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Consolidated Statements Of Cash Flows - USD ($)
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES    
Net (loss) income $ (160,000) $ 16,759,000
Adjustments to reconcile net (loss) income to net cash provided by operating activities:    
Provision for credit losses 2,673,000 5,548,000
Depreciation 1,308,000 1,375,000
Amortization of intangible assets 69,000 85,000
Deferred income taxes (125,000) 583,000
Net amortization of securities premiums and discounts 590,000 841,000
Net realized loss on sales of securities 19,962,000 209,000
Earnings and proceeds on life insurance policies (1,056,000) (1,012,000)
(Loss) gain on sales of fixed assets and foreclosed real estate owned (32,000) 96,000
Net amortization of loan fees 653,000 602,000
Net gain on sale of loans (195,000) (63,000)
Mortgage loans originated for sale (9,257,000) (4,973,000)
Proceeds from sale of loans originated for sale 9,452,000 5,036,000
Compensation expense related to stock options 346,000 401,000
Compensation expense related to restricted stock 375,000 429,000
Increase in accrued interest receivable (343,000) (1,206,000)
Increase in accrued interest payable 2,105,000 7,857,000
Other, net (3,558,000) (2,743,000)
Net Cash Provided by Operating Activities 22,807,000 29,824,000
Securities available for sale:    
Proceeds from sales 155,372,000 3,345,000
Proceeds from maturities and principal reductions on mortgage-backed securities 58,652,000 33,712,000
Purchases (208,050,000) (12,668,000)
Purchase of regulatory stock (19,160,000) (16,528,000)
Redemption of regulatory stock 13,112,000 14,628,000
Net increase in loans (112,951,000) (136,245,000)
Proceeds from bank-owned life insurance 838,000 437,000
Purchase of bank-owned life insurance   (2,500,000)
Purchase of premises and equipment (3,127,000) (1,412,000)
Proceeds from sales of foreclosed real estate owned 109,000 662,000
Proceeds from sales of bank premises and fixed assets   1,000
Net Cash Used for Investing Activities (115,205,000) (116,568,000)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 64,004,000 67,432,000
Net increase (decrease) in short-term borrowings 38,993,000 (19,139,000)
Repayments of other borrowings (82,444,000) (70,764,000)
Proceeds from other borrowings 60,001,000 155,000,000
Stock options exercised 269,000 886,000
Sale of treasury stock for ESOP 100,000 100,000
Acquisition of treasury stock (703,000) (3,100,000)
Common stock Issuance 28,116,000  
Cash dividends paid (9,719,000) (9,417,000)
Net Cash Provided by Financing Activities 98,617,000 120,998,000
Net Increase in Cash and Cash Equivalents 6,219,000 34,254,000
CASH AND CASH EQUIVALENTS, BEGINNING 66,120,000 31,866,000
CASH AND CASH EQUIVALENTS, ENDING 72,339,000 66,120,000
Cash payments for:    
Interest paid 48,284,000 25,616,000
Income taxes paid, net of refunds 2,617,000 4,936,000
Supplemental Schedule of Noncash Investing Activities    
Transfers of loans to foreclosed real estate owned and repossession of other assets 1,939,000 2,103,000
Dividends payable 2,875,000 2,433,000
Impact of adopting ASC 326   $ 2,466,000
Right of use for operating leases 417,000  
Lease liability for operating leases $ 418,000