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Loans Held for Investment - Schedule of Components of Loans (Details) - USD ($) $ in Thousands | Sep. 30, 2024 | Dec. 31, 2023 | Dec. 31, 2022
--- | --- | --- | ---
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | $ 731,358 | $ 666,618 |
Undisbursed portion of mortgage loans | (168) | (118) |
Net deferred loan costs (fees) | (895) | (816) |
Less: allowance for credit losses | (5,824) | (6,203) | $ (7,298)
Loans held for investment, net | 724,471 | 659,481 |
Construction |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 29,005 | 15,764 |
Less: allowance for credit losses | (44) | (1) | (3)
SBA Paycheck Protection Program |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 395 | 566 |
Home Equity |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 105,771 | 98,331 |
Less: allowance for credit losses | (692) | (536) | $ (385)
Residential mortgage loans (1-4 family) |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 284,984 | 264,661 |
Residential mortgage loans (1-4 family) | Fixed |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 97,307 | 94,267 |
Residential mortgage loans (1-4 family) | Variable |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 158,672 | 154,630 |
Residential mortgage loans (1-4 family) | Construction |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 29,005 | 15,764 |
Commercial loans |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 312,768 | 275,886 |
Commercial loans | Real estate |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 230,219 | 206,267 |
Commercial loans | SBA Paycheck Protection Program |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 395 | 566 |
Commercial loans | Other |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 82,154 | 69,053 |
Consumer loans |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 133,606 | 126,071 |
Consumer loans | Home Equity |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | 105,771 | 98,331 |
Consumer loans | Other consumer |  |  |
Financing Receivable, Allowance for Credit Loss [Line Items] |  |  |
Total loans held for investment | $ 27,835 | $ 27,740 |

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