="true" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod" name="WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod" nillable="true" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_AggregateIntrinsicValueGrantedInPeriod" name="AggregateIntrinsicValueGrantedInPeriod" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="nwfl_LessThan12MonthsMember" name="LessThan12MonthsMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_TwelveMonthsOrMoreMember" name="TwelveMonthsOrMoreMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock" name="ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock" name="LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings" name="NewLoansIdentifiedAsTroubledDebtRestructurings" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_LoanLossesInHospitalityIndustry" name="LoanLossesInHospitalityIndustry" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_GrossRealizedGainsOnLoans" name="GrossRealizedGainsOnLoans" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="nwfl_GrossRealizedLossesOnLoans" name="GrossRealizedLossesOnLoans" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="nwfl_ProceedsFromSaleOfResidentialMortgageLoans" name="ProceedsFromSaleOfResidentialMortgageLoans" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" />
  <element id="nwfl_PercentOfLoans" name="PercentOfLoans" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" />
  <element id="nwfl_UnfundedCommitmentsUnderLinesOfCreditMember" name="UnfundedCommitmentsUnderLinesOfCreditMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_ForeclosedRealEstateOwnedMember" name="ForeclosedRealEstateOwnedMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_ImpairedLoansMember" name="ImpairedLoansMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" />
  <element id="nwfl_AccruedInterestReceivableFairValueDisclosure" name="AccruedInterestReceivableFairValueDisclosure" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" />
  <element id="nwfl_AccruedInterestPayableFairValueDisclosure" name="AccruedInterestPayableFairValueDisclosure" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" />
  <element id="nwfl_CommonStockDividendRatePercentage" name="CommonStockDividendRatePercentage" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned" name="GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
  <element id="nwfl_ScheduleOfItemsReclassifiedOutOfComponentsOfOtherComprehensiveIncome" name="ScheduleOfItemsReclassifiedOutOfComponentsOfOtherComprehensiveIncome" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_AmountsReclassifiedToFromAccumulatedOtherComprehensiveIncomeMember" name="AmountsReclassifiedToFromAccumulatedOtherComprehensiveIncomeMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_OtherComprehensiveIncomeBeforeReclassificationsMember" name="OtherComprehensiveIncomeBeforeReclassificationsMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable" name="ReclassificationOutOfAccumulatedOtherComprehensiveIncomeTable" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" xbrli:periodType="duration" />
  <element id="nwfl_CustomerConcentrationRiskPropertyOwnersAssociationsMember" name="CustomerConcentrationRiskPropertyOwnersAssociationsMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_CustomerConcentrationRiskBarsAndRestaurantsMember" name="CustomerConcentrationRiskBarsAndRestaurantsMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_OtherRealEstateOwnedMember" name="OtherRealEstateOwnedMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_FairValueDisclosureUnbservableInputRange" name="FairValueDisclosureUnbservableInputRange" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_UnobservableInputsAppraisalAdjustmentsMember" name="UnobservableInputsAppraisalAdjustmentsMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_UnobservableInputsLiquidationExpensesMember" name="UnobservableInputsLiquidationExpensesMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
  <element id="nwfl_GainLossOnLifeInsurancePolicy" name="GainLossOnLifeInsurancePolicy" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>7
<FILENAME>nwfl-20130331_cal.xml
<DESCRIPTION>EXHIBIT 101.CAL - XBRL CALCULATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!--XBRL document created with Crossfire by Rivet Software version 5.5.125.0 http://www.rivetsoftware.com-->
<!--Based on XBRL 2.1-->
<!--Created on: 5/8/2013 1:36:54 PM-->
<!--Modified on: 5/8/2013 1:36:54 PM-->
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  <roleRef xlink:type="simple" xlink:href="nwfl-20130331.xsd#StatementConsolidatedStatementsOfCashFlows" roleURI="http://www.waynebank.com/role/StatementConsolidatedStatementsOfCashFlows" />
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<DOCUMENT>
<TYPE>EX-101.LAB
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<DESCRIPTION>EXHIBIT 101.LAB - XBRL LABELS LINKBASE DOCUMENT
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashAndDueFromBanks_lbl" xml:lang="en-US">Cash and due from banks</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CashAndDueFromBanks_lbl" xml:lang="en-US">Cash on deposit in bank subsidiary</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestBearingDepositsInBanks" xlink:to="us-gaap_InterestBearingDepositsInBanks_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestBearingDepositsInBanks_lbl" xml:lang="en-US">Interest-bearing Deposits in Banks and Other Financial Institutions</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestBearingDepositsInBanks_lbl" xml:lang="en-US">Interest bearing deposits with banks</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestBearingDepositsInBanks_lbl" xml:lang="en-US">Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">CASH AND CASH EQUIVALENTS - ENDING</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="us-gaap_AvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecurities" xlink:to="us-gaap_AvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Available for Sale, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecurities_lbl" xml:lang="en-US">Available for Sale, Fair Value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_HeldToMaturitySecurities" xlink:label="us-gaap_HeldToMaturitySecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_HeldToMaturitySecurities" xlink:to="us-gaap_HeldToMaturitySecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Held-to-maturity Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Securities held to maturity, fair value 2013: $175, 2012: $177</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Held-to-maturity Securities, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_HeldToMaturitySecurities_lbl" xml:lang="en-US">Held to Maturity, Amortized Cost</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Loans and Leases Receivable, Net Reported Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Loans receivable (net of allowance for loan losses 2012: $5,502; 2011: $5,458)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Net loans receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Financial assets: Loans receivable, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FederalHomeLoanBankStock" xlink:label="us-gaap_FederalHomeLoanBankStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankStock" xlink:to="us-gaap_FederalHomeLoanBankStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankStock_lbl" xml:lang="en-US">Federal Home Loan Bank Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankStock_lbl" xml:lang="en-US">Regulatory stock, at cost</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankStock_lbl" xml:lang="en-US">Financial assets: Investment in FHLB stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Premises and equipment, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="us-gaap_BankOwnedLifeInsurance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOwnedLifeInsurance" xlink:to="us-gaap_BankOwnedLifeInsurance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Bank Owned Life Insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Bank owned life insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BankOwnedLifeInsurance_lbl" xml:lang="en-US">Financial assets: Bank owned life insurance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestReceivable" xlink:label="us-gaap_InterestReceivable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestReceivable" xlink:to="us-gaap_InterestReceivable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Accrued Investment Income Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Accrued interest receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Accrued Investment Income Receivable, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Financial assets: Accrued interest receivable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RealEstateAcquiredThroughForeclosure" xlink:label="us-gaap_RealEstateAcquiredThroughForeclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RealEstateAcquiredThroughForeclosure" xlink:to="us-gaap_RealEstateAcquiredThroughForeclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateAcquiredThroughForeclosure_lbl" xml:lang="en-US">Real Estate Acquired Through Foreclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RealEstateAcquiredThroughForeclosure_lbl" xml:lang="en-US">Foreclosed real estate owned</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Goodwill" xlink:label="us-gaap_Goodwill" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Goodwill" xlink:to="us-gaap_Goodwill_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:to="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" xml:lang="en-US">Intangible Assets, Net (Excluding Goodwill)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" xml:lang="en-US">Other intangibles</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" xml:lang="en-US">Intangible Assets, Net (Excluding Goodwill), Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssets" xlink:to="us-gaap_OtherAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Prepaid Expense and Other Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Prepaid Expense and Other Assets, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Total Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Total Assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" xml:lang="en-US">TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="us-gaap_LiabilitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAbstract" xlink:to="us-gaap_LiabilitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAbstract_lbl" xml:lang="en-US">Liabilities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LiabilitiesAbstract_lbl" xml:lang="en-US">LIABILITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilitiesDomestic" xlink:label="us-gaap_NoninterestBearingDepositLiabilitiesDomestic" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestBearingDepositLiabilitiesDomestic" xlink:to="us-gaap_NoninterestBearingDepositLiabilitiesDomestic_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Noninterest-bearing Deposit Liabilities, Domestic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NoninterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Deposits: Non-interest bearing demand</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Noninterest-bearing Deposit Liabilities, Domestic, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestBearingDepositLiabilitiesDomestic" xlink:label="us-gaap_InterestBearingDepositLiabilitiesDomestic" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestBearingDepositLiabilitiesDomestic" xlink:to="us-gaap_InterestBearingDepositLiabilitiesDomestic_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Interest-bearing Deposit Liabilities, Domestic</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Deposits: Interest-bearing</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestBearingDepositLiabilitiesDomestic_lbl" xml:lang="en-US">Interest-bearing Deposit Liabilities, Domestic, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_Deposits" xlink:label="us-gaap_Deposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Deposits" xlink:to="us-gaap_Deposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Deposits, total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Total deposits</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestAndDividendIncomeOperating_lbl" xml:lang="en-US">Total interest income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="us-gaap_InterestExpenseAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseAbstract_lbl" xml:lang="en-US">Interest Expense [Abstract]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseDomesticDeposits_lbl" xml:lang="en-US">Interest Expense, Domestic Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseDomesticDeposits_lbl" xml:lang="en-US">Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpenseDomesticDeposits_lbl" xml:lang="en-US">Interest Expense, Domestic Deposits, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseShortTermBorrowings" xlink:label="us-gaap_InterestExpenseShortTermBorrowings" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseShortTermBorrowings_lbl" xml:lang="en-US">Interest Expense, Short-term Borrowings</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" xlink:label="us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_lbl" xml:lang="en-US">Interest Expense, Federal Home Loan Bank and Federal Reserve Bank Advances, Long-term</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm_lbl" xml:lang="en-US">Other borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestExpense" xlink:label="us-gaap_InterestExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpense" xlink:to="us-gaap_InterestExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Interest Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Total Interest Expense</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseNet_lbl" xml:lang="en-US">Interest Income (Expense), Net</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">PROVISION FOR LOAN LOSSES</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Interest Income (Expense), after Provision for Loan Loss</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl" xml:lang="en-US">Net Interest Income After Provision for Loan Losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="us-gaap_NoninterestIncomeAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestIncomeAbstract_lbl" xml:lang="en-US">Noninterest Income [Abstract]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xml:lang="en-US">Fees and Commissions, Depositor Accounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FeesAndCommissionsDepositorAccounts_lbl" xml:lang="en-US">Service charges and fees</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:label="us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities" xlink:to="us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_lbl" xml:lang="en-US">Income from fiduciary activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities_lbl" xml:lang="en-US">Fees and Commissions, Fiduciary and Trust Activities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfSecuritiesNet" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" xml:lang="en-US">Gain (Loss) on Sale of Securities, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" xml:lang="en-US">Net realized gains on sales of securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" xml:lang="en-US">Gain (Loss) on Sale of Securities, Net, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_GainLossOnSaleOfSecuritiesNet_lbl" xml:lang="en-US">Net realized gain (loss) on sales of securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSalesOfLoansNet" xlink:label="us-gaap_GainLossOnSalesOfLoansNet" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSalesOfLoansNet_lbl" xml:lang="en-US">Gain (Loss) on Sales of Loans, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GainLossOnSalesOfLoansNet_lbl" xml:lang="en-US">Net gain on sale of mortgage loans</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_GainLossOnSalesOfLoansNet_lbl" xml:lang="en-US">Gain (Loss) on Sales of Loans, Net, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_BankOwnedLifeInsuranceIncome" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Bank Owned Life Insurance Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Net increase in value of life insurance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Gain on life insurance policy</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_BankOwnedLifeInsuranceIncome_lbl" xml:lang="en-US">Earnings and proceeds on life insurance policies</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProfessionalFees_lbl" xml:lang="en-US">Professional Fees</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherNoninterestExpense_lbl" xml:lang="en-US">Other</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_NoninterestExpense_lbl" xml:lang="en-US">Noninterest Expense</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_lbl" xml:lang="en-US">Income before taxes and equity in undistributed earnings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_lbl" xml:lang="en-US">Income before Income Taxes</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income Tax Expense (Benefit)</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Income tax expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeTaxExpenseBenefit_lbl" xml:lang="en-US">INCOME TAX EXPENSE</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="us-gaap_NetIncomeLoss" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetIncomeLoss_lbl" xml:lang="en-US">Net Income (Loss) Attributable to Parent</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareAbstract_lbl" xml:lang="en-US">Earnings Per Share [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EarningsPerShareAbstract_lbl" xml:lang="en-US">EARNINGS PER SHARE</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">Earnings Per Share, Basic, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EarningsPerShareBasic_lbl" xml:lang="en-US">Basic earnings per common share</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Earnings Per Share, Diluted</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TaxBenefitFromStockOptionsExercised1_lbl" xml:lang="en-US">Tax Benefit from Stock Options Exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_TaxBenefitFromStockOptionsExercised1_lbl" xml:lang="en-US">Tax benefit of stock options exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TaxBenefitFromStockOptionsExercised1_lbl" xml:lang="en-US">Tax benefit on stock options exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TaxBenefitFromStockOptionsExercised1_lbl" xml:lang="en-US">Tax benefit of stock options exercised</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockDividendsPerShareDeclared" xlink:to="us-gaap_CommonStockDividendsPerShareDeclared_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_CommonStockDividendRatePercentage" xlink:label="nwfl_CommonStockDividendRatePercentage" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_CommonStockDividendRatePercentage" xlink:to="nwfl_CommonStockDividendRatePercentage_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_CommonStockDividendRatePercentage_lbl" xml:lang="en-US">The percentage rate used to calculate dividend payments on common stock.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_CommonStockDividendRatePercentage_lbl" xml:lang="en-US">Common Stock, Dividend Rate, Percentage</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="us-gaap_StatementOfCashFlowsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl" xml:lang="en-US">Consolidated Statements of Cash Flows [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecreaseAbstract_lbl" xml:lang="en-US">Cash and Cash Equivalents, Period Increase (Decrease) [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">CASH FLOWS FROM OPERATING ACTIVITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepreciationNonproduction" xlink:label="us-gaap_DepreciationNonproduction" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepreciationNonproduction" xlink:to="us-gaap_DepreciationNonproduction_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepreciationNonproduction_lbl" xml:lang="en-US">Depreciation Premises and Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepreciationNonproduction_lbl" xml:lang="en-US">Depreciation</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="us-gaap_AmortizationOfIntangibleAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfIntangibleAssets" xlink:to="us-gaap_AmortizationOfIntangibleAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Amortization of Intangible Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Amortization of intangible assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Amortization of Intangible Assets, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred Income Tax Expense (Benefit)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred income taxes</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredIncomeTaxExpenseBenefit_lbl" xml:lang="en-US">Deferred Income Tax Expense (Benefit), Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:to="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Amortization of Financing Costs and Discounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Net amortization of securities premiums and discounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Net amortization of securities premiums and discounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_lbl" xml:lang="en-US">Amortization of Financing Costs and Discounts, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfInvestments" xlink:label="us-gaap_GainLossOnSaleOfInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfInvestments" xlink:to="us-gaap_GainLossOnSaleOfInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfInvestments_lbl" xml:lang="en-US">Gain (Loss) on Sale of Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GainLossOnSaleOfInvestments_lbl" xml:lang="en-US">Net realized gains on sales of securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_GainLossOnSaleOfInvestments_lbl" xml:lang="en-US">Net realized gain on sales of securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_GainLossOnSaleOfInvestments_lbl" xml:lang="en-US">Gain (Loss) on Sale of Investments, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_GainLossOnSaleOfInvestments_lbl" xml:lang="en-US">Net (gains) losses on sales of securities</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_GainLossOnLifeInsurancePolicy" xlink:label="nwfl_GainLossOnLifeInsurancePolicy" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_GainLossOnLifeInsurancePolicy" xlink:to="nwfl_GainLossOnLifeInsurancePolicy_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_GainLossOnLifeInsurancePolicy_lbl" xml:lang="en-US">Gain (Loss) On Life Insurance Policy</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_GainLossOnLifeInsurancePolicy_lbl" xml:lang="en-US">Gain (Loss) On Life Insurance Policy</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="nwfl_GainLossOnLifeInsurancePolicy_lbl" xml:lang="en-US">Gain on life insurance policy</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_GainLossOnLifeInsurancePolicy_lbl" xml:lang="en-US">Gain on life insurance policy</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="nwfl_GainLossOnLifeInsurancePolicy_lbl" xml:lang="en-US">Gain on life insurance policy</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue" xlink:label="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue" xlink:to="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_lbl" xml:lang="en-US">Life Insurance, Corporate or Bank Owned, Change in Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_lbl" xml:lang="en-US">Net increase in value of life insurance</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned" xlink:label="nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned" xlink:to="nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned_lbl" xml:lang="en-US">The net gain (loss) resulting from sales and other disposals of other real estate owned and bank premises and equipment, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned_lbl" xml:lang="en-US">Gain (Loss) On Sale Of Bank Premises And Equipment And Foreclosed Real Estate Owned</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned_lbl" xml:lang="en-US">Loss on sale of bank premises and equipment and foreclosed real estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned_lbl" xml:lang="en-US">Loss on sale of bank premises and equipment and foreclosed real estate</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_GainLossOnSaleOfMortgageLoans" xlink:label="us-gaap_GainLossOnSaleOfMortgageLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnSaleOfMortgageLoans" xlink:to="us-gaap_GainLossOnSaleOfMortgageLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnSaleOfMortgageLoans_lbl" xml:lang="en-US">Gain (Loss) on Sale of Mortgage Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GainLossOnSaleOfMortgageLoans_lbl" xml:lang="en-US">Gain on sale of mortgage loans and servicing rights</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_GainLossOnSaleOfMortgageLoans_lbl" xml:lang="en-US">Net gain on sale of mortgage loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale" xlink:to="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Payments for Origination of Mortgage Loans Held-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Mortgage loans originated for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Mortgage loans originated for sale</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:label="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale" xlink:to="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from Sale of Mortgage Loans Held-for-sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from sale of mortgage loans originated for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from Sale of Loans Held-for-sale, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_lbl" xml:lang="en-US">Proceeds from sale of mortgage loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase (Decrease) in Accrued Investment Income Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Decrease in accrued interest receivable and other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Decrease (increase) in accrued interest receivable and other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Assets, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingLiabilities" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOperatingLiabilities" xlink:to="us-gaap_IncreaseDecreaseInOperatingLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Operating Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities_lbl" xml:lang="en-US">Increase (decrease) in accrued interest payable and other liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities_lbl" xml:lang="en-US">Increase (decrease) in accrued interest payable and other liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInOperatingLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Operating Liabilities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net Cash Provided by Operating Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net cash provided by operating activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Sale of Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale: Proceeds from sales</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Sale of Available-for-sale Securities, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from sale of securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Proceeds from Maturities, Prepayments and Calls of Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale: Purchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Securities available for sale: Purchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Purchase of securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:label="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock" xlink:to="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl" xml:lang="en-US">Payments for (Proceeds from) Federal Home Loan Bank Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl" xml:lang="en-US">Redemption of FHLB stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl" xml:lang="en-US">Redemption of FHLB stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock_lbl" xml:lang="en-US">Payments for (Proceeds from) Federal Home Loan Bank Stock, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Payments for (Proceeds from) Loans and Leases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Net increase iin loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Net (increase) decrease in loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US">Payments for (Proceeds from) Loans and Leases, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromLifeInsurancePolicies" xlink:label="us-gaap_ProceedsFromLifeInsurancePolicies" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromLifeInsurancePolicies" xlink:to="us-gaap_ProceedsFromLifeInsurancePolicies_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromLifeInsurancePolicies_lbl" xml:lang="en-US">Proceeds from Life Insurance Policies</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromLifeInsurancePolicies_lbl" xml:lang="en-US">Proceeds from life insurance policy</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchase of bank premises and equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchase of bank premises and equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment, Total</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate" xlink:label="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate" xlink:to="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate_lbl" xml:lang="en-US">The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale, in addition to inflow from sale of foreclosed real estate.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate_lbl" xml:lang="en-US">Proceeds from the sale of bank premises and equipment and foreclosed real estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate_lbl" xml:lang="en-US">Proceeds from sale of bank premises and equipment and foreclosed real estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate_lbl" xml:lang="en-US">Proceeds from Sale of Property, Plant, and Equipment, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net Cash Provided by Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net cash used in investing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">CASH FLOWS FROM FINANCING ACTIVITIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="us-gaap_IncreaseDecreaseInDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeposits" xlink:to="us-gaap_IncreaseDecreaseInDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Increase (Decrease) in Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Net increase in deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Increase (Decrease) in Deposits, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromRepaymentsOfShortTermDebt" xlink:to="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Proceeds from (Repayments of) Short-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Net decrease in short-term borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromRepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Proceeds from (Repayments of) Short-term Debt, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RepaymentsOfOtherDebt" xlink:label="us-gaap_RepaymentsOfOtherDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepaymentsOfOtherDebt" xlink:to="us-gaap_RepaymentsOfOtherDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RepaymentsOfOtherDebt_lbl" xml:lang="en-US">Repayments of Other Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_RepaymentsOfOtherDebt_lbl" xml:lang="en-US">Repayments of other borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RepaymentsOfOtherDebt_lbl" xml:lang="en-US">Repayments of other borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromOtherDebt" xlink:label="us-gaap_ProceedsFromOtherDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromOtherDebt" xlink:to="us-gaap_ProceedsFromOtherDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromOtherDebt_lbl" xml:lang="en-US">Proceeds from Other Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromOtherDebt_lbl" xml:lang="en-US">Proceeds from other borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="us-gaap_ProceedsFromStockOptionsExercised" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromStockOptionsExercised" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from Stock Options Exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Stock options exercised</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_PaymentsForRepurchaseOfOtherEquity" xlink:label="us-gaap_PaymentsForRepurchaseOfOtherEquity" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForRepurchaseOfOtherEquity" xlink:to="us-gaap_PaymentsForRepurchaseOfOtherEquity_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForRepurchaseOfOtherEquity_lbl" xml:lang="en-US">Acquisition of treasury stock</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xml:lang="en-US">Options, Outstanding, end of year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xml:lang="en-US">Options, Outstanding, beginning of year</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Weighted Average Exercise Price Per Share, Granted</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Weighted Average Exercise Price Per Share, Exercised</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Share-based Compensation Arrangements by Share-based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Weighted Average Exercise Price Per Share, Forfeited</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" xml:lang="en-US">Weighted Average Exercise Price Per Share, Exercisable, end of year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_lbl" xml:lang="en-US">Average Exercise Price</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Outstanding,</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Outstanding,</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_lbl" xml:lang="en-US">Remaining Life, Years</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Options Granted During Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Options Granted During Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Granted in Period</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Options Exercised During Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Options Exercised During Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Exercised During Period</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Options Forfeited During Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Options Forfeited During Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Forfeited During Period</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_lbl" xml:lang="en-US">Weighted Average Remaining Contractual Term, Exercisable at End of Period</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl" xml:lang="en-US">Aggregate Intrinsic Value, Outstanding, end of year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_lbl" xml:lang="en-US">Aggregate Intrinsic Value, Outstanding,</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_AggregateIntrinsicValueGrantedInPeriod_lbl" xml:lang="en-US">Aggregate Intrinsic Value, Granted in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_AggregateIntrinsicValueGrantedInPeriod_lbl" xml:lang="en-US">Aggregate Intrinsic Value, Granted in Period</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl" xml:lang="en-US">Aggregate Intrinsic Value, Exercisable at End of Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_lbl" xml:lang="en-US">Aggregate Intrinsic Value, Exercisable, end of year</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1_lbl" xml:lang="en-US">Available for Sale, Gross Unrealized Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1_lbl" xml:lang="en-US">Available for Sale, Gross Unrealized Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1_lbl" xml:lang="en-US">Available-for-sale Securities, Gross Unrealized Losses, Total</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:label="us-gaap_CommercialRealEstatePortfolioSegmentMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommercialRealEstatePortfolioSegmentMember_lbl" xml:lang="en-US">Commercial Real Estate Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialPortfolioSegmentMember" xlink:label="us-gaap_CommercialPortfolioSegmentMember" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="us-gaap_ConsumerPortfolioSegmentMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConsumerPortfolioSegmentMember" xlink:to="us-gaap_ConsumerPortfolioSegmentMember_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Loans and Leases Receivable, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Total Loans</label>
