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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
INTEREST INCOME        
Loans receivable, including fees $ 9,301 $ 8,289 $ 26,645 $ 24,020
Securities 1,483 1,605 4,543 4,856
Other 2 2 63 37
Total interest income 10,786 9,896 31,251 28,913
INTEREST EXPENSE        
Deposits 1,116 828 3,198 2,392
Short-term borrowings 111 82 201 138
Other borrowings 171 116 442 360
Total interest expense 1,398 1,026 3,841 2,890
NET INTEREST INCOME 9,388 8,870 27,410 26,023
PROVISION FOR LOAN LOSSES 375 600 1,350 1,800
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 9,013 8,270 26,060 24,223
OTHER INCOME        
Service charges and fees 1,129 1,105 3,211 3,056
Income from fiduciary activities 151 160 463 395
Net realized gains on sales of securities 13 129 213 167
Gain on sale of loans, net 15   15 67
Gain on sale of deposits       209
Earnings and proceeds on bank owned life insurance 297 320 848 850
Other 392 144 716 414
Total other income 1,997 1,858 5,466 5,158
OTHER EXPENSES        
Salaries and employee benefits 3,577 3,209 10,445 9,639
Occupancy, furniture & equipment, net 910 799 2,659 2,519
Data processing and related operations 368 354 1,027 1,022
Taxes, other than income 153 233 480 693
Professional fees 301 217 760 706
Federal Deposit Insurance Corporation insurance 87 97 265 283
Foreclosed real estate (26) 303 68 1,028
Amortization of intangibles 29 35 97 115
Other 1,173 992 3,372 2,979
Total other expenses 6,572 6,239 19,173 18,984
INCOME BEFORE INCOME TAXES 4,438 3,889 12,353 10,397
INCOME TAX EXPENSE 728 948 2,001 2,356
NET INCOME $ 3,710 $ 2,941 $ 10,352 $ 8,041
BASIC EARNINGS PER SHARE $ 0.59 $ 0.47 $ 1.66 $ 1.29
DILUTED EARNINGS PER SHARE $ 0.58 $ 0.47 $ 1.64 $ 1.28