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Loans Held for Investment - Summary of Changes in the Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023 | Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | $ 6,203 | $ 7,298 | $ 7,298
Charge-offs |  |  | (1,365) |  | (1,807)
Recoveries |  |  | 166 |  | 63
Provision for Credit Loss | $ 300 | $ 725 | 820 | 349 | 649
Balance at end of period | 5,824 |  | 5,824 |  | 6,203
Ending allowance balance for loans individually evaluated | 899 |  | 899 |  | 911
Ending allowance balance for loans collectively evaluated | 4,925 |  | 4,925 |  | 5,292
Loans Receivable |  |  |  |  |
Total | 731,358 |  | 731,358 |  | 666,618
Balance of loans individually evaluated | 11,708 |  | 11,708 |  | 8,800
Balance of loans collectively evaluated | 719,650 |  | 719,650 |  | 657,818
1-4 Family Residential |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1,210 | 839 | 839
Charge-offs |  |  | (139) |  | (5)
Recoveries |  |  | 6 |  |
Provision for Credit Loss |  |  | 205 |  |
Reallocations |  |  |  |  | 376
Balance at end of period | 1,282 |  | 1,282 |  | 1,210
Ending allowance balance for loans individually evaluated | 507 |  | 507 |  | 361
Ending allowance balance for loans collectively evaluated | 775 |  | 775 |  | 849
Loans Receivable |  |  |  |  |
Total | 255,979 |  | 255,979 |  | 248,897
Balance of loans individually evaluated | 9,250 |  | 9,250 |  | 6,173
Balance of loans collectively evaluated | 246,729 |  | 246,729 |  | 242,724
Construction |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1 | 3 | 3
Recoveries |  |  | 2 |  |
Provision for Credit Loss |  |  | 41 |  |
Reallocations |  |  |  |  | (2)
Balance at end of period | 44 |  | 44 |  | 1
Ending allowance balance for loans collectively evaluated | 44 |  | 44 |  | 1
Loans Receivable |  |  |  |  |
Total | 29,005 |  | 29,005 |  | 15,764
Balance of loans collectively evaluated | 29,005 |  | 29,005 |  | 15,764
Commercial Real Estate |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 2,218 | 880 | 880
Recoveries |  |  |  |  | 3
Provision for Credit Loss |  |  | 98 |  |
Reallocations |  |  |  |  | 1,335
Balance at end of period | 2,316 |  | 2,316 |  | 2,218
Ending allowance balance for loans collectively evaluated | 2,316 |  | 2,316 |  | 2,218
Loans Receivable |  |  |  |  |
Total | 230,219 |  | 230,219 |  | 206,267
Balance of loans individually evaluated | 148 |  | 148 |  |
Balance of loans collectively evaluated | 230,071 |  | 230,071 |  | 206,267
Other Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1,586 | 4,303 | 4,303
Charge-offs |  |  | (1,040) |  | (1,277)
Recoveries |  |  | 128 |  | 30
Provision for Credit Loss |  |  | 213 |  | 649
Reallocations |  |  |  |  | (2,119)
Balance at end of period | 887 |  | 887 |  | 1,586
Ending allowance balance for loans individually evaluated | 207 |  | 207 |  | 492
Ending allowance balance for loans collectively evaluated | 680 |  | 680 |  | 1,094
Loans Receivable |  |  |  |  |
Total | 82,549 |  | 82,549 |  | 69,619
Balance of loans individually evaluated | 730 |  | 730 |  | 1,795
Balance of loans collectively evaluated | 81,819 |  | 81,819 |  | 67,824
Home Equity |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 536 | 385 | 385
Charge-offs |  |  |  |  | (47)
Provision for Credit Loss |  |  | 156 |  |
Reallocations |  |  |  |  | 198
Balance at end of period | 692 |  | 692 |  | 536
Ending allowance balance for loans individually evaluated | 139 |  | 139 |  |
Ending allowance balance for loans collectively evaluated | 553 |  | 553 |  | 536
Loans Receivable |  |  |  |  |
Total | 105,771 |  | 105,771 |  | 98,331
Balance of loans individually evaluated | 1,427 |  | 1,427 |  | 723
Balance of loans collectively evaluated | 104,344 |  | 104,344 |  | 97,608
Other Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 652 | $ 888 | 888
Charge-offs |  |  | (186) |  | (478)
Recoveries |  |  | 30 |  | 30
Provision for Credit Loss |  |  | 107 |  |
Reallocations |  |  |  |  | 212
Balance at end of period | 603 |  | 603 |  | 652
Ending allowance balance for loans individually evaluated | 46 |  | 46 |  | 58
Ending allowance balance for loans collectively evaluated | 557 |  | 557 |  | 594
Loans Receivable |  |  |  |  |
Total | 27,835 |  | 27,835 |  | 27,740
Balance of loans individually evaluated | 153 |  | 153 |  | 109
Balance of loans collectively evaluated | $ 27,682 |  | $ 27,682 |  | $ 27,631

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