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    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_PercentOfLoans" xlink:label="nwfl_PercentOfLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_PercentOfLoans" xlink:to="nwfl_PercentOfLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_PercentOfLoans_lbl" xml:lang="en-US">Percent of Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_PercentOfLoans_lbl" xml:lang="en-US">Percent of Loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableDeferredIncome" xlink:to="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Loans and Leases Receivable, Deferred Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Deferred fees (net)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Deferred fees (net)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableDeferredIncome_lbl" xml:lang="en-US">Loans and Leases Receivable, Deferred Income, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome" xlink:to="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl" xml:lang="en-US">Loans and Leases Receivable, Net of Deferred Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl" xml:lang="en-US">Loans receivable, net of unearned income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome_lbl" xml:lang="en-US">Total loans receivable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLosses" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Allowance for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Ending balance,</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Beginning balance,</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLosses_lbl" xml:lang="en-US">Allowance for loan losses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_lbl" xml:lang="en-US">Schedule of Financing Receivable, Allowance for Credit Losses [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" xml:lang="en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" xml:lang="en-US">Accretable discount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" xml:lang="en-US">Balance at end of period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" xml:lang="en-US">Balance at beginning of period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield_lbl" xml:lang="en-US">Accretable discount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_lbl" xml:lang="en-US">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_lbl" xml:lang="en-US">Accretion</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion_lbl" xml:lang="en-US">Accretion</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance" xlink:label="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance" xlink:to="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance_lbl" xml:lang="en-US">Certain Loans Acquired in Transfer Accounted for as Debt Securities, Outstanding Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance_lbl" xml:lang="en-US">Acquired Loans with Specific Evidence of Deterioration in Credit Quality, Outstanding Balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:label="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet" xlink:to="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet_lbl" xml:lang="en-US">Certain Loans Acquired in Transfer Accounted for as Debt Securities, Carrying Amount, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet_lbl" xml:lang="en-US">Acquired Loans with Specific Evidence of Deterioration in Credit Quality, Carrying Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet_lbl" xml:lang="en-US">Loans acquired with deteriorated credit quality</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xlink:label="us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis" xlink:to="us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_lbl" xml:lang="en-US">Portfolio Segment [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceDomain" xlink:label="us-gaap_FinancingReceivableAllowanceDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceDomain" xlink:to="us-gaap_FinancingReceivableAllowanceDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceDomain_lbl" xml:lang="en-US">Financing Receivable Allowance [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceDomain_lbl" xml:lang="en-US">Financing Receivable Allowance [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Individually Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment_lbl" xml:lang="en-US">Individually evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Collectively Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Collectively evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_lbl" xml:lang="en-US">Charge Offs</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_lbl" xml:lang="en-US">Recoveries</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1_lbl" xml:lang="en-US">Ending balance individually evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" xlink:label="us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality_lbl" xml:lang="en-US">Carrying Amount</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment" xlink:to="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment_lbl" xml:lang="en-US">Ending balance collectively evaluated for impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskCreditRiskLoanProducts" xlink:label="us-gaap_ConcentrationRiskCreditRiskLoanProducts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskCreditRiskLoanProducts" xlink:to="us-gaap_ConcentrationRiskCreditRiskLoanProducts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskCreditRiskLoanProducts_lbl" xml:lang="en-US">Concentration Risk, Credit Risk, Loan Products</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure" xlink:label="us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure_lbl" xml:lang="en-US">Concentration Risk, Credit Risk, Financial Instrument, Maximum Exposure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure_lbl" xml:lang="en-US">Concentration Risk, Loans Outstanding</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="us-gaap_ConcentrationRiskPercentage1" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskPercentage1" xlink:to="us-gaap_ConcentrationRiskPercentage1_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskPercentage1_lbl" xml:lang="en-US">Concentration Risk, Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ConcentrationRiskPercentage1_lbl" xml:lang="en-US">Concentration Risk, Percentage of Capital</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_LoanLossesInHospitalityIndustry" xlink:label="nwfl_LoanLossesInHospitalityIndustry" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_LoanLossesInHospitalityIndustry" xlink:to="nwfl_LoanLossesInHospitalityIndustry_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_LoanLossesInHospitalityIndustry_lbl" xml:lang="en-US">Loan Losses in Hospitality Industry</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_LoanLossesInHospitalityIndustry_lbl" xml:lang="en-US">Loan Losses in Hospitality Industry</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_GrossRealizedGainsOnLoans" xlink:label="nwfl_GrossRealizedGainsOnLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_GrossRealizedGainsOnLoans" xlink:to="nwfl_GrossRealizedGainsOnLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_GrossRealizedGainsOnLoans_lbl" xml:lang="en-US">Gross Realized Gains on Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_GrossRealizedGainsOnLoans_lbl" xml:lang="en-US">Gross Realized Gains on Loans</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_GrossRealizedLossesOnLoans" xlink:label="nwfl_GrossRealizedLossesOnLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_GrossRealizedLossesOnLoans" xlink:to="nwfl_GrossRealizedLossesOnLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_GrossRealizedLossesOnLoans_lbl" xml:lang="en-US">Gross Realized Losses on Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_GrossRealizedLossesOnLoans_lbl" xml:lang="en-US">Gross Realized Losses on Loans</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_ProceedsFromSaleOfResidentialMortgageLoans" xlink:label="nwfl_ProceedsFromSaleOfResidentialMortgageLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_ProceedsFromSaleOfResidentialMortgageLoans" xlink:to="nwfl_ProceedsFromSaleOfResidentialMortgageLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_ProceedsFromSaleOfResidentialMortgageLoans_lbl" xml:lang="en-US">Proceeds from Sale of Residential Mortgage Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_ProceedsFromSaleOfResidentialMortgageLoans_lbl" xml:lang="en-US">Proceeds from Sale of Residential Mortgage Loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="us-gaap_ScheduleOfImpairedFinancingReceivableTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:to="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl" xml:lang="en-US">Schedule of Impaired Financing Receivable [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableImpairedLineItems" xlink:label="us-gaap_FinancingReceivableImpairedLineItems" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableImpairedLineItems" xlink:to="us-gaap_FinancingReceivableImpairedLineItems_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableImpairedLineItems_lbl" xml:lang="en-US">Financing Receivable, Impaired [Line Items]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Recorded Investment, With no related allowance recorded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Recorded Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment_lbl" xml:lang="en-US">Recorded Investment, With an allowance recorded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, Recorded Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, Recorded Investment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Unpaid Principal Balance, With no related allowance recorded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US">Unpaid Principal Balance, With an allowance recorded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired Financing Receivable, Unpaid Principal Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" xml:lang="en-US">Unpaid Principal Balance, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xml:lang="en-US">Impaired Financing Receivable, Related Allowance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xml:lang="en-US">Associated Allowance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xml:lang="en-US">Associated Allowance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xml:lang="en-US">Impaired Financing Receivable, Average Recorded Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xml:lang="en-US">Average Recorded Investment, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xml:lang="en-US">Average Recorded Investment, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl" xml:lang="en-US">Impaired Financing Receivable, Interest Income, Cash Basis Method</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl" xml:lang="en-US">Interest Income Recognized, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl" xml:lang="en-US">Interest Income Recognized, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:label="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_ImpairedLoansMember_lbl" xml:lang="en-US">Impaired Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_ForeclosedRealEstateOwnedMember" xlink:label="nwfl_ForeclosedRealEstateOwnedMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_ForeclosedRealEstateOwnedMember" xlink:to="nwfl_ForeclosedRealEstateOwnedMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_ForeclosedRealEstateOwnedMember_lbl" xml:lang="en-US">Foreclose Real Estate Owned</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_ForeclosedRealEstateOwnedMember_lbl" xml:lang="en-US">Foreclosed Real Estate Owned [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_ForeclosedRealEstateOwnedMember_lbl" xml:lang="en-US">Foreclosed Real Estate Owned [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="us-gaap_FairValueInputsLevel3Member" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Fair Value Inputs Level3 [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Significant Unobservable Inputs (Level 3) [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:label="us-gaap_AssetsFairValueDisclosureNonrecurring" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AssetsFairValueDisclosureNonrecurring" xlink:to="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl" xml:lang="en-US">Assets, Fair Value Disclosure, Nonrecurring</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl" xml:lang="en-US">Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AssetsFairValueDisclosureNonrecurring_lbl" xml:lang="en-US">Total assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValueAbstract" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValueAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancialInstrumentsOwnedAtFairValueAbstract" xlink:to="us-gaap_FinancialInstrumentsOwnedAtFairValueAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValueAbstract_lbl" xml:lang="en-US">Fair Value Measurements and Fair Value of Financial Instruments [Abstract]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="us-gaap_FairValueByAssetClassAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByAssetClassAxis" xlink:to="us-gaap_FairValueByAssetClassAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByAssetClassAxis_lbl" xml:lang="en-US">Asset Class [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:to="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" xml:lang="en-US">Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation By Asset Class [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" xml:lang="en-US">Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation By Asset Class [Domain]</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_OtherRealEstateOwnedMember" xlink:label="nwfl_OtherRealEstateOwnedMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_OtherRealEstateOwnedMember" xlink:to="nwfl_OtherRealEstateOwnedMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_OtherRealEstateOwnedMember_lbl" xml:lang="en-US">Other Real Estate Owned [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_OtherRealEstateOwnedMember_lbl" xml:lang="en-US">Other Real Estate Owned [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_OtherRealEstateOwnedMember_lbl" xml:lang="en-US">Foreclosed Real Estate Owned [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeAxis" xlink:label="us-gaap_RangeAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RangeAxis" xlink:to="us-gaap_RangeAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RangeAxis_lbl" xml:lang="en-US">Range [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_RangeMember" xlink:label="us-gaap_RangeMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RangeMember" xlink:to="us-gaap_RangeMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RangeMember_lbl" xml:lang="en-US">Range [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RangeMember_lbl" xml:lang="en-US">Range [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MinimumMember" xlink:label="us-gaap_MinimumMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MinimumMember" xlink:to="us-gaap_MinimumMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MinimumMember_lbl" xml:lang="en-US">Minimum [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MinimumMember_lbl" xml:lang="en-US">Minimum [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MaximumMember" xlink:label="us-gaap_MaximumMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MaximumMember" xlink:to="us-gaap_MaximumMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MaximumMember_lbl" xml:lang="en-US">Maximum [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MaximumMember_lbl" xml:lang="en-US">Maximum [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_WeightedAverageMember" xlink:label="us-gaap_WeightedAverageMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_WeightedAverageMember" xlink:to="us-gaap_WeightedAverageMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_WeightedAverageMember_lbl" xml:lang="en-US">Weighted Average [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_WeightedAverageMember_lbl" xml:lang="en-US">Weighted Average [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="us-gaap_ValuationTechniqueAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ValuationTechniqueAxis" xlink:to="us-gaap_ValuationTechniqueAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ValuationTechniqueAxis_lbl" xml:lang="en-US">Valuation Technique [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="us-gaap_ValuationTechniqueDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ValuationTechniqueDomain" xlink:to="us-gaap_ValuationTechniqueDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ValuationTechniqueDomain_lbl" xml:lang="en-US">Valuation Technique [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ValuationTechniqueDomain_lbl" xml:lang="en-US">Valuation Technique [Domain]</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_UnobservableInputsAppraisalAdjustmentsMember" xlink:label="nwfl_UnobservableInputsAppraisalAdjustmentsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_UnobservableInputsAppraisalAdjustmentsMember" xlink:to="nwfl_UnobservableInputsAppraisalAdjustmentsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_UnobservableInputsAppraisalAdjustmentsMember_lbl" xml:lang="en-US">Unobservable Inputs Appraisal Adjustments [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_UnobservableInputsAppraisalAdjustmentsMember_lbl" xml:lang="en-US">Unobservable Inputs Appraisal Adjustments [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_UnobservableInputsAppraisalAdjustmentsMember_lbl" xml:lang="en-US">Unobservable Inputs Appraisal Adjustments [Member]</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_UnobservableInputsLiquidationExpensesMember" xlink:label="nwfl_UnobservableInputsLiquidationExpensesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_UnobservableInputsLiquidationExpensesMember" xlink:to="nwfl_UnobservableInputsLiquidationExpensesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_UnobservableInputsLiquidationExpensesMember_lbl" xml:lang="en-US">Unobservable Inputs Liquidation Expenses [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_UnobservableInputsLiquidationExpensesMember_lbl" xml:lang="en-US">Unobservable Inputs Liquidation Expenses [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_UnobservableInputsLiquidationExpensesMember_lbl" xml:lang="en-US">Unobservable Inputs - Liquidation Expenses [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_FairValueMeasurementsValuationTechniques" xlink:label="us-gaap_FairValueMeasurementsValuationTechniques" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsValuationTechniques" xlink:to="us-gaap_FairValueMeasurementsValuationTechniques_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsValuationTechniques_lbl" xml:lang="en-US">Fair Value Measurements, Valuation Techniques</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueMeasurementsValuationTechniques_lbl" xml:lang="en-US">Valuation Techniques</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_FairValueDisclosureUnbservableInputRange" xlink:label="nwfl_FairValueDisclosureUnbservableInputRange" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_FairValueDisclosureUnbservableInputRange" xlink:to="nwfl_FairValueDisclosureUnbservableInputRange_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_FairValueDisclosureUnbservableInputRange_lbl" xml:lang="en-US">Fair Value Disclosure, Unbservable Input Range</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_FairValueDisclosureUnbservableInputRange_lbl" xml:lang="en-US">Fair Value Disclosure, Unbservable Input Range</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_FairValueDisclosureUnbservableInputRange_lbl" xml:lang="en-US">Range (Weighted Average)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsFairValueDisclosure" xlink:to="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl" xml:lang="en-US">Cash and Cash Equivalents, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl" xml:lang="en-US">Interest bearing deposits with banks</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CashAndCashEquivalentsFairValueDisclosure_lbl" xml:lang="en-US">Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure" xlink:label="us-gaap_InvestmentsFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsFairValueDisclosure" xlink:to="us-gaap_InvestmentsFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsFairValueDisclosure_lbl" xml:lang="en-US">Investments, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InvestmentsFairValueDisclosure_lbl" xml:lang="en-US">Financial assets: Securities, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="us-gaap_LoansReceivableFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableFairValueDisclosure" xlink:to="us-gaap_LoansReceivableFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansReceivableFairValueDisclosure_lbl" xml:lang="en-US">Loans Receivable, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansReceivableFairValueDisclosure_lbl" xml:lang="en-US">Financial assets: Loans receivable, net, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ServicingAssetAtFairValueAmount" xlink:label="us-gaap_ServicingAssetAtFairValueAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ServicingAssetAtFairValueAmount" xlink:to="us-gaap_ServicingAssetAtFairValueAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ServicingAssetAtFairValueAmount_lbl" xml:lang="en-US">Servicing Asset at Fair Value, Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ServicingAssetAtFairValueAmount_lbl" xml:lang="en-US">Servicing Asset at Fair Value, Amount, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ServicingAssetAtFairValueAmount_lbl" xml:lang="en-US">Servicing Asset at Fair Value, Amount, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ServicingAssetAtFairValueAmount_lbl" xml:lang="en-US">Financial assets: Mortgage servicing rights, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure" xlink:label="us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure" xlink:to="us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure_lbl" xml:lang="en-US">Investment in Federal Home Loan Bank Stock, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure_lbl" xml:lang="en-US">Financial assets: Regulatory stock, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CashSurrenderValueFairValueDisclosure" xlink:label="us-gaap_CashSurrenderValueFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashSurrenderValueFairValueDisclosure" xlink:to="us-gaap_CashSurrenderValueFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashSurrenderValueFairValueDisclosure_lbl" xml:lang="en-US">Cash Surrender Value, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashSurrenderValueFairValueDisclosure_lbl" xml:lang="en-US">Financial assets: Bank owned life insurance, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_AccruedInterestReceivableFairValueDisclosure" xlink:label="nwfl_AccruedInterestReceivableFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_AccruedInterestReceivableFairValueDisclosure" xlink:to="nwfl_AccruedInterestReceivableFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_AccruedInterestReceivableFairValueDisclosure_lbl" xml:lang="en-US">Fair value as of the balance sheet date of interest receivable.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_AccruedInterestReceivableFairValueDisclosure_lbl" xml:lang="en-US">Accrued interest receivable, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_AccruedInterestReceivableFairValueDisclosure_lbl" xml:lang="en-US">Financial assets: Accrued interest receivable, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="us-gaap_DepositsFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsFairValueDisclosure" xlink:to="us-gaap_DepositsFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsFairValueDisclosure_lbl" xml:lang="en-US">Deposits, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepositsFairValueDisclosure_lbl" xml:lang="en-US">Financial liabilities: Deposits, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ShorttermDebtFairValue" xlink:label="us-gaap_ShorttermDebtFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShorttermDebtFairValue" xlink:to="us-gaap_ShorttermDebtFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShorttermDebtFairValue_lbl" xml:lang="en-US">Short-term Debt, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShorttermDebtFairValue_lbl" xml:lang="en-US">Financial liabilities: Short-term borrowings, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="us-gaap_LongTermDebtFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtFairValue" xlink:to="us-gaap_LongTermDebtFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtFairValue_lbl" xml:lang="en-US">Long-term Debt, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebtFairValue_lbl" xml:lang="en-US">Financial liabilities: Other borrowings, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_AccruedInterestPayableFairValueDisclosure" xlink:label="nwfl_AccruedInterestPayableFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_AccruedInterestPayableFairValueDisclosure" xlink:to="nwfl_AccruedInterestPayableFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_AccruedInterestPayableFairValueDisclosure_lbl" xml:lang="en-US">Fair value as of the balance sheet of accrued interest payable.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_AccruedInterestPayableFairValueDisclosure_lbl" xml:lang="en-US">Accrued interest payable, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_AccruedInterestPayableFairValueDisclosure_lbl" xml:lang="en-US">Financial liabilities: Accrued interest payable, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsFairValueDisclosure" xlink:label="us-gaap_CommitmentsFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsFairValueDisclosure" xlink:to="us-gaap_CommitmentsFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsFairValueDisclosure_lbl" xml:lang="en-US">Commitments, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommitmentsFairValueDisclosure_lbl" xml:lang="en-US">Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit, Fair Value Disclosure</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MarketableSecurities" xlink:label="us-gaap_MarketableSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MarketableSecurities" xlink:to="us-gaap_MarketableSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MarketableSecurities_lbl" xml:lang="en-US">Marketable Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MarketableSecurities_lbl" xml:lang="en-US">Financial assets: Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_MarketableSecurities_lbl" xml:lang="en-US">Marketable Securities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ServicingAsset" xlink:label="us-gaap_ServicingAsset" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ServicingAsset" xlink:to="us-gaap_ServicingAsset_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ServicingAsset_lbl" xml:lang="en-US">Servicing Asset</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ServicingAsset_lbl" xml:lang="en-US">Servicing Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ServicingAsset_lbl" xml:lang="en-US">Servicing Asset, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ServicingAsset_lbl" xml:lang="en-US">Financial assets: Mortgage servicing rights</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_OtherCommitment" xlink:label="us-gaap_OtherCommitment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherCommitment" xlink:to="us-gaap_OtherCommitment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherCommitment_lbl" xml:lang="en-US">Other Commitment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherCommitment_lbl" xml:lang="en-US">Other Commitment, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherCommitment_lbl" xml:lang="en-US">Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ParentMember" xlink:label="us-gaap_ParentMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ParentMember" xlink:to="us-gaap_ParentMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ParentMember_lbl" xml:lang="en-US">Parent [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ParentMember_lbl" xml:lang="en-US">Parent [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommitmentsToExtendCreditMember" xlink:label="us-gaap_CommitmentsToExtendCreditMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsToExtendCreditMember" xlink:to="us-gaap_CommitmentsToExtendCreditMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsToExtendCreditMember_lbl" xml:lang="en-US">Commitments To Extend Credit [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommitmentsToExtendCreditMember_lbl" xml:lang="en-US">Unfunded availability under loan commitments [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:to="us-gaap_USGovernmentAgenciesDebtSecuritiesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember_lbl" xml:lang="en-US">U S Government Agencies Debt Securities [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_USGovernmentAgenciesDebtSecuritiesMember_lbl" xml:lang="en-US">U.S. Government Agencies [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:label="us-gaap_USStatesAndPoliticalSubdivisionsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:to="us-gaap_USStatesAndPoliticalSubdivisionsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_USStatesAndPoliticalSubdivisionsMember_lbl" xml:lang="en-US">U S States And Political Subdivisions [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_USStatesAndPoliticalSubdivisionsMember_lbl" xml:lang="en-US">States and political subdivisions [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CorporateDebtSecuritiesMember" xlink:label="us-gaap_CorporateDebtSecuritiesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CorporateDebtSecuritiesMember" xlink:to="us-gaap_CorporateDebtSecuritiesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CorporateDebtSecuritiesMember_lbl" xml:lang="en-US">Corporate Debt Securities [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CorporateDebtSecuritiesMember_lbl" xml:lang="en-US">Corporate obligations [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:to="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl" xml:lang="en-US">Mortgage Backed Securities Issued By U S Government Sponsored Enterprises [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl" xml:lang="en-US">Mortgage-backed securities-government sponsored entities [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_EquitySecuritiesIndustryMember" xlink:label="us-gaap_EquitySecuritiesIndustryMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquitySecuritiesIndustryMember" xlink:to="us-gaap_EquitySecuritiesIndustryMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquitySecuritiesIndustryMember_lbl" xml:lang="en-US">Equity Securities Industry [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EquitySecuritiesIndustryMember_lbl" xml:lang="en-US">Equity securities-financial services [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_SecuritiesAssetsMember" xlink:label="us-gaap_SecuritiesAssetsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuritiesAssetsMember" xlink:to="us-gaap_SecuritiesAssetsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SecuritiesAssetsMember_lbl" xml:lang="en-US">Securities Assets [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SecuritiesAssetsMember_lbl" xml:lang="en-US">Total Securities [Member]</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_LessThan12MonthsMember" xlink:label="nwfl_LessThan12MonthsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_LessThan12MonthsMember" xlink:to="nwfl_LessThan12MonthsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_LessThan12MonthsMember_lbl" xml:lang="en-US">Less than 12 Months</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_LessThan12MonthsMember_lbl" xml:lang="en-US">Less Than12 Months [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_LessThan12MonthsMember_lbl" xml:lang="en-US">Less than 12 Months [Member]</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_TwelveMonthsOrMoreMember" xlink:label="nwfl_TwelveMonthsOrMoreMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_TwelveMonthsOrMoreMember" xlink:to="nwfl_TwelveMonthsOrMoreMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_TwelveMonthsOrMoreMember_lbl" xml:lang="en-US">12 Months or More</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_TwelveMonthsOrMoreMember_lbl" xml:lang="en-US">Twelve Months Or More [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_TwelveMonthsOrMoreMember_lbl" xml:lang="en-US">12 Months or More [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" xlink:label="us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommercialRealEstateConstructionFinancingReceivableMember" xlink:to="us-gaap_CommercialRealEstateConstructionFinancingReceivableMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommercialRealEstateConstructionFinancingReceivableMember_lbl" xml:lang="en-US">Commercial Real Estate Construction Financing Receivable [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommercialRealEstateConstructionFinancingReceivableMember_lbl" xml:lang="en-US">Construction Real Estate Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="us-gaap_ConcentrationRiskByTypeAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskByTypeAxis" xlink:to="us-gaap_ConcentrationRiskByTypeAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskByTypeAxis_lbl" xml:lang="en-US">Concentration Risk Type [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="us-gaap_ConcentrationRiskTypeDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskTypeDomain" xlink:to="us-gaap_ConcentrationRiskTypeDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskTypeDomain_lbl" xml:lang="en-US">Concentration Risk Type [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ConcentrationRiskTypeDomain_lbl" xml:lang="en-US">Concentration Risk Type [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2012/elts/us-gaap-2012-01-31.xsd#us-gaap_CustomerConcentrationRiskMember" xlink:label="us-gaap_CustomerConcentrationRiskMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CustomerConcentrationRiskMember" xlink:to="us-gaap_CustomerConcentrationRiskMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CustomerConcentrationRiskMember_lbl" xml:lang="en-US">Customer Concentration Risk [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CustomerConcentrationRiskMember_lbl" xml:lang="en-US">Customer Concentration Risk: Hospitality Lodging Industry [Member]</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_CustomerConcentrationRiskPropertyOwnersAssociationsMember" xlink:label="nwfl_CustomerConcentrationRiskPropertyOwnersAssociationsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_CustomerConcentrationRiskPropertyOwnersAssociationsMember" xlink:to="nwfl_CustomerConcentrationRiskPropertyOwnersAssociationsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="nwfl_CustomerConcentrationRiskPropertyOwnersAssociationsMember_lbl" xml:lang="en-US">Customer Concentration Risk: Property Owners Associations [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="nwfl_CustomerConcentrationRiskPropertyOwnersAssociationsMember_lbl" xml:lang="en-US">Customer Concentration Risk Property Owners Associations [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="nwfl_CustomerConcentrationRiskPropertyOwnersAssociationsMember_lbl" xml:lang="en-US">Customer Concentration Risk: Property Owners Associations [Member]</label>
    <loc xlink:type="locator" xlink:href="nwfl-20130331.xsd#nwfl_CustomerConcentrationRiskBarsAndRestaurantsMember" xlink:label="nwfl_CustomerConcentrationRiskBarsAndRestaurantsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="nwfl_CustomerConcentrationRiskBarsAndRestaurantsMember" xlink:to="nwfl_CustomerConcentrationRiskBarsAndRestaurantsMember_lbl" />
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>9
<FILENAME>nwfl-20130331_pre.xml
<DESCRIPTION>EXHIBIT 101.PRE - XBRL PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
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<!--Created on: 5/8/2013 1:36:54 PM-->
<!--Modified on: 5/8/2013 1:36:54 PM-->
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Loans Acquired and Accounted for in Accordance with ASC 310-30) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Loans Receivable and Allowance for Loan Losses [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance', window );">Acquired Loans with Specific Evidence of Deterioration in Credit Quality, Outstanding Balance</a></td>
        <td class="nump">$ 1,102<span></span></td>
        <td class="nump">$ 1,145<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet', window );">Acquired Loans with Specific Evidence of Deterioration in Credit Quality, Carrying Amount</a></td>
        <td class="nump">$ 1,049<span></span></td>
        <td class="nump">$ 1,069<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The recorded balance, net of any applicable reductions (for example, unamortized accretable yield and other-than-temporary impairments), for loans accounted for as debt securities with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 15<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7514592&amp;loc=d3e13503-111538<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 03-3<br><br> -Paragraph 16<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesCarryingAmountNet</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The undiscounted sum of all amounts, including amounts deemed principal, interest, fees, penalties, and other under the loan, owed to the investor at the reporting date, whether or not currently due and whether or not any such amounts have been written or charged off by the investor.  This relates to loans accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 15<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7514592&amp;loc=d3e13503-111538<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 03-3<br><br> -Paragraph 16<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E6IAG">
      <tr>
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          <div style="width: 200px;"><strong>Fair Value Measurements and Fair Value of Financial Instruments (Additional Qualitative Information about Level 3 Assets) (Details) (Significant Unobservable Inputs (Level 3) [Member], USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="2">12 Months Ended</th>
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          <div>Mar. 31, 2013</div>
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          <div>Dec. 31, 2012</div>
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          <div class="a">Impaired Loans [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 11,084<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral</font></p></div><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"><div class="MetaData">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral</font></p></div><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans [Member] | Minimum [Member] | Unobservable Inputs Appraisal Adjustments [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_FairValueDisclosureUnbservableInputRange', window );">Fair Value Disclosure, Unbservable Input Range</a></td>
        <td class="nump">0.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans [Member] | Maximum [Member] | Unobservable Inputs Appraisal Adjustments [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_FairValueDisclosureUnbservableInputRange', window );">Fair Value Disclosure, Unbservable Input Range</a></td>
        <td class="nump">30.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">30.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Impaired Loans [Member] | Weighted Average [Member] | Unobservable Inputs Appraisal Adjustments [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="nump">24.07%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">24.10%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
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      <tr class="rh">
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          <div class="a">Foreclosed Real Estate Owned [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">$ 1,099<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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        <td class="text"><div class="MetaData">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral</font></p></div><span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"><div class="MetaData">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral</font></p></div><span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
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      <tr class="rh">
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          <div class="a">Foreclosed Real Estate Owned [Member] | Unobservable Inputs - Liquidation Expenses [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
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      <tr class="ro">
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        <td class="nump">20.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">20.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
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              <td style="vertical-align: top;" valign="top">[1]</td>
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1) Fair value is generally determined through independent appraisals of the underlying collateral, which

