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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 14,215,000 $ 13,651,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 1,250,000 1,725,000
Depreciation 1,005,000 895,000
Amortization of intangible assets 101,000 126,000
Deferred income taxes 988,000 24,000
Net amortization of securities premiums and discounts 1,448,000 1,711,000
Net realized gains on sales of securities (254,000) (213,000)
Earnings and proceeds on life insurance policies (830,000) (1,126,000)
(Gain) loss on sales of fixed assets and foreclosed real estate owned (97,000) 26,000
Net gain on sale of loans (169,000) (15,000)
Mortgage loans originated for sale (4,715,000) (752,000)
Proceeds from sale of loans originated for sale 4,838,000 767,000
Compensation expense related to stock options 208,000 237,000
Compensation expense related to restricted stock 289,000 205,000
Decrease (increase) in accrued interest receivable 57,000 (60,000)
Increase in accrued interest payable 626,000 372,000
Other, net (522,000) (275,000)
Net cash provided by operating activities 18,438,000 17,298,000
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from sales 27,247,000 17,745,000
Proceeds from maturities and principal reductions on mortgage-backed securities 33,656,000 30,873,000
Purchases (21,543,000) (15,458,000)
Purchase of regulatory stock (6,595,000) (6,155,000)
Redemption of regulatory stock 5,677,000 5,734,000
Net increase in loans (77,401,000) (87,480,000)
Purchase of premises and equipment (1,623,000) (873,000)
Proceeds from sales of foreclosed real estate owned 556,000 776,000
Proceeds from sales of bank premises and fixed assets 246,000  
Net Cash Used for Investing Activities (39,780,000) (54,838,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 10,749,000 17,396,000
Net increase in short-term borrowings 9,210,000 10,516,000
Repayments of other borrowings (26,846,000) (13,661,000)
Proceeds from other borrowings 31,000,000 30,000,000
Stock options exercised 638,000 520,000
Sale of treasury stock for ESOP 127,000 123,000
Acquisition of treasury stock (428,000) (194,000)
Cash dividends paid (6,041,000) (5,509,000)
Net Cash Provided by Financing Activities 18,409,000 39,191,000
Net (Decrease) Increase in Cash and Cash Equivalents (2,933,000) 1,651,000
CASH AND CASH EQUIVALENTS - BEGINNING 18,348,000  
CASH AND CASH EQUIVALENTS - ENDING 15,415,000 18,348,000
Supplemental Disclosures of Cash Flow Information    
Interest paid 8,052,000 5,285,000
Income taxes paid, net of refunds 2,407,000 2,239,000
Supplemental Schedule of Noncash Investing Activities    
Transfers of loans to foreclosed real estate owned and repossession of other assets 1,865,000 553,000
Dividends payable 1,582,000 $ 1,510,000
Right of use for operating leases 5,335,000  
Right of use for operating leases $ 5,335,000