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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 6,284 $ 6,644
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 2,000 1,650
Depreciation 447 420
Amortization of intangible assets 104 116
Deferred income taxes (36) (404)
Net amortization of securities premiums and discounts 831 888
Net realized gains on sales of securities (590) (1,318)
Gain on life insurance policy (770)  
Net increase in value of life insurance (454) (395)
Loss (gain) on sale of bank premises and equipment and foreclosed real estate 290 (24)
Net gain on sale of mortgage loans (25) (163)
Mortgage loans originated for sale (1,609) (4,343)
Proceeds from sale of mortgage loans originated for sale 1,634 4,506
Compensation expense related to stock options 119 98
Decrease in accrued interest receivable and other assets 428 1,434
Increase (decrease) in accrued interest payable and other liabilities 1,006 (281)
Net cash provided by operating activities 9,659 8,828
CASH FLOWS FROM INVESTING ACTIVITIES    
Securities available for sale: Proceeds from sales 29,962 23,265
Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities 16,998 25,251
Securities available for sale: Purchases (59,334) (45,780)
Redemption of FHLB stock 489 661
Net increase in loans (12,908) (24,261)
Proceeds from life insurance policy 1,859  
Purchase of bank premises and equipment (371) (394)
Proceeds from sale of bank premises and equipment and foreclosed real estate 333 3,229
Net cash used in investing activities (22,972) (18,029)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 24,273 15,823
Net increase (decrease) in short-term borrowings 9,769 10,592
Repayments of other borrowings (5,531) (137)
Proceeds from other borrowings 3,000  
Stock options exercised 320 99
Tax benefit of stock options exercised 23 11
Acquisition of treasury stock (319) (320)
Cash dividends paid (3,103) (2,951)
Net Cash Provided by Financing Activities 28,432 23,117
Increase in cash and cash Equivalents 15,119 13,916
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 12,295 21,423
CASH AND CASH EQUIVALENTS, END OF PERIOD 27,414 35,339
Supplemental Disclosure of Cash Flow Information    
Cash payments for: Interest on deposits and borrowings 2,910 3,430
Cash payments for: Income taxes paid, net of refunds 1,664 1,408
Supplemental Schedule of Noncash Investing Activities    
Investment purchases   (774)
Transfers of loans to foreclosed real estate and repossession of other assets $ 787 $ 954