      generally include various level 3 inputs which are not identifiable, less any associated allowance.</td>
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              <td style="vertical-align: top;" valign="top">[2]</td>
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(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and

       estimated liquidation expenses.  The range and weighted average of liquidation expenses and other</td>
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(3) Includes qualitative adjustments by management and estimated liquidation expenses.</td>
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                <p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p>
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                <p>Description of the inputs and valuation technique(s) used to measure fair value.</p>
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  <head>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHRBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Securities (Amortized Cost and Fair Values of Securities) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">$ 148,598<span></span></td>
        <td class="nump">$ 145,390<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to Maturity, Amortized Cost</a></td>
        <td class="nump">173<span></span></td>
        <td class="nump">173<span></span></td>
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      <tr class="rou">
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        <td class="nump">175<span></span></td>
        <td class="nump">177<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Government Agencies [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">17,290<span></span></td>
        <td class="nump">13,076<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">34<span></span></td>
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        <td class="num">(29)<span></span></td>
        <td class="num">(20)<span></span></td>
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      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">17,295<span></span></td>
        <td class="nump">13,092<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">States and political subdivisions [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">56,125<span></span></td>
        <td class="nump">55,864<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">2,384<span></span></td>
        <td class="nump">2,995<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available for Sale, Gross Unrealized Losses</a></td>
        <td class="num">(182)<span></span></td>
        <td class="num">(73)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">58,327<span></span></td>
        <td class="nump">58,786<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held to Maturity, Amortized Cost</a></td>
        <td class="nump">173<span></span></td>
        <td class="nump">173<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain', window );">Held to Maturity, Gross Unrealized Gains</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesUnrecognizedHoldingLoss', window );">Held to Maturity, Gross Unrealized Losses</a></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Held to Maturity, Fair Value</a></td>
        <td class="nump">175<span></span></td>
        <td class="nump">177<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate obligations [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">8,502<span></span></td>
        <td class="nump">8,521<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">328<span></span></td>
        <td class="nump">347<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">8,830<span></span></td>
        <td class="nump">8,868<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed securities-government sponsored entities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">63,151<span></span></td>
        <td class="nump">63,397<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">878<span></span></td>
        <td class="nump">1,041<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available for Sale, Gross Unrealized Losses</a></td>
        <td class="num">(196)<span></span></td>
        <td class="num">(113)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">63,833<span></span></td>
        <td class="nump">64,325<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity securities-financial services [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">292<span></span></td>
        <td class="nump">292<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">28<span></span></td>
        <td class="nump">27<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available for Sale, Gross Unrealized Losses</a></td>
        <td class="num">(7)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">313<span></span></td>
        <td class="nump">319<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Securities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Available for Sale, Amortized Cost</a></td>
        <td class="nump">145,360<span></span></td>
        <td class="nump">141,150<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Available-for-sale Securities, Gross Unrealized Gains</a></td>
        <td class="nump">3,652<span></span></td>
        <td class="nump">4,446<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Available for Sale, Gross Unrealized Losses</a></td>
        <td class="num">(414)<span></span></td>
        <td class="num">(206)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Available for Sale, Fair Value</a></td>
        <td class="nump">$ 148,598<span></span></td>
        <td class="nump">$ 145,390<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15E<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13, 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 5<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section A<br><br> -Paragraph 4<br><br> -Chapter 3<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecuritiesFairValue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of fair value over carrying value (amortized cost) of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding gain.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldtomaturitySecuritiesUnrecognizedHoldingGain</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the excess of carrying value (amortized cost) over fair value of a debt security categorized as held-to-maturity, exclusive of dividend or interest income recognized but not yet received and exclusive of any write-downs for other-than-temporary impairment. Such item represents the gross unrecognized holding loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Loans Receivable and Allowance for Loan Losses [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock', window );">Composition of Loans Receivable [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 164.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="219">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 219.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="292" colspan="6">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Types of loans<b><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></b></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 164.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="219">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 219.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="292" colspan="6">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(dollars in thousands)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; <u>&nbsp;March 31, 2013 </u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>December 31, 2012&nbsp;&nbsp; </u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Real Estate-Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$153,422</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">32.0%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$150,043 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 31.4%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">270,654</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">56.5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 274,484&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 57.5</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">14,750</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3.1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 13,435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 2.8</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Commercial, financial and agricultural</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">26,443</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 5.5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 25,113</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 5.3</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Consumer loans to individuals</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">13,922</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 2.9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 14,154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 3.0</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Total loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">479,191</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">100.0%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 477,229</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">100.0%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Deferred fees, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; (528)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (519)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Total loans receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">478,663</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">476,710 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;Allowance for loan losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(5,726)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp; <u>(5,502)</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Net loans receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$472,937</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$471,208</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="219"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="69"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="60"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="72"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="72"> </td></tr></table> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock', window );">Changes In The Accretable Yield For Purchased Credit Impaired Loans [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance at beginning of period </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$76</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$171</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accretion</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(23)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; (24)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Reclassification and other </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance at end of period</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$53</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$147</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock', window );">Loans Acquired And Accounted For in Accordance With ASC 310-30 [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2012</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Outstanding Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$1,102 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$1,145 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;$1,049</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$1,069</font></p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Allowance for Loan Losses and Recorded Investment in Financing Receivables [Table Text Block]</a></td>
        <td class="text"><div> <div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp;Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="48">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="35">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,797</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,183</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">119</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">223</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">180</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,502</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(250)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(313)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(19)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(582)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">427</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">420</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(47)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(5)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">800</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance,&nbsp;&nbsp;&nbsp; March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,974</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,290</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">124</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">176</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">162</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,726</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,974</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,290</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">124</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">176</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">162</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,726</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="132"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="71"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="77"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="78"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="82"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="71"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="48"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="33"> </td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 6.75pt; font-size: 11pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp; Commercial </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="48">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="35">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, December 31, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,257</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,838</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">144</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,458</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(61)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(103)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(32)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(196)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">272</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">44</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 29</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp; 350</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance,&nbsp;&nbsp;&nbsp; March 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,199</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">4,007</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">191</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">146</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,618</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,073</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,073</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,199</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2,934</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">191</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">146</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">4,545</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -4.9pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in -2.8pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in -3.7pt 0pt 0in; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table></div>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 230.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="307" colspan="7">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">March 31, 2013</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,035</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,035</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Loans acquired</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; with </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; deteriorated</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; credit quality</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">253</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">796</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,049</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">153,169</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">259,823</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,750</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,443</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,922</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">468,107</font></p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">153,422</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="17" colspan="3">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.5pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="93">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">270,654</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,750</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="87">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,443</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 15.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="21" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="81" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,922</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">479,191</font></p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31,</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,246</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">310</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,556</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans acquired with deteriorated credit quality</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">270</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">799</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="22" colspan="3">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,069</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">149,773</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">263,439</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">24,803</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">465,604</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">150,043</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,484</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">25,113</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">477,229</font></p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="105"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="85"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="92"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="96"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="87"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="6"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="17"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="80"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="68"> </td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><u><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"><font style="text-decoration: none;" class="_mt"> </font></font></u>&nbsp;</p></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock', window );">Impaired Loans and Related Interest Income by Loan Portfolio Class [Table Text Block]</a></td>
        <td class="text"><div> <div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized during the time within the period that the impaired loans were impaired.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Recorded</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Unpaid </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; Principal </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Associated</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Allowance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">March 31, 2013</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With no related allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 97.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="129" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">253</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">265</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,831</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,872</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subtotal</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,084</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,137</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With an allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subtotal</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">253</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">265</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,831</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,872</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.25in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,084</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,137</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top" width="22">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Recorded</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Unpaid </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Principal </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Associated</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Allowance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2012</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With no related allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; (In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">270</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">286</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,494</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,554</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 310</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 310</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subtotal</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,074</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,150</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With an allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subtotal</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">270</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">286</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,045</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,105</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 310</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 310</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,625</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,701</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following information for impaired loans is presented for the periods ended March 31, 2013 and 2012:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 124.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="165" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average Recorded</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.5in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="144" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; Interest Income</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; Recognized</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$262</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$296</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$1</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,839</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,197</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">19</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">75</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 385</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$11,101</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$13,878</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; $20</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; $76</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating [Table Text Block]</a></td>
        <td class="text"><div> <div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Pass</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Special </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Mention</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Substandard</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Doubtful</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">March 31, 2013</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial real estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">248,287</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,819</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,548</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">270,654</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,443</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,443</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,730</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,819</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,548</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">297,097</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Pass</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Special </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Mention</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Substandard</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Doubtful</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31,&nbsp; 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial real estate loans&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">251,484</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,245</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,755</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,484</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">24,427</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">318</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">368</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">25,113</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">275,911</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,563</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">12,123</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">299,597</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PastDueFinancingReceivablesTableTextBlock', window );">Loan Portfolio Summarized by the Past Due Status [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; margin-left: 0px !important; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="772">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Current</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">31-60 Days Past<u> Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">61-90 Days <u>Past Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Greater than 90 Days Past Due and still <u>accruing</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Non-<u>Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Past Due and <u>Non-Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total <u>Loans</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">March 31, 2013</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">150,283</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">457</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">60</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,622</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">3,139</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">153,422</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">259,838</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">856</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">9,960</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,816</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">270,654</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,683</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">67</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">67</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,750</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,405</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">30</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">8</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">38</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,443</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,878</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">35</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">44</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,922</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">465,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,445</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">77</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">12,582</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,104</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">479,191</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Current</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">31-60 Days Past<u> Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">61-90 Days <u>Past Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Greater than 90 Days Past Due and still <u>accruing</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Non-<u>Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Past Due and <u>Non-Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total <u>Loans</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31, 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">146,847</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">94</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">256</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,846</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">3,196</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">150,043</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">261,527</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,333</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,026</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">12,957</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,484</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,363</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,435</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">24,785</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">328</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">328</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">25,113</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,029</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">114</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">125</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,154</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">460,551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,613</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">865</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,200</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">16,678</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">477,229</font></p></td></tr></table> </div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Changes In The Accretable Yield For Purchased Credit Impaired Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_ChangesInAccretableYieldForPurchasedCreditImpairedLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loans Acquired And Accounted For in Accordance With ASC 310-30 [Table Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_LoansAcquiredAndAccountedForInAccordanceWithAsc31030TableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
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                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 29<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953659-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 19<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7880640&amp;loc=SL6953803-111525<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of impaired financing receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PastDueFinancingReceivablesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PastDueFinancingReceivablesTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ReceivablesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>R42.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EFTBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Loan Portfolio Summarized by the Past Due Status) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">$ 465,087,000<span></span></td>
        <td class="nump">$ 460,551,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">1,445,000<span></span></td>
        <td class="nump">2,613,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61-90 Days Past Due</a></td>
        <td class="nump">77,000<span></span></td>
        <td class="nump">865,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-Accrual</a></td>
        <td class="nump">12,582,000<span></span></td>
        <td class="nump">13,200,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">14,104,000<span></span></td>
        <td class="nump">16,678,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">479,191,000<span></span></td>
        <td class="nump">477,229,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown', window );">Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">9,000,000,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">150,283,000<span></span></td>
        <td class="nump">146,847,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">457,000<span></span></td>
        <td class="nump">94,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61-90 Days Past Due</a></td>
        <td class="nump">60,000<span></span></td>
        <td class="nump">256,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-Accrual</a></td>
        <td class="nump">2,622,000<span></span></td>
        <td class="nump">2,846,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">3,139,000<span></span></td>
        <td class="nump">3,196,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">153,422,000<span></span></td>
        <td class="nump">150,043,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">14,683,000<span></span></td>
        <td class="nump">13,363,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">67,000<span></span></td>
        <td class="nump">72,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">67,000<span></span></td>
        <td class="nump">72,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">14,750,000<span></span></td>
        <td class="nump">13,435,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">259,838,000<span></span></td>
        <td class="nump">261,527,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">856,000<span></span></td>
        <td class="nump">2,333,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61-90 Days Past Due</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">598,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-Accrual</a></td>
        <td class="nump">9,960,000<span></span></td>
        <td class="nump">10,026,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">10,816,000<span></span></td>
        <td class="nump">12,957,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">270,654,000<span></span></td>
        <td class="nump">274,484,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">26,405,000<span></span></td>
        <td class="nump">24,785,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">30,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61-90 Days Past Due</a></td>
        <td class="nump">8,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Non-Accrual</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">328,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">38,000<span></span></td>
        <td class="nump">328,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">26,443,000<span></span></td>
        <td class="nump">25,113,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Recorded Investment, Past Due [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent', window );">Current</a></td>
        <td class="nump">13,878,000<span></span></td>
        <td class="nump">14,029,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue', window );">31-60 Days Past Due</a></td>
        <td class="nump">35,000<span></span></td>
        <td class="nump">114,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue', window );">61-90 Days Past Due</a></td>
        <td class="nump">9,000<span></span></td>
        <td class="nump">11,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue', window );">Total Past Due and Non-Accrual</a></td>
        <td class="nump">44,000<span></span></td>
        <td class="nump">125,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">$ 13,922,000<span></span></td>
        <td class="nump">$ 14,154,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 60 days past due but more than 29 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment30To59DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are less than 90 days past due but more than 59 days past due.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestment60To89DaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financing receivables that are current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5111-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded Investment in financing receivables that are past due at the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953401-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the amount of the write-down related to a troubled debt restructuring.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6951948&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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        </tr>
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  <head>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EPXBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Composition of Loans Receivable) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">$ 479,191<span></span></td>
        <td class="nump">$ 477,229<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">100.00%<span></span></td>
        <td class="nump">100.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableDeferredIncome', window );">Deferred fees (net)</a></td>
        <td class="num">(528)<span></span></td>
        <td class="num">(519)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome', window );">Total loans receivable</a></td>
        <td class="nump">478,663<span></span></td>
        <td class="nump">476,710<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Allowance for loan losses</a></td>
        <td class="num">(5,726)<span></span></td>
        <td class="num">(5,502)<span></span></td>
        <td class="num">(5,618)<span></span></td>
        <td class="num">(5,458)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Net loans receivable</a></td>
        <td class="nump">472,937<span></span></td>
        <td class="nump">471,208<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">153,422<span></span></td>
        <td class="nump">150,043<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">32.00%<span></span></td>
        <td class="nump">31.40%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">270,654<span></span></td>
        <td class="nump">274,484<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">56.50%<span></span></td>
        <td class="nump">57.50%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">14,750<span></span></td>
        <td class="nump">13,435<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">3.10%<span></span></td>
        <td class="nump">2.80%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">26,443<span></span></td>
        <td class="nump">25,113<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">5.50%<span></span></td>
        <td class="nump">5.30%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">$ 13,922<span></span></td>
        <td class="nump">$ 14,154<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_PercentOfLoans', window );">Percent of Loans</a></td>
        <td class="nump">2.90%<span></span></td>
        <td class="nump">3.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_PercentOfLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percent of Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_PercentOfLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph a(i-v)<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph f<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6378556&amp;loc=d3e10152-111534<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5074-111524<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph e<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 23<br><br> -Subparagraph a(i)(d)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 4<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6952072&amp;loc=d3e45377-112738<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph e<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 116<br><br> -IssueDate 2006-05-01<br><br> -Chapter 8<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5074-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
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    </div>
  </body>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>R47.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELRBI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value Measurements (Fair Value, by Balance Sheet Grouping) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure</a></td>
        <td class="nump">$ 15,945<span></span></td>
        <td class="nump">$ 12,295<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Financial assets: Securities, Fair Value Disclosure</a></td>
        <td class="nump">148,773<span></span></td>
        <td class="nump">145,567<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Financial assets: Loans receivable, net, Fair Value Disclosure</a></td>
        <td class="nump">486,608<span></span></td>
        <td class="nump">485,848<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmount', window );">Financial assets: Mortgage servicing rights, Fair Value Disclosure</a></td>
        <td class="nump">234<span></span></td>
        <td class="nump">243<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure', window );">Financial assets: Regulatory stock, Fair Value Disclosure</a></td>
        <td class="nump">2,533<span></span></td>
        <td class="nump">2,630<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueFairValueDisclosure', window );">Financial assets: Bank owned life insurance, Fair Value Disclosure</a></td>
        <td class="nump">14,402<span></span></td>
        <td class="nump">15,357<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_AccruedInterestReceivableFairValueDisclosure', window );">Financial assets: Accrued interest receivable, Fair Value Disclosure</a></td>
        <td class="nump">2,456<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Financial liabilities: Deposits, Fair Value Disclosure</a></td>
        <td class="nump">537,201<span></span></td>
        <td class="nump">526,081<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtFairValue', window );">Financial liabilities: Short-term borrowings, Fair Value Disclosure</a></td>
        <td class="nump">21,859<span></span></td>
        <td class="nump">28,697<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtFairValue', window );">Financial liabilities: Other borrowings, Fair Value Disclosure</a></td>
        <td class="nump">28,068<span></span></td>
        <td class="nump">25,426<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_AccruedInterestPayableFairValueDisclosure', window );">Financial liabilities: Accrued interest payable, Fair Value Disclosure</a></td>
        <td class="nump">1,082<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsFairValueDisclosure', window );">Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit, Fair Value Disclosure</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold</a></td>
        <td class="nump">15,945<span></span></td>
        <td class="nump">12,295<span></span></td>
        <td class="nump">20,241<span></span></td>
        <td class="nump">21,423<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecurities', window );">Financial assets: Securities</a></td>
        <td class="nump">148,771<span></span></td>
        <td class="nump">145,563<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Financial assets: Loans receivable, net</a></td>
        <td class="nump">472,937<span></span></td>
        <td class="nump">471,208<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAsset', window );">Financial assets: Mortgage servicing rights</a></td>
        <td class="nump">234<span></span></td>
        <td class="nump">243<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Financial assets: Investment in FHLB stock</a></td>
        <td class="nump">2,533<span></span></td>
        <td class="nump">2,630<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Financial assets: Bank owned life insurance</a></td>
        <td class="nump">14,402<span></span></td>
        <td class="nump">15,357<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Financial assets: Accrued interest receivable</a></td>
        <td class="nump">2,456<span></span></td>
        <td class="nump">2,393<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Financial liabilities: Deposits</a></td>
        <td class="nump">535,632<span></span></td>
        <td class="nump">524,425<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Financial liabilities: Short-term borrowings</a></td>
        <td class="nump">21,859<span></span></td>
        <td class="nump">28,697<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">Financial liabilities: Other borrowings</a></td>
        <td class="nump">25,343<span></span></td>
        <td class="nump">22,487<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Financial liabilities: Accrued interest payable</a></td>
        <td class="nump">1,082<span></span></td>
        <td class="nump">1,242<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherCommitment', window );">Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure', window );">Financial assets: Cash and due from banks, interest-bearing deposits with banks and federal funds sold, Fair Value Disclosure</a></td>
        <td class="nump">15,945<span></span></td>
        <td class="nump">12,295<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Financial assets: Securities, Fair Value Disclosure</a></td>
        <td class="nump">313<span></span></td>
        <td class="nump">319<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmount', window );">Financial assets: Mortgage servicing rights, Fair Value Disclosure</a></td>
        <td class="nump">234<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure', window );">Financial assets: Regulatory stock, Fair Value Disclosure</a></td>
        <td class="nump">2,533<span></span></td>
        <td class="nump">2,630<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashSurrenderValueFairValueDisclosure', window );">Financial assets: Bank owned life insurance, Fair Value Disclosure</a></td>
        <td class="nump">14,402<span></span></td>
        <td class="nump">15,357<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_AccruedInterestReceivableFairValueDisclosure', window );">Financial assets: Accrued interest receivable, Fair Value Disclosure</a></td>
        <td class="nump">2,456<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Financial liabilities: Deposits, Fair Value Disclosure</a></td>
        <td class="nump">324,564<span></span></td>
        <td class="nump">313,166<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShorttermDebtFairValue', window );">Financial liabilities: Short-term borrowings, Fair Value Disclosure</a></td>
        <td class="nump">21,859<span></span></td>
        <td class="nump">28,697<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_AccruedInterestPayableFairValueDisclosure', window );">Financial liabilities: Accrued interest payable, Fair Value Disclosure</a></td>
        <td class="nump">1,082<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsFairValueDisclosure', window );">Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit, Fair Value Disclosure</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Financial assets: Accrued interest receivable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,393<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Financial liabilities: Accrued interest payable</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,242<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Significant Other Observable Inputs (Level 2) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Financial assets: Securities, Fair Value Disclosure</a></td>
        <td class="nump">148,460<span></span></td>
        <td class="nump">145,248<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmount', window );">Financial assets: Mortgage servicing rights, Fair Value Disclosure</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">243<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsFairValueDisclosure', window );">Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit, Fair Value Disclosure</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Significant Unobservable Inputs (Level 3) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableFairValueDisclosure', window );">Financial assets: Loans receivable, net, Fair Value Disclosure</a></td>
        <td class="nump">486,608<span></span></td>
        <td class="nump">485,848<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsFairValueDisclosure', window );">Financial liabilities: Deposits, Fair Value Disclosure</a></td>
        <td class="nump">212,637<span></span></td>
        <td class="nump">212,915<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtFairValue', window );">Financial liabilities: Other borrowings, Fair Value Disclosure</a></td>
        <td class="nump">28,068<span></span></td>
        <td class="nump">25,426<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsFairValueDisclosure', window );">Off-balance sheet financial instruments: Commitments to extend credit and outstanding letters of credit, Fair Value Disclosure</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&nbsp;&nbsp;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_AccruedInterestPayableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value as of the balance sheet of accrued interest payable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_AccruedInterestPayableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_AccruedInterestReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value as of the balance sheet date of interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_AccruedInterestReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 9<br><br> -IssueDate 2006-05-01<br><br> -Chapter 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 12<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Company may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 8, 9, 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashSurrenderValueFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This element represents the portion of a balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the amount that could be realized under a life insurance contract or contracts owned by the Company as of the date of the statement of financial position. Such Company-owned life insurance policies are commonly known as corporate-owned life insurance (COLI) or bank-owned life insurance (BOLI).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Surrender Value<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507153<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 88-5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Technical Bulletin (FTB)<br><br> -Number 85-4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashSurrenderValueFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents commitments outstanding as of the balance sheet date which obligate or represent potential claims against the assets of the Company relating to, for example, the extension of credit. Further, commitments generally represent off balance sheet arrangements that obligate the entity to deliver assets or services or enter into another obligation in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 17<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.25)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 25<br><br> -Article 5<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 37, 38, 39<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure. This item represents the aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 15, 18<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 37<br><br> -IssueDate 2006-05-01<br><br> -Chapter 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 14<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 470<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64702-112823<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 16<br><br> -Article 9<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.16)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 47<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesLongTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 325<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 26<br><br> -IssueDate 2006-05-01<br><br> -Chapter 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph 5<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.15(5))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-03.15(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 15<br><br> -Subparagraph a<br><br> -Article 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.8)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 8<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the amount shown on an entity's books for investments in Federal Home Loan Bank stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 20<br><br> -IssueDate 2006-05-01<br><br> -Chapter 12<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents investment securities as of the balance sheet date which may include marketable securities, derivative financial instruments, and investments accounted for under the equity method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Trading Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6526789<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 1<br><br> -Subparagraph a, f, g<br><br> -Article 7<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16383099&amp;loc=d3e24584-111560<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableFairValueDisclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents loan receivable as presented on the statement of financial position which may include mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts, or any other loans which are due the Company as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Glossary Loan<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6517073<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableFairValueDisclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value amount of long-term debt whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total debt and equity financial instruments including: (1) securities held-to-maturity, (2) trading securities, and (3) securities available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MarketableSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherCommitment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Minimum amount of other commitment not otherwise specified in the taxonomy. Excludes commitments explicitly modeled in the taxonomy, including but not limited to, long-term and short-term purchase commitments, recorded and unrecorded purchase obligations, supply commitments, registration payment arrangements, leases, debt, product warranties, guarantees, environmental remediation obligations, and pensions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherCommitment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAsset">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of servicing assets that are subsequently measured at fair value and servicing assets that are subsequently measured using the amortization method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6469459&amp;loc=d3e122501-111745<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ServicingAsset</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtFairValueAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value as of the balance sheet date of an asset representing net future revenues from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS140-4/FIN46(R)-8<br><br> -Paragraph B9<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 140<br><br> -Paragraph 13A, 13B<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 860<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7882072&amp;loc=d3e122625-111746<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 140<br><br> -Paragraph 17<br><br> -Subparagraph f(1)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ServicingAssetAtFairValueAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Basis of Presentation<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2013</div>
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        <td class="text"><div> <p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'Times New Roman','serif';" class="_mt">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>Basis of Presentation</u></font></b><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank's wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC, &nbsp;and WTRO Properties.&nbsp;&nbsp; All significant intercompany transactions have been eliminated in consolidation.&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The accompanying unaudited consolidated &nbsp;financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.&nbsp; Actual results could differ from those estimates.&nbsp; The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.&nbsp; The operating results for the three month period ended March 31, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013 or any other future interim period.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company's Annual Report on Form 10-K for the year-ended December 31, 2012.</font></p></div>

