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Loans Receivable and Allowance for Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2017
Loans Receivable and Allowance for Loan Losses [Abstract] |
Composition of Loans Receivable [Table Text Block] |
﻿ |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |
﻿ | Types of loans |
﻿ | (dollars in thousands) |
﻿ |  |  |  |  |  |  |  |  |  |  |
﻿ | March 31, 2017 |  |  | December 31, 2016 |
﻿Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |
﻿Residential | $ | 236,676 |  | 32.9 | % |  | $ | 237,177 |  | 33.2 | %
﻿Commercial |  | 327,067 |  | 45.5 |  |  |  | 320,187 |  | 44.8 |
﻿Construction |  | 18,075 |  | 2.5 |  |  |  | 19,709 |  | 2.8 |
﻿Commercial, financial and agricultural |  | 82,183 |  | 11.4 |  |  |  | 85,508 |  | 12.0 |
﻿Consumer loans to individuals |  | 55,648 |  | 7.7 |  |  |  | 51,524 |  | 7.2 |
﻿Total loans |  | 719,649 |  | 100.0 | % |  |  | 714,105 |  | 100.0 | %
﻿Deferred fees, net |  | (206) |  |  |  |  |  | (216) |  |  |
﻿Total loans receivable |  | 719,443 |  |  |  |  |  | 713,889 |  |  |
﻿Allowance for loan losses |  | (6,901) |  |  |  |  |  | (6,463) |  |  |
﻿Net loans receivable | $ | 712,542 |  |  |  |  | $ | 707,426 |  |  |
﻿
Components of purchase accounting adjustments related to purchased impaired loans acquired [Table Text Block] |
﻿ |  |  |
﻿ |  |  |
﻿(In Thousands) |  |  | July 31, 2016
﻿ |  |  |
﻿Contractually required principal and interest |  | $ | 2,621
﻿Non-accretable discount |  |  | (1,014)
﻿Expected cash flows |  |  | 1,607
﻿Accretable discount |  |  | (239)
﻿Estimated fair value |  | $ | 1,368
﻿
Changes in amortizable yield for purchased credit-impaired loans [Table Text Block] |
﻿ |  |  |  |  |
﻿ |  |  |  |  |
﻿ | 2017 |  |
﻿Balance at beginning of period | $ | 208 |  |  |
﻿Additions |  | - |  |  |
﻿Accretion |  | (19) |  |  |
﻿Reclassification and other |  | - |  |  |
﻿Balance at end of period | $ | 189 |  |  |
﻿
Additional Information Regarding Loans Acquired and Accounted for in Accordance with ASC 310-30 [Table Text Block] |
﻿ |  |  |  |  |
﻿ |  |  |  |  |
﻿ | March 31, 2017 |  | December 31, 2016
﻿ |  |  |  |  |
﻿Outstanding Balance | $ | 1,743 |  | $ | 1,821
﻿Carrying Amount | $ | 1,356 |  | $ | 1,386
﻿
Impaired Loans and Related Interest Income by Loan Portfolio Class [Table Text Block] | The following table shows the amount of loans in each category that were individually and collectively evaluated for impairment at the dates indicated: ﻿ ﻿
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ | Real Estate Loans |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  | Commercial |  | Consumer |  |  |
﻿ | Residential |  | Commercial |  | Construction |  | Loans |  | Loans |  | Total
﻿March 31, 2017 | (In thousands)
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ Individually evaluated for impairment | $ | 83 |  | $ | 2,518 |  | $ | - |  | $ | - |  | $ | - |  | $ | 2,601
﻿Loans acquired with deteriorated credit quality |  | 826 |  |  | 530 |  |  | - |  |  | - |  |  | - |  |  | 1,356
﻿ Collectively evaluated for impairment |  | 235,767 |  |  | 324,019 |  |  | 18,075 |  |  | 82,183 |  |  | 55,648 |  |  | 715,692
