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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
INTEREST INCOME        
Loans receivable, including fees $ 8,857 $ 7,925 $ 17,344 $ 15,731
Securities 1,536 1,633 3,060 3,251
Other 43 24 61 35
Total Interest Income 10,436 9,582 20,465 19,017
INTEREST EXPENSE        
Deposits 1,052 797 2,082 1,563
Short-term borrowings 38 28 90 56
Other borrowings 131 101 271 244
Total interest expense 1,221 926 2,443 1,863
NET INTEREST INCOME 9,215 8,656 18,022 17,154
PROVISION FOR LOAN LOSSES 425 600 975 1,200
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 8,790 8,056 17,047 15,954
OTHER INCOME        
Service charges and fees 1,101 1,016 2,082 1,951
Income from fiduciary activities 175 128 311 235
Net realized gains on sales of securities 58 31 200 37
Gain on sale of loans, net   67   67
Gain on sale of deposits       209
Earnings and proceeds on bank owned life insurance 279 275 552 530
Other 161 139 323 270
Total Other Income 1,774 1,656 3,468 3,299
OTHER EXPENSES        
Salaries and employee benefits 3,406 3,212 6,868 6,430
Occupancy, furniture & equipment, net 857 809 1,749 1,720
Data processing and related operations 340 324 658 668
Taxes, other than income 153 227 327 460
Professional fees 229 240 459 489
Federal Deposit Insurance Corporation insurance 86 91 178 186
Foreclosed real estate 114 152 95 724
Amortization of intangibles 33 39 68 80
Other 1,135 1,036 2,198 1,987
Total Other Expenses 6,353 6,130 12,600 12,744
INCOME BEFORE INCOME TAXES 4,211 3,582 7,915 6,509
INCOME TAX EXPENSE 698 858 1,273 1,409
NET INCOME $ 3,513 $ 2,724 $ 6,642 $ 5,100
BASIC EARNINGS PER SHARE [1] $ 0.57 $ 0.44 $ 1.07 $ 0.82
DILUTED EARNINGS PER SHARE [1] $ 0.56 $ 0.43 $ 1.06 $ 0.81
[1] Per share data for 2017 has been restated to give retroactive effect to the 50% stock dividend declared on August 8, 2017.