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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
INTEREST INCOME    
Loans receivable, including fees $ 9,970 $ 8,487
Securities 1,441 1,524
Other 15 18
Total Interest Income 11,426 10,029
INTEREST EXPENSE    
Deposits 1,729 1,029
Short-term borrowings 123 52
Other borrowings 303 141
Total Interest Expense 2,155 1,222
NET INTEREST INCOME 9,271 8,807
PROVISION FOR LOAN LOSSES 450 550
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 8,821 8,257
OTHER INCOME    
Other Income 1,301 1,269
Net realized gains on sales of securities   142
Gain on sale of loans, net 42  
Earnings and proceeds on bank owned life insurance 202 273
Other 143 162
Total Other Income 1,560 1,694
OTHER EXPENSES    
Salaries and employee benefits 3,649 3,462
Occupancy, furniture & equipment, net 924 892
Data processing and related operations 448 319
Taxes, other than income 161 175
Professional fees 250 230
Federal Deposit Insurance Corporation insurance 71 92
Foreclosed real estate 23 (19)
Amortization of intangible 29 34
Other 1,093 1,063
Total Other Expenses 6,648 6,248
INCOME BEFORE INCOME TAXES 3,733 3,703
INCOME TAX EXPENSE 543 574
NET INCOME $ 3,190 $ 3,129
BASIC EARNINGS PER SHARE $ 0.51 $ 0.50
DILUTED EARNINGS PER SHARE $ 0.51 $ 0.50
Service Charges And Fees [Member]    
OTHER INCOME    
Other Income $ 1,031 $ 980
Income From Fiduciary Activities [Member]    
OTHER INCOME    
Other Income $ 142 $ 137