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    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EV5BI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">$ 479,191<span></span></td>
        <td class="nump">$ 477,229<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">275,911<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,563<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">12,123<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Performing Financing Receivable [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">179,472<span></span></td>
        <td class="nump">174,786<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonperforming Financing Receivable [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">2,622<span></span></td>
        <td class="nump">2,846<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">270,654<span></span></td>
        <td class="nump">274,484<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member] | Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">251,484<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member] | Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,245<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member] | Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,755<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">26,443<span></span></td>
        <td class="nump">25,113<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member] | Pass [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">24,427<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member] | Special Mention [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">318<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member] | Substandard [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">368<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">153,422<span></span></td>
        <td class="nump">150,043<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member] | Performing Financing Receivable [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">150,800<span></span></td>
        <td class="nump">147,197<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member] | Nonperforming Financing Receivable [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">2,622<span></span></td>
        <td class="nump">2,846<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">14,750<span></span></td>
        <td class="nump">13,435<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans [Member] | Performing Financing Receivable [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">14,750<span></span></td>
        <td class="nump">13,435<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">13,922<span></span></td>
        <td class="nump">14,154<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans [Member] | Performing Financing Receivable [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Loans and Leases Receivable, Gross</a></td>
        <td class="nump">$ 13,922<span></span></td>
        <td class="nump">$ 14,154<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsNotesAndLoansReceivableLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EC5AE">
      <tr>
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          <div style="width: 200px;"><strong>Stock-Based Compensation (Narrative) (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2009</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2008</div>
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        <th class="th">
          <div>Dec. 31, 2007</div>
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          <div>Dec. 31, 2006</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1,000<span></span></td>
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        <td class="nump">30,800<span></span></td>
        <td class="nump">29,700<span></span></td>
        <td class="nump">26,400<span></span></td>
        <td class="nump">24,200<span></span></td>
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        <td class="nump">10.00%<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 30.60<span></span></td>
        <td class="nump">$ 29.75<span></span></td>
        <td class="nump">$ 26.50<span></span></td>
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                <p>The percentage rate used to calculate dividend payments on common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                <p>As of the balance sheet date, the aggregate unrecognized cost of equity-based awards made to employees under equity-based compensation awards that have yet to vest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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                <p>The maximum number of shares (or other type of equity) originally approved (usually by shareholders and board of directors), net of any subsequent amendments and adjustments, for awards under the equity-based compensation plan. As stock or unit options and equity instruments other than options are awarded to participants, the shares or units remain authorized and become reserved for issuance under outstanding awards (not necessarily vested).</p>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross number of share options (or share units) granted during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Price of a single share of a number of saleable stocks of a company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharePrice</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:sharesItemType</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EX3BI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-Based Compensation (Summary of Stock Option Activity) (Details) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2011</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2010</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2009</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2008</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2007</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2006</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Stock-Based Compensation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Options, Outstanding, beginning of year</a></td>
        <td class="nump">226,739<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross', window );">Options, Granted</a></td>
        <td class="nump">1,100<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Options, Exercised</a></td>
        <td class="num">(6,270)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod', window );">Options, Forfeited</a></td>
        <td class="num">(5,583)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Options, Outstanding, end of year</a></td>
        <td class="nump">215,986<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">226,739<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber', window );">Options, Exercisable, end of year</a></td>
        <td class="nump">184,636<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Outstanding, beginning of year</a></td>
        <td class="nump">$ 26.27<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Granted</a></td>
        <td class="nump">$ 27.55<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Exercised</a></td>
        <td class="nump">$ 22.62<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Forfeited</a></td>
        <td class="nump">$ 27.89<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Outstanding, end of year</a></td>
        <td class="nump">$ 26.34<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 26.27<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Weighted Average Exercise Price Per Share, Exercisable, end of year</a></td>
        <td class="nump">$ 26.22<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2', window );">Weighted Average Remaining Contractual Term, Outstanding,</a></td>
        <td class="text">6 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">6 years 2 months 6 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_WeightedAverageRemainingContractualTermOptionsGrantedDuringPeriod', window );">Weighted Average Remaining Contractual Term, Granted in Period</a></td>
        <td class="text">9 years 9 months 13 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_WeightedAverageRemainingContractualTermOptionsExercisedDuringPeriod', window );">Weighted Average Remaining Contractual Term, Exercised During Period</a></td>
        <td class="text">2 years 11 months 25 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_WeightedAverageRemainingContractualTermOptionsForfeitedDuringPeriod', window );">Weighted Average Remaining Contractual Term, Forfeited During Period</a></td>
        <td class="text">4 years 4 months 20 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2', window );">Weighted Average Remaining Contractual Term, Outstanding,</a></td>
        <td class="text">6 years<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">6 years 2 months 6 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1', window );">Weighted Average Remaining Contractual Term, Exercisable at End of Period</a></td>
        <td class="text">5 years 4 months 20 days<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Aggregate Intrinsic Value, Outstanding,</a></td>
        <td class="nump">$ 256<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_AggregateIntrinsicValueGrantedInPeriod', window );">Aggregate Intrinsic Value, Granted in Period</a></td>
        <td class="nump">30<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Aggregate Intrinsic Value, Outstanding, end of year</a></td>
        <td class="nump">347<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">256<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1', window );">Aggregate Intrinsic Value, Exercisable, end of year</a></td>
        <td class="nump">324<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized</a></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">30,250<span></span></td>
        <td class="nump">31,900<span></span></td>
        <td class="nump">30,800<span></span></td>
        <td class="nump">29,700<span></span></td>
        <td class="nump">26,400<span></span></td>
        <td class="nump">24,200<span></span></td>
        <td class="nump">52,470<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period</a></td>
        <td class="text">12 months<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized</a></td>
        <td class="nump">121<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharePrice', window );">Share Price</a></td>
        <td class="nump">$ 30.60<span></span></td>
        <td class="nump">$ 26.50<span></span></td>
        <td class="nump">$ 29.75<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from Stock Options Exercised</a></td>
        <td class="nump">142<span></span></td>
        <td class="nump">39<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value</a></td>
        <td class="nump">$ 347<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 256<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate Intrinsic Value, Granted in Period</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted Average Remaining Contractual Term, Options Exercised During Period</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted Average Remaining Contractual Term, Options Forfeited During Period</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted Average Remaining Contractual Term, Options Granted During Period</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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        <tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the aggregate unrecognized cost of equity-based awards made to employees under equity-based compensation awards that have yet to vest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph h<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Period which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of shares (or other type of equity) originally approved (usually by shareholders and board of directors), net of any subsequent amendments and adjustments, for awards under the equity-based compensation plan. As stock or unit options and equity instruments other than options are awarded to participants, the shares or units remain authorized and become reserved for issuance under outstanding awards (not necessarily vested).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(c), d(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(c)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(f)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross number of share options (or share units) granted during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of options outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph d(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares reserved for issuance under stock option agreements awarded under the plan that validly exist and are outstanding as of the balance sheet date, including vested options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(b)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)-(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</nobr></td>
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                  <tr>
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                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(i)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph b(1)(a)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:durationItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>num:perShareItemType</td>
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                    <td>na</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Weighted average price at which grantees can acquire the shares reserved for issuance on stock options awarded.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>Price of a single share of a number of saleable stocks of a company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 820<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7578670&amp;loc=d3e19207-110258<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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        <td class="nump">13,092<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">U.S. Government Agencies [Member] | Significant Other Observable Inputs (Level 2) [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">17,295<span></span></td>
        <td class="nump">13,092<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">States and political subdivisions [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">58,327<span></span></td>
        <td class="nump">58,786<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">States and political subdivisions [Member] | Significant Other Observable Inputs (Level 2) [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">58,327<span></span></td>
        <td class="nump">58,786<span></span></td>
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          <div class="a">Corporate obligations [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">8,830<span></span></td>
        <td class="nump">8,868<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">8,830<span></span></td>
        <td class="nump">8,868<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed securities-government sponsored entities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">63,833<span></span></td>
        <td class="nump">64,325<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed securities-government sponsored entities [Member] | Significant Other Observable Inputs (Level 2) [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">63,833<span></span></td>
        <td class="nump">64,325<span></span></td>
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          <div class="a">Equity securities-financial services [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">313<span></span></td>
        <td class="nump">319<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity securities-financial services [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Available-for-sale Securities, Fair Value Disclosure</a></td>
        <td class="nump">$ 313<span></span></td>
        <td class="nump">$ 319<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Available-for-Sale Securities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EOPAC">
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          <div style="width: 200px;"><strong>Accumulated Other Comprehensive Income (Components of Accumulated Other Comprehensive Income and Accumulated Other Comprehensive Income) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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          <div>Mar. 31, 2013</div>
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        <th class="th" colspan="2">
          <div>Dec. 31, 2012</div>
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</div>
          <div>Other Comprehensive Loss Before Reclassifications [Member]</div>
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          <div>Mar. 31, 2013

</div>
          <div>Total Other Comprehensive Loss [Member]</div>
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          <div>Amount Reclassified To From Accumulated Other Comprehensive Income [Member]</div>
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        <td class="nump">$ 2,135<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 2,797<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Balance as of</a></td>
        <td class="nump">2,135<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">2,797<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax', window );">Unrealized gains on available for sale securities</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="num">(571)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(662)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(91)<span></span></td>
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        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
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              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">

(a) All amounts are net of tax. Amounts in parentheses indicate debits.</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 14, 17, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 31<br><br> -Article 5<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Reclassification Adjustments<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 18, 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 24<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax</nobr></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVCAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accumulated Other Comprehensive Income (Items Reclassified Out of Each Component of OCI) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net realized gains on sales of securities</a></td>
        <td class="nump">$ 138<span></span></td>
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        <td class="nump">$ 402<span></span></td>
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        <td class="num">(569)<span></span></td>
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        <td class="num">(795)<span></span></td>
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        <td class="nump">2,308<span></span></td>
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          <div class="a">Amount Reclassified To From Accumulated Other Comprehensive Income [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="num">(47)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
        <td class="nump">91<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="rh">
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          <div class="a">Amount Reclassified To From Accumulated Other Comprehensive Income [Member] | Unrealized gains on available for sale securities [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net realized gains on sales of securities</a></td>
        <td class="nump">$ 138<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr>
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      <tr>
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              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">

(a) Amounts in parentheses indicate debits to net income</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph h<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EALBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
        <td class="nump">$ 2,308<span></span></td>
        <td class="nump">$ 2,186<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">800<span></span></td>
        <td class="nump">350<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationNonproduction', window );">Depreciation</a></td>
        <td class="nump">149<span></span></td>
        <td class="nump">141<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td>
        <td class="nump">37<span></span></td>
        <td class="nump">40<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income taxes</a></td>
        <td class="nump">12<span></span></td>
        <td class="nump">52<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization of securities premiums and discounts</a></td>
        <td class="nump">298<span></span></td>
        <td class="nump">296<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfInvestments', window );">Net realized gains on sales of securities</a></td>
        <td class="num">(138)<span></span></td>
        <td class="num">(402)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_GainLossOnLifeInsurancePolicy', window );">Gain on life insurance policy</a></td>
        <td class="num">(770)<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue', window );">Net increase in value of life insurance</a></td>
        <td class="num">(155)<span></span></td>
        <td class="num">(132)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned', window );">Loss on sale of bank premises and equipment and foreclosed real estate</a></td>
        <td class="nump">97<span></span></td>
        <td class="nump">32<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfMortgageLoans', window );">Gain on sale of mortgage loans and servicing rights</a></td>
        <td class="num">(11)<span></span></td>
        <td class="num">(5)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale', window );">Mortgage loans originated for sale</a></td>
        <td class="num">(1,101)<span></span></td>
        <td class="num">(123)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale', window );">Proceeds from sale of mortgage loans originated for sale</a></td>
        <td class="nump">1,112<span></span></td>
        <td class="nump">128<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Compensation expense related to stock options</a></td>
        <td class="nump">39<span></span></td>
        <td class="nump">33<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Decrease in accrued interest receivable and other assets</a></td>
        <td class="num">(530)<span></span></td>
        <td class="num">(495)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingLiabilities', window );">Increase (decrease) in accrued interest payable and other liabilities</a></td>
        <td class="nump">732<span></span></td>
        <td class="num">(456)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">2,879<span></span></td>
        <td class="nump">1,645<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Securities available for sale: Proceeds from sales</a></td>
        <td class="nump">7,403<span></span></td>
        <td class="nump">10,633<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities</a></td>
        <td class="nump">5,093<span></span></td>
        <td class="nump">6,738<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Securities available for sale: Purchases</a></td>
        <td class="num">(16,867)<span></span></td>
        <td class="num">(13,804)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock', window );">Redemption of FHLB stock</a></td>
        <td class="nump">97<span></span></td>
        <td class="nump">180<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansAndLeases', window );">Net increase iin loans</a></td>
        <td class="num">(2,964)<span></span></td>
        <td class="num">(21,692)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromLifeInsurancePolicies', window );">Proceeds from life insurance policy</a></td>
        <td class="nump">1,859<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchase of bank premises and equipment</a></td>
        <td class="num">(14)<span></span></td>
        <td class="num">(130)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate', window );">Proceeds from sale of bank premises and equipment and foreclosed real estate</a></td>
        <td class="nump">127<span></span></td>
        <td class="nump">2,071<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash used in investing activities</a></td>
        <td class="num">(5,266)<span></span></td>
        <td class="num">(16,004)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net increase in deposits</a></td>
        <td class="nump">11,207<span></span></td>
        <td class="nump">20,425<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt', window );">Net decrease in short-term borrowings</a></td>
        <td class="num">(6,838)<span></span></td>
        <td class="num">(5,940)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfOtherDebt', window );">Repayments of other borrowings</a></td>
        <td class="num">(144)<span></span></td>
        <td class="num">(45)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromOtherDebt', window );">Proceeds from other borrowings</a></td>
        <td class="nump">3,000<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Stock options exercised</a></td>
        <td class="nump">142<span></span></td>
        <td class="nump">39<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxBenefitFromStockOptionsExercised1', window );">Tax benefit of stock options exercised</a></td>
        <td class="nump">11<span></span></td>
        <td class="nump">2<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfOtherEquity', window );">Acquisition of treasury stock</a></td>
        <td class="num">(319)<span></span></td>
        <td class="num">(320)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Cash dividends paid</a></td>
        <td class="num">(1,022)<span></span></td>
        <td class="num">(984)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net Cash(Used in) Provided by Financing Activities</a></td>
        <td class="nump">6,037<span></span></td>
        <td class="nump">13,177<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net Increase (Decrease) in Cash and Cash Equivalents</a></td>
        <td class="nump">3,650<span></span></td>
        <td class="num">(1,182)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS- BEGINNING</a></td>
        <td class="nump">12,295<span></span></td>
        <td class="nump">21,423<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">CASH AND CASH EQUIVALENTS - ENDING</a></td>
        <td class="nump">15,945<span></span></td>
        <td class="nump">20,241<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Supplemental Disclosure of Cash Flow Information</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Cash payments for: Interest on deposits and borrowings</a></td>
        <td class="nump">1,116<span></span></td>
        <td class="nump">1,204<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Cash payments for: Income taxes paid, net of refunds</a></td>
        <td class="num">(3)<span></span></td>
        <td class="nump">197<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract', window );"><strong>Supplemental Schedule of Noncash Investing Activities</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfInvestments', window );">Investment purchases</a></td>
        <td class="nump">0<span></span></td>
        <td class="nump">1,934<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfOtherRealEstate', window );">Transfer of loans to foreclosed real estate</a></td>
        <td class="nump">$ 486<span></span></td>
        <td class="nump">$ 336<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_GainLossOnLifeInsurancePolicy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gain (Loss) On Life Insurance Policy</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_GainLossOnLifeInsurancePolicy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from sales and other disposals of other real estate owned and bank premises and equipment, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_GainLossOnSaleOfBankPremisesAndEquipmentAndForeclosedRealEstateOwned</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale, in addition to inflow from sale of foreclosed real estate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_ProceedsFromSaleOfBankPremisesAndEquipmentAndForeclosedRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 142<br><br> -Paragraph 45<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 350<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash Equivalents<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Cash<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 7<br><br> -Footnote 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 1<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 289<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SAB TOPIC 6.I.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Deferred Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section I<br><br> -Subsection 7<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationNonproduction">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The expense recognized in the current period that allocates the cost of nonproduction tangible assets over their useful lives.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 360<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationNonproduction</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfMortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfMortgageLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -Subparagraph f<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaidNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 230<br><br> -Section 45<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 8<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -IssueDate 2006-05-01<br><br> -Chapter 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the aggregate amount of liabilities that result from activities that generate operating income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingAssets</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 29<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (e)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaid</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in cash surrender or contract value during the period which adjusted the amount of premiums paid in determining the expense or income recognized under the contract for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Technical Bulletin (FTB)<br><br> -Number 85-4<br><br> -Paragraph 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 325<br><br> -SubTopic 30<br><br> -Section 35<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6384439&amp;loc=d3e42048-111605<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 26<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 24<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for the origination of mortgages that are held for sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow of federal home loan bank stock during the period. Federal Home Loan Bank (or Federal Reserve Bank) stock is an equity interest in a Federal Home Loan Bank (or Federal Reserve Bank).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromFederalHomeLoanBankStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15, 16, 17<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansAndLeases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfOtherEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to reacquire other equity not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForRepurchaseOfOtherEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash outflow in the form of ordinary dividends to common shareholders, generally out of earnings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividendsCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 13<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 17<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromLifeInsurancePolicies">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow for proceeds from life insurance policies for which the entity is the beneficiary.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15, 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromLifeInsurancePolicies</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Chapter V<br><br> -Subsection III<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromOtherDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from other borrowing not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromOtherDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromRepaymentsOfShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 9<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromRepaymentsOfShortTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 27<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 25<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 3, 15, 16, 17, 22, 23, 147, 148, 149<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 102<br><br> -Paragraph 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3461-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph A240<br><br> -Subparagraph i<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 19<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (j)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfOtherDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for the payment of other borrowing not otherwise defined in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Financing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfOtherDebt</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SupplementalCashFlowInformationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SupplementalCashFlowInformationAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxBenefitFromStockOptionsExercised1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax benefits realized from the exercise of stock options resulting in reductions in the entity's income taxes, which increases net cash provided by operating activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11283-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TaxBenefitFromStockOptionsExercised1</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of investments transferred from the entity's investments in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 32<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransferOfInvestments</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of other real estate transferred from the entity's other real estate in noncash transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 32<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Off-Balance Sheet Financial Instruments and Guarantees (Table) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability', window );">Financial Instrument Commitments</a></td>
        <td class="nump">$ 78,397<span></span></td>
        <td class="nump">$ 95,960<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Unfunded availability under loan commitments [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability', window );">Financial Instrument Commitments</a></td>
        <td class="nump">22,836<span></span></td>
        <td class="nump">42,538<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Unfunded commitments under lines of credit [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability', window );">Financial Instrument Commitments</a></td>
        <td class="nump">49,433<span></span></td>
        <td class="nump">41,865<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Standby letters of credit [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingenciesLineItems', window );"><strong>Loss Contingencies [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability', window );">Financial Instrument Commitments</a></td>
        <td class="nump">$ 6,128<span></span></td>
        <td class="nump">$ 11,557<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossContingenciesLineItems</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EOLDI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Allowance for Loan Losses and Recorded Investment in Financing Receivables) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">$ 10,035,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 10,556,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">468,108,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">465,604,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">479,191,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">477,229,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">5,502,000<span></span></td>
        <td class="nump">5,458,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge Offs</a></td>
        <td class="nump">582,000<span></span></td>
        <td class="nump">196,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">6,000<span></span></td>
        <td class="nump">6,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">800,000<span></span></td>
        <td class="nump">350,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">5,726,000<span></span></td>
        <td class="nump">5,618,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance individually evaluated for impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,073,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="nump">1,049,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,069,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">5,726,000<span></span></td>
        <td class="nump">4,545,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_LoanLossesInHospitalityIndustry', window );">Loan Losses in Hospitality Industry</a></td>
        <td class="text">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_GrossRealizedGainsOnLoans', window );">Gross Realized Gains on Loans</a></td>
        <td class="nump">18,000<span></span></td>
        <td class="nump">5,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_GrossRealizedLossesOnLoans', window );">Gross Realized Losses on Loans</a></td>
        <td class="nump">7,000<span></span></td>
        <td class="nump">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_ProceedsFromSaleOfResidentialMortgageLoans', window );">Proceeds from Sale of Residential Mortgage Loans</a></td>
        <td class="nump">1,100,000<span></span></td>
        <td class="nump">128,000,000,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Customer Concentration Risk: Hospitality Lodging Industry [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure', window );">Concentration Risk, Loans Outstanding</a></td>
        <td class="nump">40,200,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConcentrationRiskPercentage1', window );">Concentration Risk, Percentage of Capital</a></td>
        <td class="nump">43.30%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Customer Concentration Risk: Property Owners Associations [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure', window );">Concentration Risk, Loans Outstanding</a></td>
        <td class="nump">10,800,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConcentrationRiskPercentage1', window );">Concentration Risk, Percentage of Capital</a></td>
        <td class="nump">11.60%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Customer Concentration Risk: Bars And Restaurants [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure', window );">Concentration Risk, Loans Outstanding</a></td>
        <td class="nump">10,200,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConcentrationRiskPercentage1', window );">Concentration Risk, Percentage of Capital</a></td>
        <td class="nump">11.00%<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">153,169,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">149,773,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">150,043,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">1,797,000<span></span></td>
        <td class="nump">1,257,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge Offs</a></td>
        <td class="nump">250,000<span></span></td>
        <td class="nump">61,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">427,000<span></span></td>
        <td class="nump">2,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">1,974,000<span></span></td>
        <td class="nump">1,199,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="nump">253,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">270,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">1,974,000<span></span></td>
        <td class="nump">1,199,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="nump">10,035,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">10,246,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">259,823,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">263,439,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">270,654,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">274,484,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">3,183,000<span></span></td>
        <td class="nump">3,838,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge Offs</a></td>
        <td class="nump">313,000<span></span></td>
        <td class="nump">103,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">420,000<span></span></td>
        <td class="nump">272,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">3,290,000<span></span></td>
        <td class="nump">4,007,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1', window );">Ending balance individually evaluated for impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">1,073,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality', window );">Loans acquired with deteriorated credit quality</a></td>
        <td class="nump">796,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">799,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">3,290,000<span></span></td>
        <td class="nump">2,934,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Construction Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">14,750,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13,435,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">14,750,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">13,435,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">119,000<span></span></td>
        <td class="nump">72,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="nump">5,000<span></span></td>
        <td class="nump">3,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">124,000<span></span></td>
        <td class="nump">75,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">124,000<span></span></td>
        <td class="nump">75,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment', window );">Individually evaluated for impairment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">310,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">26,443,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">24,803,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">26,443,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">25,113,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">223,000<span></span></td>
        <td class="nump">147,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="num">(47,000)<span></span></td>
        <td class="nump">44,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">176,000<span></span></td>
        <td class="nump">191,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">176,000<span></span></td>
        <td class="nump">191,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Consumer Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Losses [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment', window );">Collectively evaluated for impairment</a></td>
        <td class="nump">13,922,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">14,154,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total Loans</a></td>
        <td class="nump">13,922,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">14,154,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Beginning balance,</a></td>
        <td class="nump">180,000<span></span></td>
        <td class="nump">144,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs', window );">Charge Offs</a></td>
        <td class="nump">19,000<span></span></td>
        <td class="nump">32,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery', window );">Recoveries</a></td>
        <td class="nump">6,000<span></span></td>
        <td class="nump">5,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision for loan losses</a></td>
        <td class="num">(5,000)<span></span></td>
        <td class="nump">29,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLosses', window );">Ending balance,</a></td>
        <td class="nump">162,000<span></span></td>
        <td class="nump">146,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment', window );">Ending balance collectively evaluated for impairment</a></td>
        <td class="nump">$ 162,000<span></span></td>
        <td class="nump">$ 146,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_GrossRealizedGainsOnLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross Realized Gains on Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_GrossRealizedGainsOnLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_GrossRealizedLossesOnLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross Realized Losses on Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_GrossRealizedLossesOnLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_LoanLossesInHospitalityIndustry">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loan Losses in Hospitality Industry</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_LoanLossesInHospitalityIndustry</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_ProceedsFromSaleOfResidentialMortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from Sale of Residential Mortgage Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_ProceedsFromSaleOfResidentialMortgageLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Maximum amount of loss due to credit risk that, based on the gross fair value of the financial instrument, the entity would incur if parties to the financial instruments that make up the concentration failed completely to perform according to the terms of the contracts and the collateral or other security, if any, for the amount due proved to be of no value to the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13537-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15A<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ConcentrationRiskCreditRiskFinancialInstrumentMaximumExposure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskPercentage1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the "benchmark" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 18<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6351-108592<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13537-108611<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 275<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6404-108592<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13531-108611<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ConcentrationRiskPercentage1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were acquired with deteriorated credit quality.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAcquiredWithDeterioratedCreditQuality</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for financing receivables that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of recovery of financing receivables doubtful of collection that were previously charged off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of direct write-downs of financing receivables charged against the allowance.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were collectively evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The balance of financing receivables that were individually evaluated for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11B<br><br> -Subparagraph (h)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953423-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph e<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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            </div>
          </td>
        </tr>
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<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ETOAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th" colspan="2">
          <div>Dec. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
        <td class="nump">$ 6,763<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 10,867<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest bearing deposits with banks</a></td>
        <td class="nump">9,182<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,428<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="nump">15,945<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">12,295<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecurities', window );">Securities available for sale</a></td>
        <td class="nump">148,598<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">145,390<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Securities held to maturity, fair value 2013: $175, 2012: $177</a></td>
        <td class="nump">173<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">173<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Loans receivable (net of allowance for loan losses 2012: $5,502; 2011: $5,458)</a></td>
        <td class="nump">472,937<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">471,208<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Regulatory stock, at cost</a></td>
        <td class="nump">2,533<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">2,630<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
        <td class="nump">7,191<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">7,326<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsurance', window );">Bank owned life insurance</a></td>
        <td class="nump">14,402<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">15,357<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest receivable</a></td>
        <td class="nump">2,456<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">2,393<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateAcquiredThroughForeclosure', window );">Foreclosed real estate owned</a></td>
        <td class="nump">1,099<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">852<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">9,715<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">9,715<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IntangibleAssetsNetExcludingGoodwill', window );">Other intangibles</a></td>
        <td class="nump">610<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">647<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">5,094<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">4,313<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total Assets</a></td>
        <td class="nump">680,753<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">672,299<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilitiesDomestic', window );">Deposits: Non-interest bearing demand</a></td>
        <td class="nump">84,357<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">82,075<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilitiesDomestic', window );">Deposits: Interest-bearing</a></td>
        <td class="nump">451,275<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">442,350<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
        <td class="nump">535,632<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">524,425<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShortTermBorrowings', window );">Short-term borrowings</a></td>
        <td class="nump">21,859<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">28,697<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">Other borrowings</a></td>
        <td class="nump">25,343<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">22,487<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Accrued interest payable</a></td>
        <td class="nump">1,082<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,242<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">3,917<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3,027<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total Liabilities</a></td>
        <td class="nump">587,833<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">579,878<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>STOCKHOLDERS' EQUITY</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, $.10 par value per share, authorized 10,000,000; shares issued 2013: 3,709,034 shares, 2012: 3,371,849 shares</a></td>
        <td class="nump">371<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">337<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Surplus</a></td>
        <td class="nump">34,912<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">24,737<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">57,847<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">66,742<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Treasury stock at cost: 2013: 80,438 shares, 2012: 75,426 shares</a></td>
        <td class="num">(2,345)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="num">(2,192)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income</a></td>
        <td class="nump">2,135<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">2,797<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total Stockholders' Equity</a></td>
        <td class="nump">92,920<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">92,421<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total Liabilities and Stockholders' Equity</a></td>
        <td class="nump">$ 680,753<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 672,299<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">



