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Summary of Significant Accounting Policies (Tables) | 12 Months Ended
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Dec. 31, 2020
Accounting Policies [Abstract] |
Schedule of Intangible Assets | The table below shows the details of the intangible assets of the dates presented.
(Dollars in thousands) |  | December 31, 2020 |  |  | December 31, 2019 |
Brand-related intellectual property |  | $ | 18,974 |  |  | $ | 20,075 |
Home improvement contractor relationships |  |  | 5,951 |  |  |  | 6,296 |
Race organization |  |  | 26,165 |  |  |  | 26,165 |
Total intangible assets |  | $ | 51,090 |  |  | $ | 52,536 |
Summary of the Calculation of Basic and Diluted EPS | The table below shows the calculation of basic and diluted EPS.
|  | Years Ended December 31, |
(Dollars in thousands, except share and per share data) |  | 2020 |  |  | 2019 |  |  | 2018 |
Net loss/net increase in net assets resulting from operations available to common stockholders |  | $ | (34,783 | ) |  | $ | (1,762 | ) |  | $ | (25,046 | )
Weighted average common shares outstanding applicable to basic EPS |  |  | 24,445,452 |  |  |  | 24,342,979 |  |  |  | 24,214,978 |
Effect of dilutive stock options |  |  | — |  |  |  | — |  |  |  | — |
Effect of restricted stock grants |  |  | — |  |  |  | — |  |  |  | — |
Adjusted weighted average common shares outstanding applicable to diluted EPS |  |  | 24,445,452 |  |  |  | 24,342,979 |  |  |  | 24,214,978 |
Basic loss per share |  | $ | (1.42 | ) |  | $ | (0.07 | ) |  | $ | (1.03 | )
Diluted loss per share |  |  | (1.42 | ) |  |  | (0.07 | ) |  |  | (1.03 | )
Summary of Bank's Actual Capital Amounts and Ratios, and the Regulatory Minimum Ratios | The Bank’s actual capital amounts and ratios and the regulatory minimum ratios are presented in the following table.
|  | Regulatory |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  | Minimum |  |  | Well-Capitalized |  |  | December 31, 2020 |  |  | December 31, 2019 |
Common equity tier 1 capital |  |  | — |  |  |  | — |  |  | $ | 148,507 |  |  | $ | 158,187 |
Tier 1 capital |  |  | — |  |  |  | — |  |  |  | 217,295 |  |  |  | 226,975 |
Total capital |  |  | — |  |  |  | — |  |  |  | 233,460 |  |  |  | 241,842 |
Average assets |  |  | — |  |  |  | — |  |  |  | 1,283,664 |  |  |  | 1,172,866 |
Risk-weighted assets |  |  | — |  |  |  | — |  |  |  | 1,243,783 |  |  |  | 1,144,337 |
Leverage ratio (1) |  |  | 4.0 | % |  |  | 5.0 | % |  |  | 16.9 | % |  |  | 19.4 | %
Common equity tier 1 capital ratio (2) |  |  | 7.0 |  |  |  | 6.5 |  |  |  | 11.9 |  |  |  | 13.8 |
Tier 1 capital ratio (3) |  |  | 8.5 |  |  |  | 8.0 |  |  |  | 17.5 |  |  |  | 19.8 |
Total capital ratio (3) |  |  | 10.5 |  |  |  | 10.0 |  |  |  | 18.8 |  |  |  | 21.1 |
(1) | Calculated by dividing Tier 1 capital by average assets.
(2) | Calculated by subtracting preferred stock or non-controlling interests from Tier 1 capital and dividing by risk-weighted assets.
(3) | Calculated by dividing Tier 1 or total capital by risk-weighted assets.

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
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