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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
INTEREST INCOME      
Loans receivable, including fees $ 24,002 $ 23,841 $ 24,576
Securities: Taxable 1,918 2,032 1,662
Securities: Tax exempt 1,843 1,888 1,995
Other 16 7 26
Total interest income 27,779 27,768 28,259
INTEREST EXPENSE      
Deposits 2,421 2,463 2,848
Short-term borrowings 85 77 66
Other borrowings 752 668 684
Total interest expense 3,258 3,208 3,598
Net Interest Income 24,521 24,560 24,661
Provision for loan losses 4,580 1,680 2,400
Net interest income after provision for loan losses 19,941 22,880 22,261
OTHER INCOME      
Service charges and fees 2,440 2,350 2,412
Income from fiduciary activities 439 437 379
Net realized gains on sales of securities 626 1,170 881
Net gain on sale of loans and servicing rights 104 132 112
Earnings and proceeds on life insurance policies 665 685 1,386
Other 425 336 445
Total other income 4,699 5,110 5,615
OTHER EXPENSES      
Salaries and employee benefits 8,535 8,616 8,447
Occupancy 1,660 1,676 1,598
Furniture and equipment 422 441 538
Data processing related operations 943 929 891
Federal Deposit Insurance Corporation insurance assessment 411 420 444
Advertising 240 224 208
Professional fees 730 671 626
Postage and telephone 436 414 435
Taxes, other than income 711 649 710
Foreclosed real estate expense 911 1,555 567
Amortization of intangible assets 105 121 137
Other 1,996 2,011 2,104
Total other expenses 17,100 17,727 16,705
Income before Income Taxes 7,540 10,263 11,171
Income tax expense 1,632 2,606 2,706
Net Income $ 5,908 $ 7,657 $ 8,465
EARNINGS PER SHARE      
BASIC EARNINGS PER SHARE $ 1.60 $ 2.10 $ 2.33
DILUTED EARNINGS PER SHARE $ 1.60 $ 2.10 $ 2.33