(a) All amounts are net of tax. Amounts in parentheses indicate debits.</td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 130<br><br><br><br> -Paragraph 14, 17, 26<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 11<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14A<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 220<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 14<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15D<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.30(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Concepts (CON)<br><br><br><br> -Number 6<br><br><br><br> -Paragraph 25<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 18<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.18)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15D<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 12<br><br><br><br> -Subparagraph b<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 16<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15C<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (b)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Staff Position (FSP)<br><br><br><br> -Number FAS115-1/124-1<br><br><br><br> -Paragraph 15E<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 14<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 133<br><br><br><br> -Paragraph 22<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsurance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 9<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 12<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.10)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 12<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsurance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (a)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 8, 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 7, 26<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 230<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 7<br><br><br><br> -Footnote 1<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 1<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 1, 2, 3<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 1, 2, 3, 7, 11<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 6<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Glossary Cash Equivalents<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 95<br><br><br><br> -Paragraph 8, 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndDueFromBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 30<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 37, 38, 39<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 13<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher OTS<br><br><br><br> -Name Federal Regulation (FR)<br><br><br><br> -Number Title 12<br><br><br><br> -Section 563c.102<br><br><br><br> -Paragraph 15, 18<br><br><br><br> -Chapter V<br><br><br><br> -Subsection I<br><br><br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 37<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 15<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 14<br><br><br><br> -Subparagraph f<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 470<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64702-112823<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.16)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 47<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesLongTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 325<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6478792&amp;loc=d3e63345-112809<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 26<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 12<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankStock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph e<br><br><br><br> -Clause 1<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=14024403&amp;loc=d3e13816-109267<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 20<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 68<br><br><br><br> -Subparagraph l<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 34<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 43<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 45<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 141R<br><br><br><br> -Paragraph 72<br><br><br><br> -Subparagraph d<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.1)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 43<br><br><br><br> -Section A<br><br><br><br> -Paragraph 5<br><br><br><br> -Chapter 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 17<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 320<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 25<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (c)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 9<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 19<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 8<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 11<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 43<br><br><br><br> -Section A<br><br><br><br> -Paragraph 4<br><br><br><br> -Chapter 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 115<br><br><br><br> -Paragraph 7<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.6)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IntangibleAssetsNetExcludingGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, net of accumulated amortization and impairment charges.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16212-109274<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 350<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph ((a)(1),(b))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=7658586&amp;loc=d3e16323-109275<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 142<br><br><br><br> -Paragraph 42, 45<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IntangibleAssetsNetExcludingGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilitiesDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total amount of interest-bearing domestic deposit liabilities, which may include brokered, retail, demand, checking, notice of withdrawal, money market and other interest-bearing deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositLiabilitiesDomestic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 4, 11<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 6<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 2<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.2)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6476743&amp;loc=d3e59706-112781<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositsInBanks</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of [accrued] interest payable on all forms of debt, including trade payables, that has been incurred and is unpaid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph 5<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15(5))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.15(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPayableCurrentAndNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.8)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19-26)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.32)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 25<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 32<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 2<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph e<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.7)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilitiesDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of domestic noninterest-bearing deposits held by the entity, which may include demand deposits, checking, brokered and retail deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.12)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 12<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDepositLiabilitiesDomestic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.17)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 17<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 10<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 15<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.15)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 8<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 5<br><br><br><br> -Subparagraph b, c<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 360<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 1<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RealEstateAcquiredThroughForeclosure">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of land and buildings obtained through foreclosure proceedings or defeasance in full or partial satisfaction of a debt arrangement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Paragraph c<br><br><br><br> -Subparagraph Schedule III<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 28<br><br><br><br> -Article 12<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Statement of Position (SOP)<br><br><br><br> -Number 01-6<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph f<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section 45<br><br><br><br> -Paragraph 3<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4437-111522<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Audit and Accounting Guide (AAG)<br><br><br><br> -Number AAG-DEP<br><br><br><br> -Paragraph 2, 9, 10, 11<br><br><br><br> -IssueDate 2006-05-01<br><br><br><br> -Chapter 11<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RealEstateAcquiredThroughForeclosure</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.31(a)(3))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Principles Board Opinion (APB)<br><br><br><br> -Number 12<br><br><br><br> -Paragraph 10<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 04<br><br><br><br> -Article 3<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the total carrying amount as of the balance sheet date of debt having initial terms less than one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 944<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.7-03.(a),16(a)(1))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 16<br><br><br><br> -Subparagraph a(1)<br><br><br><br> -Article 7<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.19(a))<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 03<br><br><br><br> -Paragraph 13<br><br><br><br> -Subparagraph 2, 3<br><br><br><br> -Article 9<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 19<br><br><br><br> -Subparagraph a<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 942<br><br><br><br> -SubTopic 210<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.9-03.13)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShortTermBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 210<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 1<br><br><br><br> -Subparagraph (SX 210.5-02.29-31)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Regulation S-X (SX)<br><br><br><br> -Number 210<br><br><br><br> -Section 02<br><br><br><br> -Paragraph 29, 30, 31<br><br><br><br> -Article 5<br><br><br><br><br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher AICPA<br><br><br><br> -Name Accounting Research Bulletin (ARB)<br><br><br><br> -Number 51<br><br><br><br> -Paragraph A3<br><br><br><br> -Appendix A<br><br><br><br><br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 310<br><br><br><br> -SubTopic 10<br><br><br><br> -Section S99<br><br><br><br> -Paragraph 2<br><br><br><br> -Subparagraph (SAB TOPIC 4.E)<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br><br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher SEC<br><br><br><br> -Name Staff Accounting Bulletin (SAB)<br><br><br><br> -Number Topic 4<br><br><br><br> -Section E<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
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                    <td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td>
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                    <td>na</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name Accounting Standards Codification<br><br><br><br> -Topic 505<br><br><br><br> -SubTopic 30<br><br><br><br> -Section 50<br><br><br><br> -Paragraph 4<br><br><br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br><br><br><br><br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br><br><br> -Publisher FASB<br><br><br><br> -Name FASB Technical Bulletin (FTB)<br><br><br><br> -Number 85-6<br><br><br><br> -Paragraph 3<br><br><br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br><br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EPPAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Fair Value Measurements (Fair Value, Assets and Liabilities Measured on Nonrecurring Basis) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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          <div class="a">Impaired Loans [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 11,084<span></span></td>
        <td class="nump">$ 11,616<span></span></td>
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          <div class="a">Impaired Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">11,084<span></span></td>
        <td class="nump">11,616<span></span></td>
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          <div class="a">Foreclosed Real Estate Owned [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">1,099<span></span></td>
        <td class="nump">852<span></span></td>
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      <tr class="rh">
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          <div class="a">Foreclosed Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member]</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureNonrecurring', window );">Assets, Fair Value Disclosure, Nonrecurring</a></td>
        <td class="nump">$ 1,099<span></span></td>
        <td class="nump">$ 852<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the aggregate of the assets reported on the balance sheet at period end measured at fair value on a nonrecurring basis by the entity. This element is intended to be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<html>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E6OBG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Statements of Changes in Stockholders' Equity (USD $)<br>In Thousands, except Share data</strong></div>
        </th>
        <th class="th">
          <div>Common Stock [Member]</div>
        </th>
        <th class="th">
          <div>Surplus [Member]</div>
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          <div>Retained Earnings [Member]</div>
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        <th class="th">
          <div>Treasury [Member]</div>
        </th>
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          <div>Accumulated Other Comprehensive Income [Member]</div>
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          <div>Total</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance, at Dec. 31, 2012</a></td>
        <td class="nump">$ 337<span></span></td>
        <td class="nump">$ 24,737<span></span></td>
        <td class="nump">$ 66,742<span></span></td>
        <td class="num">$ (2,192)<span></span></td>
        <td class="nump">$ 2,797<span></span></td>
        <td class="nump">$ 92,421<span></span></td>
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        <td class="nump">3,371,849<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">75,426<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,308<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">2,308<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive loss</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(662)<span></span></td>
        <td class="num">(662)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared per share</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1,020)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(1,020)<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Acquisition of treasury stock</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(319)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(319)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesTreasuryStockReissued', window );">Acquisition of treasury stock, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">10,712<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockDividend', window );">10% stock dividend</a></td>
        <td class="nump">34<span></span></td>
        <td class="nump">10,149<span></span></td>
        <td class="num">(10,183)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockDividendsShares', window );">10% stock dividend, shares</a></td>
        <td class="nump">337,185<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Compensation expense related to stock options</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">39<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">39<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Stock options exercised</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(24)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">166<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">142<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Stock options exercised, shares</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,700<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(6,270)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxBenefitFromStockOptionsExercised1', window );">Tax benefit on stock options exercised</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Balance, at Mar. 31, 2013</a></td>
        <td class="nump">$ 371<span></span></td>
        <td class="nump">$ 34,912<span></span></td>
        <td class="nump">$ 57,847<span></span></td>
        <td class="num">$ (2,345)<span></span></td>
        <td class="nump">$ 2,135<span></span></td>
        <td class="nump">$ 92,920<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesIssued', window );">Shares, Issued, Ending Balance at Mar. 31, 2013</a></td>
        <td class="nump">3,709,034<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">80,438<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of common stock cash dividends declared by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCommonStockCash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to both parent entity and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669619-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of stock issued as of the balance sheet date, including shares that had been issued and were previously outstanding but which are now held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockDividendsShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of common and preferred stock issued as dividends during the period. Excludes stock splits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockDividendsShares</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A3<br><br> -Appendix A<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 4.E)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 4<br><br> -Section E<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)(iv)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of treasury shares (units) reissued during the period, excluding reissuance of shares (units) held in treasury used to satisfy equity-based compensation obligations exercised by the holders of such rights. Upon reissuance of shares (units) from treasury, either the common or preferred stock (unit) reissued is outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesTreasuryStockReissued</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock issued to shareholders as a dividend during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueStockDividend</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock issued as a result of the exercise of stock options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29-31)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30, 31<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxBenefitFromStockOptionsExercised1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax benefits realized from the exercise of stock options resulting in reductions in the entity's income taxes, which increases net cash provided by operating activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 20<br><br> -Section 55<br><br> -Paragraph 20<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11283-113907<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TaxBenefitFromStockOptionsExercised1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValueAcquiredCostMethod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 30<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Principles Board Opinion (APB)<br><br> -Number 12<br><br> -Paragraph 10<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 43<br><br> -Section B<br><br> -Paragraph 7<br><br> -Subparagraph b<br><br> -Chapter 1<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockValueAcquiredCostMethod</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVCAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Securities (Securities by Contractual Maturity) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAbstract', window );"><strong>Securities [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Available for Sale, Amortized Cost, Due in one year or less</a></td>
        <td class="nump">$ 5,474<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Available for Sale, Amortized Cost, Due after one year through five years</a></td>
        <td class="nump">14,147<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Available for Sale, Amortized Cost, Due after five years through ten years</a></td>
        <td class="nump">29,990<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Available for Sale, Amortized Cost, Due after ten years</a></td>
        <td class="nump">32,306<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost', window );">Available for Sale, Amortized Cost, Mortgage-backed securities- government sponsored agencies</a></td>
        <td class="nump">63,151<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Available for Sale, Amortized Cost, Total</a></td>
        <td class="nump">145,068<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Available for Sale, Fair Value, Due in one year or less</a></td>
        <td class="nump">5,542<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Available for Sale, Fair Value, Due after one year through five years</a></td>
        <td class="nump">14,433<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Available for Sale, Fair Value, Due after five years through ten years</a></td>
        <td class="nump">30,844<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Available for Sale, Fair Value, Due after ten years</a></td>
        <td class="nump">33,633<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue', window );">Available for Sale, Fair Value, Mortgage-backed securities- government sponsored agencies</a></td>
        <td class="nump">63,833<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Available for Sale, Fair Value, Total</a></td>
        <td class="nump">148,285<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount', window );">Held to Maturity, Amortized Cost, Due after one year through five years</a></td>
        <td class="nump">173<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount', window );">Held to Maturity, Amortized Cost, Total</a></td>
        <td class="nump">173<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Held to Maturity, Fair Value, Due after one year through five years</a></td>
        <td class="nump">175<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValue', window );">Held to Maturity, Fair Value, Total</a></td>
        <td class="nump">$ 175<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>instant</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td>debit</td>
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                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing after the tenth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, which include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value maturing in the next fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at cost, net of adjustments, that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the cost over several maturity groupings. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less any cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of available-for-sale debt securities at fair value that do not have a single maturity date and which the entity has decided to disclose separately rather than allocating the fair value over several maturity groupings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27198-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (aa)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of debt securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15C<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 12<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)-(g)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 25<br><br> -Paragraph 1<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7534914&amp;loc=d3e22054-111558<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 133<br><br> -Paragraph 22<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 13<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtSecurities</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of held-to-maturity debt securities at fair value maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (f)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
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                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments, maturing in the next fiscal year through the fifth fiscal year following the latest fiscal year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 7<br><br> -Footnote 2<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 3<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 20<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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                <p>This item represents the total of all debt securities grouped by maturity dates, at fair value, which are categorized as held-to-maturity.</p>
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                <p>Carrying amount of debt securities accounted for as held-to-maturity, net of adjustments including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized, and fair value hedge accounting adjustments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E2F">
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          <div style="width: 200px;"><strong>Accumulated Other Comprehensive Income (Tables)<br></strong></div>
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          <div>Mar. 31, 2013</div>
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<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized gains on</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">available for sale</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">securities (a)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Balance as of December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">2,797</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Other comprehensive loss before reclassification</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(571)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amount reclassified from accumulated other comprehensive income</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; (91)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Total other comprehensive loss</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp; (662)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Balance as of March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp; 2,135</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_ScheduleOfItemsReclassifiedOutOfComponentsOfOtherComprehensiveIncome', window );">Items Reclassified Out of Each Component of OCI [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Details about other comprehensive income</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amount Reclassified</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">From Accumulated</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Other</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Comprehensive</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Income (a)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Affected Line Item in</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">the Statement Where</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Net Income is</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Presented</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized gains on available for sale securities</font></p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">138</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Net realized&nbsp;gains on sales of securities</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (47)</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Income tax expense</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 91</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Net of tax</font></p></td></tr>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Items Reclassified Out Of Components Of Other Comprehensive Income</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of accumulated other comprehensive income (loss).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669686-108580<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EHFAC">
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          <div style="width: 200px;"><strong>Securities (Gross Realized Gains and Losses on Sales of Securities Available-for-Sale) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <th class="th" colspan="2">3 Months Ended</th>
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          <div>Mar. 31, 2013</div>
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        <th class="th">
          <div>Mar. 31, 2012</div>
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        <td class="nump">$ 156<span></span></td>
        <td class="nump">$ 402<span></span></td>
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        <td class="num">(18)<span></span></td>
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        <td class="nump">$ 7,403<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Additionally, this item would include any losses recognized for other than temporary impairments (OTTI) of the subject investments in debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 16<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br></p>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross profit realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>This item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 21<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Investing Activities<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 16<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 18<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0E1AAC">
      <tr>
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          <div style="width: 200px;"><strong>Securities (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesAbstract', window );"><strong>Securities [Abstract]</strong></a></td>
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<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td>&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">March 31, 2013 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amortized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gains</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$17,290</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$34</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(29)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$17,295</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">56,125</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">2,384</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(182)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">58,327</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,502</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">328</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,830</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Mortgage-backed securities-</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;government sponsored entities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">63,151</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">878</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(196)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">63,833</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">292</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">28</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(7)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">313</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$145,360</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$3,652</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(414)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$148,598</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Held to Maturity:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$173</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$175</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">December 31, 2012 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amortized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gains</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$13,076</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$36</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(20)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$13,092</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">55,864</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">2,995</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(73)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">58,786</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,521</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">347</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,868</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp; &nbsp;&nbsp;sponsored entities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">63,397</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">1,041</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(113)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">64,325</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;292</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 27</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">319&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$141,150</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$4,446</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(206)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$145,390</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Held to Maturity:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$173</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$4</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$177</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p></div> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock', window );">Investments' Gross Unrealized Losses and Fair Value [Table Text Block]</a></td>
        <td class="text"><div> <div>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td>&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 386.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="515" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">March 31, 2013</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 386.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="515" colspan="6">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp; <u>&nbsp;Less than 12 Months</u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>12 Months or More</u>&nbsp;&nbsp; <u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u>__<u>Total</u>__<u> </u>___<u>&nbsp; </u>&nbsp;&nbsp;<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">U.S. government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$9,070</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(29)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$9,070</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(29)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,814</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(182)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,814</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(182)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Mortgage-backed securities - government sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">28,321</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(196)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">28,321</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(196)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt"><font class="_mt">&nbsp;178</font></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp; (7)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>&nbsp;-</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font class="_mt" style="font-family: Times New Roman;">178</font>&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(7)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$46,383</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(414)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$46,383</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(414)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">December 31, 2012</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; Less than 12 Months&nbsp; </font><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12 Months or More &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">U.S. government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$7,056</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$ (20)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$7,056</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$ (20)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">5,821</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(73)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">5,821</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(73)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Mortgage-backed securities-government sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">17,199</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(113)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">17,199</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(113)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$30,076</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$ (206)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$30,076</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">($206)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></div> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Securities by Contractual Maturity [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>&nbsp;Available for Sale&nbsp; </u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Held to Maturity</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amortized Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair Value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amortized Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Due in one year or less<font style="background: yellow;" class="_mt"> </font></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$5,474</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$5,542</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Due after one year through five years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">14,147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">14,433</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">173</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">175</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Due after five years through ten years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">29,990</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">30,844</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Due after ten years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">32,306</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">33,633</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Mortgage-backed securities-government&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">63,151</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">63,833</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$145,068</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$148,285</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$173</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$175</font></p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfRealizedGainLossTableTextBlock', window );">Gross Realized Gains and Losses on Sales of Securities Available-for-Sale [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 240pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="320" colspan="4">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Three Months&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 240pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="320" colspan="4">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Ended March 31,</u>&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross realized gains</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$156</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross realized losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp; &nbsp;(18)&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Net realized gain</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$138</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Proceeds from sales of securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$7,403</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$10,633</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the proceeds from sales of available-for-sale securities and the gross realized gains and gross realized losses that have been included in earnings as a result of those sales.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of unrealized gains and losses on investments.</p>
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                <p>No definition available.</p>
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<TYPE>XML
<SEQUENCE>39
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<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EVG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Changes in Stockholders' Equity (parenthetical) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfStockholdersEquityAbstract', window );"><strong>Consolidated Statements of Changes in Stockholders' Equity [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Common Stock, Dividends, Per Share, Declared</a></td>
        <td class="nump">$ 0.31<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_CommonStockDividendRatePercentage', window );">Common Stock, Dividend Rate, Percentage</a></td>
        <td class="nump">10.00%<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage rate used to calculate dividend payments on common stock.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td>na</td>
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                    <td>duration</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends declared during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Article 3<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>na</td>
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      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (parenthetical) (USD $)<br>In Thousands, except Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Dec. 31, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">$ 175<span></span></td>
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        <td class="nump">$ 5,726<span></span></td>
        <td class="nump">$ 5,502<span></span></td>
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        <td class="nump">$ 0.1<span></span></td>
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        <td class="nump">10,000,000<span></span></td>
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        <td class="nump">3,709,034<span></span></td>
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        <td class="nump">80,438<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value of common stock per share; generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 129<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
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                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 30<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt securities as of the balance sheet date and which are categorized as held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br></p>
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 5<br><br> -Paragraph 8, 9<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (b)(1)(ii)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 210<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-03.7(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Subparagraph a(ii)<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Subparagraph d<br><br> -Article 9<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 114<br><br> -Paragraph 20<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 6<br><br> -Section L<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.28,29)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 29, 30<br><br> -Article 5<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>New and Recently Adopted Accounting Pronouncements<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesAbstract', window );"><strong>New and Recently Adopted Accounting Pronouncements [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountingChangesAndErrorCorrectionsTextBlock', window );">New and Recently Adopted Accounting Pronouncements</a></td>
        <td class="text"><div> <p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 0in 0in 0pt;"><b><font class="_mt" style="font-family: 'Times New Roman','serif';">9.</font></b><font class="_mt" style="font-family: 'Times New Roman','serif';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b><u>New and Recently Adopted Accounting Pronouncements</u></b></font></p>

