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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
INTEREST INCOME        
Loans receivable, including fees $ 5,972 $ 6,202 $ 17,885 $ 18,557
Securities 968 939 2,981 2,685
Other 1 5 3 17
Total interest income 6,941 7,146 20,869 21,259
INTEREST EXPENSE        
Deposits 600 701 1,852 2,174
Short-term borrowings 19 17 62 44
Other borrowings 168 158 501 525
Total Interest Expense 787 876 2,415 2,743
Net Interest Income 6,154 6,270 18,454 18,516
PROVISION FOR LOAN LOSSES 420 400 1,260 2,000
Net Interest Income after Provision for Loan Losses 5,734 5,870 17,194 16,516
OTHER INCOME        
Service charges and fees 587 614 1,746 1,834
Income from fiduciary activities 125 111 328 285
Net realized gains on sales of securities 301 198 904 590
Gains on sale of loans and servicing rights (15) (12) 50 (9)
Earnings and proceeds on bank owned life insurance 170 150 514 1,224
Other 94 155 241 381
Total other income 1,262 1,216 3,783 4,305
OTHER EXPENSES        
Salaries and employee benefits 2,028 2,103 6,364 6,438
Occupancy, furniture & equipment, net 505 507 1,601 1,586
Data processing related 240 221 680 673
Taxes, other than income 161 179 488 531
Professional fees 136 139 475 498
Federal Deposit Insurance Corporation insurance 104 114 320 335
Foreclosed real estate owned 271 217 733 494
Other 679 693 2,068 2,052
Total other expenses 4,124 4,173 12,729 12,607
Income before Income Taxes 2,872 2,913 8,248 8,214
INCOME TAX EXPENSE 754 777 2,132 1,930
Net Income $ 2,118 $ 2,136 $ 6,116 $ 6,284
EARNINGS PER SHARE        
BASIC EARNINGS PER SHARE $ 0.58 $ 0.59 $ 1.68 $ 1.73
DILUTED EARNINGS PER SHARE $ 0.58 $ 0.59 $ 1.68 $ 1.73