EX-24 2 attachment1.htm EX-24 DOCUMENT

                             Norwood Financial Corp

                               POWER OF ATTORNEY

       Know all by these presents that the undersigned hereby constitutes and
appoints WilliamS. Lance and Lewis J. Critelli, the undersigned's true and
lawful attorney-in-fact to:

       (1)  prepare, execute in the undersigned's name and on the undersigned's
 behalf, and submit to the U.S. Securities and Exchange Commission (the   "SEC")
 a Form ID, including amendments thereto, and any other documents necessary or
 appropriate to obtain codes and passwords enabling the undersigned to make
 electronic filings with the SEC of reports required by Section 16(a) of the
 Securities Exchange Act of 1934 or any rule or regulation of the SEC;

       (2)  execute for and on behalf of the undersigned, in the undersigned's
capacity as an officer of Norwood Financial Corp (the "Company"), Forms 3, 4,
and 5 in accordance with Section 16(a) of the Securities Exchange Act of 1934
and the rules thereunder;

       (3)  do and perform any and all acts for and on behalf of the undersigned
 which may be necessary or desirable to complete and execute any such Form 3, 4,
 or 5, complete  and execute any amendment  or amendments thereto, and timely
 file such form with the SEC and any stock exchange or similar authority; and

       (4)  take any other action of any type whatsoever in connection with the
 foregoing which, in the opinion of such attorney-in-fact, may be of benefit to,
 in the best interest of, or legally required by, the undersigned, it being
 understood that the documents executed by such attorney-in-fact on behalf of
 the undersigned  ursuant to this Power of Attorney shall be in such form and
 shall contain such terms and conditions as such attorney-in-fact may approve in
 such attorney-in-fact's discretion.

       The undersigned hereby grants to each such attorney-in-fact full power
and authority to do and perform any and every act and thing whatsoever
requisite, necessary or proper to be done in the exercise of any of the rights
and powers herein granted, as fully to all intents and purposes as the
undersigned might or could do if personally present, with full power of
substitution or revocation, hereby ratifying and confirming all that such
attorney-in-fact, or such attorney-in-fact's substitute or substitutes, shall
lawfully do or cause to be done by virtue of this Power of Attorney and the
rights and powers herein granted. The undersigned acknowledges that the
foregoing attorney-in-fact, in serving in such capacity at the request of the
undersigned, is not assuming, nor is the Company assuming, any of the
undersigned's responsibilities to comply with Section 16 of the Securities
Exchange Act of 1934, as amended.

       This Power of Attorney shall remain in full force and effect until the
undersigned is no longer required to file Forms 3, 4, and 5 with respect to the
undersigned's holdings of and transactions in securities issued by the Company,
unless earlier revoked by the undersigned in a signed writing delivered to the
foregoing attorney-in-fact.


       IN WITNESS  WHEREOF, the undersigned  has caused this Power of Attorney
to be executed as of this 6 day of May, 2021.



                 /s/ Vincent G. O'Bell, Sr Vice President Chief Lending Officer
                ---------------------------------------------------------------
                                            Officer