<p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 0in 0in 0pt;"><b><u><font class="_mt" style="font-family: 'Times New Roman','serif';"><font class="_mt" style="text-decoration: none;"> </font></font></u></b>&nbsp;</p>

<p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 0in 0in 0pt; text-indent: 0.5in;"><font class="_mt" style="font-family: 'Times New Roman','serif';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b><u>Recent Accounting Pronouncements:</u></b></font></p>

<p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 0in 0in 0pt; text-indent: 0.5in;"><font class="_mt" style="font-family: 'Times New Roman','serif';"> </font>&nbsp;</p>

<p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 0in 0in 0pt; text-indent: 0.5in;"><font class="_mt" style="font-family: 'Times New Roman','serif';"> </font></p>

<p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 7.5pt 0in 0pt; text-indent: 0.5in;"><font class="_mt" style="font-family: 'Times New Roman','serif'; color: black;">In February 2013, the FASB issued ASU 2013-02, <i>Comprehensive Income (Topic 220):&nbsp; Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income</i>.&nbsp;&nbsp; The amendments in this Update require an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. generally accepted accounting principles (GAAP) to be reclassified in its entirety to net income.&nbsp; For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts.&nbsp; For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012.&nbsp; Early adoption is permitted.&nbsp; </font><font class="_mt" style="font-family: 'Times New Roman','serif';">The Company has provided the necessary disclosures in Note 4.<font class="_mt" style="color: red;"> </font></font></p>

<p class="MsoNormal" style="font-size: 12pt; font-family: 'Arrus BT','serif'; margin: 7.5pt 0in 0pt; text-indent: 0.5in;"><font class="_mt" style="font-family: 'Times New Roman','serif'; color: black;">In February 2013, the FASB issued ASU 2013-04, <i>Liabilities (Topic 405): Obligations Resulting from Joint and Several Liability Arrangements for Which the Total Amount of the Obligation Is Fixed at the Reporting Date</i>. The objective of the amendments in this Update is to provide guidance for the recognition, measurement, and disclosure of obligations resulting from joint and several liability arrangements for which the total amount of the obligation within the scope of this guidance is fixed at the reporting date, except for obligations addressed within existing guidance in U.S. generally accepted accounting principles (GAAP). Examples of obligations within the scope of this Update include debt arrangements, other contractual obligations, and settled litigation and judicial rulings. U.S. GAAP does not include specific guidance on accounting for such obligations with joint and several liability, which has resulted in diversity in practice. Some entities record the entire amount under the joint and several liability arrangement on the basis of the concept of a liability and the guidance that must be met to extinguish a liability. Other entities record less than the total amount of the obligation, such as an amount allocated, an amount corresponding to the proceeds received, or the portion of the amount the entity agreed to pay among its co-obligors, on the basis of the guidance for contingent liabilities. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. </font><font class="_mt" style="font-family: 'Times New Roman','serif';">This ASU is not expected to have a significant impact on the Company's financial statements.</font><font class="_mt" style="font-size: 10pt; font-family: 'Times New Roman','serif';"> </font></p> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for reporting accounting changes and error corrections. It includes the conveyance of information necessary for a user of the Company's financial information to understand all aspects and required disclosure information concerning all changes and error corrections reported in the Company's financial statements for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6801783&amp;loc=d3e22499-107794<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SAB TOPIC 1.N.Q3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6369664&amp;loc=d3e30840-122693<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6801783&amp;loc=d3e22644-107794<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 1<br><br> -Section N<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 23<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6368906&amp;loc=d3e21914-107793<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 250<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6801783&amp;loc=d3e22595-107794<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 154<br><br> -Paragraph 17, 22, 25, 26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EQAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Document and Entity Information<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>May 01, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_DocumentAndEntityInformationAbstract', window );"><strong>Document And Entity Information [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
        <td class="text">10-Q<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
        <td class="text">false<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
        <td class="text">Mar. 31,
         2013<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
        <td class="text">NORWOOD FINANCIAL CORP<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
        <td class="text">0001013272<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
        <td class="text">--12-31<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
        <td class="text">Accelerated Filer<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">3,620,551<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
        <td class="text">2013<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
        <td class="text">Q1<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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    </table>
    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>If the value is true, then the document is an amendment to previously-filed/accepted document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_AmendmentFlag</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td>xbrli:booleanItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>End date of current fiscal year in the format --MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td>xbrli:gMonthDayItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>dei:fiscalPeriodItemType</td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentFiscalYearFocus</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:gYearItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentPeriodEndDate</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:dateItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentType</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>dei:submissionTypeItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCentralIndexKey</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>dei:centralIndexKeyItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCommonStockSharesOutstanding</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityFilerCategory</nobr></td>
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                    <td>dei_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>dei:filerCategoryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation 12B<br><br> -Number 240<br><br> -Section 12b<br><br> -Subsection 1<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityRegistrantName</nobr></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_DocumentAndEntityInformationAbstract</nobr></td>
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<SEQUENCE>43
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ELE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Basis of Presentation (Policy)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Basis of Presentation [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock', window );">Basis of Accounting, Policy [Policy Text Block]</a></td>
        <td class="text"><div> <div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">The unaudited consolidated financial statements include the accounts of Norwood Financial Corp. (Company) and its wholly-owned subsidiary, Wayne Bank (Bank) and the Bank's wholly-owned subsidiaries, WCB Realty Corp., Norwood Investment Corp., Norwood Settlement Services, LLC, &nbsp;and WTRO Properties.&nbsp;&nbsp; All significant intercompany transactions have been eliminated in consolidation.&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The accompanying unaudited consolidated &nbsp;financial statements have been prepared in conformity with generally accepted accounting principles for interim financial statements and with instructions to Form 10-Q. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period.&nbsp; Actual results could differ from those estimates.&nbsp; The financial statements reflect, in the opinion of management, all normal, recurring adjustments necessary to present fairly the financial position and results of operations of the Company.&nbsp; The operating results for the three month period ended March 31, 2013 are not necessarily indicative of the results that may be expected for the year ending December 31, 2013 or any other future interim period.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; These statements should be read in conjunction with the consolidated financial statements and related notes which are incorporated by reference in the Company's Annual Report on Form 10-K for the year-ended December 31, 2012.</font></p></div> </div><span></span></td>
      </tr>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BasisOfAccountingPolicyPolicyTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
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        </tr>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0ECWAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Income (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
        <th class="th">
          <div>Mar. 31, 2012</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>INTEREST INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Loans receivable, including fees</a></td>
        <td class="nump">$ 6,186<span></span></td>
        <td class="nump">$ 6,373<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeSecurities', window );">Securities</a></td>
        <td class="nump">868<span></span></td>
        <td class="nump">1,026<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other</a></td>
        <td class="nump">3<span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
        <td class="nump">7,057<span></span></td>
        <td class="nump">7,403<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>INTEREST EXPENSE</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDomesticDeposits', window );">Deposits</a></td>
        <td class="nump">754<span></span></td>
        <td class="nump">961<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseShortTermBorrowings', window );">Short-term borrowings</a></td>
        <td class="nump">12<span></span></td>
        <td class="nump">11<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm', window );">Other borrowings</a></td>
        <td class="nump">190<span></span></td>
        <td class="nump">244<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Total Interest Expense</a></td>
        <td class="nump">956<span></span></td>
        <td class="nump">1,216<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net Interest Income</a></td>
        <td class="nump">6,101<span></span></td>
        <td class="nump">6,187<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">PROVISION FOR LOAN LOSSES</a></td>
        <td class="nump">800<span></span></td>
        <td class="nump">350<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net Interest Income After Provision for Loan Losses</a></td>
        <td class="nump">5,301<span></span></td>
        <td class="nump">5,837<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeAbstract', window );"><strong>OTHER INCOME</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsDepositorAccounts', window );">Service charges and fees</a></td>
        <td class="nump">592<span></span></td>
        <td class="nump">554<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities', window );">Income from fiduciary activities</a></td>
        <td class="nump">85<span></span></td>
        <td class="nump">98<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfSecuritiesNet', window );">Net realized gains on sales of securities</a></td>
        <td class="nump">138<span></span></td>
        <td class="nump">402<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnSalesOfLoansNet', window );">Gain on sale of loans and servicing rights</a></td>
        <td class="nump">11<span></span></td>
        <td class="nump">5<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Earnings and proceeds on life insurance policies</a></td>
        <td class="nump">925<span></span></td>
        <td class="nump">132<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherOperatingIncome', window );">Other</a></td>
        <td class="nump">126<span></span></td>
        <td class="nump">100<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total Other Income</a></td>
        <td class="nump">1,877<span></span></td>
        <td class="nump">1,291<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>OTHER EXPENSES</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
        <td class="nump">2,211<span></span></td>
        <td class="nump">2,151<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Occupancy</a></td>
        <td class="nump">529<span></span></td>
        <td class="nump">487<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Data processing related operations</a></td>
        <td class="nump">221<span></span></td>
        <td class="nump">232<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">Federal Deposit Insurance Corporation insurance assessment</a></td>
        <td class="nump">111<span></span></td>
        <td class="nump">99<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td>
        <td class="nump">187<span></span></td>
        <td class="nump">227<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TaxesExcludingIncomeAndExciseTaxes', window );">Taxes, other than income</a></td>
        <td class="nump">174<span></span></td>
        <td class="nump">152<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ForeclosedRealEstateExpense', window );">Foreclosed real estate</a></td>
        <td class="nump">191<span></span></td>
        <td class="nump">122<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other</a></td>
        <td class="nump">677<span></span></td>
        <td class="nump">677<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total Other Expenses</a></td>
        <td class="nump">4,301<span></span></td>
        <td class="nump">4,147<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income before Income Taxes</a></td>
        <td class="nump">2,877<span></span></td>
        <td class="nump">2,981<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">INCOME TAX EXPENSE</a></td>
        <td class="nump">569<span></span></td>
        <td class="nump">795<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
        <td class="nump">$ 2,308<span></span></td>
        <td class="nump">$ 2,186<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>EARNINGS PER SHARE</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">BASIC</a></td>
        <td class="nump">$ 0.64<span></span></td>
        <td class="nump">$ 0.61<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">DILUTED</a></td>
        <td class="nump">$ 0.63<span></span></td>
        <td class="nump">$ 0.61<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOwnedLifeInsuranceIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 36, 37, 38<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.23)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 18<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 11, 12, 36<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 20<br><br> -Article 5<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 21<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The premium paid to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalDepositInsuranceCorporationPremiumExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsDepositorAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsDepositorAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Income from services rendered by trust departments or by any consolidated subsidiaries acting in a fiduciary capacity, including fees earned for (1) acting as an agent for fiduciary placement and loans and (2) custody or investment advisory services when such fees are not separately billed to the customer. This item excludes commissions and fees received for the accumulation or disbursement of funds deposited to Individual Retirement or Keogh plan accounts when such are not handled by the reporting entity's trust department.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13 (a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FeesAndCommissionsFiduciaryAndTrustActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedRealEstateExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of expense recognized during the period for the foreclosure on real estate assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ForeclosedRealEstateExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfSecuritiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 3<br><br> -Article 7<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Subparagraph h<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSaleOfSecuritiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSalesOfLoansNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.3(a))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossOnSalesOfLoansNet</nobr></td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Subparagraph 1(i)<br><br> -Article 4<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 740<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (a),(b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 109<br><br> -Paragraph 45<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(h))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph h<br><br> -Article 4<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Income Tax Expense (or Benefit)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of expenses incurred in the period for information technology and data processing products and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InformationTechnologyAndDataProcessing</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
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                  </tr>
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              </div>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1-5)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1, 2 , 3, 4, 5<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 9, 51, 54<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperating</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeOperatingAbstract</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest and dividend income, including amortization of the premium and discount on securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 2, 3<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.2,3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 35<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16383099&amp;loc=d3e24721-111560<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndDividendIncomeSecurities</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>credit</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 1<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestAndFeeIncomeLoansAndLeases</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 9<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 9<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 34<br><br> -Paragraph 21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 835<br><br> -SubTopic 20<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDomesticDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on all domestic deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 6<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDomesticDeposits</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred during the reporting period on long-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 8<br><br> -Chapter V<br><br> -Subsection I<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseShortTermBorrowings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on short-term borrowings including commercial paper and Federal funds purchased and securities sold under agreements to repurchase.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.7)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 7<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseShortTermBorrowings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.12)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 12<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of operating interest income (expense).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.10)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 10<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeExpenseNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LaborAndRelatedExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 20<br><br> -Article 9<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 87-21<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 95<br><br> -Paragraph 28, 29, 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.19)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e565-108580<br><br><br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A7<br><br> -Appendix A<br><br><br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total aggregate amount of all noninterest expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 14<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 14<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestExpenseAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.13)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher OTS<br><br> -Name Federal Regulation (FR)<br><br> -Number Title 12<br><br> -Section 563c.102<br><br> -Paragraph 13<br><br> -Chapter V<br><br> -Subsection II<br><br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherOperatingIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents other forms of revenue earned, excluding interest, which is not otherwise specified in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 13<br><br> -Article 9<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestIncomeOtherOperatingIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 840<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.6)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 16<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14(b))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 13<br><br> -Paragraph 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-BRD<br><br> -Paragraph 62<br><br> -IssueDate 2006-05-01<br><br> -Chapter 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OccupancyNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInterestAndDividendIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes all other interest income, net of discount accretion and premium amortization, and dividend income. It may include dividend income from equity securities that do not have readily determinable fair values that are reportable in Other Assets, and interest income on interest-only strips receivable (not in the form of a security) that are included in Other Assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 4<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherInterestAndDividendIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other noninterest expenses that are not separately presented in any other noninterest expense category.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.14)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherNoninterestExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.6-07.2(a),(b),(c),(d))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488393&amp;loc=d3e606610-122999<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 946<br><br> -SubTopic 225<br><br> -Section 45<br><br> -Paragraph 3<br><br> -Subparagraph (k)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6488370&amp;loc=d3e13550-115849<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProfessionalFees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision charged for the period based on estimated losses to be realized from loan and lease transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Audit and Accounting Guide (AAG)<br><br> -Number AAG-DEP<br><br> -Paragraph 168, 169, 170<br><br> -IssueDate 2006-05-01<br><br> -Chapter 5<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 230<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 28<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.9-04.11)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 04<br><br> -Paragraph 11<br><br> -Article 9<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxesExcludingIncomeAndExciseTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>All taxes not related to income of the entity or excise or sales taxes levied on the revenue of the entity that are not reported elsewhere. These taxes could include production, real estate, personal property, and pump tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.9)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TaxesExcludingIncomeAndExciseTaxes</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Accumulated Other Comprehensive Income<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract', window );"><strong>Accumulated Other Comprehensive Income [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNoteTextBlock', window );">Accumulated Other Comprehensive Income</a></td>
        <td class="text"><div> <p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'Times New Roman','serif';" class="_mt">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>Accumulated Other Comprehensive Income</u></font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The following table presents the changes in accumulated other comprehensive income (in thousands)&nbsp;by component net of tax for the three months ended March 31, 2013:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized gains on</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">available for sale</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">securities (a)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Balance as of December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">2,797</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Other comprehensive loss before reclassification</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(571)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amount reclassified from accumulated other comprehensive income</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; (91)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Total other comprehensive loss</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp; (662)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Balance as of March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp; 2,135</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<div class="MetaData">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">(a) All amounts are net of tax. Amounts in parentheses indicate debits.</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">The following table presents significant amounts reclassified out of each component of accumulated other comprehensive income (in thousands)&nbsp;for the three months ended March 31, 2013:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Details about other comprehensive income</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amount Reclassified</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">From Accumulated</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Other</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Comprehensive</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Income (a)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Affected Line Item in</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">the Statement Where</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Net Income is</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Presented</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized gains on available for sale securities</font></p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">138</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Net realized&nbsp;gains on sales of securities</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
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<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (47)</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Income tax expense</font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$</font></p></td>
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<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 91</font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Net of tax</font></p></td></tr>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
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<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">(a) Amounts in parentheses indicate debits to net income</font></p></div> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e640-108580<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 14-26<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.3-04)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Reclassification Adjustments<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 14<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e681-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e709-108580<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669619-108580<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e716-108580<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Stock-Based Compensation<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2013</div>
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        <td class="text"><div> <p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'Times New Roman','serif';" class="_mt">3. <u>Stock-Based Compensation</u></font></b></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">The Company's shareholders approved the Norwood Financial Corp 2006 Stock Option Plan at the annual meeting on&nbsp;<font class="_mt">April 25, 2006</font> and the Company awarded&nbsp;<font class="_mt">52,470</font> options in 2006,&nbsp;<font class="_mt">24,200</font> options in 2007,&nbsp;<font class="_mt">26,400</font> options in 2008,&nbsp;<font class="_mt">29,700</font> options in 2009,&nbsp;<font class="_mt">30,800</font> options in 2010,&nbsp;<font class="_mt">31,900</font> in 2011&nbsp;<font class="_mt">30,250</font> in 2012, and&nbsp;<font class="_mt">1,000</font> shares in 2013 all of which have a twelve month vesting period. As of March 31, 2013, there was $<font class="_mt">121,000</font> of total unrecognized compensation cost related to non-vested options granted in 2012 and 2013 under the plan, which will be fully amortized by December 31, 2013. All share and per share data has been adjusted to reflect the retroactive effect of the 10% stock dividend declared during the period ended March 31, 2013. </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

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<tr><td>&nbsp;</td>
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<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"><b>Options</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 77.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="103" colspan="3">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Weighted Average Exercise Price</b></p>

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Per Share</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 82.9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="111" colspan="2">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Weighted Average Remaining Contractual Term</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 71.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="95" colspan="2">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"><b>Aggregate Intrinsic Value ($000)</b></p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Outstanding at January 1, 2013</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">226,739</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">26.27</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;6.1</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">256</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Granted</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">1,100</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">27.55</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">9.7</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">30</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Exercised</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6,270)</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">22.62</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">2.9</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">Yrs</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Forfeited</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">(5,583)</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">27.89</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">4.3</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Outstanding at March 31, 2013</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">215,986</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">26.34</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">6.0</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
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<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">347&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p></td>
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<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
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<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Exercisable at March 31, 2013</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">184,636</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
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<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">26.22</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">5.3</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
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<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
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<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">324&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
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<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
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<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
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<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
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<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
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<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
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<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
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<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'Times New Roman','serif'; font-size: 11pt;" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Intrinsic value represents the amount by which the market price of the stock on the measurement date exceeded the exercise price of the option.&nbsp; The stock price was $<font class="_mt">30.60</font> as of March 31, 2013 and $<font class="_mt">29.75</font> as of <font class="_mt">December 31, 2012</font>.&nbsp; <b> </b></font></p> </div><span></span></td>
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                <p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Staff Accounting Bulletin (SAB)<br><br> -Number Topic 14<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 50<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6406099&amp;loc=d3e25284-112666<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 93-6<br><br> -Paragraph 53<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 123R<br><br> -Paragraph 64, 65, A240<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br><br><br></p>
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          <div style="width: 200px;"><strong>Off-Balance Sheet Financial Instruments and Guarantees (Tables)<br></strong></div>
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          <div>Mar. 31, 2013</div>
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<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; <u>2013&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; <u>2012&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Unfunded availability under loan commitments&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">$22,836</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">$42,538</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Unfunded commitments under lines of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">49,433</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp; 41,865</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Standby letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">6,128</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp; 11,557&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">$78,397</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">$95,960 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

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                <p>Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Earnings Per Share (Policy)<br></strong></div>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"><font style="font-family: 'Times New Roman','serif';" lang="X-NONE" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-family: 'Times New Roman','serif'; font-size: 12pt;" lang="X-NONE" class="_mt">Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.&nbsp; Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.&nbsp; Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.</font></p></div> </div><span></span></td>
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                <p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3630-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 6, 8-16, 60<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -URI http://asc.fasb.org/subtopic&amp;trid=2144384<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Set forth below is selected data relating to the composition of the loan portfolio at the dates indicated:</font></p>

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<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 219.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="292" colspan="6">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Types of loans<b><u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></b></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 164.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="219">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 219.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="292" colspan="6">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(dollars in thousands)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; <u>&nbsp;March 31, 2013 </u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>December 31, 2012&nbsp;&nbsp; </u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Real Estate-Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$153,422</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">32.0%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$150,043 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 31.4%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">270,654</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">56.5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 274,484&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 57.5</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">14,750</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3.1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 13,435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 2.8</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Commercial, financial and agricultural</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">26,443</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 5.5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 25,113</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 5.3</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Consumer loans to individuals</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">13,922</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 2.9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 14,154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; 3.0</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Total loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">479,191</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">100.0%</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; 477,229</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">100.0%</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Deferred fees, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; (528)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (519)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Total loans receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">478,663</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">476,710 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;Allowance for loan losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(5,726)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp; <u>(5,502)</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="220" colspan="2">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; Net loans receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$472,937</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="60">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$471,208</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="219"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="69"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="60"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="72"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="72"> </td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><u><font style="font-family: 'CG Times','serif';" class="_mt"><font style="text-decoration: none;" class="_mt"> </font></font></u></b>&nbsp;</p>

