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Consolidated Statements Of Cash Flows - USD ($)
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 4,433,000 $ 5,782,000
Adjustments to reconcile net income to net cash provided by operating activities:    
(Release of) Provision for credit losses (624,000) 300,000
Depreciation 335,000 355,000
Amortization of intangible assets 19,000 23,000
Deferred income taxes 256,000 (579,000)
Net amortization of securities premiums and discounts 71,000 233,000
Net realized gain on sales of securities   (2,000)
Earnings and proceeds on life insurance policies (268,000) (213,000)
Net amortization of loan fees 143,000 129,000
Net gain on sale of loans (6,000)  
Mortgage loans originated for sale (160,000)  
Proceeds from sale of loans originated for sale 166,000  
Compensation expense related to stock options 89,000 96,000
Compensation expense related to restricted stock 104,000 114,000
(Increase) Decrease in accrued interest receivable (12,000) 284,000
Increase in accrued interest payable 1,227,000 2,050,000
Other, net (1,522,000) 1,533,000
Net cash provided by operating activities 4,251,000 10,105,000
Securities available for sale:    
Proceeds from sales   1,982,000
Proceeds from maturities and principal reductions on mortgage-backed securities 15,213,000 7,824,000
Purchases (9,996,000)  
Purchase of regulatory stock (1,510,000) (3,685,000)
Redemption of regulatory stock 2,283,000 3,140,000
Net increase in loans (18,172,000) (61,828,000)
Purchase of bank-owned life insurance   (2,000,000)
Purchase of premises and equipment (554,000) (91,000)
Net cash used in investing activities (12,736,000) (54,658,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 43,839,000 28,208,000
Net (decrease) increase in short-term borrowings (14,021,000) 15,340,000
Repayments of other borrowings (33,057,000) (9,811,000)
Proceeds from other borrowings 60,000,000 10,000,000
Stock options exercised   334,000
Cash dividends paid (2,433,000) (2,369,000)
Net cash provided by financing activities 54,328,000 41,702,000
Increase (decrease) in cash and cash equivalents 45,843,000 (2,851,000)
CASH AND CASH EQUIVALENTS - BEGINNING OF PERIOD 66,120,000 31,866,000
CASH AND CASH EQUIVALENTS - END OF PERIOD 111,963,000 29,015,000
Cash payments for:    
Interest on deposits and borrowings 11,001,000 3,568,000
Income taxes paid, net of refunds 257,000 189,000
Supplemental Schedule of Noncash Investing Activities:    
Transfers of loans to foreclosed real estate and repossession of other assets 473,000 454,000
Dividends payable $ 2,432,000 $ 2,372,000