﻿Total Loans | $ | 236,676 |  | $ | 327,067 |  | $ | 18,075 |  | $ | 82,183 |  | $ | 55,648 |  | $ | 719,649
﻿ ﻿
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ | Real Estate Loans |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  | Commercial |  | Consumer |  |  |
﻿ | Residential |  | Commercial |  | Construction |  | Loans |  | Loans |  | Total
﻿ | (In thousands)
﻿December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿Individually evaluated for impairment | $ | 23 |  | $ | 2,601 |  | $ | - |  | $ | - |  | $ | - |  | $ | 2,624
﻿Loans acquired with deteriorated credit quality |  | 821 |  |  | 565 |  |  | - |  |  | - |  |  | - |  |  | 1,386
﻿Collectively evaluated for impairment |  | 236,333 |  |  | 317,021 |  |  | 19,709 |  |  | 85,508 |  |  | 51,524 |  |  | 710,095
﻿Total Loans | $ | 237,177 |  | $ | 320,187 |  | $ | 19,709 |  | $ | 85,508 |  | $ | 51,524 |  | $ | 714,105
﻿ ﻿ The following table includes the recorded investment and unpaid principal balances for impaired loans with the associated allowance amount, if applicable. ﻿
﻿ |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |
﻿ |  |  |  | Unpaid |  |  |
﻿ | Recorded |  | Principal |  | Associated
﻿ | Investment |  | Balance |  | Allowance
﻿March 31, 2017 |  |  |  |  | (in thousands) |  |
﻿With no related allowance recorded: |  |  |  |  |  |  |  |
﻿Real Estate Loans |  |  |  |  |  |  |  |
﻿ Residential | $ | 83 |  | $ | 88 |  | $ | -
﻿ Commercial |  | 2,518 |  |  | 3,399 |  |  | -
﻿Subtotal |  | 2,601 |  |  | 3,487 |  |  | -
﻿Total: |  |  |  |  |  |  |  |
﻿Real Estate Loans |  |  |  |  |  |  |  |
﻿ Residential |  | 83 |  |  | 88 |  |  | -
﻿ Commercial |  | 2,518 |  |  | 3,399 |  |  | -
﻿Total Impaired Loans | $ | 2,601 |  | $ | 3,487 |  | $ | -
﻿ ﻿
﻿ |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |
﻿ |  |  |  | Unpaid |  |  |
﻿ | Recorded |  | Principal |  | Associated
﻿ | Investment |  | Balance |  | Allowance
﻿December 31, 2016 |  |  |  |  | (in thousands) |  |
﻿With no related allowance recorded: |  |  |  |  |  |  |  |
﻿Real Estate Loans |  |  |  |  |  |  |  |
﻿Residential | $ | 23 |  | $ | 28 |  | $ | -
﻿Commercial |  | 2,601 |  |  | 3,427 |  |  | -
﻿Subtotal |  | 2,624 |  |  | 3,455 |  |  | -
﻿Total: |  |  |  |  |  |  |  |
﻿Real Estate Loans |  |  |  |  |  |  |  |
﻿Residential |  | 23 |  |  | 28 |  |  | -
﻿Commercial |  | 2,601 |  |  | 3,427 |  |  | -
﻿Total Impaired Loans | $ | 2,624 |  | $ | 3,455 |  | $ | -
﻿ ﻿ ﻿ ﻿ ﻿ ﻿ The following table presents the average recorded investment in impaired loans and the related amount of interest income recognized during the three months ended March 31, 2017 and 2016 (in thousands): ﻿ ﻿
﻿ |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |
﻿ | Average Recorded |  | Interest Income
﻿ | Investment |  | Recognized
﻿ | 2017 |  | 2016 |  | 2017 |  | 2016
﻿ |  |  |  |  |  |  |  |  |  |  |
﻿Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |
﻿Residential | $ | 83 |  | $ | 164 |  | $ | - |  | $ | 1
﻿Commercial |  | 2,559 |  |  | 8,640 |  |  | 22 |  |  | 32
﻿Total | $ | 2,642 |  | $ | 8,804 |  | $ | 22 |  | $ | 33
﻿
Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating [Table Text Block] |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  | Special |  |  |  |  |  | Doubtful |  |
