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Loans Receivable and Allowance for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2015
Loans Receivable and Allowance for Loan Losses [Abstract] |
Composition of Loans Receivable [Table Text Block] |
| December 31, 2015 |  | December 31, 2014
Real Estate: |  |  |  |  |  |  |  |  |  |  |
Residential | $ | 161,820 |  | 28.9 | % |  | $ | 158,139 |  | 31.5 | %
Commercial |  | 279,123 |  | 49.8 |  |  |  | 261,956 |  | 52.2 |
Construction |  | 18,987 |  | 3.4 |  |  |  | 19,221 |  | 3.9 |
Commercial, financial and agricultural |  | 71,090 |  | 12.7 |  |  |  | 42,514 |  | 8.5 |
Consumer loans to individuals |  | 29,231 |  | 5.2 |  |  |  | 19,704 |  | 3.9 |
Total loans |  | 560,251 |  | 100.0 | % |  |  | 501,534 |  | 100.0 | %
Deferred fees, net |  | (326) |  |  |  |  |  | (399) |  |  |
Total loans receivable |  | 559,925 |  |  |  |  |  | 501,135 |  |  |
Allowance for loan losses |  | (7,298) |  |  |  |  |  | (5,875) |  |  |
Net loans receivable | $ | 552,627 |  |  |  |  | $ | 495,260 |  |  |
Changes In The Accretable Yield For Purchased Credit Impaired Loans [Table Text Block] |
| 2015 |  | 2014 |  | 2013
Balance at beginning of period | $ | 8 |  | $ | 20 |  | $ | 76
Accretion |  | (1) |  |  | (12) |  |  | (56)
Reclassification and other |  | (7) |  |  | - |  |  | -
Balance at end of period | $ | - |  | $ | 8 |  | $ | 20
Additional Information Regarding Loans Acquired and Accounted for in Accordance with ASC 310-30 [Table Text Block] |
| December 31, 2015 |  | December 31, 2014
Outstanding Balance | $ | 498 |  | $ | 1,057
Carrying Amount | $ | 498 |  | $ | 1,049
Schedule of Loans Individually and Collectively Evaluated for Impairment [Table Text Block] |
| Real Estate Loans |  |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  |  |  | Commercial |  | Consumer |  |  |
| Residential |  | Commercial |  | Construction |  | Loans |  | Loans |  | Total
| (In thousands)
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 28 |  | $ | 8,660 |  | $ | - |  | $ | 42 |  | $ | - |  | $ | 8,730
Loans acquired with deteriorated credit quality |  | 140 |  |  | 358 |  |  | - |  |  | - |  |  | - |  |  | 498
Collectively evaluated for impairment |  | 161,652 |  |  | 270,105 |  |  | 18,987 |  |  | 71,048 |  |  | 29,231 |  |  | 551,023
Total Loans | $ | 161,820 |  | $ | 279,123 |  | $ | 18,987 |  | $ | 71,090 |  | $ | 29,231 |  | $ | 560,251
| Real Estate Loans |  |  |  |  |  |  |  |  |
|  |  |  |  |  |  |  |  |  | Commercial |  | Consumer |  |  |
| Residential |  | Commercial |  | Construction |  | Loans |  | Loans |  | Total
| (In thousands)
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | - |  | $ | 10,556 |  | $ | - |  | $ | - |  | $ | - |  | $ | 10,556
Loans acquired with deteriorated credit quality |  | 225 |  |  | 824 |  |  | - |  |  | - |  |  | - |  |  | 1,049
Collectively evaluated for impairment |  | 157,914 |  |  | 250,576 |  |  | 19,221 |  |  | 42,514 |  |  | 19,704 |  |  | 489,929
Total Loans | $ | 158,139 |  | $ | 261,956 |  | $ | 19,221 |  | $ | 42,514 |  | $ | 19,704 |  | $ | 501,534
