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Summary of Significant Accounting Policies (Tables)
12 Months Ended
Dec. 31, 2024
Summary of Significant Accounting Policies [Abstract]  
Schedule of Estimated Useful Lives

Years

Buildings and improvements

10 - 40

Furniture and equipment

3 - 10

Schedule of Estimated Future Amortization Expense for the Core Deposit Intangible

2025

$

54

2026

38

2027

26

2028

19

2029

11

Thereafter

4

$

152

Noninterest Income

(dollars in thousands)

2024

2023

Noninterest Income

In-scope of Topic 606:

Service charges on deposit accounts

$

453

$

428

ATM Fees

424

446

Overdraft Fees

1,422

1,344

Safe deposit box rental

88

92

Loan related service fees

690

584

Debit card

2,314

2,301

Fiduciary activities

943

898

Commissions on mutual funds & annuities

407

296

Gain on sales of other real estate owned

32

80

Other income

626

667

Noninterest Income (in-scope of Topic 606)

7,399

7,136

Out-of-scope of Topic 606:

Net realized (losses) gains on sales of securities

(19,962)

(209)

Loan servicing fees

161

122

Gain on sales of loans

195

63

Earnings on and proceeds from bank-owned life insurance

1,056

1,012

Noninterest Income (out-of-scope of Topic 606)

(18,550)

988

Total Noninterest Income

$

(11,151)

$

8,124