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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
INTEREST INCOME    
Loans receivable, including fees $ 6,186 $ 6,373
Securities 868 1,026
Other 3 4
Total interest income 7,057 7,403
INTEREST EXPENSE    
Deposits 754 961
Short-term borrowings 12 11
Other borrowings 190 244
Total Interest Expense 956 1,216
Net Interest Income 6,101 6,187
PROVISION FOR LOAN LOSSES 800 350
Net Interest Income After Provision for Loan Losses 5,301 5,837
OTHER INCOME    
Service charges and fees 592 554
Income from fiduciary activities 85 98
Net realized gains on sales of securities 138 402
Gain on sale of loans and servicing rights 11 5
Earnings and proceeds on life insurance policies 925 132
Other 126 100
Total Other Income 1,877 1,291
OTHER EXPENSES    
Salaries and employee benefits 2,211 2,151
Occupancy 529 487
Data processing related operations 221 232
Federal Deposit Insurance Corporation insurance assessment 111 99
Professional fees 187 227
Taxes, other than income 174 152
Foreclosed real estate 191 122
Other 677 677
Total Other Expenses 4,301 4,147
Income before Income Taxes 2,877 2,981
INCOME TAX EXPENSE 569 795
Net Income $ 2,308 $ 2,186
EARNINGS PER SHARE    
BASIC $ 0.64 $ 0.61
DILUTED $ 0.63 $ 0.61