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Changes in the accretable yield for purchased credit-impaired loans were as follows for the three months ended March 31 (in thousands):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance at beginning of period </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$76</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$171</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accretion</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">(23)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; (24)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Reclassification and other </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance at end of period</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$53</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$147</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The following table presents additional information regarding loans acquired and accounted for in accordance with ASC 310-30 (in thousands): </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2012</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Outstanding Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$1,102 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$1,145 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;$1,049</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 2.55in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="245">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">$1,069</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; There were no material increases or decreases in the expected cash flows of these loans between May 31, 2011 (the "acquisition date") and March 31, 2013.&nbsp;&nbsp;There has been no allowance for loan losses recorded for acquired loans with or without specific evidence of deterioration in credit quality as of May 31, 2011 as well as those acquired without specific evidence of deterioration in credit quality as of March 31, 2013.&nbsp; In addition, there has been no allowance for loan losses reversed.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The Company maintains a loan review system, which allows for a periodic review of our loan portfolio and the early identification of potential impaired loans. Such system takes into consideration, among other things, delinquency status, size of loans, type and market value of collateral and financial condition of the borrowers. Specific loan loss allowances are established for identified losses based on a review of such information. A loan evaluated for impairment is considered to be impaired when, based on current information and events, it is probably that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. All loans identified as impaired are evaluated independently. We do not aggregate such loans for evaluation purposes. Impairment is measured on a loan-by-loan basis for commercial and construction loans by the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral-dependent.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Company does not separately identify individual consumer and residential mortgage loans for impairment disclosures, unless such loans are part of a larger relationship that is impaired, or are classified as a troubled debt restructuring.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">A loan is considered to be a troubled debt restructuring ("TDR") loan when the Company grants a concession to the borrower because of the borrower's financial condition that it would not otherwise consider. Such concessions include the reduction of interest rates, forgiveness of principal or interest, or other modifications of interest rates that are less than the current market rate for new obligations with similar risk. </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 230.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="307" colspan="7">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">March 31, 2013</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,035</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,035</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Loans acquired</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; with </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; deteriorated</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; credit quality</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">253</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">796</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,049</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">153,169</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">259,823</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,750</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,443</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,922</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">468,108</font></p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="86">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">153,422</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.55pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="17" colspan="3">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.5pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="93">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">270,654</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,750</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="87">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,443</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 15.9pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="21" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="81" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,922</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">479,191</font></p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.45pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="86">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 166.1pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="bottom" width="221" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 205.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="274" colspan="7">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31,</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,246</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">310</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,556</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Loans acquired with deteriorated credit quality</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">270</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">799</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="22" colspan="3">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,069</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; evaluated for</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">149,773</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">263,439</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">24,803</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">465,604</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.9in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">150,043</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 69.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="93" colspan="2">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,484</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 65.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="87">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">25,113</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22" colspan="3">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">477,229</font></p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="105"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="85"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="92"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="96"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="87"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="6"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="17"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="80"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="22"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="68"> </td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><u><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"><font style="text-decoration: none;" class="_mt"> </font></font></u>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The</font></p>

<div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. Also presented are the average recorded investments in the impaired loans and the related amount of interest recognized during the time within the period that the impaired loans were impaired.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Recorded</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Unpaid </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; Principal </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Associated</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Allowance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">March 31, 2013</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With no related allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 97.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="129" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">253</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">265</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,831</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,872</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subtotal</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,084</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,137</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With an allowance recorded:</font></b></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subtotal</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">253</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">265</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 17.1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,831</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,872</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 17.1pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.25in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,084</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,137</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top" width="22">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top" width="16">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Recorded</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Unpaid </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Principal </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Balance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Associated</font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Allowance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2012</font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With no related allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; (In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">270</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">286</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,494</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,554</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 310</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 310</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subtotal</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,074</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,150</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">With an allowance recorded:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Subtotal</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">270</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">286</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,045</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,105</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 310</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 310</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,625</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">11,701</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following information for impaired loans is presented for the periods ended March 31, 2013 and 2012:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
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<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 124.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="165" colspan="3">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average Recorded</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Investment</font><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.5in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="144" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; Interest Income</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; Recognized</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2012</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Real Estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$262</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$296</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$1</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">10,839</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,197</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">19</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">75</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Commercial loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 385</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$11,101</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$13,878</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; $20</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; $76</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 27pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="36">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 56.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="75">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p></div>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;<font style="font-family: 'CG Times','serif';" class="_mt">Troubled debt restructured loans are those loans whose terms have been renegotiated to provide a reduction or deferral of principal or interest as a result of financial difficulties experienced by the borrower, who could not obtain comparable terms from alternate financing sources. As of March 31, 2013, troubled debt restructured loans totaled $<font class="_mt">5.3</font> million and had&nbsp;<font class="_mt">no</font> specific reserves. During 2013, there were no new loans identified as troubled debt restructurings, nor were there any loan modifications classified as troubled debt restructurings that subsequently defaulted. As of December 31, 2012, troubled debt restructured loans totaled $<font class="_mt">5.6</font> million and resulted in specific reserves of $<font class="_mt">9,000</font>. For the period ended March 31, 2012, there were no new loans identified as troubled debt restructurings, nor were there any loan modifications classified as troubled debt restructurings that subsequently defaulted. </font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Management uses an eight point internal risk rating system to monitor the credit quality of the overall loan portfolio. The first four categories are considered not criticized, and are aggregated as "Pass" rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but are potentially weak, resulting in an undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt, and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due are considered Substandard. Any portion of a loan that has been charged off is placed in the Loss category.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Bank has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as non performance, repossession, or death occurs to raise awareness of a possible credit event. The Company's Loan Review Department is responsible for the timely and accurate risk rating of the loans on an ongoing basis. Every credit which must be approved by Loan Committee or the Board of Directors is assigned a risk rating at time of consideration. Loan Review also annually reviews relationships of $500,000 and over to assign or re-affirm risk ratings. Loans in the Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following table presents the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard, Doubtful and Loss within the internal risk rating system as of March 31, 2013 and December 31, 2012 (in thousands):</font></p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Pass</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Special </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Mention</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Substandard</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Doubtful</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">March 31, 2013</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial real estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">248,287</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,819</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,548</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">270,654</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,443</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,443</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,730</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,819</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,548</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">297,097</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.3pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 18.2pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="24">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 50.1pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="67">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 70.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="94">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 54.15pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 16.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="22">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Pass</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Special </font></p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Mention</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Substandard</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Doubtful</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31,&nbsp; 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial real estate loans&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">251,484</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,245</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,755</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,484</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">24,427</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">318</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">368</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">25,113</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">275,911</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11,563</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">12,123</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">299,597</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 12.9pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 149.4pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="199">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 12.9pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 12.9pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" width="1">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits. The following table presents the recorded investment in the loan classes based on payment activity as of March 31, 2013 and December 31, 2012 (in thousands):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">March 31, 2013</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Performing</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Nonperforming</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Residential real estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">150,800</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,622</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$ </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">153,422</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,750</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,750</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Consumer loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,922</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,922</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">179,472</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,622</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">182,094</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Performing</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Nonperforming</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Residential real estate loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">147,197</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,846</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$ </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">150,043</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,435</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">13,435</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Consumer loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,154</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,154</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">174,786</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,846</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$</font></p></td>
<td style="border-bottom: windowtext 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">177,632</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of March 31, 2013 and December 31, 2012 (in thousands):</font></p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; margin-left: 0px !important; font-size: 10pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="772">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Current</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">31-60 Days Past<u> Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">61-90 Days <u>Past Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Greater than 90 Days Past Due and still <u>accruing</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Non-<u>Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Past Due and <u>Non-Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total <u>Loans</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">March 31, 2013</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">150,283</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">457</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">60</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,622</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">3,139</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">153,422</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">259,838</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">856</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">9,960</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,816</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">270,654</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,683</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">67</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">67</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,750</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,405</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">30</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">8</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">38</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">26,443</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,878</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">35</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">44</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,922</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">465,087</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">1,445</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">77</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">12,582</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,104</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">479,191</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Current</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">31-60 Days Past<u> Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">61-90 Days <u>Past Due</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Greater than 90 Days Past Due and still <u>accruing</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Non-<u>Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total Past Due and <u>Non-Accrual</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Total <u>Loans</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">December 31, 2012</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Real Estate loans </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp; Residential</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">146,847</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">94</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">256</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,846</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">3,196</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">150,043</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">261,527</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,333</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">10,026</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">12,957</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">274,484</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp; Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,363</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,435</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Commercial&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">24,785</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">328</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">328</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">25,113</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">Consumer&nbsp; loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,029</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">114</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">11</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">125</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">14,154</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 94.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="126">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">&nbsp;&nbsp;&nbsp; Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">460,551</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">2,613</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">865</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 76.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">13,200</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">16,678</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.85pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">477,229</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 11pt;" class="_mt">The following table presents the allowance for loan losses by the classes of the loan portfolio:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; margin-left: 6.75pt; font-size: 10pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72" colspan="2">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp;Commercial</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="border-bottom: windowtext 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="48">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="35">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; border-top: windowtext 1pt solid; border-right: medium none; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,797</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,183</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">119</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">223</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">180</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,502</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(250)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(313)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(19)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(582)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">427</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">420</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(47)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(5)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">800</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance,&nbsp;&nbsp;&nbsp; March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,974</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,290</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">124</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">176</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">162</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,726</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,974</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,290</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">124</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">176</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">162</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,726</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 1.45in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="139">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.95pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="19" colspan="2">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="71">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.75in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="72">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="132"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="1"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="71"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="77"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="78"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="82"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="71"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="18"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="21"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="48"> </td>
<td style="border-bottom: medium none; border-left: medium none; border-top: medium none; border-right: medium none;" width="33"> </td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Arial','sans-serif'; margin-left: 6.75pt; font-size: 10pt; margin-right: 6.75pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="804">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Residential</font></p>

<p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Commercial</font></p>

<p style="border-bottom: black 3px double; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Real Estate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Construction</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">&nbsp; Commercial </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Consumer</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="48">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 3px double; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 9pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="35">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Beginning balance, December 31, 2011</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,257</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3,838</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">72</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">144</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,458</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 1pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Charge Offs</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(61)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="text-align: justify; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(103)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(32)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(196)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 1pt; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">)</font></p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Recoveries</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 1</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 5</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 6</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Provision Expense</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">272</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">3</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">44</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 29</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp; 350</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance,&nbsp;&nbsp;&nbsp; March 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,199</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">4,007</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">191</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">146</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">5,618</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance individually</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,073</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,073</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr style="height: 0.1in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 106.55pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="142">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Ending balance collectively</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp; evaluated for impairment</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 61pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,199</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 12.25pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.65pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">2,934</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 11.8pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="16">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.05pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="17">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">75</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">191</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="66">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">146</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 13.5pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="18">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 0.5in; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="48">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">4,545</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 25.9pt; padding-right: 5.4pt; height: 0.1in; padding-top: 0in;" valign="top" width="35">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The Company's primary business activity is with customers located in northeastern Pennsylvania. Accordingly, the Company has extended credit primarily to commercial entities and individuals in this area whose ability to honor their contracts is influenced by the region's economy. </font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">As of March 31, 2013, the Company considered its concentration of credit risk to be acceptable. The highest concentrations are in the hospitality lodging industry, property owners associations and bars/restaurants with loans outstanding of $<font class="_mt">40.2</font> million, or <font class="_mt">43.3</font>% of capital, to the hospitality lodging industry, $<font class="_mt">10.8</font> million, or <font class="_mt">11.6</font>% of capital, to property owners associations, and $<font class="_mt">10.2</font> million, or <font class="_mt">11.0</font>% of capital, to bars/restaurants. There were no losses recognized on loans within these concentrations during the current period.</font></p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Gross realized gains and gross realized losses on sales of residential mortgage loans were $<font class="_mt">18,000</font> and $<font class="_mt">7,000</font> respectively, in the first three months of 2013 compared to $<font class="_mt">5,000</font> and $<font class="_mt">0</font>, respectively, in the same period in 2012. The proceeds from the sales of residential mortgage loans totaled $<font class="_mt">1.1</font> million and $<font class="_mt">128,000</font> for the three months ended March 31, 2013 and 2012, respectively.</font></p> </div><span></span></td>
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                <p>The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 235<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.4-08.(k))<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 02<br><br> -Paragraph 3, 4<br><br> -Article 5<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5074-111524<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5162-111524<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 210<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.5-02.3,4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 08<br><br> -Paragraph k<br><br> -Article 4<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 01-6<br><br> -Paragraph 13<br><br> -Subparagraph d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5066-111524<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 7<br><br> -Article 9<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Off-Balance Sheet Financial Instruments and Guarantees<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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          <div>Mar. 31, 2013</div>
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        <td class="text"><div> <p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'Times New Roman','serif';" class="_mt">5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>Off-Balance Sheet Financial Instruments and Guarantees</u></font></b><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers.&nbsp; These financial instruments include commitments to extend credit and letters of credit.&nbsp; Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheets.&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Bank's exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and letters of credit is represented by the contractual amount of those instruments.&nbsp; The Bank uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">A summary of the Bank's financial instrument commitments is as follows:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
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<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">(in thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 102.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="137" colspan="2">

<p style="border-bottom: black 1px solid; text-align: center; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">March 31,</font></p></td></tr>
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<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="71">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; <u>2013&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp; <u>2012&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </u></font></p></td></tr>
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<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Unfunded availability under loan commitments&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">$22,836</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">$42,538</font></p></td></tr>
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<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Unfunded commitments under lines of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">49,433</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp; 41,865</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Standby letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">6,128</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="border-bottom: black 1px solid; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp; 11,557&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">$78,397</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">$95,960 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 53.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 49.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="66">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract.&nbsp; Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee.&nbsp; Since some of the commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements.&nbsp; The Bank evaluates each customer's credit worthiness on a case-by-case basis.&nbsp; The amount of collateral obtained, if deemed necessary by the Bank upon extension of credit, is based on management's credit evaluation of the customer and generally consists of real estate.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Bank does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit.&nbsp; Standby letters of credit written are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party.&nbsp; Generally, all letters of credit, when issued, have expiration dates within one year.&nbsp; The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers.&nbsp; The Bank, generally, holds collateral and/or personal guarantees supporting these commitments.&nbsp; Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees.&nbsp; The current amount of the liability as of March 31, 2013 for guarantees under standby letters of credit issued is not material.&nbsp; </font></p> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for each guarantee obligation, or each group of similar guarantee obligations, including (a) the nature of the guarantee, including its term, how it arose, and the events or circumstances that would require the guarantor to perform under the guarantee; (b) the maximum potential amount of future payments (undiscounted) the guarantor could be required to make under the guarantee; (c) the current carrying amount of the liability, if any, for the guarantor's obligations under the guarantee; and (d) the nature of any recourse provisions under the guarantee, and any assets held either as collateral or by third parties, and any relevant related party disclosure. Excludes disclosures about product warranties.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Securities<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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        <th class="th">
          <div>Mar. 31, 2013</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Securities</a></td>
        <td class="text"><div> <p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'Times New Roman','serif';" class="_mt">6. <u>Securities</u></font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">The amortized cost and fair value of securities were as follows:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<div>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td>&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">March 31, 2013 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amortized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gains</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$17,290</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$34</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(29)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$17,295</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">56,125</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">2,384</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(182)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">58,327</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,502</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">328</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,830</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Mortgage-backed securities-</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;government sponsored entities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">63,151</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">878</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(196)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">63,833</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">292</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">28</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(7)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">313</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$145,360</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$3,652</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(414)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$148,598</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Held to Maturity:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$173</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$175</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">December 31, 2012 </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amortized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gains</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross</font></p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">U.S. Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$13,076</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$36</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(20)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$13,092</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">55,864</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">2,995</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(73)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">58,786</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,521</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">347</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,868</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp; &nbsp;&nbsp;sponsored entities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">63,397</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">1,041</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(113)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">64,325</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;292</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; 27</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">319&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$141,150</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$4,446</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(206)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$145,390</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Held to Maturity:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$173</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$4</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$177</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">The following tables show the Company's investments' gross unrealized losses and fair value aggregated by length of time that individual securities have been in a continuous unrealized loss position (in thousands):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font></p>

<div>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td>&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 386.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="515" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">March 31, 2013</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 386.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="515" colspan="6">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp; <u>&nbsp;Less than 12 Months</u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>12 Months or More</u>&nbsp;&nbsp; <u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u>__<u>Total</u>__<u> </u>___<u>&nbsp; </u>&nbsp;&nbsp;<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">U.S. government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$9,070</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(29)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$9,070</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(29)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,814</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(182)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">8,814</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(182)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Mortgage-backed securities - government sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">28,321</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(196)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">28,321</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(196)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt"><font class="_mt">&nbsp;178</font></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="99">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp; (7)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>&nbsp;-</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="79">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font class="_mt" style="font-family: Times New Roman;">178</font>&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="97">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(7)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$46,383</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(414)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$46,383</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$(414)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 74.25pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="98">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 59pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="79">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 72.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="97">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">December 31, 2012</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 409.8pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="546" colspan="6">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; Less than 12 Months&nbsp; </font><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 12 Months or More &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Total </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair <u>Value</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Unrealized <u>Losses</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">U.S. government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$7,056</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$ (20)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$7,056</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$ (20)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">5,821</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(73)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">5,821</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(73)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Mortgage-backed securities-government sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">17,199</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(113)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">17,199</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">(113)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$30,076</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$ (206)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$30,076</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">($206)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 141pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="188">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; At March 31, 2013, the Company has&nbsp;<font class="_mt">48</font> debt securities in an unrealized loss position in the less than twelve months category and no debt securities in the twelve months or more category.&nbsp; In Management's opinion the unrealized losses less than twelve months principally reflect changes in interest rates subsequent to the acquisition of specific securities.&nbsp; No other-than-temporary-impairment charges were recorded in 2013.&nbsp; Management believes that all other unrealized loss represents temporary impairment of the security as the Company does not have the intent to sell the security and it is more likely than not that it will not have to sell the security before recovery of its cost basis.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The amortized cost and fair value of debt securities as of March 31, 2013 by contractual maturity are shown below.&nbsp; Expected maturities may differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>&nbsp;Available for Sale&nbsp; </u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Held to Maturity</u></font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amortized Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair Value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Amortized Cost</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">Fair Value</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif';" class="_mt">(In Thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Due in one year or less<font style="background: yellow;" class="_mt"> </font></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$5,474</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$5,542</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Due after one year through five years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">14,147</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">14,433</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">173</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">175</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Due after five years through ten years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">29,990</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">30,844</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Due after ten years</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">32,306</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">33,633</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Mortgage-backed securities-government&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">63,151</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">63,833</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$145,068</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$148,285</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$173</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$175</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gross realized gains and gross realized losses on sales of securities available for sale were as follows (in thousands):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; margin-left: 5.4pt; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 240pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="320" colspan="4">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Three Months&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 240pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="320" colspan="4">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Ended March 31,</u>&nbsp; </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross realized gains</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$156</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Gross realized losses</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp; &nbsp;(18)&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Net realized gain</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$138</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 174pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="232">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Proceeds from sales of securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 75.35pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="100">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$7,403</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 47.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif';" class="_mt">$10,633</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 52.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="70">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 64.55pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="86">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for  investments in certain debt and equity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27405-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 115<br><br> -Paragraph 3, 19, 20, 21, 22, 137<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 942<br><br> -SubTopic 320<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Equity Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6511694<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -Glossary Debt Security<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6509901<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27232-111563<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Fair Value Measurements<br></strong></div>
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          <div>Mar. 31, 2013</div>
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        <td class="text"><div> <p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>Fair Value Measurements</u> </font></b></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">Fair value estimates are based on quoted market prices, if available, quoted market prices of similar assets or liabilities, or the present value of expected future cash flows and other valuation techniques.&nbsp; These valuations are significantly affected by discount rates, cash flow assumptions and risk assumptions used.&nbsp; Therefore, fair value estimates may not be substantiated by comparison to independent markets and are not intended to reflect the proceeds that may be realizable in an immediate settlement of the instruments.</font></p>

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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fair value is determined at one point in time and is not representative of future value.&nbsp; These amounts do not reflect the total value of a going concern organization.&nbsp; Management does not have the intention to dispose of a significant portion of its assets and liabilities and therefore, the unrealized gains or losses should not be interpreted as a forecast of future earnings and cash flows.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The following is a discussion of assets and liabilities measured at fair value on a recurring basis and valuation techniques applied:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Securities:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="text-indent: 0.5in; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-family: 'CG Times','serif';" class="_mt">The fair value of securities available for sale (carried at fair value) and held to maturity (carried at amortized cost) are determined by obtaining quoted market prices on nationally recognized securities exchanges (Level 1), or matrix pricing (Level 2), which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted prices. For certain securities which are not traded in active markets or are subject to transfer restrictions, valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence (Level 3). In the absence of such evidence, management's best estimate is used. Management's best estimate consists of both internal and external support on certain Level 3 investments. Internal cash flow models using a present value formula that includes assumptions market participants would use along with indicative exit pricing obtained from broker/dealers (where available) are used to support fair values of certain Level 3 investments, if applicable.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Impaired loans (generally carried at fair value):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Company measures impairment generally based on the fair value of the loan's collateral.&nbsp; Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the lowest level of input that is significant to the fair value measurements.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Foreclosed real estate owned (carried at fair value):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Real estate properties acquired through, or in lieu of loan foreclosure are to be sold and are carried at fair value less estimated cost to sell.&nbsp; Fair value is based upon independent market prices, appraised value of the collateral or management's estimation of the value of the collateral.&nbsp; These assets are included in Level 3 fair value based upon the lowest level of input that is significant to the fair value measurement.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2013 and December 31, 2012 are as follows:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 297pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="396" colspan="4">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurement Using</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Reporting Date</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Description</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="108">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="102">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 508.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="678" colspan="5">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (In thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">US Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;$17,295</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$17,295</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,327</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,327</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,830</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,830</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr style="height: 12.6pt;"><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">63,833</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">63,833</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">313</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">313</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; &#173;&nbsp; ______-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$148,598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$313</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$148,285&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; $-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">US Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp; 13,092</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp; 13,092</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,786</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,786</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,868</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,868</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">64,325</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">64,325</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">319</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">319</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">_____-_</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&#173;_______-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$145,390</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$319</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$145,071</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -&nbsp; </font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2013 and December 31, 2012 are as follows:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Fair Value Measurement Reporting Date using </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 7.65pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 0.25in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Description</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$11,084</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$11,084</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Foreclosed Real Estate Owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,099</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,099</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$11,616</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$11,616</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Foreclosed Real Estate Owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">852</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">852</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following tables present additional quantitative information about assets measured at fair value on a nonrecurring basis and for which has utilized Level 3 inputs to determine fair value:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 388.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="518" colspan="4">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Quantitative Information about Level 3 Fair Value Measurements</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Estimate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Valuation <u>Techniques</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unobservable</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Input</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Range (Weighted</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Impaired loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$11,084</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<div class="MetaData">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">adjustments(2)</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="191">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <font class="_mt">0</font>-<font class="_mt">30</font>% (<font class="_mt">24.07</font>%)</font></p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Foreclosed real estate owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; $1,099</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<div class="MetaData">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(1)(3)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Liquidation</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Expenses(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt"><font class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt">20</font></font>%</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 388.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="518" colspan="4">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Quantitative Information about Level 3 Fair Value Measurements</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Estimate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Valuation <u>Techniques</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unobservable</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Input</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Range (Weighted</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Impaired loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$11,616</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<div class="MetaData">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">adjustments(2)</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="191">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <font class="_mt">0</font>-<font class="_mt">30</font>% (<font class="_mt">24.10</font>%)</font></p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Foreclosed real estate owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; $ &nbsp;&nbsp;852</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<div class="MetaData">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(1)(3)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Liquidation</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Expenses(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt"><font class="_mt"><font style="font-family: 'CG Times','serif';" class="_mt">20</font></font>%</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p><font style="font-family: 'CG Times','serif';" class="_mt">
</font>
<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">1) Fair value is generally determined through independent appraisals of the underlying collateral, which</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; generally include various level 3 inputs which are not identifiable, less any associated allowance.</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">(</p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; estimated liquidation expenses.&nbsp; The range and weighted average of liquidation expenses and other</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; appraisal adjustments are presented as a percent of the appraisal.</font></p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(3) Includes qualitative adjustments by management and estimated liquidation expenses.</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company's assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company's disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Company's financial instruments at March 31, 2013 and December 31, 2012.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Cash and cash equivalents <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The carrying amounts reported in the consolidated balance sheet for cash and short-term instruments approximate those assets' fair values.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Loans receivable <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><i><font style="font-family: 'CG Times','serif';" class="_mt"> </font></i></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The fair values of loans are estimated using discounted cash flow analyses, using market rates at the balance sheet date that reflect the credit and interest rate-risk inherent in the loans.&nbsp; Projected future cash flows are calculated based upon contractual maturity or call dates, projected repayments and prepayments of principal.&nbsp; Generally, for variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage servicing rights <i>(generally carried at cost)</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><i><font style="font-family: 'CG Times','serif';" class="_mt"> </font></i></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">The Company utilizes a third party provider to estimate the fair value of certain loan servicing rights.&nbsp; Fair value for the purpose of this measurement is defined as the amount at which the asset could be exchanged in a current transaction between willing parties, other than in a forced liquidation.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Restricted Investment in Federal Home Loan Bank stock <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">The Company as a member of the Federal Home Loan Bank (FHLB) system is required to maintain an investment in capital stock of its district FHLB according to a predetermined formula.&nbsp; This restricted stock has no quoted market value and is carried at cost.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Bank Owned Life Insurance <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The fair value is equal to the cash surrender value of the Bank-owned life insurance.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest receivable and payable <i>(carried at cost):</i>&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">The carrying amount of accrued interest receivable and accrued interest payable approximates its fair value.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Deposit liabilities <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">The fair values disclosed for demand deposits (e.g. interest and noninterest checking, passbook savings and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e. their carrying amounts).&nbsp; Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates to a schedule of aggregated expected monthly maturities on time deposits.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Short-term borrowings <i>(carried at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">The carrying amounts of short-term borrowings approximate their fair values.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Other borrowings <i>(carried at cost</i>):</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt"> </font></b>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b><font style="font-family: 'CG Times','serif';" class="_mt">Fair values of FHLB advances are estimated using discounted cash flow analysis, based on quoted prices for new FHLB advances with similar credit risk characteristics, terms and remaining maturity. &nbsp;These prices obtained from this active market represent a market value that is deemed to represent the transfer price if the liability were assumed by a third party.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Off-balance sheet financial instruments <i>(disclosed at cost):</i></font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Fair values for the Company's off-balance sheet financial instruments (lending commitments and letters of credit) are based on fees currently charged in the market to enter into similar agreements, taking into account, the remaining terms of the agreements and the counterparties' credit standing.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">The estimated fair values of the Bank's financial instruments were as follows at March 31, 2013 and December 31, 2012. (In thousands)</font></p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 318.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="424" colspan="4">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurements at March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Quoted Prices in Active Markets for Identical Assets</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Other Observable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Unobservable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Financial assets:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Cash and cash equivalents</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15,945</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15,945</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15,945</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">148,771</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">148,773</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">313</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">148,460</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Loans receivable, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">472,937</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">486,608</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">486,608</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage servicing rights</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Regulatory Stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Bank owned life insurance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,456</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,456</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,456</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Financial liabilities:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Deposits</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">535,632</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">537,201</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">324,564</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">212,637</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Short-term borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,859</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,859</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,859</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Other borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">25,343</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">28,068</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">28,068</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest payable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,082</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,082</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,082</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Off-balance sheet financial instruments:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;Commitments to extend credit and outstanding letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 256.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="342" colspan="4">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurements at December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Quoted Prices in Active Markets for Identical Assets</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Other Observable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Unobservable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial assets:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Cash and cash equivalents</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$12,295</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$12,295</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$12,295</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">145,563</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">145,567</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">319</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">145,248</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Loans receivable, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">471,208</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">485,848</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">485,848</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage servicing rights</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">243</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">243</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">243</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Regulatory stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,630</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,630</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,630</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Bank owned life insurance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,357</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,357</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,357</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,393</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,393</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,393</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial liabilities:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Deposits</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">524,425</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">526,081</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">313,166</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">212,915</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Short-term borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">28,697</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">28,697</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">28,697</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Other borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">22,487</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">25,426</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">25,426</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest payable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,242</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,242</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,242</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Off-balance sheet financial instruments:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;Commitments to extend credit</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">and outstanding letters of &nbsp;credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13504-108611<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15C, 15D<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15A<br><br> -Subparagraph a-d<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 3, 10, 14, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 10<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13433-108611<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 159<br><br> -Paragraph 17-22, 27, 28<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 825<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 21<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7491637&amp;loc=d3e13537-108611<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 107<br><br> -Paragraph 15B<br><br> -Subparagraph a, b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 157<br><br> -Paragraph 32, 33, 34<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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          <div style="width: 200px;"><strong>Securities (Investments' Gross Unrealized Losses and Fair Value) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 Months, Fair Value</a></td>
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        <td class="num">(414)<span></span></td>
        <td class="num">(206)<span></span></td>
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        <td class="num">(206)<span></span></td>
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          <div class="a">U.S. Government Agencies [Member]</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 Months, Fair Value</a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Less than 12 Months, Unrealized Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(20)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">7,056<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total, Unrealized Losses</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="num">(20)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">States and political subdivisions [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 Months, Fair Value</a></td>
        <td class="nump">8,814<span></span></td>
        <td class="nump">5,821<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Less than 12 Months, Unrealized Losses</a></td>
        <td class="num">(182)<span></span></td>
        <td class="num">(73)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">8,814<span></span></td>
        <td class="nump">5,821<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total, Unrealized Losses</a></td>
        <td class="num">(182)<span></span></td>
        <td class="num">(73)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-backed securities-government sponsored entities [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 Months, Fair Value</a></td>
        <td class="nump">28,321<span></span></td>
        <td class="nump">17,199<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Less than 12 Months, Unrealized Losses</a></td>
        <td class="num">(196)<span></span></td>
        <td class="num">(113)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">28,321<span></span></td>
        <td class="nump">17,199<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total, Unrealized Losses</a></td>
        <td class="num">(196)<span></span></td>
        <td class="num">(113)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Equity securities-financial services [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue', window );">Less than 12 Months, Fair Value</a></td>
        <td class="nump">178<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2', window );">Less than 12 Months, Unrealized Losses</a></td>
        <td class="num">(7)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue', window );">Total, Fair Value</a></td>
        <td class="nump">178<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2', window );">Total, Unrealized Losses</a></td>
        <td class="num">$ (7)<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Less than 12 Months [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
        <td class="nump">48<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">12 Months or More [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsLineItems', window );"><strong>Schedule of Investments [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions', window );">Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions</a></td>
        <td class="nump">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities in a loss position and categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for less than twelve months for securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses2</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 7<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27337-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (a)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph a(1)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure regarding factors used to determine that the impairment of securities not categorized as either held-to-maturity securities or trading securities (hence equal to available for sale securities) where cost exceeds fair value is not an other than temporary impairment (OTTI). This item contains disclosure of the number of investment positions in the available-for-sale investments determined to be temporarily impaired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 6<br><br> -Subparagraph (b)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 03-1<br><br> -Paragraph 21<br><br> -Subparagraph b(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name FASB Staff Position (FSP)<br><br> -Number FAS115-1/124-1<br><br> -Paragraph 17<br><br> -Subparagraph b(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-Based Compensation (Tables)<br></strong></div>
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        <th class="th" colspan="1">3 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
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<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
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<td>&nbsp;</td>
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<td>&nbsp;</td>
<td>&nbsp;</td>
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<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"><b>Options</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 77.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="103" colspan="3">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Weighted Average Exercise Price</b></p>