﻿ | Pass |  | Mention |  | Substandard |  | or Loss |  | Total
﻿March 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿Commercial real estate loans | $ | 311,301 |  | $ | 11,081 |  | $ | 4,685 |  | $ | - |  | $ | 327,067
﻿Commercial loans |  | 81,176 |  |  | 913 |  |  | 94 |  |  | - |  |  | 82,183
﻿Total | $ | 392,477 |  | $ | 11,994 |  | $ | 4,779 |  | $ | - |  | $ | 409,250
﻿ ﻿
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  | Special |  |  |  |  |  | Doubtful |  |
﻿ | Pass |  | Mention |  | Substandard |  | or Loss |  | Total
﻿December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿Commercial real estate loans | $ | 310,432 |  | $ | 5,432 |  | $ | 4,323 |  | $ | - |  | $ | 320,187
﻿Commercial loans |  | 84,600 |  |  | 885 |  |  | 23 |  |  | - |  |  | 85,508
﻿Total | $ | 395,032 |  | $ | 6,317 |  | $ | 4,346 |  | $ | - |  | $ | 405,695
﻿ ﻿ For residential real estate loans, construction loans and consumer loans, the Company evaluates credit quality based on the performance of the individual credits. The following table presents the recorded investment in the loan classes based on payment activity as of March 31, 2017 and December 31, 2016 (in thousands): ﻿ ﻿
﻿ |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |
﻿ | Performing |  | Nonperforming |  | Total
﻿March 31, 2017 |  |  |  |  |  |  |  |
﻿Residential real estate loans | $ | 235,306 |  | $ | 1,370 |  | $ | 236,676
﻿Construction |  | 18,055 |  |  | 20 |  |  | 18,075
﻿Consumer loans |  | 55,648 |  |  | - |  |  | 55,648
﻿Total | $ | 309,009 |  | $ | 1,390 |  | $ | 310,399
﻿ ﻿
﻿ |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |
﻿ | Performing |  | Nonperforming |  | Total
﻿December 31, 2016 |  |  |  |  |  |  |  |
﻿Residential real estate loans | $ | 235,829 |  | $ | 1,137 |  | $ | 237,177
﻿Construction |  | 19,681 |  |  | 28 |  |  | 19,709
﻿Consumer loans |  | 51,524 |  |  | - |  |  | 51,524
﻿Total | $ | 307,034 |  | $ | 1,165 |  | $ | 308,410
﻿
Loan Portfolio Summarized by the Past Due Status [Table Text Block] |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ | Current |  | 31-60 Days Past Due |  | 61-90 Days Past Due |  | Greater than 90 Days Past Due and still accruing |  | Non-Accrual |  | Total Past Due and Non-Accrual |  | Total Loans
﻿March 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿Real Estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿Residential | $ | 234,706 |  | $ | 596 |  | $ | 4 |  | $ | - |  | $ | 1,370 |  | $ | 1,970 |  | $ | 236,676
﻿Commercial |  | 325,895 |  |  | 450 |  |  | - |  |  | - |  |  | 722 |  |  | 1,172 |  |  | 327,067
﻿Construction |  | 18,055 |  |  | - |  |  | - |  |  | - |  |  | 20 |  |  | 20 |  |  | 18,075
﻿Commercial loans |  | 82,036 |  |  | 109 |  |  | 38 |  |  | - |  |  | - |  |  | 147 |  |  | 82,183
﻿Consumer loans |  | 55,587 |  |  | 61 |  |  | - |  |  | - |  |  | - |  |  | 61 |  |  | 55,648
﻿Total | $ | 716,279 |  | $ | 1,216 |  | $ | 42 |  | $ | - |  | $ | 2,112 |  | $ | 3,370 |  | $ | 719,649
﻿ ﻿