Impaired Loans and Related Interest Income by Loan Portfolio Class [Table Text Block] |
|  |  |  | Unpaid |  |  |
| Recorded |  | Principal |  | Associated
| Investment |  | Balance |  | Allowance
December 31, 2015 | (In thousands)
With no related allowance recorded: |  |  |  |  |  |  |  |
Real Estate Loans |  |  |  |  |  |  |  |
Residential | $ | 168 |  | $ | 173 |  | $ | -
Commercial |  | 2,644 |  |  | 4,610 |  |  | -
Commercial, financial and agricultural |  | 43 |  |  | 43 |  |  |
Subtotal |  | 2,855 |  |  | 4,826 |  |  | -
With an allowance recorded: |  |  |  |  |  |  |  |
Real Estate Loans |  |  |  |  |  |  |  |
Commercial |  | 6,373 |  |  | 6,446 |  |  | 1,613
Subtotal |  | 6,373 |  |  | 6,446 |  |  | 1,613
Total: |  |  |  |  |  |  |  |
Real Estate Loans |  |  |  |  |  |  |  |
Residential |  | 168 |  |  | 173 |  |  | -
Commercial |  | 9,017 |  |  | 11,056 |  |  | 1,613
Commercial, financial and agricultural |  | 43 |  |  | 43 |  |  | -
Total Impaired Loans | $ | 9,228 |  | $ | 11,272 |  | $ | 1,613
|  |  |  | Unpaid |  |  |
| Recorded |  | Principal |  | Associated
| Investment |  | Balance |  | Allowance
December 31, 2014 | (In thousands)
With no related allowance recorded: |  |  |  |  |  |  |  |
Real Estate Loans |  |  |  |  |  |  |  |
Residential | $ | 225 |  | $ | 233 |  | $ | -
Commercial |  | 8,407 |  |  | 8,566 |  |  | -
Subtotal |  | 8,632 |  |  | 8,799 |  |  | -
With an allowance recorded: |  |  |  |  |  |  |  |
Real Estate Loans |  |  |  |  |  |  |  |
Commercial |  | 2,973 |  |  | 3,837 |  |  | 293
Subtotal |  | 2,973 |  |  | 3,837 |  |  | 293
Total: |  |  |  |  |  |  |  |
Real Estate Loans |  |  |  |  |  |  |  |
Residential |  | 225 |  |  | 233 |  |  | -
Commercial |  | 11,380 |  |  | 12,403 |  |  | 293
Total Impaired Loans | $ | 11,605 |  | $ | 12,636 |  | $ | 293
The following information for impaired loans is presented for the year ended December 31, 2015 and 2014:
| Average Recorded | Average Recorded |  | Interest Income
|  | Investment |  | Recognized
| 2015 |  | 2014 |  |  | 2013 |  | 2015 |  | 2014 |  |  | 2013
| (In thousands) |  |  |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential | $ | 159 |  | $ | 233 |  | $ | 252 |  | $ | 4 |  | $ | 5 |  | $ | 5
Commercial |  | 8,847 |  |  | 7,492 |  |  | 10,328 |  |  | 526 |  |  | 503 |  |  | 236
Commercial Loans |  | 9 |  |  | - |  |  | - |  |  | 2 |  |  | - |  |  | -
Total Loans | $ | 9,015 |  | $ | 7,725 |  | $ | 10,580 |  | $ | 532 |  | $ | 508 |  | $ | 241
Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating [Table Text Block] |
|  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |
| Pass |  | Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate loans | $ | 267,892 |  | $ | 1,837 |  | $ | 9,394 |  | $ | - |  | $ | - |  | $ | 279,123
Commercial |  | 71,047 |  |  | - |  |  | 43 |  |  | - |  |  | - |  |  | 71,090
Total | $ | 338,939 |  | $ | 1,837 |  | $ | 9,437 |  | $ | - |  | $ | - |  | $ | 350,213
|  |  |  | Special |  |  |  |  |  |  |  |  |  |  |  |
