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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 3,998 $ 4,147
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 840 1,600
Depreciation 294 299
Amortization of intangible assets 64 72
Deferred income taxes (291) 32
Net amortization of securities premiums and discounts 424 565
Net realized gain on sales of securities (603) (392)
Gain on life insurance policy (5) (770)
Net increase in value of life insurance (338) (304)
Loss on sale of bank premises and equipment and foreclosed real estate 159 103
Net gain on sale of mortgage loans (72) (25)
Mortgage loans originated for sale (2,228) (1,609)
Proceeds from sale of mortgage loans originated for sale 2,300 1,634
Compensation expense related to stock options 80 79
(Increase) decrease in accrued interest receivable and other assets (409) 141
Increase in accrued interest payable and other liabilities 443 474
Net cash provided by operating activities 4,656 6,046
CASH FLOWS FROM INVESTING ACTIVITIES    
Securities available for sale: Proceeds from sales 31,865 15,299
Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities 8,001 12,813
Securities available for sale: Purchases (32,528) (39,680)
Securities held to maturity, proceeds from maturities 175  
Purchase of FHLB Stock (751)  
Redemption of FHLB Stock 1,191 103
Net increase in loans (3,730) (6,066)
Proceeds from life insurance policy 75 1,859
Purchase of bank premises and equipment (79) (179)
Proceeds from sale of bank premises and equipment and foreclosed real estate 140 216
Net cash provided by (used in) investing activities 4,359 (15,635)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 13,532 25,725
Net (decrease) increase in short-term borrowings (11,905) 3,378
Repayments of other borrowings (778) (5,337)
Proceeds from other borrowings   3,000
Stock options exercised 14 180
Tax benefit of stock options exercised 1 16
Acquisition of treasury stock (179) (319)
Cash dividends paid (2,185) (2,052)
Net cash (used in) provided by financing activities (1,500) 24,591
Increase in cash and cash equivalents 7,515 15,002
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 7,863 12,295
CASH AND CASH EQUIVALENTS, END OF PERIOD 15,378 27,297
Supplemental Disclosure of Cash Flow Information    
Cash payments for: Interest on deposits and borrowings 1,713 2,073
Cash payments for: Income taxes paid, net of refunds 1,337 1,110
Supplemental Schedule of Noncash Investing Activities    
Transfers of loans to foreclosed real estate and repossession of other assets $ 3,583 $ 786