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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 6,642 $ 5,100
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 975 1,200
Depreciation 437 468
Amortization of intangible assets 68 80
Deferred income taxes (202) (525)
Net amortization of securities premiums and discounts 885 1,120
Net realized gain on sales of securities (200) (37)
Gain on sale of deposits 0 (209)
Earnings and proceeds on bank owned life insurance (552) (530)
Loss on sales and writedowns of fixed assets and foreclosed real estate owned 9 529
Gain on sale of loans 0 (67)
Loans originated for sale 0 (1,693)
Proceeds from sale of loans originated for sale 0 1,760
Compensation expense related to stock options 118 46
Compensation expense related to restricted stock 102 71
Decrease in accrued interest receivable 44 226
Increase (decrease) in accrued interest payable 27 (127)
Other, net 853 1,338
Net cash provided by operating activities 9,206 8,750
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from sales 14,583 1,835
Proceeds from maturities and principal reductions on mortgage-backed securities 15,151 14,792
Purchases (14,269) (11,893)
Purchase of regulatory stock (1,158) (1,378)
Redemption of regulatory stock 2,350 1,062
Net increase in loans (40,393) (21,481)
Purchase of premises and equipment (467) (155)
Proceeds from sales of fixed assets and foreclosed real estate owned 467 515
Net cash used in investing activities (23,736) (16,703)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 21,505 20,954
Deposits sold 0 (13,659)
Net decrease in short-term borrowings 795 9,381
Repayments of other borrowings (5,662) (16,671)
Proceeds from other borrowings 0 10,000
Stock options exercised 233 694
Purchase of treasury stock (179) (854)
Cash dividends paid (2,752) (2,663)
Net cash provided by financing activities 13,940 7,182
Decrease in cash and cash equivalents (590) (771)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 16,697 17,174
CASH AND CASH EQUIVALENTS, END OF PERIOD 16,107 16,403
Supplemental Disclosures of Cash Flow Information    
Interest on deposits and borrowings 2,416 1,990
Income taxes paid, net of refunds 1,097 505
Supplemental Schedule of Noncash Investing Activities:    
Transfers of loans to foreclosed real estate owned and repossession of other assets 333 71
Cash dividends declared $ 2,753 $ 2,665