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ | Current |  | 31-60 Days Past Due |  | 61-90 Days Past Due |  | Greater than 90 Days Past Due and still accruing |  | Non-Accrual |  | Total Past Due and Non-Accrual |  | Total Loans
﻿December 31, 2016 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿Real Estate loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿Residential | $ | 234,790 |  | $ | 986 |  | $ | 264 |  | $ | 1 |  | $ | 1,136 |  | $ | 2,387 |  | $ | 237,177
﻿Commercial |  | 318,979 |  |  | 445 |  |  | 1 |  |  | - |  |  | 762 |  |  | 1,208 |  |  | 320,187
﻿Construction |  | 19,681 |  |  | - |  |  | - |  |  | - |  |  | 28 |  |  | 28 |  |  | 19,709
﻿Commercial loans |  | 85,355 |  |  | 143 |  |  | 10 |  |  | - |  |  | - |  |  | 153 |  |  | 85,508
﻿Consumer loans |  | 51,456 |  |  | 39 |  |  | 29 |  |  | - |  |  | - |  |  | 68 |  |  | 51,524
﻿Total | $ | 710,261 |  | $ | 1,613 |  | $ | 304 |  | $ | 1 |  | $ | 1,926 |  | $ | 3,844 |  | $ | 714,105
﻿ ﻿
Allowance for Loan Losses and Recorded Investment in Financing Receivables [Table Text Block] | Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the allowance for loan losses. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the allowance. The following table presents the allowance for loan losses by the classes of the loan portfolio: ﻿ ﻿
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿(In thousands) | Residential Real Estate |  | Commercial Real Estate |  | Construction |  | Commercial |  | Consumer |  | Total
﻿Beginning balance, December 31, 2016 | $ | 1,092 |  | $ | 4,623 |  | $ | 78 |  | $ | 307 |  | $ | 363 |  | $ | 6,463
﻿Charge Offs |  | (39) |  |  | (85) |  |  | (8) |  |  | - |  |  | (52) |  |  | (184)
﻿Recoveries |  | 1 |  |  | 2 |  |  | 12 |  |  | - |  |  | 7 |  |  | 22
﻿Provision for loan losses |  | 125 |  |  | 291 |  |  | 13 |  |  | 62 |  |  | 109 |  |  | 600
﻿Ending balance, March 31, 2017 | $ | 1,179 |  | $ | 4,831 |  | $ | 95 |  | $ | 369 |  | $ | 427 |  | $ | 6,901
﻿Ending balance individually evaluated for impairment | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | - |  | $ | -
﻿Ending balance collectively evaluated for impairment | $ | 1,179 |  | $ | 4,831 |  | $ | 95 |  | $ | 369 |  | $ | 427 |  | $ | 6,901
﻿ ﻿ ﻿ ﻿
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿(In thousands) | Residential Real Estate |  | Commercial Real Estate |  | Construction |  | Commercial |  | Consumer |  | Total
﻿Beginning balance, December 31, 2015 | $ | 1,069 |  | $ | 5,506 |  | $ | 90 |  | $ | 397 |  | $ | 236 |  | $ | 7,298
﻿Charge Offs |  | - |  |  | (129) |  |  | - |  |  | - |  |  | (7) |  |  | (136)
﻿Recoveries |  | 1 |  |  | 2 |  |  | - |  |  | - |  |  | 27 |  |  | 30
﻿Provision for loan losses |  | 7 |  |  | 379 |  |  | 19 |  |  | 49 |  |  | (4) |  |  | 450
﻿Ending balance, March 31, 2016 | $ | 1,077 |  | $ | 5,758 |  | $ | 109 |  | $ | 446 |  | $ | 252 |  | $ | 7,642
﻿Ending balance individually evaluated for impairment | $ | - |  | $ | 1,644 |  | $ | - |  | $ | - |  | $ | - |  | $ | 1,644
﻿Ending balance collectively evaluated for impairment | $ | 1,077 |  | $ | 4,114 |  | $ | 109 |  | $ | 446 |  | $ | 252 |  | $ | 5,998
﻿ ﻿

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524 + Details
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