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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
INTEREST INCOME    
Loans receivable, including fees $ 8,487 $ 7,806
Securities 1,524 1,618
Other 18 10
Total Interest Income 10,029 9,434
INTEREST EXPENSE    
Deposits 1,029 766
Short-term borrowings 52 28
Other borrowings 141 143
Total interest expense 1,222 937
NET INTEREST INCOME 8,807 8,497
PROVISION FOR LOAN LOSSES 550 600
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 8,257 7,897
OTHER INCOME    
Service charges and fees 980 936
Income from fiduciary activities 137 106
Net realized gains on sales of securities 142 6
Gain on sale of deposits   209
Earnings and proceeds on bank owned life insurance 273 255
Other 162 131
Total Other Income 1,694 1,643
OTHER EXPENSES    
Salaries and employee benefits 3,462 3,219
Occupancy, furniture & equipment, net 892 911
Data processing and related operations 319 344
Taxes, other than income 175 233
Professional fees 230 249
Federal Deposit Insurance Corporation insurance 92 95
Foreclosed real estate (19) 572
Amortization of intangible assets 34 41
Other 1,063 950
Total Other Expenses 6,248 6,614
INCOME BEFORE INCOME TAXES 3,703 2,926
INCOME TAX EXPENSE 574 550
NET INCOME $ 3,129 $ 2,376
BASIC EARNINGS PER SHARE [1] $ 0.50 $ 0.38
DILUTED EARNINGS PER SHARE [1] $ 0.50 $ 0.38
[1] Per share data has been restated to give retroactive effect to the 50% stock dividend declared on August 8, 2017.