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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 15,193 $ 10,867
Interest bearing deposits with banks 12,221 1,428
Cash and cash equivalents 27,414 12,295
Securities available for sale 150,904 145,390
Securities held to maturity, fair value 2013: $176, 2012: $177 174 173
Loans receivable (net of unearned income) 486,968 476,710
Less: Allowance for loan losses 5,559 5,502
Net loans receivable 481,409 471,208
Regulatory stock, at cost 2,141 2,630
Bank premises and equipment, net 7,250 7,326
Bank owned life insurance 14,653 15,357
Accrued interest receivable 2,373 2,393
Foreclosed real estate owned 993 852
Goodwill 9,715 9,715
Other intangibles 543 647
Other assets 6,202 4,313
Total Assets 703,771 672,299
LIABILITIES    
Deposits: Non-interest bearing demand 101,632 82,075
Deposits: Interest-bearing 447,066 442,350
Total deposits 548,698 524,425
Short-term borrowings 38,466 28,697
Other borrowings 19,956 22,487
Accrued interest payable 1,075 1,242
Other liabilities 4,230 3,027
Total Liabilities 612,425 579,878
STOCKHOLDERS' EQUITY    
Common stock, $.10 par value per share, authorized 10,000,000; shares issued 2013: 3,708,718 shares, 2012: 3,371,849 shares 371 337
Surplus 34,991 24,737
Retained earnings 59,710 66,742
Treasury stock at cost: 2013: 81,249 shares, 2012: 75,426 shares (2,154) (2,192)
Accumulated other comprehensive income (loss) (1,572) 2,797
Total Stockholders' Equity 91,346 92,421
Total Liabilities and Stockholders' Equity $ 703,771 $ 672,299