| Pass |  | Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial real estate loans | $ | 246,629 |  | $ | 1,983 |  | $ | 13,344 |  | $ | - |  | $ | - |  | $ | 261,956
Commercial |  | 42,514 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 42,514
Total | $ | 289,143 |  | $ | 1,983 |  | $ | 13,344 |  | $ | - |  | $ | - |  | $ | 304,470
For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits. Nonperforming loans include loans that have been placed on nonaccrual status and loans remaining in accrual status on which the contractual payment of principal and interest has become 90 days past due. The following table presents the recorded investment in the loan classes based on payment activity as of December 31, 2015 and December 31, 2014 (in thousands):
| Performing |  | Nonperforming |  | Total
December 31, 2015 |  |  |  |  |  |  |  |
Residential real estate loans | $ | 161,380 |  | $ | 440 |  | $ | 161,820
Construction |  | 18,987 |  |  | - |  |  | 18,987
Consumer loans to individuals |  | 29,231 |  |  | - |  |  | 29,231
Total | $ | 209,598 |  | $ | 440 |  | $ | 210,038
| Performing |  | Nonperforming |  | Total
December 31, 2014 |  |  |  |  |  |  |  |
Residential real estate loans | $ | 156,464 |  | $ | 1,675 |  | $ | 158,139
Construction |  | 19,221 |  |  | - |  |  | 19,221
Consumer loans to individuals |  | 19,700 |  |  | 4 |  |  | 19,704
Total | $ | 195,385 |  | $ | 1,679 |  | $ | 197,064
Loan Portfolio Summarized by the Past Due Status [Table Text Block] |
| Current |  | 31-60 Days Past Due |  | 61-90 Days Past Due |  | Greater than 90 Days Past Due and still accruing |  | Non-Accrual |  | Total Past Due and Non-Accrual |  | Total Loans
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential | $ | 160,683 |  | $ | 646 |  | $ | 51 |  | $ | - |  | $ | 440 |  | $ | 1,137 |  | $ | 161,820
Commercial |  | 272,125 |  |  | 310 |  |  | 39 |  |  | - |  |  | 6,649 |  |  | 6,998 |  |  | 279,123
Construction |  | 18,959 |  |  | 28 |  |  | - |  |  | - |  |  | - |  |  | 28 |  |  | 18,987
Commercial loans |  | 71,043 |  |  | 4 |  |  | - |  |  | - |  |  | 43 |  |  | 47 |  |  | 71,090
Consumer loans |  | 29,179 |  |  | 41 |  |  | 11 |  |  | - |  |  | - |  |  | 52 |  |  | 29,231
Total | $ | 551,989 |  | $ | 1,029 |  | $ | 101 |  | $ | - |  | $ | 7,132 |  | $ | 8,262 |  | $ | 560,251
| Current |  | 31-60 Days Past Due |  | 61-90 Days Past Due |  | Greater than 90 Days Past Due and still accruing |  | Non-Accrual |  | Total Past Due and Non-Accrual |  | Total Loans
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential | $ | 156,242 |  | $ | 222 |  | $ | - |  | $ | - |  | $ | 1,675 |  | $ | 1,897 |  | $ | 158,139
Commercial |  | 252,495 |  |  | 5,100 |  |  | 440 |  |  | - |  |  | 3,921 |  |  | 9,461 |  |  | 261,956
Construction |  | 19,221 |  |  | - |  |  | - |  |  | - |  |  | - |  |  | - |  |  | 19,221
Commercial loans |  | 42,500 |  |  | 14 |  |  | - |  |  | - |  |  | - |  |  | 14 |  |  | 42,514
Consumer loans |  | 19,606 |  |  | 94 |  |  | - |  |  | - |  |  | 4 |  |  | 98 |  |  | 19,704
