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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 12,196 $ 7,528
Interest bearing deposits with banks 3,182 335
Cash and cash equivalents 15,378 7,863
Securities available for sale 154,925 158,132
Securities held to maturity, fair value 2014: $0, 2013: $177   174
Loans receivable (net of unearned income) 502,316 503,097
Less: Allowance for loan losses 5,611 5,708
Net loans receivable 496,705 497,389
Regulatory stock, at cost 2,437 2,877
Bank premises and equipment, net 6,910 7,125
Bank owned life insurance 18,002 17,790
Accrued interest receivable 2,405 2,422
Foreclosed real estate owned 4,293 1,009
Goodwill 9,715 9,715
Other intangibles 446 510
Deferred tax asset 3,764 4,819
Other assets 1,882 1,409
Total Assets 716,862 711,234
LIABILITIES    
Deposits: Non-interest bearing demand 103,954 92,684
Deposits: Interest-bearing 450,760 448,498
Total deposits 554,714 541,182
Short-term borrowings 38,009 49,914
Other borrowings 22,983 23,761
Accrued interest payable 937 1,022
Other liabilities 4,017 3,491
Total Liabilities 620,660 619,370
STOCKHOLDERS' EQUITY    
Common stock, $.10 par value per share, authorized 10,000,000 shares; issued 3,708,718 shares 371 371
Surplus 35,091 35,010
Retained earnings 62,613 60,798
Treasury stock at cost: 2014: 70,747 shares, 2013: 64,628 shares (1,878) (1,713)
Accumulated other comprehensive income (loss) 5 (2,602)
Total Stockholders' Equity 96,202 91,864
Total Liabilities and Stockholders' Equity $ 716,862 $ 711,234