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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
INTEREST INCOME        
Loans receivable, including fees $ 5,933 $ 6,169 $ 11,913 $ 12,355
Securities 1,025 877 2,013 1,746
Other 2 10 2 12
Total interest income 6,960 7,056 13,928 14,113
INTEREST EXPENSE        
Deposits 618 719 1,253 1,473
Short-term borrowings 20 15 42 27
Other borrowings 167 178 333 368
Total Interest Expense 805 912 1,628 1,868
Net Interest Income 6,155 6,144 12,300 12,245
PROVISION FOR LOAN LOSSES 420 800 840 1,600
Net Interest Income after Provision for Loan Losses 5,735 5,344 11,460 10,645
OTHER INCOME        
Service charges and fees 583 620 1,159 1,221
Income from fiduciary activities 99 89 203 174
Net realized gains on sales of securities 509 254 603 392
Gain on sale of loans and servicing rights 26 1 66 3
Earnings and proceeds on bank owned life insurance 175 148 343 1,073
Other 76 100 147 226
Total other income 1,468 1,212 2,521 3,089
OTHER EXPENSES        
Salaries and employee benefits 2,172 2,124 4,336 4,335
Occupancy, furniture & equipment, net 518 550 1,096 1,079
Data processing related 229 230 441 452
Taxes, other than income 161 179 326 352
Professional fees 174 172 340 359
Federal Deposit Insurance Corporation insurance assessment 102 110 216 221
Foreclosed real estate owned 396 86 461 277
Other 721 682 1,389 1,359
Total other expenses 4,473 4,133 8,605 8,434
Income before Income Taxes 2,730 2,423 5,376 5,300
INCOME TAX EXPENSE 696 584 1,378 1,153
Net Income $ 2,034 $ 1,839 $ 3,998 $ 4,147
EARNINGS PER SHARE        
BASIC EARNINGS PER SHARE $ 0.56 $ 0.51 $ 1.10 $ 1.15
DILUTED EARNINGS PER SHARE $ 0.56 $ 0.51 $ 1.10 $ 1.14