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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 2,308 $ 2,186
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 800 350
Depreciation 149 141
Amortization of intangible assets 37 40
Deferred income taxes 12 52
Net amortization of securities premiums and discounts 298 296
Net realized gains on sales of securities (138) (402)
Gain on life insurance policy (770) 0
Net increase in value of life insurance (155) (132)
Loss on sale of bank premises and equipment and foreclosed real estate 97 32
Gain on sale of mortgage loans and servicing rights (11) (5)
Mortgage loans originated for sale (1,101) (123)
Proceeds from sale of mortgage loans originated for sale 1,112 128
Compensation expense related to stock options 39 33
Decrease in accrued interest receivable and other assets (530) (495)
Increase (decrease) in accrued interest payable and other liabilities 732 (456)
Net cash provided by operating activities 2,879 1,645
CASH FLOWS FROM INVESTING ACTIVITIES    
Securities available for sale: Proceeds from sales 7,403 10,633
Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities 5,093 6,738
Securities available for sale: Purchases (16,867) (13,804)
Redemption of FHLB stock 97 180
Net increase iin loans (2,964) (21,692)
Proceeds from life insurance policy 1,859 0
Purchase of bank premises and equipment (14) (130)
Proceeds from sale of bank premises and equipment and foreclosed real estate 127 2,071
Net cash used in investing activities (5,266) (16,004)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 11,207 20,425
Net decrease in short-term borrowings (6,838) (5,940)
Repayments of other borrowings (144) (45)
Proceeds from other borrowings 3,000 0
Stock options exercised 142 39
Tax benefit of stock options exercised 11 2
Acquisition of treasury stock (319) (320)
Cash dividends paid (1,022) (984)
Net Cash(Used in) Provided by Financing Activities 6,037 13,177
Net Increase (Decrease) in Cash and Cash Equivalents 3,650 (1,182)
CASH AND CASH EQUIVALENTS- BEGINNING 12,295 21,423
CASH AND CASH EQUIVALENTS - ENDING 15,945 20,241
Supplemental Disclosure of Cash Flow Information    
Cash payments for: Interest on deposits and borrowings 1,116 1,204
Cash payments for: Income taxes paid, net of refunds (3) 197
Supplemental Schedule of Noncash Investing Activities    
Investment purchases 0 1,934
Transfer of loans to foreclosed real estate $ 486 $ 336