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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
INTEREST INCOME        
Loans receivable, including fees $ 5,958 $ 5,972 $ 17,943 $ 17,885
Securities 911 968 2,884 2,981
Other 3 1 15 3
Total interest income 6,872 6,941 20,842 20,869
INTEREST EXPENSE        
Deposits 611 600 1,833 1,852
Short-term borrowings 19 19 47 62
Other borrowings 189 168 553 501
Total interest expense 819 787 2,433 2,415
Net Interest Income 6,053 6,154 18,409 18,454
Provision for loan losses 720 420 1,760 1,260
Net interest income after provision for loan losses 5,333 5,734 16,649 17,194
OTHER INCOME        
Service charges and fees 595 587 1,789 1,746
Income from fiduciary activities 126 125 341 328
Net realized gains on sales of securities 63 301 508 904
Gains on sale of loans and servicing rights, net 13 (15) 43 50
Earnings and proceeds on bank owned life insurance 167 170 497 514
Other 107 94 305 241
Total other income 1,071 1,262 3,483 3,783
OTHER EXPENSES        
Salaries and employee benefits 2,175 2,028 6,383 6,364
Occupancy, furniture & equipment, net 473 505 1,571 1,601
Data processing related 247 240 682 680
Taxes, other than income 175 161 525 488
Professional fees 140 136 447 475
Federal Deposit Insurance Corporation insurance 119 104 278 320
Foreclosed real estate owned 47 271 436 733
Amortization of intangibles 24 28 80 92
Other 670 651 2,023 1,976
Total other expenses 4,070 4,124 12,425 12,729
Income before Income Taxes 2,334 2,872 7,707 8,248
Income tax expense 557 754 1,926 2,132
Net Income $ 1,777 $ 2,118 $ 5,781 $ 6,116
EARNINGS PER SHARE        
BASIC EARNINGS PER SHARE $ 0.48 $ 0.58 $ 1.57 $ 1.68
DILUTED EARNINGS PER SHARE $ 0.48 $ 0.58 $ 1.57 $ 1.68