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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 4,567 $ 6,712
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 2,000 750
Depreciation 562 487
Amortization of intangible assets 44 56
Deferred income taxes (477) (25)
Net amortization of securities premiums and discounts 613 732
Net realized gains on sales of securities (38) (64)
Earnings and proceeds on life insurance policies (420) (408)
Gain on sales and write-downs of fixed assets and foreclosed real estate owned, net (18) (65)
Net gain on sale of loans (121) (110)
Loans originated for sale (3,108) (2,191)
Proceeds from sale of loans originated for sale 3,183 2,255
Compensation expense related to stock options 102 104
Compensation expense related to restricted stock 167 145
Increase in accrued interest receivable (664) (203)
Increase in accrued interest payable 394 1,202
Other, net (6,234) 234
Net cash provided by operating activities 552 9,611
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from sales 8,224 3,626
Proceeds from maturities and principal reductions on mortgage-backed securities 26,368 12,877
Purchases (17,145) (5,066)
Purchase of regulatory stock (2,685) (1,666)
Redemption of regulatory stock 3,852 2,437
Net increase in loans (64,286) (39,398)
Purchase of premises and equipment (374) (757)
Proceeds from sales of foreclosed real estate owned 609 205
Proceeds from sales of bank premises and equipment   246
Net cash used in investing activities (45,437) (27,496)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 128,709 34,444
Net increase in short-term borrowings (7,052) (4,952)
Repayments of other borrowings (15,615) (8,260)
Proceeds from other borrowings 10,000  
Stock options exercised 38 170
Purchase of treasury stock (69) (374)
Cash dividends paid (3,165) (3,019)
Net cash provided by financing activities 112,846 18,009
Increase in cash and cash equivalents 67,961 124
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 15,415 18,348
CASH AND CASH EQUIVALENTS, END OF PERIOD 83,376 18,472
Supplemental Disclosures of Cash Flow Information    
Interest on deposits and borrowings 3,791 3,156
Income taxes paid, net of refunds 93 862
Supplemental Schedule of Noncash Investing Activities    
Transfers of loans to foreclosed real estate owned and repossession of other assets 161 1,003
Dividends payable $ 1,581 $ 1,510