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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES      
Net Income $ 6,711 $ 5,908 $ 7,657
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for Loan Losses 2,050 4,580 1,680
Depreciation 726 551 572
Amortization of intangible assets 122 105 121
Deferred income taxes 746 (387) (51)
Net amortization of securities premiums and discounts 1,648 936 860
Net realized gain on sales of securities (284) (626) (1,170)
Earnings and proceeds on life insurance policies (888) (665) (685)
Loss on sales of fixed assets and foreclosed real estate owned 11 427 920
Net gain on sale of mortgage loans (54) (113) (150)
Mortgage loans originated for sale (1,685) (4,297) (4,269)
Proceeds from sale of mortgage loans originated for sale 1,739 4,410 4,419
Compensation expense related to stock options 71 66 154
Compensation expense related to restricted stock 89 55  
Decrease (increase) in accrued interest receivable 346 (24) 83
Increase (decrease) in accrued interest payable 17 (9) (57)
Other, net (27) (419) 447
Net Cash Provided by Operating Activities 11,338 10,498 10,531
CASH FLOWS FROM INVESTING ACTIVITIES      
Securities available for sale: Proceeds from sales 110,748 44,976 66,263
Securities available for sale: Proceeds from maturities and principal reductions on mortgage-backed securities 26,182 22,853 14,859
Securities available for sale: Purchases (100,982) (50,565) (74,426)
Proceeds from maturities on securities held-to-maturity     175
Purchase of regulatory stock (2,883) (4,095) (1,963)
Redemption of regulatory stock 4,455 2,397 3,126
Net increase in loans (43,468) (65,830) (4,270)
Proceeds from bank-owned life insurance 205   75
Purchase of bank-owned life insurance (2,000)    
Purchase of premises and equipment (511) (290) (193)
Proceeds from sales of foreclosed real estate owned and fixed assets 685 4,310 1,045
Acquisition, net of cash and cash equivalents acquired 11,112    
Net Cash Provided by (Used in) Investing Activities 3,543 (46,244) 4,691
CASH FLOWS FROM FINANCING ACTIVITIES      
Net increase (decrease) in deposits 47,213 (9,035) 18,762
Net (decrease) increase in short-term borrowings (21,800) 27,540 (24,219)
Repayment of long-term debt (28,981) (10,074) (1,561)
Proceeds from other borrowings   29,000  
Stock options exercised 843 441 691
Tax benefit of stock options exercised 38 16 17
ESOP purchase of shares from treasury stock 131 146 150
Purchase of treasury stock (447) (127) (179)
Cash dividends paid (4,714) (4,527) (4,370)
Net Cash (Used in) Provided by Financing Activities (7,717) 33,380 (10,709)
Net Increase (Decrease) in Cash and Cash Equivalents 7,164 (2,366) 4,513
CASH AND CASH EQUIVALENTS - BEGINNING 10,010 12,376 7,863
CASH AND CASH EQUIVALENTS - ENDING 17,174 10,010 12,376
Supplemental Disclosure of Cash Flow Information      
Cash payments for: Interest paid 3,542 3,267 3,264
Cash payments for: Income taxes paid, net of refunds 1,535 2,315 2,645
Supplemental Schedule of Noncash Investing Activities      
Transfers of loans to foreclosed real estate and repossession of other assets 3,246 3,880 4,704
Dividends payable 1,331 $ 1,147 $ 1,100
Merger with Delaware Bancshares, Inc.      
Noncash assets acquired: Securities available-for-sale 208,488    
Noncash assets acquired: Regulatory stock 279    
Noncash assets acquired: Loans 116,674    
Noncash assets acquired: Premises and equipment, net 7,292    
Noncash assets acquired: Accrued interest receivable 1,626    
Noncash assets acquired: Bank-owned life insurance 14,762    
Noncash assets acquired: Core deposit intangibles 449    
Noncash assets acquired: Deferred tax assets 3,034    
Noncash assets acquired: Other assets 3,281    
Noncash assets acquired: Goodwill 1,616    
Total Noncash assets acquired 357,501    
Liabilities assumed:      
Time deposits 71,342    
Deposits other than time deposits 255,921    
Borrowings 21,232    
Accrued interest payable 95    
Other liabilities 7,873    
Total Liabilities assumed 356,463    
Net Noncash Assets Acquired 1,038    
Cash Acquired $ 14,977