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Per Share</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 82.9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="111" colspan="2">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC" align="center"><b>Weighted Average Remaining Contractual Term</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 71.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="95" colspan="2">

<p style="text-align: center; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="center"><b>Aggregate Intrinsic Value ($000)</b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Outstanding at January 1, 2013</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">226,739</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">26.27</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;6.1</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">256</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Granted</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">1,100</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">27.55</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">9.7</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">30</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Exercised</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (6,270)</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">22.62</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">2.9</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">Yrs</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Forfeited</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">(5,583)</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">27.89</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">4.3</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">-&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Outstanding at March 31, 2013</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">215,986</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">26.34</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">6.0</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">347&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">Exercisable at March 31, 2013</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">184,636</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">26.22</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">5.3</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;Yrs.</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: left; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC" align="left">$</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">324&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 189.4pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="253">

<p style="text-indent: -0.25in; margin: 2pt 0in 0pt 0.25in; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableStubEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3.35pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 5.75pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 63.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="84">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 53.2pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 29.7pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="40">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 9pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="12">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 62.55pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="83">

<p style="text-align: right; margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableColumnEDC">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 8.6pt; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11">

<p style="margin: 2pt 0in 0pt; font-family: 'Times New Roman','serif'; font-size: 10pt;" class="TableEndParenEDC">&nbsp;</p></td></tr></table> </div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the number and weighted-average exercise prices (or conversion ratios) for share options (or share units) that were outstanding at the beginning and end of the year, vested and expected to vest, exercisable or convertible at the end of the year, and the number of share options or share units that were granted, exercised or converted, forfeited, and expired during the year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 718<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
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  </body>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=us-ascii">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EZAAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Fair Value Measurements (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Mar. 31, 2013</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Measurements [Abstract]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock', window );">Fair Value, Assets Measured on Recurring Basis [Table Text Block]</a></td>
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<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 297pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="396" colspan="4">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurement Using</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Reporting Date</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Description</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="108">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="102">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 508.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="678" colspan="5">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (In thousands)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">US Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;$17,295</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$17,295</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,327</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,327</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,830</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,830</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr style="height: 12.6pt;"><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">63,833</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">63,833</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; height: 12.6pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">313</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">313</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp; &#173;&nbsp; ______-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$148,598</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$313</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$148,285&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp; $-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Available for Sale:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">US Government agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp; 13,092</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp; 13,092</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">States and political subdivisions</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,786</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">58,786</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Corporate obligations</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,868</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">8,868</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage-backed securities-government</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; sponsored agencies</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="90">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">64,325</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="bottom" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">64,325</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Equity securities-financial services</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">319</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="border-bottom: black 1px solid; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">319</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">_____-_</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">&#173;_______-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 4.3pt; width: 211.3pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="282">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 67.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="90">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$145,390</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 81pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="108">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$319</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 1in; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="96">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$145,071</font></p></td>
<td style="padding-bottom: 0in; padding-left: 4.3pt; width: 76.5pt; padding-right: 4.3pt; padding-top: 0in;" valign="top" width="102">

<p style="border-bottom: black 3px double; text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; -&nbsp; </font></p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Fair Value, Assets Measured on Nonrecurring Basis [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="3">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Fair Value Measurement Reporting Date using </font></p></td></tr>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 7.65pt;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 7.65pt; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr style="height: 0.25in;"><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Description</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Total</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">&nbsp;(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; height: 0.25in; padding-top: 0in;" valign="top">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" colspan="4">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$11,084</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$11,084</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Foreclosed Real Estate Owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,099</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">1,099</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Impaired Loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$11,616</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$ -</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">$11,616</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">Foreclosed Real Estate Owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">852</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif'; font-size: 10pt;" class="_mt">852</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table> </div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock', window );">Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]</a></td>
        <td class="text"><div> <table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 388.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="518" colspan="4">

<p style="border-bottom: black 1px solid; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Quantitative Information about Level 3 Fair Value Measurements</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(In thousands)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Estimate</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Valuation <u>Techniques</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Unobservable</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Input</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Range (Weighted</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Average)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Impaired loans</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">$11,616</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral(1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">adjustments(2)</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="bottom" width="191">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0-30% (24.10%)</font></p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Foreclosed real estate owned</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 73.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="99">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp; $ &nbsp;&nbsp;852</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 86.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="115">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Appraisal of</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">collateral(1)(3)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 85.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="114">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Liquidation</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Expenses(2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 143.15pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="191">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">20%</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(1) Fair value is generally determined through independent appraisals of the underlying collateral, which</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; generally include various level 3 inputs which are not identifiable, less any associated allowance.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(2) Appraisals may be adjusted by management for qualitative factors such as economic conditions and </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; estimated liquidation expenses.&nbsp; The range and weighted average of liquidation expenses and other </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; appraisal adjustments are presented as a percent of the appraisal.</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">(3) Includes qualitative adjustments by management and estimated liquidation expenses.</font></p> </div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Fair Value, by Balance Sheet Grouping [Table Text Block]</a></td>
        <td class="text"><div> <p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 318.1pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="424" colspan="4">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurements at March 31, 2013</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Quoted Prices in Active Markets for Identical Assets</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Other Observable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Unobservable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Financial assets:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Cash and cash equivalents</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15,945</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15,945</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$15,945</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">148,771</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">148,773</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">313</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">148,460</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Loans receivable, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">472,937</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">486,608</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">486,608</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage servicing rights</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">234</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Regulatory Stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,533</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Bank owned life insurance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">14,402</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,456</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,456</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,456</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'CG Times','serif';" class="_mt">Financial liabilities:</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Deposits</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">535,632</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">537,201</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">324,564</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">212,637</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Short-term borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,859</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,859</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">21,859</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Other borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">25,343</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">28,068</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">28,068</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest payable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,082</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,082</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,082</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 165.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="221">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Off-balance sheet financial instruments:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;Commitments to extend credit and outstanding letters of credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 80.75pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="108">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 78.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="105">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 91.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="122">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.95pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="89">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt"> </font>&nbsp;</p>

<table style="border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 256.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="342" colspan="4">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value Measurements at December 31, 2012</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Carrying Amount</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Fair Value</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Quoted Prices in Active Markets for Identical Assets</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 1)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Other Observable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 2)</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">Significant Unobservable Inputs</font></p>

<p style="border-bottom: black 1px solid; text-align: center; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'CG Times','serif';" class="_mt">(Level 3)</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial assets:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Cash and cash equivalents</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$12,295</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$12,295</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$12,295</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">$-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Securities</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">145,563</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">145,567</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">319</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">145,248</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Loans receivable, net</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">471,208</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">485,848</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">485,848</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Mortgage servicing rights</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">243</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">243</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">243</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Regulatory stock</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,630</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,630</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,630</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Bank owned life insurance</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,357</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,357</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">15,357</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest receivable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,393</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,393</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">2,393</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Financial liabilities:</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Deposits</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">524,425</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">526,081</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">313,166</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">212,915</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Short-term borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">28,697</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">28,697</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">28,697</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Other borrowings</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">22,487</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">25,426</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">25,426</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Accrued interest payable</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,242</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,242</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">1,242</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 66.3pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="88">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 77.45pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="103">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 144.9pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="193">

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">Off-balance sheet financial instruments:</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">&nbsp;Commitments to extend credit</font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'CG Times','serif';" class="_mt">and outstanding letters of &nbsp;credit</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 58.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="78">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 63pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="84">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 68.65pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="92">

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p>

<p style="text-align: right; margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'CG Times','serif';" class="_mt">-</font></p></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Tabular disclosure of the inputs and valuation techniques used to measure fair value, and a discussion of changes in valuation techniques and related inputs, if any, used to measure similar assets in prior periods (non-recurring basis) by class of asset or liability.</p>
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                <p>Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).</p>
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                <p>Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value.</p>
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      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance, Total</a></td>
        <td class="nump">11,137,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,701,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment, Total</a></td>
        <td class="nump">11,101,000<span></span></td>
        <td class="nump">13,878,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest Income Recognized, Total</a></td>
        <td class="nump">20,000<span></span></td>
        <td class="nump">76,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Financing Receivable, Modifications, Recorded Investment</a></td>
        <td class="nump">5,300,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">5,600,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown', window );">Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down</a></td>
        <td class="nump">0<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9,000,000,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment', window );">Financing Receivable, Modifications, Subsequent Default, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings', window );">New Loans Identified as Troubled Debt Restructurings</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">0<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Residential Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableImpairedLineItems', window );"><strong>Financing Receivable, Impaired [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">253,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">270,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">253,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">270,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
        <td class="nump">265,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">286,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance, Total</a></td>
        <td class="nump">265,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">286,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment, Total</a></td>
        <td class="nump">262,000<span></span></td>
        <td class="nump">296,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest Income Recognized, Total</a></td>
        <td class="nump">1,000<span></span></td>
        <td class="nump">1,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Real Estate Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableImpairedLineItems', window );"><strong>Financing Receivable, Impaired [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="nump">10,831,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">10,494,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with Related Allowance, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">551,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="nump">10,831,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,045,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
        <td class="nump">10,872,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">10,554,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With an allowance recorded</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">551,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance, Total</a></td>
        <td class="nump">10,872,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">11,105,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Associated Allowance</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">9,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment, Total</a></td>
        <td class="nump">10,839,000<span></span></td>
        <td class="nump">13,197,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest Income Recognized, Total</a></td>
        <td class="nump">19,000<span></span></td>
        <td class="nump">75,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Commercial Loans [Member]</div>
        </td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableImpairedLineItems', window );"><strong>Financing Receivable, Impaired [Line Items]</strong></a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment', window );">Impaired Financing Receivable, with No Related Allowance, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">310,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRecordedInvestment', window );">Impaired Financing Receivable, Recorded Investment</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">310,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance', window );">Unpaid Principal Balance, With no related allowance recorded</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">310,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Unpaid Principal Balance, Total</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">310,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average Recorded Investment, Total</a></td>
        <td class="text">&#xA0;<span></span></td>
        <td class="nump">$ 385,000<span></span></td>
        <td class="text">&#xA0;<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loans Identified as Troubled Debt Restructurings</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>nwfl_NewLoansIdentifiedAsTroubledDebtRestructurings</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>nwfl_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableImpairedLineItems">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableImpairedLineItems</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6951948&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment related to financing receivables modified by troubled debt restructurings within the previous 12 months, for which there was a payment default.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 34<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953682-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the amount of the write-down related to a troubled debt restructuring.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 40<br><br> -Section 50<br><br> -Paragraph 4<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6951948&amp;loc=d3e18845-111554<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown</nobr></td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(1)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5258-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</nobr></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (c)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRecordedInvestment</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(3)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment">
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>instant</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of investment in impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 14A<br><br> -Subparagraph (b)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=SL6953550-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap_</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>debit</td>
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                    <td>instant</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 15<br><br> -Subparagraph (a)(4)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7512638&amp;loc=d3e5212-111524<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance</nobr></td>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EFNAC">
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          <div style="width: 200px;"><strong>Consolidated Statement of Comprehensive Income (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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        <th class="th" colspan="2">3 Months Ended</th>
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      <tr>
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          <div>Mar. 31, 2013</div>
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        <th class="th">
          <div>Mar. 31, 2012</div>
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        <td class="nump">$ 2,308<span></span></td>
        <td class="nump">$ 2,186<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other comprehensive (loss):</strong></a></td>
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        <td class="num">(864)<span></span></td>
        <td class="nump">154<span></span></td>
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        <td class="nump">293<span></span></td>
        <td class="num">(48)<span></span></td>
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        <td class="num">(138)<span></span></td>
        <td class="num">(402)<span></span></td>
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        <td class="nump">47<span></span></td>
        <td class="nump">137<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTax', window );">Other comprehensive loss</a></td>
        <td class="num">(662)<span></span></td>
        <td class="num">(159)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive Income</a></td>
        <td class="nump">$ 1,646<span></span></td>
        <td class="nump">$ 2,027<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Net Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 30<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16317811<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 5<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e557-108580<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph A5<br><br> -Appendix A<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher SEC<br><br> -Name Regulation S-X (SX)<br><br> -Number 210<br><br> -Section 03<br><br> -Paragraph 19<br><br> -Article 5<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 944<br><br> -SubTopic 225<br><br> -Section S99<br><br> -Paragraph 1<br><br> -Subparagraph (SX 210.7-04.22)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Other Comprehensive Income<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.18)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 10, 15<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net of tax amount of other comprehensive income (loss) attributable to both parent entity and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 505<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 1A<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=SL7669619-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax amount of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Reclassification Adjustments<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 320<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 9<br><br> -Subparagraph (d)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 24<br><br> -Subparagraph b<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 11<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e637-108580<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 18, 19<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 17<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e716-108580<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 16<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e709-108580<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect of the income statement impact of the reclassification adjustment for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 130<br><br> -Paragraph 25<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Accounting Research Bulletin (ARB)<br><br> -Number 51<br><br> -Paragraph 38<br><br> -Subparagraph c(3)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 15<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e689-108580<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 220<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 12<br><br> -URI http://asc.fasb.org/extlink&amp;oid=20435746&amp;loc=d3e640-108580<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Before tax and reclassification adjustments amount of unrealized holding gain (loss) and transfers on available-for-sale securities.</p>
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                <p>Tax effect of unrealized holding gain (loss) before reclassification adjustments and transfers on available-for-sale securities.</p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EME">
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          <div style="width: 200px;"><strong>Earnings Per Share<br></strong></div>
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          <div>Mar. 31, 2013</div>
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        <td class="text"><div> <p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"><b><font style="font-family: 'Times New Roman','serif';" lang="X-NONE" class="_mt">2. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Earnings Per Share</u></font></b></p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 10pt;" class="MsoFooter"><font style="font-family: 'Times New Roman','serif';" lang="X-NONE" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font><font style="font-family: 'Times New Roman','serif'; font-size: 12pt;" lang="X-NONE" class="_mt">Basic earnings per share represents income available to common stockholders divided by the weighted average number of common shares outstanding during the period.&nbsp; Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance.&nbsp; Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method.</font></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The following table sets forth the weighted average shares outstanding used in the computations of basic and diluted earnings per share.&nbsp; All share and per share data has been adjusted to reflect the retroactive effect of the <font class="_mt">10</font>% stock dividend declared during the period ending March 31, 2013</font></p>

<div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt"> </font>&nbsp;</p>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">(in thousands)</font></p>

<table style="width: 522.6pt; border-collapse: collapse; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="697">
<tr><td> </td>
<td> </td>
<td> </td>
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<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Three Months Ended</u>&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 522.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="697" colspan="5">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>March 31,</u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>2013 </u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>2012</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Basic EPS weighted average shares outstanding</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">3,628 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;3,613&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Dilutive effect of stock options</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Diluted EPS weighted average shares outstanding</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">3,637</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;3,615</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b></p></div>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">Stock options which had no intrinsic value, because their effect would be anti-dilutive and therefore would not be included in the diluted EPS calculation were&nbsp;<font class="_mt">40,700</font> and&nbsp;<font class="_mt">191,153</font> as of March 31, 2013 and 2012, respectively, based upon the closing price of Norwood common stock of $<font class="_mt">30.60</font> and $<font class="_mt">26.50</font> per share on March 31, 2013 and 2012, respectively.</font></p> </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1252-109256<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 55<br><br> -Paragraph 52<br><br> -URI http://asc.fasb.org/extlink&amp;oid=16381557&amp;loc=d3e4984-109258<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 45<br><br> -Paragraph 3<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7655603&amp;loc=d3e1278-109256<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 225<br><br> -SubTopic 10<br><br> -Section S99<br><br> -Paragraph 2<br><br> -Subparagraph (SX 210.5-03.21)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br><br><br></p>
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  <body><span style="display: none;">v2.4.0.6</span><table class="report" border="0" cellspacing="2" id="ID0EWPAC">
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          <div style="width: 200px;"><strong>Earnings Per Share (Details) (USD $)<br></strong></div>
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          <div>Mar. 31, 2013</div>
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          <div>Mar. 31, 2012</div>
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          <div>Dec. 31, 2012</div>
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        <td class="text">&#xA0;<span></span></td>
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        <td class="nump">3,613,000<span></span></td>
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        <td class="nump">40,700<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The percentage rate used to calculate dividend payments on common stock.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Diluted Earnings Per Share<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Contingent Stock Agreement<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br><br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Glossary Antidilution<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br><br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 171<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph c<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (c)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 13, 14<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Price of a single share of a number of saleable stocks of a company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 260<br><br> -SubTopic 10<br><br> -Section 50<br><br> -Paragraph 1<br><br> -Subparagraph (a)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Emerging Issues Task Force (EITF)<br><br> -Number 07-4<br><br> -Paragraph 4<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Statement of Financial Accounting Standard (FAS)<br><br> -Number 128<br><br> -Paragraph 40<br><br> -Subparagraph a<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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          <div style="width: 200px;"><strong>Loans Receivable and Allowance for Loan Losses (Changes in the Accretable Yield for Purchased Credit Impaired Loans) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan.  This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 15<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7514592&amp;loc=d3e13503-111538<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 03-3<br><br> -Paragraph 16<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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                <p>The current period recognition due to accretion of the excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan.  This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 15<br><br> -Paragraph 2<br><br> -URI http://asc.fasb.org/extlink&amp;oid=7514592&amp;loc=d3e13503-111538<br><br><br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher FASB<br><br> -Name Accounting Standards Codification<br><br> -Topic 310<br><br> -SubTopic 30<br><br> -Section 50<br><br> -Paragraph 2<br><br> -Subparagraph (a)(2)<br><br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br><br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br><br> -Publisher AICPA<br><br> -Name Statement of Position (SOP)<br><br> -Number 03-3<br><br> -Paragraph 16<br><br> -Subparagraph a(2)<br><br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br><br><br></p>
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<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></p>

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<td> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 522.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="697" colspan="5">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>Three Months Ended</u>&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 522.6pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="697" colspan="5">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>March 31,</u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>2013 </u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <u>2012</u></font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: center; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="center">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Basic EPS weighted average shares outstanding</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">3,628 </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;3,613&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Dilutive effect of stock options</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">9</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="border-bottom: black 1px solid; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">Diluted EPS weighted average shares outstanding</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">3,637</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="border-bottom: black 3px double; text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right"><font style="font-family: 'Times New Roman','serif'; font-size: 10pt;" class="_mt">&nbsp;3,615</font></p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 5.4pt; width: 311.4pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="415">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 48pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="64">

<p style="margin: 2pt 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="68">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 60.5pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="81">

<p style="margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 5.4pt; width: 51.7pt; padding-right: 5.4pt; padding-top: 0in;" valign="top" width="69">

<p style="text-align: right; margin: 2pt 0in 0pt 0px; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal" align="right">&nbsp;</p></td></tr></table>

<p style="margin: 0in 0in 0pt; font-family: 'Arrus BT','serif'; font-size: 12pt;" class="MsoNormal"><b><font style="font-family: 'Times New Roman','serif';" class="_mt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></b></p></div> </div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
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                    <td>duration</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of an entity's basic and diluted earnings per share calculations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>No definition available.</p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</nobr></td>
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