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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 9,872 $ 10,867
Interest bearing deposits with banks 17,425 1,428
Cash and cash equivalents 27,297 12,295
Securities available for sale 150,750 145,390
Securities held to maturity, fair value 2013: $175, 2012: $177 173 173
Loans receivable (net of unearned income) 480,715 476,710
Less: Allowance for loan losses 5,749 5,502
Net loans receivable 474,966 471,208
Regulatory stock, at cost 2,527 2,630
Bank premises and equipment, net 7,206 7,326
Bank owned life insurance 14,527 15,357
Accrued interest receivable 2,488 2,393
Foreclosed real estate owned 1,297 852
Goodwill 9,715 9,715
Other intangibles 575 647
Other assets 6,085 4,313
Total Assets 697,606 672,299
LIABILITIES    
Deposits: Non-interest bearing demand 93,881 82,075
Deposits: Interest-bearing 456,269 442,350
Total deposits 550,150 524,425
Short-term borrowings 32,075 28,697
Other borrowings 20,150 22,487
Accrued interest payable 1,037 1,242
Other liabilities 3,734 3,027
Total Liabilities 607,146 579,878
STOCKHOLDERS' EQUITY    
Common stock, $.10 par value per share, authorized 10,000,000; shares issued 2013: 3,708,718 shares, 2012: 3,371,849 shares 371 337
Surplus 34,949 24,737
Retained earnings 58,626 66,742
Treasury stock at cost: 2013: 80,438 shares, 2012: 75,426 shares (2,299) (2,192)
Accumulated other comprehensive income (1,187) 2,797
Total Stockholders' Equity 90,460 92,421
Total Liabilities and Stockholders' Equity $ 697,606 $ 672,299