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Consolidated Statements Of Cash Flows - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 16,759,000 $ 29,233,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 5,548,000 900,000
Depreciation 1,375,000 1,470,000
Amortization of intangible assets 85,000 101,000
Deferred income taxes 583,000 419,000
Net amortization of securities premiums and discounts 841,000 1,303,000
Net realized loss (gain) on sales of securities 209,000 (3,000)
Earnings and proceeds on life insurance policies (1,012,000) (1,087,000)
(Loss) gain on sales of fixed assets and foreclosed real estate owned 96,000 (379,000)
Net amortization of loan fees 602,000 (217,000)
Net gain on sale of loans (63,000) (3,000)
Mortgage loans originated for sale (4,973,000) (845,000)
Proceeds from sale of loans originated for sale 5,036,000 848,000
Compensation expense related to stock options 401,000 269,000
Compensation expense related to restricted stock 429,000 372,000
Increase in accrued interest receivable (1,206,000) (1,028,000)
Increase in accrued interest payable 7,857,000 1,450,000
Other, net (2,743,000) (2,069,000)
Net Cash Provided by Operating Activities 29,824,000 30,734,000
Securities available for sale:    
Proceeds from sales 3,345,000 5,113,000
Proceeds from maturities and principal reductions on mortgage-backed securities 33,712,000 40,780,000
Purchases (12,668,000) (130,828,000)
Purchase of regulatory stock (16,528,000) (6,366,000)
Redemption of regulatory stock 14,628,000 4,875,000
Net increase in loans (136,245,000) (118,999,000)
Proceeds from bank-owned life insurance 437,000 761,000
Purchase of bank-owned life insurance (2,500,000) (3,000,000)
Purchase of premises and equipment (1,412,000) (2,153,000)
Proceeds from sales of foreclosed real estate owned 662,000 1,823,000
Proceeds from sales of bank premises and fixed assets 1,000  
Net Cash Used for Investing Activities (116,568,000) (207,994,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in deposits 67,432,000 (29,066,000)
Net (decrease) increase in short-term borrowings (19,139,000) 32,393,000
Repayments of other borrowings (70,764,000) (29,998,000)
Proceeds from other borrowings 155,000,000 40,000,000
Stock options exercised 886,000 657,000
Sale of treasury stock for ESOP 100,000 132,000
Acquisition of treasury stock (3,100,000) (2,515,000)
Cash dividends paid (9,417,000) (9,158,000)
Net Cash Provided by Financing Activities 120,998,000 2,445,000
Net Increase (Decrease) in Cash and Cash Equivalents 34,254,000 (174,815,000)
CASH AND CASH EQUIVALENTS - BEGINNING 31,866,000 206,681,000
CASH AND CASH EQUIVALENTS - ENDING 66,120,000 31,866,000
Cash payments for:    
Interest Paid 25,616,000 5,819,000
Income taxes paid, net of refunds 4,936,000 6,891,000
Supplemental Schedule of Noncash Investing Activities:    
Transfers of loans to foreclosed real estate and repossession of other assets 2,103,000 776,000
Dividends payable 2,433,000 $ 2,366,000
Impact of adopting ASC 326 $ 2,466,000