Total | $ | 490,064 |  | $ | 5,430 |  | $ | 440 |  | $ | - |  | $ | 5,600 |  | $ | 11,470 |  | $ | 501,534
Allowance for Loan Losses and Recorded Investment in Financing Receivables [Table Text Block] |
| Year ended December 31,
| (dollars in thousands)
| 2015 |  | 2014 |  |  | 2013
Allowance at beginning of period | $ | 5,875 |  | $ | 5,708 |  | $ | 5,502
Charge-offs: |  |  |  |  |  |  |  |
Real Estate loans |  |  |  |  |  |  |  |
Residential |  | (224) |  |  | (270) |  |  | (603)
Commercial |  | (2,883) |  |  | (1,196) |  |  | (1,488)
Construction |  | - |  |  | - |  |  | (40)
Commercial loans |  | - |  |  | - |  |  | (4)
Consumer loans |  | (91) |  |  | (80) |  |  | (90)
Total |  | (3,198) |  |  | (1,546) |  |  | (2,225)
Recoveries: |  |  |  |  |  |  |  |
Real Estate loans |  |  |  |  |  |  |  |
Residential |  | 20 |  |  | - |  |  | 9
Commercial |  | - |  |  | 2 |  |  | -
Construction |  | - |  |  | - |  |  | -
Commercial loans |  | - |  |  | - |  |  | -
Consumer loans |  | 21 |  |  | 31 |  |  | 22
Total |  | 41 |  |  | 33 |  |  | 31
Provision for loan losses |  | 4,580 |  |  | 1,680 |  |  | 2,400
Allowance at end of period | $ | 7,298 |  | $ | 5,875 |  | $ | 5,708
The following table presents the allowance for loan losses by the classes of the loan portfolio:
(In thousands) | Residential Real Estate |  | Commercial Real Estate |  | Construction |  | Commercial |  | Consumer |  | Total
Beginning balance, December 31, 2014 | $ | 1,323 |  | $ | 3,890 |  | $ | 222 |  | $ | 256 |  | $ | 184 |  | $ | 5,875
Charge Offs |  | (224) |  |  | (2,883) |  |  | - |  |  | - |  |  | (91) |  |  | (3,198)
Recoveries |  | 20 |  |  | - |  |  | - |  |  | - |  |  | 21 |  |  | 41
Provision for loan losses |  | (50) |  |  | 4,499 |  |  | (132) |  |  | 141 |  |  | 122 |  |  | 4,580
Ending balance, December 31, 2015 | $ | 1,069 |  | $ | 5,506 |  | $ | 90 |  | $ | 397 |  | $ | 236 |  | $ | 7,298
Ending balance individually evaluated for impairment | $ | - |  | $ | 1,613 |  | $ | - |  | $ | - |  | $ | - |  | $ | 1,613
Ending balance collectively evaluated for impairment | $ | 1,069 |  | $ | 3,893 |  | $ | 90 |  | $ | 397 |  | $ | 236 |  | $ | 5,685
(In thousands) | Residential Real Estate |  | Commercial Real Estate |  | Construction |  | Commercial |  | Consumer |  | Total
Beginning balance, December 31, 2013 | $ | 1,441 |  | $ | 3,025 |  | $ | 898 |  | $ | 184 |  | $ | 160 |  | $ | 5,708
Charge Offs |  | (270) |  |  | (1,196) |  |  | - |  |  | - |  |  | (80) |  |  | (1,546)
Recoveries |  | - |  |  | 2 |  |  | - |  |  | - |  |  | 31 |  |  | 33
Provision for loan losses |  | 152 |  |  | 2,059 |  |  | (676) |  |  | 72 |  |  | 73 |  |  | 1,680
Ending balance, December 31, 2014 | $ | 1,323 |  | $ | 3,890 |  | $ | 222 |  | $ | 256 |  | $ | 184 |  | $ | 5,875
Ending balance individually evaluated for impairment | $ | - |  | $ | 293 |  | $ | - |  | $ | - |  | $ | - |  | $ | 293
Ending balance collectively evaluated for impairment | $ | 1,323 |  | $ | 3,597 |  | $ | 222 |  | $ | 256 |  | $ | 184 |  | $ | 5,582

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