XML 73 R55.htm IDEA: XBRL DOCUMENT
v3.26.1

Reinsurance (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2025
Insurance [Abstract] |
Effects of Reinsurance | The amounts in the Consolidated Statements of Financial Position include the impact of reinsurance. Information regarding the significant effects of reinsurance was as follows at:
Long-term care |  | December 31, 2025 |  | December 31, 2024
Reinsurance recoverable |  |  |  |
Medico Insurance Company |  | $ | 4,466 |  |  | $ | 4,376 |
Front Street Re |  | 273,981 |  |  | 266,629 |
Vista Life and Casualty Reinsurance Co |  | 178,273 |  |  | 179,220 |
Vista Modco Funds Withheld |  | (183,802) |  |  | (190,771) |
Total reinsurance recoverable |  | $ | 272,918 |  |  | $ | 259,454 |
Future policy benefits |  |  |  |
Direct |  | $ | 673,636 |  |  | $ | 666,617 |
Reinsurance assumed |  | 108,245 |  |  | 102,916 |
Total future policy benefits |  | $ | 781,881 |  |  | $ | 769,533 |
The amounts in the Consolidated Statements of Comprehensive Income (Loss) include the impact of reinsurance. Information regarding the significant effects of reinsurance was as follows:
Long-term care |  |  |  |
Years Ended December 31, |  | 2025 |  | 2024
Net premiums |  |  |  |
Direct premiums |  | $ | 40,993 |  |  | $ | 43,801 |
Reinsurance assumed |  | 3,978 |  |  | 4,179 |
Reinsurance ceded |  | (62,171) |  |  | (63,459) |
Total net premiums |  | $ | (17,200) |  |  | $ | (15,479) |
Net policy benefit and claims (remeasurement gain on policy liabilities of $9,872 and $16,237 for the year ended December 31, 2025 and 2024, respectively) |  |  |  |
Direct |  | $ | 70,489 |  |  | $ | 76,994 |
Reinsurance assumed |  | 11,711 |  |  | 6,277 |
Reinsurance ceded, net of provision for credit losses ¹ |  | (84,422) |  |  | (93,362) |
Total net policyholder benefits and claims |  | $ | (2,222) |  |  | $ | (10,091) |
_______________ (1)The provision for credit losses for reinsurance recoverables for the year ended December 31, 2025 and December 31, 2024 is $0.3 million, and $(0.4) million, respectively.

X
- Definition Tabular disclosure of the effects of reinsurance, for example, but not limited to, disclosure of direct, assumed, and ceded insurance. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479838/944-20-50-1 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 605 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479032/944-605-50-1 + Details
Name: | us-gaap_EffectsOfReinsuranceTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_InsuranceAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration