<SEC-DOCUMENT>0001741773-24-004176.txt : 20241028
<SEC-HEADER>0001741773-24-004176.hdr.sgml : 20241028
<ACCEPTANCE-DATETIME>20241028153535
ACCESSION NUMBER:		0001741773-24-004176
CONFORMED SUBMISSION TYPE:	40-17G
PUBLIC DOCUMENT COUNT:		32
FILED AS OF DATE:		20241028
DATE AS OF CHANGE:		20241028
EFFECTIVENESS DATE:		20241028

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST I
		CENTRAL INDEX KEY:			0000798244
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04777
		FILM NUMBER:		241400490

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS SERIES TRUST I /MA/
		DATE OF NAME CHANGE:	19940427

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS LIFETIME MANAGED SECTORS FUND
		DATE OF NAME CHANGE:	19930408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	LIFETIME MANAGED SECTORS TRUST
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS INSTITUTIONAL MONEY MARKET PORTFOLIO, A SERIES OF THE MFS SERIES TRUST XIV
		CENTRAL INDEX KEY:			0001392417
		ORGANIZATION NAME:           	
		IRS NUMBER:				208538605
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0831

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-22033
		FILM NUMBER:		241400516

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		617-954-5000

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS Institutional Money Market Portfolio, a series of the MFS Series Trust XIV
		DATE OF NAME CHANGE:	20090313

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS Series Trust XIV
		DATE OF NAME CHANGE:	20070308

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST IX
		CENTRAL INDEX KEY:			0000063075
		ORGANIZATION NAME:           	
		IRS NUMBER:				042535629
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0430

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-02464
		FILM NUMBER:		241400506

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS SERIES TRUST IX /MA/
		DATE OF NAME CHANGE:	19951218

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS SERIES TRUST IX
		DATE OF NAME CHANGE:	19950207

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS BOND FUND
		DATE OF NAME CHANGE:	19930408

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MASSACHUSETTS INVESTORS GROWTH STOCK FUND
		CENTRAL INDEX KEY:			0000063090
		ORGANIZATION NAME:           	
		IRS NUMBER:				041885327
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-00859
		FILM NUMBER:		241400522

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MASSACHUSETTS INVESTORS GROWTH STOCK FUND INC
		DATE OF NAME CHANGE:	19920414

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MASSACHUSETTS INVESTORS TRUST
		CENTRAL INDEX KEY:			0000063091
		ORGANIZATION NAME:           	
		IRS NUMBER:				041590600
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-00203
		FILM NUMBER:		241400521

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST V
		CENTRAL INDEX KEY:			0000200489
		ORGANIZATION NAME:           	
		IRS NUMBER:				042468583
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-02031
		FILM NUMBER:		241400505

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS TOTAL RETURN FUND
		DATE OF NAME CHANGE:	19930408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MASSACHUSETTS MFS TOTAL RETURN FUND
		DATE OF NAME CHANGE:	19921023

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MASSACHUSETTS FINANCIAL TOTAL RETURN TRUST
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST III
		CENTRAL INDEX KEY:			0000225604
		ORGANIZATION NAME:           	
		IRS NUMBER:				046414785
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0131

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-02794
		FILM NUMBER:		241400508

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS SERIES TRUST III /MA
		DATE OF NAME CHANGE:	19940411

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS HIGH INCOME FUND
		DATE OF NAME CHANGE:	19930408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MASSACHUSETTS FINANCIAL HIGH INCOME TRUST
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST VII
		CENTRAL INDEX KEY:			0000318874
		ORGANIZATION NAME:           	
		IRS NUMBER:				046452925
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0731

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-03090
		FILM NUMBER:		241400503

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS WORLDWIDE GOVERNMENTS FUND
		DATE OF NAME CHANGE:	19930408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS WORLDWIDE GOVERNMENTS TRUST
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MASSACHUSETTS FINANCIAL INTERNATIONAL TRUST BOND PORTFOLIO
		DATE OF NAME CHANGE:	19910225

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST XIII
		CENTRAL INDEX KEY:			0000356349
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-03327
		FILM NUMBER:		241400498

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS GOVERNMENT SECURITIES FUND
		DATE OF NAME CHANGE:	19930408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS GOVERNMENT GUARANTEED SECURITIES TRUST
		DATE OF NAME CHANGE:	19910522

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WORKING CAPITAL TRUST
		DATE OF NAME CHANGE:	19840529

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS VARIABLE INSURANCE TRUST II
		CENTRAL INDEX KEY:			0000719269
		ORGANIZATION NAME:           	
		IRS NUMBER:				046540044
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-03732
		FILM NUMBER:		241400492

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		16179545839

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS SUN LIFE SERIES TRUST
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COMPASS SERIES TRUST
		DATE OF NAME CHANGE:	19850325

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS MUNICIPAL SERIES TRUST
		CENTRAL INDEX KEY:			0000751656
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0331

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04096
		FILM NUMBER:		241400510

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS MANAGED MULTI STATE MUNICIPAL BOND TRUST
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS MANAGED MULTI STATE TAX EXEMPT TRUST
		DATE OF NAME CHANGE:	19890410

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST XV
		CENTRAL INDEX KEY:			0000764719
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04253
		FILM NUMBER:		241400497

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS GOVERNMENT LIMITED MATURITY FUND /MA/
		DATE OF NAME CHANGE:	19930623

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS GOVERNMENT PREMIUM FUND
		DATE OF NAME CHANGE:	19930408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS GOVERNMENT PREMIUM ACCOUNT
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST X
		CENTRAL INDEX KEY:			0000783740
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04492
		FILM NUMBER:		241400501

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS GOVERNMENT MORTGAGE FUND
		DATE OF NAME CHANGE:	19930408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS GOVERNMENT INCOME PLUS FUND
		DATE OF NAME CHANGE:	19930312

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MASSACHUSETTS MFS GOVERNMENT INCOME PLUS FUND
		DATE OF NAME CHANGE:	19921015

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST II
		CENTRAL INDEX KEY:			0000798250
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04775
		FILM NUMBER:		241400509

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS SERIES TRUST II /MA/
		DATE OF NAME CHANGE:	19940131

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS LIFETIME EMERGING GROWTH FUND
		DATE OF NAME CHANGE:	19930408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	LIFETIME EMERGING GROWTH TRUST
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS MUNICIPAL INCOME TRUST
		CENTRAL INDEX KEY:			0000801961
		ORGANIZATION NAME:           	
		IRS NUMBER:				046554822
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04841
		FILM NUMBER:		241400511

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS MULTIMARKET INCOME TRUST
		CENTRAL INDEX KEY:			0000809173
		ORGANIZATION NAME:           	
		IRS NUMBER:				046562226
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04975
		FILM NUMBER:		241400512

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS HIGH YIELD MARKETS TRUST
		DATE OF NAME CHANGE:	19870204

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS HIGH YIELD MUNICIPAL TRUST
		CENTRAL INDEX KEY:			0000809844
		ORGANIZATION NAME:           	
		IRS NUMBER:				042950868
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-04992
		FILM NUMBER:		241400517

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		617-954-5000

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COLONIAL MUNICIPAL INCOME TRUST
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS GOVERNMENT MARKETS INCOME TRUST
		CENTRAL INDEX KEY:			0000811922
		ORGANIZATION NAME:           	
		IRS NUMBER:				046565627
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05078
		FILM NUMBER:		241400519

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST VIII
		CENTRAL INDEX KEY:			0000819673
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05262
		FILM NUMBER:		241400502

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02119
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02119

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS STRATEGIC INCOME FUND
		DATE OF NAME CHANGE:	19940910

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS INCOME & OPPORTUNITY FUND /
		DATE OF NAME CHANGE:	19931006

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS INCOME & OPPORTUNITY FUND
		DATE OF NAME CHANGE:	19930408

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS INTERMEDIATE INCOME TRUST
		CENTRAL INDEX KEY:			0000826735
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05440
		FILM NUMBER:		241400514

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS MULTI GOVERNMENT INTERMEDIATE TRUST
		DATE OF NAME CHANGE:	19880308

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTERNATIONAL GOVERNMENT INCOME TRUST
		DATE OF NAME CHANGE:	19880211

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS INTERMEDIATE HIGH INCOME FUND
		CENTRAL INDEX KEY:			0000833021
		ORGANIZATION NAME:           	
		IRS NUMBER:				046593681
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05567
		FILM NUMBER:		241400515

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		6179545000

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COLONIAL INTERMEDIATE HIGH INCOME FUND
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS HIGH INCOME MUNICIPAL TRUST
		CENTRAL INDEX KEY:			0000845606
		ORGANIZATION NAME:           	
		IRS NUMBER:				043039022
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05754
		FILM NUMBER:		241400518

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		617-954-5000

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COLONIAL HIGH INCOME MUNICIPAL TRUST
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS INVESTMENT GRADE MUNICIPAL TRUST
		CENTRAL INDEX KEY:			0000847411
		ORGANIZATION NAME:           	
		IRS NUMBER:				043046360
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05785
		FILM NUMBER:		241400513

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		617-954-5000

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COLONIAL INVESTMENT GRADE MUNICIPAL TRUST
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS CHARTER INCOME TRUST
		CENTRAL INDEX KEY:			0000851170
		ORGANIZATION NAME:           	
		IRS NUMBER:				043055815
		FISCAL YEAR END:			1130

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05822
		FILM NUMBER:		241400520

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS PRINCIPAL INCOME TRUST
		DATE OF NAME CHANGE:	19890906

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SPECIAL VALUE TRUST
		CENTRAL INDEX KEY:			0000856128
		ORGANIZATION NAME:           	
		IRS NUMBER:				043063376
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-05912
		FILM NUMBER:		241400494

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		24TH FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST VI
		CENTRAL INDEX KEY:			0000863032
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-06102
		FILM NUMBER:		241400504

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS WORLDWIDE TOTAL RETURN FUND
		DATE OF NAME CHANGE:	19930408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS WORLDWIDE TOTAL RETURN TRUST
		DATE OF NAME CHANGE:	19920703

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST XVII
		CENTRAL INDEX KEY:			0000867969
		ORGANIZATION NAME:           	
		IRS NUMBER:				043158862
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-06174
		FILM NUMBER:		241400495

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS INSTITUTIONAL TRUST
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PUBLIC FUNDS INVESTMENT TRUST
		DATE OF NAME CHANGE:	19920609

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST XI
		CENTRAL INDEX KEY:			0000911637
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-07992
		FILM NUMBER:		241400500

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS UNION STANDARD TRUST
		DATE OF NAME CHANGE:	19930907

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS VARIABLE INSURANCE TRUST
		CENTRAL INDEX KEY:			0000918571
		ORGANIZATION NAME:           	
		IRS NUMBER:				043226600
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-08326
		FILM NUMBER:		241400493

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS VARIABLE INSURANCE TRUST III
		CENTRAL INDEX KEY:			0001065698
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-08879
		FILM NUMBER:		241400491

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		617-954-5000

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SUN CAPITAL ADVISERS TRUST
		DATE OF NAME CHANGE:	19980709

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST XII
		CENTRAL INDEX KEY:			0001330967
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			0430

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-21780
		FILM NUMBER:		241400499

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		617-954-5000

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS Series Trust XII
		DATE OF NAME CHANGE:	20050622

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST XVI
		CENTRAL INDEX KEY:			0000063067
		ORGANIZATION NAME:           	
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-02032
		FILM NUMBER:		241400496

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS GROWTH OPPORTUNITIES FUND
		DATE OF NAME CHANGE:	19940304

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS CAPITAL DEVELOPMENT FUND
		DATE OF NAME CHANGE:	19930408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MASSACHUSETT MFS CAPITAL DEVELOPMENT FUND
		DATE OF NAME CHANGE:	19921015

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MFS SERIES TRUST IV
		CENTRAL INDEX KEY:			0000063068
		ORGANIZATION NAME:           	
		IRS NUMBER:				046382595
		STATE OF INCORPORATION:			MA
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-17G
		SEC ACT:		1940 Act
		SEC FILE NUMBER:	811-02594
		FILM NUMBER:		241400507

	BUSINESS ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199
		BUSINESS PHONE:		18006372929

	MAIL ADDRESS:	
		STREET 1:		111 HUNTINGTON AVENUE
		STREET 2:		21ST FLOOR
		CITY:			BOSTON
		STATE:			MA
		ZIP:			02199

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MFS MUNICIPAL BOND FUND /MA/
		DATE OF NAME CHANGE:	19930910

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MASSACHUSETTS CASH MANAGEMENT TRUST
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>40-17G
<SEQUENCE>1
<FILENAME>c4017g.htm
<TEXT>
<html>
<head>
<title></title>
</head><body><a name="document_0"></a>
<!-- PAGEBREAK_END -->
<p style="font-size:8.0pt; font-family:Serif; text-align:center; color:#000000; font-weight:bold; font-style:normal;"><img src="img_8223f344387b4f1.jpg"></p><p
style="font-size:9.0pt; font-family:Serif; font-style:normal; text-align:center; color:#002060; font-weight:bold;
text-decoration:none;">111 Huntington Ave., Boston, Massachusetts 02199-7632</p><p style="font-size:11.0pt;
font-family:Serif; text-align:center; color:#002060; font-weight:bold; font-style:normal;"><font style="font-size:9.0pt;
font-family:Serif; font-style:normal; color:#002060; font-weight:bold; text-decoration:none;">Phone 617-954-5000</font></p><p
style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:center; color:#002060; font-weight:normal;
text-decoration:none;">October 21, 2024</p><p style="font-size:10.5pt; font-family:Serif; font-style:normal;
text-align:left; color:#002060; font-weight:bold; text-decoration:underline;">VIA EDGAR</p><p style="font-size:10.5pt;
font-family:Serif; font-style:normal; text-align:left; color:#002060; font-weight:normal; text-decoration:none;">United
States Securities and Exchange Commission</p><p style="font-size:10.5pt; font-family:Serif; font-style:normal;
text-align:left; color:#002060; font-weight:normal; text-decoration:none;">100 F Street, N.E.</p><p style="font-size:10.5pt;
font-family:Serif; font-style:normal; text-align:left; color:#002060; font-weight:normal; text-decoration:none;">Washington,
DC  20549</p><p style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:left; color:#002060;
font-weight:normal; text-decoration:none;">Ladies and Gentlemen:</p><p style="font-size:10.5pt; font-family:Serif;
font-style:normal; text-align:justify; color:#002060; font-weight:normal; text-decoration:none;"><font
style="word-spacing:10.5pt;">&#160;</font><font style="font-size:10.5pt; font-family:Serif; font-style:normal;
color:#002060; font-weight:normal; text-decoration:none;">Pursuant to Rule 17g-1(g) under the Investment
Company Act of 1940, as amended, enclosed herewith for filing are the following documents:</font></p><p
style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:justify; color:#002060; text-indent:-54.0pt;
font-weight:normal; margin-left:54.0pt; text-decoration:none;"><font style="word-spacing:28.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">1.</font><font
style="word-spacing:28.0pt;">&#160;</font><font style="font-size:10.5pt; font-family:Serif; font-style:normal;
color:#002060; font-weight:normal; text-decoration:none;">A copy of the resolution of the Board of Trustees
approving the form and amount of the bonds:</font></p><p style="font-size:10.5pt; font-family:Serif;
font-style:normal; text-align:justify; color:#002060; text-indent:-54.0pt; font-weight:normal; margin-left:54.0pt;
text-decoration:none;"><font style="word-spacing:28.0pt;">&#160;</font><font style="font-size:10.5pt; font-family:Serif;
font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:28.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Certificate
of Assistant Secretary for MFS Series Trust I, MFS Series Trust II, MFS Series Trust III, MFS Series
Trust IV, MFS Series Trust V, MFS Series Trust VI, MFS Series Trust VII, MFS Series Trust VIII, MFS Series
Trust IX, MFS Series Trust X, MFS Series Trust XI, MFS Series Trust XII, MFS Series Trust XIII, MFS Series
Trust XIV, MFS Series Trust XV, MFS Series Trust XVI, MFS Municipal Series Trust, MFS Variable Insurance
Trust, MFS Variable Insurance Trust II, MFS Variable Insurance Trust III, MFS Institutional Trust, Massachusetts
Investors Trust, Massachusetts Investors Growth Stock Fund, MFS Charter Income Trust, MFS Government
Markets Income Trust, MFS High Income Municipal Trust, MFS High Yield Municipal Trust, MFS Intermediate
High Income Fund, MFS Intermediate Income Trust, MFS Investment Grade Municipal Trust, MFS Multimarket
Income Trust, MFS Municipal Income Trust and MFS Special Value Trust, dated March 27,2023;</font></p><p
style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:justify; color:#002060; text-indent:-54.0pt;
font-weight:normal; margin-left:54.0pt; text-decoration:none;"><font style="word-spacing:28.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">2.</font><font
style="word-spacing:28.0pt;">&#160;</font><font style="font-size:10.5pt; font-family:Serif; font-style:normal;
color:#002060; font-weight:normal; text-decoration:none;">Fidelity Bond Claim Agreement, dated November
1, 1993, as amended and restated June 12, 2002, as amended and restated June 12, 2002, as amended and
restated March 1, 2008, (including Exhibit A, as of September 30, 2023), between the investment company
and all other parties to the joint insured bonds entered into pursuant to paragraph (f) of the Rule;
and</font></p><p style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:justify; color:#002060;
text-indent:-54.0pt; font-weight:normal; margin-left:54.0pt; text-decoration:none;"><font style="word-spacing:28.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">3.</font><font
style="word-spacing:28.0pt;">&#160;</font><font style="font-size:10.5pt; font-family:Serif; font-style:normal;
color:#002060; font-weight:normal; text-decoration:none;">Copies of the executed bonds:</font></p><p
style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal;
margin-left:72.0pt; font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No. &#8211; 81391896 - Declarations</font></p><p style="font-size:10.5pt; font-family:Serif;
text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt; font-style:normal;"><font
style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#183;</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.5pt; font-family:Serif; font-style:normal;
color:#002060; font-weight:normal; text-decoration:none;">Federal Insurance Company &#8211; Bond No.&#8211; 81391896
- Endorsement No. 1</font></p><p style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060;
text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt; font-style:normal;"><font style="font-size:10.5pt;
font-family:Symbol; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#183;</font><font
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color:#002060; font-weight:normal; text-decoration:none;">Federal Insurance Company &#8211; Bond No.&#8211; 81391896
- Endorsement No. 2</font></p><p style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060;
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- Endorsement No. 3</font></p><p style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060;
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- Endorsement No. 4</font></p><p style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060;
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font-family:Symbol; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#183;</font><font
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- Endorsement No. 5</font></p><p style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060;
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font-family:Symbol; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#183;</font><font
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- Endorsement No. 6</font></p><p style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060;
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color:#002060; font-weight:normal; text-decoration:none;">Federal Insurance Company &#8211; Bond No.&#8211; 81391896
- Endorsement No. 7</font></p><p style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060;
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- Endorsement No. 8</font></p><p style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060;
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font-family:Symbol; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#183;</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.5pt; font-family:Serif; font-style:normal;
color:#002060; font-weight:normal; text-decoration:none;">Federal Insurance Company &#8211; Bond No.&#8211; 81391896
- Endorsement No. 9</font></p><p style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060;
text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt; font-style:normal;"><font style="font-size:10.5pt;
font-family:Symbol; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#183;</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.5pt; font-family:Serif; font-style:normal;
color:#002060; font-weight:normal; text-decoration:none;">Federal Insurance Company &#8211; Bond No.&#8211; 81391896
- Endorsement No. 10</font></p>
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<p style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:justify; color:#002060;
font-weight:normal; margin-left:54.0pt; text-decoration:none;">United States Securities and Exchange
Commission</p><p style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:justify; color:#002060;
text-indent:-54.0pt; font-weight:normal; margin-left:54.0pt; text-decoration:none;">October 21, 2024</p><p
style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:justify; color:#002060; text-indent:-54.0pt;
font-weight:normal; margin-left:54.0pt; text-decoration:none;">Page 2</p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 11</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 12</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 13</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 14</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 15</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 16</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 17</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 18</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 19</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 20</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 21</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 22</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 23</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 24</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 25</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 26</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Federal
Insurance Company &#8211; Bond No.&#8211; 81391896 - Endorsement No. 27</font></p><p style="font-size:10.5pt;
font-family:Serif; text-align:justify; color:#002060; text-indent:-18.0pt; font-weight:normal; margin-left:72.0pt;
font-style:normal;"><font style="font-size:10.5pt; font-family:Symbol; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">&#183;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Important
Notice to Policyholders</font></p><p style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:justify;
color:#002060; font-weight:normal; text-decoration:none;"><font style="word-spacing:10.5pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Had
each of the Funds listed below on Attachment A not been named as an insured under the joint insured bonds
in effect, it is estimated that each Fund would have been required to maintain coverage under the Rule
as set forth on Attachment A.</font></p><p style="font-size:10.5pt; font-family:Serif; font-style:normal;
text-align:justify; color:#002060; font-weight:normal; text-decoration:none;"><font style="word-spacing:10.5pt;">&#160;</font><font
style="font-size:10.5pt; font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">The
premium on the above-mentioned bonds has been paid from November 1, 2023, to November 1, 2024.</font></p><p
style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:justify; color:#002060; text-indent:-43.2pt;
font-weight:normal; text-decoration:none;"><font style="word-spacing:22.6pt;">&#160;</font><font style="word-spacing:22.6pt;">&#160;</font><font
style="word-spacing:22.6pt;">&#160;</font><font style="font-size:10.5pt; font-family:Serif; font-style:normal;
color:#002060; font-weight:normal; text-decoration:none;">Very truly yours,</font></p><p style="font-size:10.5pt;
font-family:Serif; font-style:normal; text-align:justify; color:#002060; font-weight:normal; text-decoration:none;"><font
style="word-spacing:10.5pt;">&#160;</font><font style="word-spacing:10.5pt;">&#160;</font><font style="word-spacing:10.5pt;">&#160;</font></p><p
style="font-size:10.5pt; font-family:Serif; text-align:justify; color:#002060; font-weight:normal; font-style:normal;"><font
style="word-spacing:10.5pt;">&#160;</font><font style="word-spacing:10.5pt;">&#160;</font><font style="font-size:10.5pt;
font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">CHRISTOPHER
R. BOHANE</font><font style="word-spacing:10.5pt;">&#160;</font></p><p style="font-size:10.5pt; font-family:Serif;
font-style:normal; text-align:justify; color:#002060; font-weight:normal; text-decoration:none;"><font
style="word-spacing:10.5pt;">&#160;</font><font style="word-spacing:10.5pt;">&#160;</font><font style="font-size:10.5pt;
font-family:Serif; font-style:normal; color:#002060; font-weight:normal; text-decoration:none;">Christopher
R. Bohane</font><font style="word-spacing:10.5pt;">&#160;</font></p><p style="font-size:10.5pt; font-family:Serif;
font-style:normal; text-align:justify; color:#002060; text-indent:-43.2pt; font-weight:normal; text-decoration:none;"><font
style="word-spacing:22.6pt;">&#160;</font><font style="word-spacing:22.6pt;">&#160;</font><font style="word-spacing:22.6pt;">&#160;</font></p><p
style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:left; color:#002060; text-indent:-43.2pt;
font-weight:normal; text-decoration:none;"><font style="word-spacing:22.6pt;">&#160;</font><font style="word-spacing:22.6pt;">&#160;</font><font
style="word-spacing:22.6pt;">&#160;</font><font style="font-size:10.5pt; font-family:Serif; font-style:normal;
color:#002060; font-weight:normal; text-decoration:none;">Assistant Secretary and Assistant Clerk</font></p><p
style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:justify; color:#002060; font-weight:normal;
text-decoration:none;">CRB/mao</p><p style="font-size:10.5pt; font-family:Serif; font-style:normal; text-align:justify;
color:#002060; font-weight:normal; text-decoration:none;">Attachments</p>
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<table cellspacing="0" style="border-collapse:collapse" width="84%" cellpadding="0" style="clear:both"><tr
style="font-size:1pt;"><td style="width:10.53%;" >&nbsp;</td><td style="width:69.39%;" >&nbsp;</td><td
style="width:20.08%;" >&nbsp;</td></tr><tr><td style="vertical-align:bottom; border-bottom:1pt; border-bottom-style:solid;
border-bottom-color:#000000;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:bold; text-decoration:none;">Acronym</p></td><td style="vertical-align:bottom; border-bottom:1pt;
border-bottom-style:solid; border-bottom-color:#000000;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:bold; text-decoration:none;">Trust / Fund Name</p></td><td
style="vertical-align:bottom; border-bottom:1pt; border-bottom-style:solid; border-bottom-color:#000000;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:bold; text-decoration:none;">Fidelity
Bond Coverage Required</p></td></tr><tr><td style="vertical-align:middle; background-color:#BFBFBF; font-size:1pt;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td
style="vertical-align:top; background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS SERIES TRUST I</p></td><td
style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">EIF</p></td><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Value Fund </p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">LVO</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Low Volatility Global Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">LVU</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Low Volatility Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MCF</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
U.S. Government Cash Reserve Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">NDF</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
New Discovery Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">RGI</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Core Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">RIF</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Research International Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">SCT</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Technology Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;
border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000; font-size:1pt;" >&nbsp;</td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">              2,500,000.00
</p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top; background-color:#BFBFBF;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS
SERIES TRUST II</p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">MEG</p></td><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Growth Fund </p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST III</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">HYO</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Global High Yield Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">HYP</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
High Yield Pooled Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MFH</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
High Income Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MMH</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Municipal High Income Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST IV</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">BRK</p></td><td colspan="2"
style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Blended Research Emerging Markets Equity Fund </p></td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">BRX</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Blended Research International Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">GND</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Global New Discovery Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MMM</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
U.S. Government Money Market Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">OTC</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Mid Cap Growth Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST V</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">MFR</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Research Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MIO</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
International New Discovery Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MTR</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Total Return Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST VI</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">MMU</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Utilities Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MWE</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Global Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MWT</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Global Total Return Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:bottom; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST VII</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">EQI</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Equity Income Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">EEM</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Emerging Markets Equity Research Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">UIV</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Intrinsic Value Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
                750,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST VIII</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">MSI</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Income Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">WGF</p></td><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Global Growth Fund </p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle; font-size:1pt;" >&nbsp;</td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom; font-size:1pt;">&nbsp;</td></tr></table>
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<table cellspacing="0" style="border-collapse:collapse" width="84%" cellpadding="0" style="clear:both"><tr
style="font-size:1pt;"><td style="width:10.53%;" >&nbsp;</td><td style="width:69.39%;" >&nbsp;</td><td
style="width:20.08%;" >&nbsp;</td></tr><tr><td style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; font-size:1pt;" >&nbsp;</td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">2,100,000.00
</p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top; background-color:#BFBFBF;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS
SERIES TRUST IX</p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">IAB</p></td><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Inflation-Adjusted Bond Fund </p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">MFB</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Corporate Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MLM</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Limited Maturity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MML</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Municipal Limited Maturity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">RBF</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Total Return Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST X</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">AGG</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Aggressive Growth Allocation Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">BMS</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Blended Research Mid Cap Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">BRS</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Blended Research Small Cap Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">BRU</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Blended Research Value Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">BRW</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Blended Research Growth Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">CON</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Conservative Allocation Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">EMD</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Emerging Markets Debt Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">EML</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Emerging Markets Debt Local Currency Fund </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">FEM</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Emerging Markets Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">FGF</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
International Growth Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">FGI</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
International Intrinsic Value Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">GLB</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Global Opportunistic Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">GRO</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Growth Allocation Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MDI</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
International Diversification Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MGW</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Managed Wealth Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MKV</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
International Large Cap Value Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MOD</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Moderate Allocation Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST XI</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">MDV</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Mid Cap Value Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">UNE</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Blended Research Core Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST XII</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">L25</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Lifetime 2025 Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">L35</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Lifetime 2035 Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">L45</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Lifetime 2045 Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">L55</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Lifetime 2055 Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">L65</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Lifetime 2065 Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">LRT</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Lifetime Income Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MCB</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Core Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">ML3</p></td><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Lifetime 2030 Fund </p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">ML4</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Lifetime 2040 Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">ML5</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Lifetime 2050 Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">ML6</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Lifetime 2060 Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST XIII</p></td><td style="vertical-align:top;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">DIF</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Diversified Income Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">GRE</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Global Real Estate Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MGS</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Government Securities Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">NDV</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
New Discovery Value Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST XIV</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr></table>
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<table cellspacing="0" style="border-collapse:collapse" width="84%" cellpadding="0" style="clear:both"><tr
style="font-size:1pt;"><td style="width:10.53%;" >&nbsp;</td><td style="width:69.39%;" >&nbsp;</td><td
style="width:20.08%;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">IMM</p></td><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Institutional Money Market Portfolio </p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST XV</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">CMS</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Commodity Strategy Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">DTR</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Global Alternative Strategy Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             1,250,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST XVI</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">FPP</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Prudent Investor Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
                350,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">STAND-ALONE FUNDS</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">MIG</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
Massachusetts Investors Growth Stock Fund </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">MIT</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
Massachusetts Investors Trust </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">CLOSED-END FUNDS</p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">CIH</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Intermediate High Income Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">CMU</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
High Yield Municipal Trust </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">CXE</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
High Income Municipal Trust </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">CXH</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Investment Grade Municipal Trust </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MCR</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Charter Income Trust </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MFM</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Municipal Income Trust </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MFV</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Special Value Trust </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MGF</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Government Markets Income Trust </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MIN</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Intermediate Income Trust </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MMT</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Multimarket Income Trust </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             1,700,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS MUNICIPAL SERIES TRUST</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">MAL</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Alabama Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MAR</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Arkansas Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MCA</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
California Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MGA</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Georgia Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MIU</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Municipal Intermediate Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MMA</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Massachusetts Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MMD</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Maryland Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MMI</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Municipal Income Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MMP</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Mississippi Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MNC</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
North Carolina Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MNY</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
New York Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MPA</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Pennsylvania Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MSC</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
South Carolina Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MVA</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
Virginia Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MWV</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
West Virginia Municipal Bond Fund </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS INSTITUTIONAL TRUST</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">IIE</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Institutional International Equity Fund </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:middle; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS VARIABLE INSURANCE TRUST</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VEG</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Variable Insurance Trust - MFS Growth Series </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VFB</p></td><td colspan="2"
style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Variable Insurance Trust - MFS Total Return Bond Series
</p></td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VFR</p></td><td colspan="2"
style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Variable Insurance Trust - MFS Research Series </p></td></tr></table>
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<table cellspacing="0" style="border-collapse:collapse" width="84%" cellpadding="0" style="clear:both"><tr
style="font-size:1pt;"><td style="width:10.53%;" >&nbsp;</td><td style="width:69.39%;" >&nbsp;</td><td
style="width:20.08%;" >&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VGE</p></td><td
colspan="2" style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;"> MFS Variable Insurance Trust - MFS Global
Equity Series </p></td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VGI</p></td><td colspan="2"
style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Variable Insurance Trust - MFS Investors Trust Series
</p></td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VLU</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Variable Insurance Trust - MFS Value Series </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VMG</p></td><td colspan="2"
style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Variable Insurance Trust - MFS Mid Cap Growth Series
</p></td></tr><tr><td style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VND</p></td><td colspan="2"
style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS Variable Insurance Trust - MFS New Discovery Series </p></td></tr><tr><td
style="vertical-align:middle;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">VTR</p></td><td colspan="2" style=" vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS Variable Insurance Trust - MFS Total Return Series </p></td></tr><tr><td style="vertical-align:middle;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VUF</p></td><td
colspan="2" style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;"> MFS Variable Insurance Trust - MFS Utilities
Series </p></td></tr><tr><td style="vertical-align:middle; border-bottom:0.25pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
             2,500,000.00 </p></td></tr><tr><td style="vertical-align:bottom; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS Variable Insurance Trust II:</p></td><td style="vertical-align:bottom;
font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">BDS</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT II - MFS Corporate Bond Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">CGS</p></td><td colspan="2"
style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS VIT II - MFS Blended Research Core Equity Portfolio </p></td></tr><tr><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">FCE</p></td><td colspan="2" style=" vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT II - MFS Emerging Markets Equity Portfolio </p></td></tr><tr><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">FCG</p></td><td
colspan="2" style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;"> MFS VIT II - MFS International Intrinsic Value
Portfolio </p></td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">FCI</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT II - MFS International Growth Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">GSS</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT II - MFS Government Securities Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">HYS</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT II - MFS High Yield Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">MIS</p></td><td colspan="2" style=" vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT II - MFS Massachusetts Investors Growth Stock Portfolio </p></td></tr><tr><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">MKS</p></td><td
colspan="2" style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;"> MFS VIT II - MFS U.S. Government Money Market
Portfolio </p></td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">RES</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT II - MFS Global Research Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">RGS</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT II - MFS Core Equity Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">RSS</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
VIT II - MFS Research International Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">SIS</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT II - MFS Income Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">TKS</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
VIT II - MFS Technology Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">WGO</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
VIT II - MFS Global Growth Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">WGS</p></td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;"> MFS
VIT II - MFS Global Governments Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">WTS</p></td><td colspan="2"
style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS VIT II - MFS Global Tactical Allocation Portfolio </p></td></tr><tr><td
style="vertical-align:bottom; border-bottom:0.25pt; border-bottom-style:solid; border-bottom-color:#000000;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top; border-bottom:0.25pt; border-bottom-style:solid;
border-bottom-color:#000000; font-size:1pt;" >&nbsp;</td><td style="vertical-align:bottom;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
         2,500,000.00 </p></td></tr><tr><td style="vertical-align:bottom; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; background-color:#BFBFBF; font-size:1pt;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">&#160;</p></td><td style="vertical-align:top;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; background-color:#BFBFBF;"><p style="font-size:10.0pt;
font-family:Calibri; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS Variable
Insurance Trust III:</p></td><td style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000;
font-weight:normal; text-decoration:none;">VCA</p></td><td colspan="2" style=" vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT III - MFS Conservative Allocation Portfolio </p></td></tr><tr><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VDV</p></td><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS VIT III - MFS New Discovery Value Portfolio </p></td><td
style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VGA</p></td><td
style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS VIT III - MFS Growth Allocation Portfolio </p></td><td
style="vertical-align:bottom; font-size:1pt;" >&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VIA</p></td><td
colspan="2" style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;"> MFS VIT III - MFS Inflation-Adjusted Bond
Portfolio </p></td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VLT</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT III - MFS Limited Maturity Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VMA</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT III - MFS Moderate Allocation Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VMC</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT III - MFS Mid Cap Value Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VRE</p></td><td style="vertical-align:bottom;"><p
style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
MFS VIT III - MFS Global Real Estate Portfolio </p></td><td style="vertical-align:bottom; font-size:1pt;"
>&nbsp;</td></tr><tr><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:center; color:#000000; font-weight:normal; text-decoration:none;">VSC</p></td><td colspan="2"
style=" vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri; text-align:left; color:#000000;
font-weight:normal; text-decoration:none;"> MFS VIT III - MFS Blended Research Small Cap Equity Portfolio
</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;" >&nbsp;</td><td style="vertical-align:top;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:bottom;"><p style="font-size:10.0pt; font-family:Calibri;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">              1,900,000.00
</p></td></tr></table>
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<p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:normal; text-decoration:underline;">CERTIFICATE
OF ASSISTANT SECRETARY</p><table cellspacing="0" style="border-collapse:collapse" width="80%" cellpadding="2"
align="center" style="clear:both"><tr style="font-size:1pt;"><td style="width:100%">&nbsp;</td></tr><tr><td
style="vertical-align:top; font-size:1pt;"><p style="font-size:12.0pt; font-family:Arial; text-align:center;
font-weight:bold; text-decoration:none;">MFS Series Trust I </p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS
Series Trust II</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial;
text-align:center; font-weight:bold; text-decoration:none;">MFS Series Trust III</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">MFS Series Trust IV</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt;
font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS Series Trust V</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">MFS Series Trust VI</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt;
font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS Series Trust VII</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">MFS Series Trust VIII</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt;
font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS Series Trust IX</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">MFS Series Trust X</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt;
font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS Series Trust XI</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">MFS Series Trust XII</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt;
font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS Series Trust XIII</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">MFS Series Trust XIV</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt;
font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS Series Trust XV</p><p
style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS
Series Trust XVI</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial;
text-align:center; font-weight:bold; text-decoration:none;">MFS Municipal Series Trust</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">MFS Institutional Trust </p><p style="font-size:12.0pt; font-family:Arial; text-align:center;
font-weight:bold; text-decoration:none;">MFS Variable Insurance Trust</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS
Variable Insurance Trust II</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt;
font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS Variable Insurance
Trust III</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial;
text-align:center; font-weight:bold; text-decoration:none;">Massachusetts Investors Trust</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">Massachusetts Investors Growth Stock Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS
Charter Income Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial;
text-align:center; font-weight:bold; text-decoration:none;">MFS Government Markets Income Trust</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">MFS High Income Municipal Trust</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS
High Yield Municipal Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt;
font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS Intermediate High
Income Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial;
text-align:center; font-weight:bold; text-decoration:none;">MFS Intermediate Income Trust</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">MFS Investment Grade Municipal Trust</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS
Multimarket Income Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:12.0pt;
font-family:Arial; text-align:center; font-weight:bold; text-decoration:none;">MFS Municipal Income Trust</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:12.0pt; font-family:Arial; text-align:center; font-weight:bold;
text-decoration:none;">MFS Special Value Trust</p></td></tr></table><p style="font-size:12.0pt; font-family:Arial;
text-align:justify; font-weight:normal; text-decoration:none;">The undersigned, being the Assistant Secretary
of the above-mentioned Trusts, (collectively, the &#8220;Trusts&#8221;), hereby certifies that the following
is a complete, true and correct copy of the vote adopted by the Trustees of the Trusts on June 5, 2024,
and that such vote has not been altered, amended, or rescinded and is in full force and effect as of
the date hereof.</p><p style="font-size:12.0pt; font-family:Arial; text-align:justify; font-weight:normal;
font-style:normal;"><font style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:bold;
text-decoration:none;">[ALL]</font><font style="font-size:12.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">  </font><font style="font-size:12.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">Upon motion duly made and seconded, it
was by all of the Independent Trustees voting together and then all of the Trustees present</font></p><p
style="font-size:12.0pt; font-family:Arial; text-align:justify; text-indent:-72.0pt; font-weight:normal;
margin-left:72.0pt; text-decoration:none;"><font style="font-size:12.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">VOTED:</font><font style="word-spacing:37.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">That,
upon recommendation by the Services Contracts Committee, it is the finding of the Trustees that the fidelity
bonds written by ICI Mutual Insurance Company (ICI Mutual), and Federal Insurance Company (Chubb), (collectively,
the "Bond") in the aggregate amount of $58 million (the </font></p>
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<p style="font-size:12.0pt; font-family:Arial; text-align:justify; font-weight:normal; margin-left:72.0pt;
text-decoration:none;">&#8220;Coverage Amount&#8221;), on the terms and conditions presented at this meeting
and covering, among others, Trustees, officers and employees of the Trust, in accordance with the requirements
of Rule 17g-1 promulgated by the Securities and Exchange Commission under Section 17(g) of the Investment
Company Act of 1940, as amended, are reasonable in form and amount, after having given due consideration
to, among other things, the value of the aggregate assets of the Trust to which any person covered under
the Bond may have access, the type and terms of the arrangements made for the custody and safekeeping
of assets of the Trust, the nature of the Trust's securities, the number of other parties named as insured
parties under the Bond and the nature of the business activities of the other parties;</p><p style="font-size:12.0pt;
font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;">FURTHER</p><p style="font-size:12.0pt;
font-family:Arial; text-align:justify; text-indent:-72.0pt; font-weight:normal; margin-left:72.0pt; text-decoration:none;"><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">VOTED:</font><font
style="word-spacing:37.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">That, upon recommendation by the Services Contracts Committee,
after having given due consideration to, among other things, the number of other parties insured under
the Bond, the nature of business activities of those other parties, the amount of the Bond, the amount
of the premium and the ratable allocation of the premium and service fee among all parties named as insureds,
that the premium on the Bond and service fee be, and it hereby is, allocated among the insured parties
in the proportion that the higher of their minimum required or assigned coverage bears to the Coverage
Amount;</font></p><p style="font-size:12.0pt; font-family:Arial; text-align:left; font-weight:normal;
text-decoration:none;">FURTHER</p><p style="font-size:12.0pt; font-family:Arial; text-align:justify;
text-indent:-72.0pt; font-weight:normal; margin-left:72.0pt; text-decoration:none;"><font style="font-size:12.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">VOTED:</font><font style="word-spacing:37.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">That,
upon recommendation by the Services Contracts Committee, the officers of the Trust be, and each of them
hereby is, authorized and directed to enter into an agreement, as required by paragraph (f) of Rule 17g-1
promulgated by the Securities and Exchange Commission under the Investment Company Act of 1940, as amended,
with the other named insureds under said Bond providing that in the event any recovery is received under
the Bond as a result of a loss sustained by the Trust and also by one or more of the other named insureds,
the Trust shall receive an equitable and proportionate share of the recovery, but at least equal to the
amount it would have received had it provided and maintained a single insured bond with the minimum coverage
required by paragraph (d)(1) of Rule 17g-1 promulgated by the Securities and Exchange Commission under
the Investment Company Act of 1940, as amended;</font></p><p style="font-size:12.0pt; font-family:Arial;
text-align:justify; font-weight:normal; text-decoration:none;">FURTHER</p><p style="font-size:12.0pt;
font-family:Arial; text-align:justify; text-indent:-72.0pt; font-weight:normal; margin-left:72.0pt; text-decoration:none;"><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">VOTED:</font><font
style="word-spacing:37.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">That, upon recommendation by the Services Contracts Committee,
the Bond be, and it hereby is, approved on the terms presented at this meeting;</font></p><p style="font-size:12.0pt;
font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;">FURTHER</p><p style="font-size:12.0pt;
font-family:Arial; text-align:justify; text-indent:-72.0pt; font-weight:normal; margin-left:72.0pt; text-decoration:none;"><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">VOTED:</font><font
style="word-spacing:37.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">That, upon recommendation by the Services Contracts Committee,
the appropriate officers of the Trust be, and they hereby are, authorized and directed to prepare, execute,
and file such amendments and supplements to the aforesaid agreement, and to take such other action as
may be necessary or appropriate in order to conform to the provisions of the Investment Company Act of
1940, as amended, and the rules and regulations thereunder; and </font></p><p style="font-size:12.0pt;
font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;">FURTHER</p>
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<p style="font-size:12.0pt; font-family:Arial; text-align:justify; text-indent:-72.0pt; font-weight:normal;
margin-left:72.0pt; text-decoration:none;"><font style="font-size:12.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">VOTED:</font><font style="word-spacing:37.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">That,
upon recommendation by the Services Contracts Committee, the Secretary or any Assistant Secretary of
the Trust shall file the Bond with the Securities and Exchange Commission and give notices required under
paragraph (g) of Rule 17g-1 promulgated by the Securities and Exchange Commission under the Investment
Company Act of 1940, as amended.</font></p><p style="font-size:12.0pt; font-family:Arial; text-align:justify;
font-weight:normal; font-style:normal;"><font style="font-size:12.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">IN WITNESS WHEREOF, I have hereunder set my hand this 22</font><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"><sup>nd</sup></font><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
day of October 2024.</font></p><p style="font-size:12.0pt; font-family:Arial; text-align:left; font-weight:normal;
font-style:normal;"><font style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:underline;">CHRISTOPHER R. BOHANE</font><font
style="word-spacing:12.0pt;">&#160;</font><font style="word-spacing:12.0pt;">&#160;</font></p><p style="font-size:12.0pt;
font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;"><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Christopher
R. Bohane</font></p><p style="font-size:12.0pt; font-family:Arial; text-align:left; font-weight:normal;
text-decoration:none;"><font style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">Assistant Secretary</font></p><p style="font-size:12.0pt;
font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;">Date:  October 22, 2024</p><p
style="font-size:12.0pt; font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;"><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Commonwealth
of Massachusetts</font><font style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">)</font></p><p style="font-size:12.0pt;
font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;"><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">)</font><font
style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">ss.</font></p><p style="font-size:12.0pt; font-family:Arial;
text-align:left; font-weight:normal; text-decoration:none;"><font style="font-size:12.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">County of Suffolk</font><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">)</font></p><p
style="font-size:12.0pt; font-family:Arial; text-align:justify; font-weight:normal; font-style:normal;"><font
style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">On
this 22</font><font style="font-size:12.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;"><sup>th</sup></font><font style="font-size:12.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> day of October 2024, before me, Keli Jean Davis, the undersigned
Notary Public, personally appeared Christopher R. Bohane, who is personally known to me to be the person
whose name is signed above, and acknowledged to me that he signed it voluntarily for its stated purpose
as Assistant Secretary for the MFS Funds.</font></p><p style="font-size:12.0pt; font-family:Arial; text-align:left;
font-weight:normal; text-decoration:underline;"><font style="font-size:12.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:underline;">KELI JEAN DAVIS</font><font style="word-spacing:12.0pt;">&#160;</font></p><p
style="font-size:12.0pt; font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;">Keli
Jean Davis</p><p style="font-size:12.0pt; font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;">Notary
Public</p><p style="font-size:12.0pt; font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;">Commonwealth
of Massachusetts</p><table cellspacing="0" style="border-collapse:collapse" width="53%" cellpadding="2"
style="clear:both"><tr style="font-size:1pt;"><td style="width:100%">&nbsp;</td></tr><tr><td style="vertical-align:top;
font-size:1pt;"><p style="font-size:12.0pt; font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;">My
commission expires: April 21, 2028 </p></td></tr></table>
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<p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:center; font-weight:bold;
text-decoration:none;">FIDELITY BOND CLAIM AGREEMENT</p><p style="font-size:12.0pt; font-family:Serif;
text-align:justify; font-weight:normal; font-style:normal;"><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">THIS
MASTER FIDELITY BOND CLAIM AGREEMENT dated November 1, 1993, as amended and restated June 12, 2002, as
amended and restated March 1, 2008, by and among (i) each of the funds listed from time to time in </font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:underline;">Exhibit
A</font><font style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
(collectively, the &#8220;Funds&#8221; or &#8220;Fund Parties&#8221;) and (ii)&#160;Massachusetts Financial Services Company
(&#8220;MFS&#8221;), MFS Service Center, Inc. (&#8220;MFSC&#8221;), MFS Fund Distributors, Inc. (&#8220;MFD&#8221;), MFS Heritage
Trust Company, MFS Institutional Advisors, Inc., and MFS International Ltd., (collectively, the &#8220;MFS
Parties&#8221;).</font></p><p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify;
font-weight:normal; text-decoration:none;"><font style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">WHEREAS, MFS or certain
other MFS Parties act as investment adviser to all of the Funds and certain other clients, MFD acts as
distributor for certain of the Funds and MFSC acts as the transfer and shareholder servicing agent for
certain of the Funds; and from time to time hereafter each may act in the same capacities with respect
to other clients including other investment companies;</font></p><p style="font-size:12.0pt; font-family:Serif;
text-align:justify; font-weight:normal; font-style:normal;"><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">WHEREAS,
all the parties hereto are named insureds under broker&#8217;s blanket bonds issued by each of the insurance
companies listed from time to time in </font><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:underline;">Exhibit B</font><font style="font-size:12.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">, and/or such other insurance companies
as from time to time may insure parties hereto as such bonds may be amended and/or restated from time
to time (collectively the &#8220;Bonds&#8221;);</font></p><p style="font-size:12.0pt; font-family:Serif; font-style:normal;
text-align:justify; font-weight:normal; text-decoration:none;"><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">WHEREAS,
the parties desire to establish (i) the criteria by which the premium for the Bonds shall be allocated
among the parties, (ii) the basis on which additional investment companies for which MFS, or any subsidiary
thereof, may hereafter act as investment adviser and/or for which MFD may act as distributor, and additional
affiliates of MFS may from time to time be added as named insureds under the Bonds and (iii) the criteria
by which losses in excess of the face amounts of the Bonds shall be allocated among the parties.</font></p><p
style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
text-decoration:none;"><font style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">NOW THEREFORE, it is agreed as follows:</font></p><p
style="font-size:12.0pt; font-family:Serif; text-align:justify; text-indent:36.0pt; font-weight:normal;
font-style:normal;"><font style="font-size:12.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Each
of the Funds shall pay a portion of each premium which shall be determined as of a specified date (the
&#8220;Date&#8221;) which is the same date for all Fund Parties by calculating the proportion which the minimum
amount of fidelity bond coverage required for such Fund (calculated in accordance with Rule 17g-1 under
the Investment Company Act of 1940, as amended, (&#8220;Rule 17g-1&#8221;)) bears to the total amount of coverage
provided for under the Bonds and applying said proportion to the total annual premium.  The amount remaining
after calculating the portions of the premium to be paid by the Funds shall be paid by MFS or such MFS
Parties as MFS shall determine.</font></p><p style="font-size:12.0pt; font-family:Serif; font-style:normal;
text-align:justify; font-weight:normal; text-decoration:none;"> </p><p style="font-size:12.0pt; font-family:Serif;
text-align:justify; text-indent:36.0pt; font-weight:normal; font-style:normal;"><font style="font-size:12.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">2.</font><font
style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">If one or more of the insurance companies listed in Exhibit
B (or such other insurers as from time to time may insure the parties hereto) are willing without additional
premium until the next renewal date to add, as an insured under any of the Bonds, (i) any investment
company permitted to be included on the Bonds pursuant to Rule 17g-1 for which MFS (or any subsidiary
thereof) may act as investment adviser and/or for which MFD may act as distributor, or (ii) any affiliate
of MFS permitted to be included on the Bonds pursuant to Rule 17g-1, the parties hereto agree (a) that
such addition may be made, (b) that such investment company shall become a party to this Agreement and
be included within the terms &#8220;Funds&#8221; and &#8220;Fund Parties&#8221; and (c) that such affiliate shall become
a party to this Agreement and be included within the term &#8220;MFS Parties.&#8221;</font></p><p style="font-size:12.0pt;
font-family:Serif; text-align:justify; text-indent:36.0pt; font-weight:normal; font-style:normal;"><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">3.</font><font
style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">In the event that the claims of loss of two or more insureds
under the Bonds are so related that the insurer is entitled to assert that the claims must be aggregated
with the result that the claims exceed the face amount of the Bonds but the total amount payable on such
claims is limited to the face amount of the Bonds, the following rules for determining, as among such
insureds, the priority of satisfaction of the claims under the Bonds shall apply:</font></p><p style="font-size:12.0pt;
font-family:Serif; text-align:justify; text-indent:36.0pt; font-weight:normal; margin-left:36.0pt; font-style:normal;"><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">A.</font><font
style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">All claims of Funds which have been duly proved and established
under the Bonds shall be satisfied in full before satisfaction of any claims of MFS or other MFS Parties,
if any.</font></p>
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<p style="font-size:12.0pt; font-family:Serif; text-align:justify; text-indent:36.0pt; font-weight:normal;
margin-left:36.0pt; font-style:normal;"><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">B.</font><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If
the claims of Funds which have been duly proved and established under the Bonds exceed the face amount
of the Bonds, the insurance proceeds shall be applied to those claims in the following manner:</font></p><p
style="font-size:12.0pt; font-family:Serif; text-align:justify; text-indent:-36.0pt; font-weight:normal;
margin-left:108.0pt; font-style:normal;"><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">(i)</font><font style="word-spacing:19.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">first,
the insurance proceeds shall be applied to the claim of each Fund up to its respective minimum fidelity
bond requirement as determined pursuant to paragraph one above with respect to the Funds; and</font></p><p
style="font-size:12.0pt; font-family:Serif; text-align:justify; text-indent:-36.0pt; font-weight:normal;
margin-left:108.0pt; font-style:normal;"><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">(ii)</font><font style="word-spacing:19.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
remaining amount of insurance proceeds then shall be applied to the unsatisfied claims of the Funds in
proportion to their respective minimum fidelity bond requirements as determined pursuant to paragraph
one above with respect to the Funds.</font></p><p style="font-size:12.0pt; font-family:Serif; text-align:justify;
text-indent:36.0pt; font-weight:normal; margin-left:36.0pt; font-style:normal;"><font style="font-size:12.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">C.</font><font
style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">If after giving effect to Paragraph A there remains a portion
of the insurance under the Bonds available for the satisfaction of claims of MFS or other MFS Parties,
if any, which have been duly proved and established under the Bonds, such remainder shall be applied
as MFS shall determine.</font></p><p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify;
text-indent:36.0pt; font-weight:normal; text-decoration:none;"><font style="font-size:12.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">4.</font><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">This
Agreement hereby supercedes all prior or contemporaneous agreements among the parties hereto (or any
two or more of them) (which other agreements may include other parties) relating to the subject matter
hereof.</font></p><p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify;
text-indent:36.0pt; font-weight:normal; text-decoration:none;"><font style="font-size:12.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">5.</font><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
Agreement shall be governed by and construed in accordance with the laws of The Commonwealth of Massachusetts.</font></p><p
style="font-size:12.0pt; font-family:Serif; text-align:justify; text-indent:36.0pt; font-weight:normal;
font-style:normal;"><font style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">6.</font><font style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:underline;">Exhibit A</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
hereto may be amended from time to time to reflect the changes in the funds insured under the Bonds.</font></p><p
style="font-size:12.0pt; font-family:Serif; text-align:justify; text-indent:36.0pt; font-weight:normal;
font-style:normal;"><font style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">7.</font><font style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:underline;">Exhibit B</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
hereto may be amended from time to time to reflect the changes in the insurance companies issuing the
Bonds.</font></p><p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify;
text-indent:36.0pt; font-weight:normal; text-decoration:none;"><font style="font-size:12.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">8.</font><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">A
copy of the Declaration of Trust of each Fund is on file with the Secretary of State of The Commonwealth
of Massachusetts.  Each party hereto acknowledges that the obligations of or arising out of this Agreement
are not binding upon any of the Fund&#8217;s Trustees, officers, employees, agents or shareholders individually,
but are binding solely upon the assets and property of the Fund.  If this Agreement is executed by the
Fund on behalf of one or more series of the Fund, each party hereto further acknowledges that the assets
and liabilities of each series are separate and distinct and that the obligations of or arising out of
this Agreement concerning a series are binding solely upon the assets or property of such series and
not upon the assets or property of any other series.</font></p><p style="font-size:12.0pt; font-family:Serif;
font-style:normal; text-align:justify; text-indent:36.0pt; font-weight:normal; text-decoration:none;"><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">9.</font><font
style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">This Agreement may be amended or modified only with the prior
written consent of the parties hereto.</font></p><p style="font-size:12.0pt; font-family:Serif; font-style:normal;
text-align:justify; font-weight:normal; text-decoration:none;"><font style="word-spacing:12.0pt;">&#160;</font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">IN
WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed and delivered in their
names and on their behalf by the undersigned officers, thereunto duly authorized, all as of the first
day of March 2008.</font></p><p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify;
font-weight:normal; text-decoration:none;">MASSACHUSETTS FINANCIAL SERVICES COMPANY</p><p style="font-size:12.0pt;
font-family:Serif; font-style:normal; text-align:justify; font-weight:normal; text-decoration:none;">MFS
SERVICE CENTER, INC.</p><p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify;
font-weight:normal; text-decoration:none;">MFS FUND DISTRIBUTORS, INC.</p><p style="font-size:12.0pt;
font-family:Serif; font-style:normal; text-align:justify; font-weight:normal; text-decoration:none;">MFS
INSTITUTIONAL ADVISORS, INC.</p><p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify;
font-weight:normal; text-decoration:none;">MFS INTERNATIONAL LTD. </p><p style="font-size:12.0pt; font-family:Serif;
text-align:justify; font-weight:normal; font-style:normal;"><font style="font-size:12.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">By:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:underline;">MARK
N. POLEBAUM</font><font style="word-spacing:12.0pt;">&#160;</font><font style="word-spacing:12.0pt;">&#160;</font><font
style="word-spacing:12.0pt;">&#160;</font></p>
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<p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
text-decoration:none;"><font style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Mark N. Polebaum</font></p><p style="font-size:12.0pt;
font-family:Serif; font-style:normal; text-align:justify; text-indent:36.0pt; font-weight:normal; text-decoration:none;">Secretary
</p><p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
text-decoration:none;">MFS HERITAGE TRUST COMPANY</p><p style="font-size:12.0pt; font-family:Serif; text-align:justify;
font-weight:normal; font-style:normal;"><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">By:</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:12.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:underline;">MARIA F. DIORIODWYER</font><font
style="word-spacing:12.0pt;">&#160;</font><font style="word-spacing:12.0pt;">&#160;</font></p><p style="font-size:12.0pt;
font-family:Serif; font-style:normal; text-align:justify; font-weight:normal; text-decoration:none;"><font
style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Maria F. DiOrioDwyer</font></p><p style="font-size:12.0pt;
font-family:Serif; font-style:normal; text-align:justify; text-indent:36.0pt; font-weight:normal; text-decoration:none;">Chairman</p><p
style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
text-decoration:none;">On Behalf of the Funds Listed From Time to Time</p><p style="font-size:12.0pt;
font-family:Serif; font-style:normal; text-align:justify; font-weight:normal; text-decoration:none;">On
Exhibit A Hereto:</p><p style="font-size:12.0pt; font-family:Serif; text-align:justify; font-weight:normal;
font-style:normal;"><font style="font-size:12.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">By:</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:12.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:underline;">SUSAN S. NEWTON</font><font style="word-spacing:12.0pt;">&#160;</font><font
style="word-spacing:12.0pt;">&#160;</font><font style="word-spacing:12.0pt;">&#160;</font></p><p style="font-size:12.0pt;
font-family:Serif; font-style:normal; text-align:justify; font-weight:normal; text-decoration:none;"><font
style="word-spacing:12.0pt;">&#160;</font><font style="font-size:12.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Susan S. Newton</font></p><p style="font-size:12.0pt; font-family:Serif;
font-style:normal; text-align:justify; text-indent:36.0pt; font-weight:normal; text-decoration:none;">Assistant
Secretary or Assistant Clerk</p>
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<p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:normal;
text-decoration:none;">FIDELITY BOND CLAIM AGREEMENT</p><p style="font-size:12.0pt; font-family:Serif;
font-style:normal; text-align:right; font-weight:bold; text-decoration:underline;">EXHIBIT A</p><table
cellspacing="0" style="border-collapse:collapse" width="53%" cellpadding="2" style="clear:both"><tr style="font-size:1pt;"><td
style="width:100%">&nbsp;</td></tr><tr><td style="vertical-align:top; background-color:#C0C0C0; font-size:1pt;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:bold;
text-decoration:underline;">MFS FUNDS BOARD PRODUCTS:</p></td></tr><tr><td style="vertical-align:top;
background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:bold; text-decoration:none;">MFS SERIES TRUST I</p></td></tr><tr><td style="vertical-align:top;
background-color:#FFFFFF;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Core Equity Fund</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Low Volatility Equity Fund </p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; margin-left:4.5pt;
text-decoration:none;">MFS Low Volatility Global Equity Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS New Discovery Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Research International Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Technology Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS U.S.
Government Cash Reserve Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Value Fund</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top;
background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:bold; text-decoration:none;">MFS SERIES TRUST II</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Growth Fund</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td
style="vertical-align:top; background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS SERIES
TRUST III</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Global
High Yield Fund</p><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS High Income Fund</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS High Yield Pooled Portfolio</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Municipal High Income Fund</p></td></tr><tr><td
style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top; background-color:#C0C0C0;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:bold;
text-decoration:none;">MFS SERIES TRUST IV</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; margin-left:4.5pt;
text-decoration:none;">MFS Blended Research Emerging Markets Equity Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
margin-left:4.5pt; text-decoration:none;">MFS Blended Research International Equity Fund</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; margin-left:4.5pt; text-decoration:none;">MFS Global New Discovery
Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Mid
Cap Growth Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS U.S.
Government Money Market Fund</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td
style="vertical-align:top; background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS SERIES
TRUST V</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; margin-left:4.5pt; text-decoration:none;">MFS
International New Discovery Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Research Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Total
Return Fund</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top;
background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:bold; text-decoration:none;">MFS SERIES TRUST VI</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Global Equity Fund</p></td></tr><tr><td style="vertical-align:top; background-color:#FFFFFF;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Global Total Return Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Utilities Fund</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td
style="vertical-align:top; background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS SERIES
TRUST VII</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Emerging Markets Equity Research Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal;
text-decoration:none;">MFS Equity Income Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal;
text-decoration:none;">MFS Intrinsic Value Fund</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td
style="vertical-align:top; background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS SERIES
TRUST VIII</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Global
Growth Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Income
Fund</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr></table>
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<table cellspacing="0" style="border-collapse:collapse" width="53%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; background-color:#C0C0C0;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS SERIES TRUST IX</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Corporate Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Inflation-Adjusted Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Limited Maturity Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Municipal Limited Maturity Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Total Return Bond Fund</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td
style="vertical-align:top; background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS SERIES
TRUST X</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Aggressive
Growth Allocation Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Blended Research Growth Equity Fund</p><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS Blended
Research Mid Cap Equity Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal;
text-decoration:none;">MFS Blended Research Small Cap Equity Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt;
font-weight:normal; text-decoration:none;">MFS Blended Research Value Equity Fund</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Conservative Allocation Fund</p></td></tr><tr><td
style="vertical-align:top; background-color:#FFFFFF;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Emerging
Markets Debt Fund</p></td></tr><tr><td style="vertical-align:top; background-color:#FFFFFF;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Emerging Markets Debt Local Currency Fund</p></td></tr><tr><td style="vertical-align:top; background-color:#FFFFFF;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Emerging Markets Equity Fund</p></td></tr><tr><td style="vertical-align:top;
background-color:#FFFFFF;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS Global Opportunistic
Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Growth
Allocation Fund</p></td></tr><tr><td style="vertical-align:top; background-color:#FFFFFF;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS International Diversification Fund</p></td></tr><tr><td style="vertical-align:top; background-color:#FFFFFF;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS International Growth Fund </p></td></tr><tr><td style="vertical-align:top;
background-color:#FFFFFF;"><p style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000;
font-weight:normal; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">  MFS International </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Intrinsic</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
Value Fund</font></p></td></tr><tr><td style="vertical-align:top; background-color:#FFFFFF;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; margin-left:4.5pt;
text-decoration:none;">MFS International Large Cap Value Fund</p></td></tr><tr><td style="vertical-align:top;
background-color:#FFFFFF;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Managed Wealth Fund</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Moderate Allocation Fund</p></td></tr><tr><td
style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top; background-color:#C0C0C0;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:bold;
text-decoration:none;">MFS SERIES TRUST XI</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Blended Research Core Equity Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Mid Cap Value Fund</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td
style="vertical-align:top; background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS SERIES
TRUST XII</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Core Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Lifetime Income Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Lifetime 2025 Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Lifetime 2030 Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Lifetime 2035 Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Lifetime 2040 Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Lifetime 2045 Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Lifetime 2050 Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Lifetime 2055 Fund</p><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS Lifetime 2060 Fund</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS Lifetime 2065 Fund</p></td></tr><tr><td
style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top; background-color:#C0C0C0;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:bold;
text-decoration:none;">MFS SERIES TRUST XIII</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal;
text-decoration:none;">MFS Diversified Income Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt;
font-weight:normal; text-decoration:none;">MFS Global Real Estate Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt;
font-weight:normal; text-decoration:none;">MFS Government Securities Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt;
font-weight:normal; text-decoration:none;">MFS New Discovery Value Fund</p></td></tr><tr><td style="vertical-align:top;
font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top; background-color:#C0C0C0;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS
SERIES TRUST XIV</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal; text-decoration:none;">MFS
Institutional Money Market Portfolio</p></td></tr><tr><td style="vertical-align:top; background-color:#CCCCCC;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:bold;
text-decoration:none;">MFS SERIES TRUST XV</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal;
text-decoration:none;">MFS Commodity Strategy Fund</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt;
font-weight:normal; text-decoration:none;">MFS Global Alternative Strategy Fund</p></td></tr><tr><td
style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top; background-color:#BFBFBF;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:bold;
text-decoration:none;">MFS SERIES TRUST XVI</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; text-indent:4.5pt; font-weight:normal;
text-decoration:none;">MFS Prudent Investor Fund</p></td></tr></table>
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style="font-size:1pt;"><td style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td
style="vertical-align:top; background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">STAND-ALONE
FUNDS</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  Massachusetts
Investors Growth Stock Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 Massachusetts Investors Trust</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td
style="vertical-align:top; background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">CLOSED-END
FUNDS</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Charter
Income Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Government
Markets Income Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS High
Income Municipal Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS High
Yield Municipal Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Intermediate
High Income Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Intermediate
Income Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Investment
Grade Municipal Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Multimarket
Income Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Municipal
Income Trust</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; margin-left:4.5pt; text-decoration:none;">MFS
Special Value Trust</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td
style="vertical-align:top; background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS MUNICIPAL
SERIES TRUST</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Alabama
Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Arkansas
Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS California
Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Georgia
Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Maryland
Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Massachusetts
Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Mississippi
Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS New
York Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS North Carolina Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Pennsylvania Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS South Carolina Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Virginia Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS West Virginia Municipal Bond Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Municipal Income Fund</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; margin-left:4.5pt;
text-decoration:none;">MFS Municipal Intermediate Fund</p></td></tr><tr><td style="vertical-align:top;
font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top; background-color:#BFBFBF;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:bold; margin-left:4.5pt;
text-decoration:none;">MFS INSTITUTIONAL TRUST</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; margin-left:4.5pt;
text-decoration:none;">  MFS Institutional International Equity Fund</p></td></tr><tr><td style="vertical-align:top;
font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top;
background-color:#C0C0C0;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:bold; text-decoration:none;">MFS VARIABLE INSURANCE TRUST</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Growth Series </p></td></tr><tr><td style="vertical-align:top;
background-color:#FFFFFF;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Global Equity Series</p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Investors Trust Series</p></td></tr><tr><td
style="vertical-align:top; background-color:#FFFFFF;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Mid
Cap Growth Series</p></td></tr><tr><td style="vertical-align:top; background-color:#FFFFFF;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS New Discovery Series</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Total Return Bond Series</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Research Series</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Total
Return Series</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Utilities
Series</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Value
Series</p></td></tr><tr><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr></table>
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style="font-size:1pt;"><td style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; background-color:#B3B3B3;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000;
font-weight:bold; text-decoration:none;">MFS VARIABLE INSURANCE TRUST II</p></td></tr><tr><td style="vertical-align:top;
background-color:#FFFFFF;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Blended Research Core Equity Portfolio</p></td></tr><tr><td
style="vertical-align:top; background-color:#FFFFFF;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Corporate
Bond Portfolio</p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Core Equity Portfolio</p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS Emerging Markets Equity Portfolio</p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Global Governments Portfolio</p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Global Growth Portfolio</p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Global Research Portfolio</p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Global Tactical Allocation Portfolio</p></td></tr><tr style="font-size:1;"><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Government Securities Portfolio</p></td></tr><tr
style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS High Yield Portfolio</p></td></tr><tr
style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS International Growth
Portfolio </p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">  MFS
International </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">Intrinsic</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> Value Portfolio</font></p></td></tr><tr
style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Massachusetts Investors
Growth Stock Portfolio</p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS U.S. Government Money Market Portfolio</p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Research International Portfolio</p></td></tr><tr style="font-size:1;"><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Income Portfolio</p></td></tr><tr style="font-size:1;"><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Technology Portfolio</p></td></tr><tr
style="font-size:1;"><td style="vertical-align:top; font-size:1pt;">&#160;</td></tr><tr style="font-size:1;"><td
style="vertical-align:top; background-color:#BFBFBF;"><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; color:#000000; font-weight:bold; text-decoration:none;">MFS VARIABLE
INSURANCE TRUST III</p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">  </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">MFS
Blended Research Small Cap Equity Portfolio</font></p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Conservative Allocation Portfolio</p></td></tr><tr style="font-size:1;"><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000;
font-weight:normal; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;">  </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">MFS Global Real Estate Portfolio</font></p></td></tr><tr
style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; text-align:left;
color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">MFS Growth
Allocation Portfolio</font></p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">  MFS Inflation-Adjusted Bond Portfolio</p></td></tr><tr style="font-size:1;"><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">  MFS Limited Maturity Portfolio</p></td></tr><tr
style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Mid Cap Value Portfolio</p></td></tr><tr
style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">  MFS Moderate Allocation
Portfolio</p></td></tr><tr style="font-size:1;"><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">
 MFS New Discovery Value Portfolio</p></td></tr></table>
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<p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:normal;
text-decoration:none;">FIDELITY BOND CLAIM AGREEMENT</p><p style="font-size:12.0pt; font-family:Serif;
font-style:normal; text-align:right; font-weight:bold; text-decoration:underline;">EXHIBIT B</p><p style="font-size:12.0pt;
font-family:Serif; font-style:normal; text-align:right; font-weight:normal; text-decoration:none;">As
of November 1, 2023</p><p style="font-size:12.0pt; font-family:Serif; font-style:normal; text-align:justify;
font-weight:normal; text-decoration:none;">ICI Mutual Insurance Company (ICI Mutual)</p><p style="font-size:12.0pt;
font-family:Serif; font-style:normal; text-align:justify; font-weight:normal; text-decoration:none;">Federal
Insurance Company (Chubb)</p><p style="font-size:11.5pt; font-family:Serif; text-align:right; color:#000000;
font-weight:bold; font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;">PREMIUM</font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">BILL</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:13.0pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Insured:</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS FINANCIAL
SERVICES COMPANY DBA MFS INVESTMENT </font></p><p style="font-size:10.0pt; font-family:Arial; text-align:left;
font-weight:normal; margin-left:13.0pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">Date:</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; text-indent:53.95pt; font-weight:normal;
margin-left:13.0pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">DBA MFS INVESTMENT MANAGEMENT </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Producer:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">WILLIS</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">TOWERS</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">WATSON</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">NORTHEAST</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">INC
Company:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">FEDERAL INSURANCE COMPANY</font></p><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:normal; margin-left:13.0pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">THIS</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">BILLING</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">IS</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">TO</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">BE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">ATTACHED</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">TO</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">AND</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">FORM</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">PART</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">THE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">BOND</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">REFERENCED</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">BELOW.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; text-indent:-36.0pt; font-weight:normal;
margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">NOTE:</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">PLEASE</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">RETURN</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">THIS</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">BILL</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">WITH</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">REMITTANCE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">AND</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">NOTE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">HEREON</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">ANY</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">CHANGES.</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">BILL
WILL BE RECEIPTED AND RETURNED TO YOU PROMPTLY UPON REQUEST.</font></p><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:normal; margin-left:13.0pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">PLEASE</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">REMIT</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">TO</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">PRODUCER</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">INDICATED</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">ABOVE.</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">PLEASE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">REFER</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">TO:</font></p><table
cellspacing="0" style="border-collapse:collapse" width="88%" cellpadding="0" style="clear:both"><tr style="font-size:1pt;"><td
style="width:26.32%">&nbsp;</td><td style="width:23.29%">&nbsp;</td><td style="width:26.12%">&nbsp;</td><td
style="width:9.33%">&nbsp;</td><td style="width:14.94%">&nbsp;</td></tr><tr><td style="vertical-align:top;
border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:1.5pt; border-top-style:solid;
border-top-color:#000000; border-left:1.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.75pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:normal; margin-left:6.05pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">EFFECTIVE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
DATE</font></p></td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:1.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt; border-left-style:solid;
border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:19.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">BOND</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">NUMBER</font></p></td><td style="vertical-align:top;
border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:1.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.75pt; border-left-style:solid; border-left-color:#000000; border-right:0.75pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:normal; margin-left:35.2pt; text-decoration:none;">COVERAGE</p></td><td
style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:1.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt; border-left-style:solid;
border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:1.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:1.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:9.8pt; text-decoration:none;">PREMIUM</p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:1.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:6.05pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">November</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font></p></td><td
style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt; border-left-style:solid;
border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:6.4pt; text-decoration:none;">81391896</p></td><td
style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt; border-left-style:solid;
border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:6.3pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">ICAP</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
Bond</font></p></td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt; border-left-style:solid;
border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:1.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:3.3pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">66,000</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:1.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:37.75pt;
text-decoration:none;">To</p></td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:1.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:1.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:6.05pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">November</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2024</font></p></td><td
style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt; border-left-style:solid;
border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:6.3pt; text-decoration:none;">Renewal</p></td><td
style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt; border-left-style:solid;
border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:1.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:1.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;">&#160;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;">&#160;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;">&#160;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;">&#160;</td><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:0.75pt;
border-left-style:solid; border-left-color:#000000; border-right:1.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;">&#160;</td></tr><tr><td style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid; border-top-color:#000000; border-left:1.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.75pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:6.05pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">0%</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">Commission</font></p></td><td style="vertical-align:top;
border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid;
border-top-color:#000000; border-left:0.75pt; border-left-style:solid; border-left-color:#000000; border-right:0.75pt;
border-right-style:solid; border-right-color:#000000; font-size:1pt">&nbsp;</td><td style="vertical-align:top;
border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid;
border-top-color:#000000; border-left:0.75pt; border-left-style:solid; border-left-color:#000000; border-right:0.75pt;
border-right-style:solid; border-right-color:#000000; font-size:1pt">&nbsp;</td><td style="vertical-align:top;
border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid;
border-top-color:#000000; border-left:0.75pt; border-left-style:solid; border-left-color:#000000; border-right:0.75pt;
border-right-style:solid; border-right-color:#000000; font-size:1pt">&nbsp;</td><td style="vertical-align:top;
border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid;
border-top-color:#000000; border-left:0.75pt; border-left-style:solid; border-left-color:#000000; border-right:1.5pt;
border-right-style:solid; border-right-color:#000000; font-size:1pt">&nbsp;</td></tr><tr><td style="vertical-align:top;
border-bottom:1.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid;
border-top-color:#000000; border-left:1.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.75pt;
border-right-style:solid; border-right-color:#000000; font-size:1pt">&nbsp;</td><td style="vertical-align:top;
border-bottom:1.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid;
border-top-color:#000000; border-left:0.75pt; border-left-style:solid; border-left-color:#000000; border-right:0.75pt;
border-right-style:solid; border-right-color:#000000; font-size:1pt">&nbsp;</td><td style="vertical-align:top;
border-bottom:1.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid;
border-top-color:#000000; border-left:0.75pt; border-left-style:solid; border-left-color:#000000; border-right:0.75pt;
border-right-style:solid; border-right-color:#000000; font-size:1pt">&nbsp;</td><td style="vertical-align:top;
border-bottom:1.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid;
border-top-color:#000000; border-left:0.75pt; border-left-style:solid; border-left-color:#000000; border-right:0.75pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:normal; margin-left:6.15pt; text-decoration:none;">TOTAL</p></td><td style="vertical-align:top;
border-bottom:1.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.75pt; border-top-style:solid;
border-top-color:#000000; border-left:0.75pt; border-left-style:solid; border-left-color:#000000; border-right:1.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:normal; margin-left:3.3pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">66,000</font></p></td></tr></table>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%">&nbsp;</td><td style="width:50.01%">&nbsp;</td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; color:#000000; font-weight:bold;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">Chubb</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Group</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Insurance</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Companies</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; color:#000000; font-weight:bold; font-style:normal;"><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">DECLARATIONS</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; color:#000000; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">202B</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Hall&#8217;s</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Mill</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Road</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; color:#000000; font-weight:bold; font-style:normal;"><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">FINANCIAL</font><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">&#160;</font><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">INSTITUTION</font><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">&#160;</font><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">INVESTMENT</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; color:#000000; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Whitehouse</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Station,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">NJ</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">08889</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; color:#000000; font-weight:bold; font-style:normal;"><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">COMPANY</font><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">&#160;</font><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">ASSET</font><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">&#160;</font><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">PROTECTION</font><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">&#160;</font><font
style="font-size:11.5pt; font-family:Arial; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">BOND</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; color:#000000; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">NAME
OF ASSURED (including its </font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;">Subsidiaries</font><font style="font-size:10.0pt;
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style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Number:</font><font
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style="font-size:10.0pt; font-family:Arial; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">MASSACHUSETTS
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font-size:1pt">&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
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border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
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style="font-size:8.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Capital</font><font
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style="font-size:8.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Center,</font><font
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font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
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IN</font><font style="font-size:8.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal;
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font-weight:normal; text-decoration:none;">46204-1927</font></p></td></tr></table><p style="font-size:4.0pt;
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text-decoration:none;">ITEM</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:bold; text-decoration:none;">2.</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">LIMITS</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">LIABILITY--DEDUCTIBLE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">AMOUNTS:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:70.55pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">If</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">&#8220;Not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Covered&#8221;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">inserted</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">below</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">opposite</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">specified</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">INSURING</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">CLAUSE,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">such</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">INSURING</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">CLAUSE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">and any other reference shall be deemed to be deleted.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">There
shall be no deductible applicable to any loss under INSURING CLAUSE 1. sustained by any Investment Company.</font></p><table
cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="0" style="clear:both"><tr
style="font-size:1pt;"><td style="width:33.33%">&nbsp;</td><td style="width:33.33%">&nbsp;</td><td style="width:33.34%">&nbsp;</td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">INSURING</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">CLAUSE</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;">SINGLE
LOSS</p><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">LIMIT</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">OF</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">LIABILITY</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; text-decoration:none;">DEDUCTIBLE</p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; text-decoration:underline;">AMOUNT</p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt">&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">1.</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">Employee</font></p></td><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid;
border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid;
border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2.</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">On</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;"> Premises</font></p></td><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:bold; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">$</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:bold; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">3.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">In</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
Transit</font></p></td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:bold; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">4.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Forgery</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Alteration</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:bold; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">5.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Extended</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Forgery</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:bold; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">6.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Counterfeit</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Money</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:bold; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">7.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Threats</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Person</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Not
Covered</font></p></td><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">N/A</font></p></td></tr><tr><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:bold; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">8.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Computer</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">System</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:normal; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">9.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Voice</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Initiated</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Funds</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; font-style:normal;"><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">Transfer</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Instruction</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:bold; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">10.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Uncollectible</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Items</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Deposit</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">250,000</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:bold; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">11.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Audit</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Expense</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">250,000</font></p></td><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">100,000</font></p></td></tr></table><p style="font-size:10.0pt;
font-family:Arial; text-align:left; font-weight:normal; margin-left:70.55pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">ITEM
3.</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">THE</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">LIABILITY</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">THE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">IS</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">ALSO</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">SUBJECT</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">TO</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">THE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">TERMS</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">THE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">FOLLOWING
ENDORSEMENTS EXECUTED SIMULTANEOUSLY HEREWITH: 1</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">27</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%">&nbsp;</td><td style="width:50.01%">&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">1
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:5.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold;
text-decoration:none;">IN</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:bold; text-decoration:none;">WITNESS</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:bold; text-decoration:none;">WHEREOF, THE</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">has</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">caused</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">signed</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">its</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">authorized</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">officers,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">but</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">not
be valid unless also signed by an authorized representative of the Company.</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; margin-left:70.6pt;
text-decoration:none;"><img src="img_9b89129d2ef54f1.jpg" ><font style="word-spacing:10.0pt;">&#160;</font><img src="img_e50f96a08b5a4f1.jpg"
></p><p style="font-size:4.5pt; font-family:Arial; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Arial; text-align:center; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Secretary</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">President</font></p><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:normal; margin-left:105.6pt; font-style:normal;"><img src="img_c8311b7101a34f1.jpg"
><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font></p><p
style="font-size:4.5pt; font-family:Arial; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:138.7pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">2
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">The
COMPANY, in consideration of payment of the required premium, and in reliance</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">on
the APPLICATION and all other statements made and information furnished to the COMPANY by the ASSURED,
and subject to the DECLARATIONS made a part of this Bond and to all other terms and conditions of this
Bond, agrees to pay the ASSURED for:</font></p><p style="font-size:12.0pt; font-family:Serif; text-align:left;
color:#000000; font-weight:bold; margin-left:20.55pt; font-style:normal;"><font style="font-size:12.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Insuring</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">Clauses</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
color:#000000; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Employee</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">1.</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">resulting</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">directly</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Larceny</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Embezzlement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">committed</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">by</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">any</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:184.1pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Employee</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">,</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alone</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">collusion</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">with</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">others.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; color:#000000; font-weight:normal; margin-left:20.15pt;
font-style:normal;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;">On </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Premises</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">2.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
 </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Loss</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Property</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">resulting</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">directly</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">robbery,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">burglary,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">false</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">pretenses,</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:183.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">common law or statutory larceny, misplacement,
mysterious unexplainable disappearance, damage, destruction or removal, from the possession, custody
or control of the ASSURED, while such </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is lodged or deposited at premises located
anywhere.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
font-style:normal;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;">In</font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Transit</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">3.</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Property</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">resulting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">directly</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">from</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">common</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">law</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">statutory</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">larceny,</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:right;
font-weight:normal; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">misplacement,</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">mysterious</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unexplainable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">disappearance,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">damage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">destruction,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; color:#000000; font-weight:normal; margin-left:184.1pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">while</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Property</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">transit</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">anywhere:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.15pt; font-weight:normal; margin-left:208.9pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font
style="word-spacing:13.575pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">in</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an armored</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">motor</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">vehicle,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">including
loading</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">and</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">unloading</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">thereof,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in
the custody of a natural person acting as a messenger of the ASSURED, </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:208.9pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">c.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in the custody of a
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Transportation
Company </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">and being transported in a conveyance other than an armored motor vehicle provided,
however, that covered </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">transported in such manner is limited to the following:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.25pt; font-weight:normal;
margin-left:234.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">written</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">records,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.25pt; font-weight:normal;
margin-left:234.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">securities</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">issued</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">registered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are
restrictively endorsed, or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-25.25pt; font-weight:normal; margin-left:234.15pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">negotiable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">instruments</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">payable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">bearer,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsed
or are restrictively endorsed.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:183.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Coverage under this INSURING CLAUSE begins
immediately on the receipt of such </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">by the natural person or </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Transportation Company
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and
ends immediately on delivery to the premises of the addressee or to any representative of the addressee
located anywhere.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">3
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; font-weight:bold; text-decoration:none;">Insuring</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; font-weight:bold; text-decoration:none;">Clauses</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt;
text-decoration:none; font-style:italic;">(continued)</p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Forgery</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Or</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Alteration</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">4.</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Loss</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">resulting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">directly</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">from:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:208.9pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">a.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Forgery </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on, or fraudulent material
alteration of, any bills of exchange, checks, drafts, acceptances, certificates of deposits, promissory
notes, due bills, money orders, orders upon public treasuries, letters of credit, other written promises,
orders or directions to pay sums certain in money, or receipts for the withdrawal of </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">, or</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:208.9pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">b.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">transferring,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">paying
or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">delivering
any</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">funds
or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,
or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">establishing
any credit or giving any value in reliance on any written instructions, advices or applications directed
to the ASSURED authorizing or acknowledging the transfer, payment, delivery or receipt of funds or other
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,
which instructions, advices or applications fraudulently purport to bear the handwritten signature of
any customer of the ASSURED, or shareholder or subscriber to shares of an </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,
or of any financial institution or </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Employee </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">but which instructions, advices or applications
either bear a </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Forgery </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">or have been fraudulently materially altered without the knowledge
and consent of such customer, shareholder, subscriber, financial institution or </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">;</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:justify; font-weight:normal; margin-left:183.75pt; text-decoration:none;">excluding,
however, under this INSURING CLAUSE any loss covered under INSURING CLAUSE 5. of this Bond, whether or
not coverage for INSURING CLAUSE 5. is provided for in the DECLARATIONS of this Bond.</p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:183.75pt; text-decoration:none;">For
the purpose of this INSURING CLAUSE, a mechanically reproduced facsimile signature is treated the same
as a handwritten signature.</p><p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal;
font-style:normal;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic; font-weight:normal;
text-decoration:none;">Extended</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; font-weight:normal; text-decoration:none;">Forgery</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">5.</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Loss</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">resulting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">directly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">having,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">good</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">faith,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:right; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ordinary</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">course</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">business,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">its</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">own</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">others</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">capacity:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">acquired,
accepted or received, sold or delivered, or given value, extended credit or assumed liability, in reliance
on any original </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Securities,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">documents or other written instruments </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which prove to:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.25pt; font-weight:normal;
margin-left:234.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">bear</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Forgery</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fraudulently</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">material</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alteration,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.25pt; font-weight:normal;
margin-left:234.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">have</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">been</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">lost</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">stolen,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.25pt; font-weight:normal;
margin-left:234.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Counterfeit</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">guaranteed
in writing or witnessed any signatures on any transfer, assignment, bill of sale, power of attorney,
guarantee, endorsement or other obligation upon or in connection with any </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Securities, documents
or other written instruments</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; font-weight:normal; margin-left:183.75pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Actual physical possession,
and continued actual physical possession if taken as collateral, of such </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Securities, documents
or other written instruments </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">by an </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Employee, Custodian</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">, or a Federal or State
chartered deposit institution of the ASSURED is a condition precedent to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the ASSURED having relied
on such items. Release</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or return of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">such collateral is an acknowledgment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that
it no longer relies on such collateral.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">4
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; text-decoration:none;
font-style:italic;">Insuring Clauses</p><p style="font-size:11.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:20.15pt; font-style:italic;"><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; font-weight:normal; text-decoration:none;">Extended</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">Forgery</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:justify; font-weight:normal; margin-left:20.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal;
text-decoration:none;">(continued)</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">For</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">purpose</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">INSURING</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">CLAUSE,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">mechanically</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">reproduced</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">facsimile
signature is treated the same as a handwritten signature.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; font-weight:normal; margin-left:20.15pt; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">Counterfeit</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">
Money</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">6.</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Loss</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">resulting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">directly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">receipt</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">good</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">faith</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; color:#000000; font-weight:normal; margin-left:183.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">Counterfeit</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">money.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; color:#000000; font-weight:normal; margin-left:20.15pt;
font-style:normal;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;">Threats</font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">To</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Person</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">7.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
 </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Loss</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">resulting</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">directly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">from</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">surrender</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Property</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">away</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">an</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">office</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">the</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:183.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">ASSURED as a result of a threat communicated
to the ASSURED to do bodily harm to an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Employee </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">as defined in SECTION 1.e. (1), (2) and
(5), a </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Relative </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">or invitee of such </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">, or a resident of the
household of such </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Employee</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">, who is, or allegedly is, being held captive provided, however,
that prior to the surrender of such </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Property</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:208.9pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">a.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">who
receives the threat has made a reasonable effort to notify an officer of the ASSURED who is not involved
in such threat, and</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt;
font-weight:normal; margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">has</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">made</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reasonable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">effort</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notify</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Federal</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bureau</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
Investigation and local law enforcement authorities concerning such threat.</font></p><p style="font-size:10.0pt;
font-family:Arial; text-align:justify; font-weight:normal; margin-left:183.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">It
is agreed that for purposes of this INSURING CLAUSE, any </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Employee </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of the ASSURED, as set
forth in the preceding paragraph, shall be deemed to be an ASSURED hereunder, but only with respect to
the surrender of money, securities and other tangible personal property in which such </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">has
a legal or equitable interest.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
color:#000000; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Computer</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">System</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">8.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
 </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Loss</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">resulting</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">directly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">from</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">fraudulent:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">entries</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">data</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">into,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">changes</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">data</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">elements</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">programs</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">within,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:209.3pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">a</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Computer System</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">,</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">provided</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fraudulent</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">entry</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">change</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">causes:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.25pt; font-weight:normal;
margin-left:234.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">funds</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">property</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">transferred,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">paid</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">delivered,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; text-indent:-25.25pt; font-weight:normal;
margin-left:234.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">its</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">customer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">added,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deleted,
debited or credited, or</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:center; text-indent:-25.25pt;
font-weight:normal; margin-left:234.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unauthorized</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fictitious</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">debited</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">credited.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">5
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:20.55pt;
text-decoration:none; font-style:italic;">Insuring Clauses</p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt; text-decoration:none; font-style:italic;">(continued)</p><p
style="font-size:11.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Voice</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Initiated</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Funds</font><font style="font-size:11.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Transfer
Instruction</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt;
font-weight:normal; margin-left:45.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">9.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Loss
resulting directly from </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Voice Initiated Funds Transfer Instruction </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">directed to the ASSURED
authorizing the transfer of dividends or redemption proceeds of </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment Company </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shares
from a </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Customer's </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">account, provided such </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Voice Initiated Funds
Transfer Instruction </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">was:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:71.05pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">received
at the ASSURED'S offices by those </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Employees </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">of the ASSURED specifically authorized
to receive the </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Voice Initiated Funds Transfer </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Instruction</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.3pt; font-weight:normal; margin-left:71.05pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font
style="word-spacing:13.65pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">made</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">person</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purporting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Customer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:71.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">made</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">said
person for</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">purpose</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">causing the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED
or </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Customer
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
sustain a loss or making an improper personal financial gain for such person or any other person.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:45.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In order for coverage to apply under this INSURING CLAUSE, all </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Voice Initiated Funds</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Transfer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Instructions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">must</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">received</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">processed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in
accordance</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">with the Designated Procedures outlined in the APPLICATION furnished to the </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY.</font></p><p
style="font-size:11.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.15pt;
font-style:normal;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;">Uncollectible</font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Items</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">of</font><font style="font-size:11.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> Deposit</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">10.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Loss resulting directly
from the ASSURED having credited an account of a customer, shareholder or subscriber on the faith of
any </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Items
of Deposit </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">which prove to be uncollectible, provided that the crediting of such account causes:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:70.7pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">redemptions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">withdrawals</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">permitted,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:70.7pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shares</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">issued,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:70.7pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">dividends</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">paid,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; color:#000000; font-weight:normal; margin-left:45.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">from</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">account</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Investment</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Company</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:45.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In order for coverage to apply under this INSURING CLAUSE, the ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">must
hold </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Items
of Deposit </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">for the minimum number of days stated in the APPLICATION before permitting any
redemptions or withdrawals, issuing any shares or paying any dividends with respect to such </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Items
of Deposit</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:justify;
font-weight:normal; margin-left:45.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Items of Deposit </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall not be deemed
uncollectible until the ASSURED'S</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">standard collection procedures have failed.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:20.55pt;
font-style:normal;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic; font-weight:normal;
text-decoration:none;">Audit</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; font-weight:normal; text-decoration:none;">Expense</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">11.</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
 </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Expense</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">incurred</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cost</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">audits</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:justify; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">examinations
required by any governmental regulatory authority or self-regulatory organization to be conducted by
such authority, organization or their appointee by reason of the discovery of loss sustained by the ASSURED
and covered by this </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Bond.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">6
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; text-decoration:none;
font-style:italic;">General Agreements</p><p style="font-size:11.0pt; font-family:Serif; text-align:left;
color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Additional</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Companies</font><font
style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Included As Assured</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">A.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">more</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">than</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">corporation,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">combination</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
them is included as the ASSURED herein:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:71.05pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
total liability of the COMPANY under this Bond for loss or losses sustained by any one or more or all
of them shall not exceed the limit for which the COMPANY would be liable under this Bond if all such
loss were sustained by any one of them.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:71.05pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Only
the first named ASSURED shall be deemed to be the sole agent of the others for all purposes under this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond,
including but</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">not limited to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">giving or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">receiving
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notice</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">proof</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">required
to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">given
and for</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">purpose</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of effecting or accepting
any amendments to or termination of this Bond.</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The COMPANY shall furnish
each </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment
Company </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">with a copy of the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Bond and with any amendment thereto, together
with a copy of each formal filing of claim by any other named ASSURED and notification of the terms of
the settlement of each such claim prior to the execution of such settlement.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:71.05pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">(3)</font><font style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The COMPANY shall not
be responsible for the proper application of any payment made hereunder to the first named ASSURED.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:71.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(4)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Knowledge
possessed or discovery made by any partner, director, trustee, officer or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">supervisory employee</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED
shall</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">constitute</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">knowledge or discovery by all the ASSUREDS
for the purposes of this Bond.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:71.05pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(5)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">first
named</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ASSURED</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">ceases for</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reason to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">covered
under this Bond,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">then</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">next</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">named</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APPLICATION</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">thereafter
be considered as the first named ASSURED for the purposes of this Bond.</font></p><p style="font-size:11.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Representation</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Made</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">By Assured</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:41.8pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">B.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
ASSURED represents that all information it has furnished in the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APPLICATION for this
Bond or otherwise is complete, true and correct. Such APPLICATION and other information constitute part
of this Bond.</font></p><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:justify;
font-weight:normal; margin-left:41.8pt; text-decoration:none;">The ASSURED must promptly notify the COMPANY
of any change in any fact or circumstance which materially affects the risk assumed by the COMPANY under
this Bond.</p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal;
margin-left:41.8pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Any</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">intentional</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">misrepresentation,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">omission,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">concealment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">incorrect</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">statement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
a material fact, in the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">APPLICATION or otherwise, shall be grounds for recision of this Bond.</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">7
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


<!-- PAGEBREAK_END -->
<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; text-decoration:none;
font-style:italic;">General Agreements</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
color:#000000; font-weight:normal; margin-left:20.55pt; text-decoration:none; font-style:italic;">(continued)</p><p
style="font-size:11.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:italic;"><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Additional
Offices Or </font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;">Employees</font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Consolidation, </font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;">Merger Or Purchase Or Acquisition Of Assets
Or Liabilities - Notice To </font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;">Company</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:29.05pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">C.</font><font style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED, other</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">than
an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,
while</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">this Bond is in force, merges or consolidates with, or purchases or acquires assets
or liabilities of another institution, the ASSURED shall not have the coverage afforded under this Bond
for loss which has:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.3pt;
font-weight:normal; margin-left:54.25pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">occurred</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">will</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">occur</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premises,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.3pt; font-weight:normal;
margin-left:54.25pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">been</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">caused
or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">will</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">caused</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an
employee,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:29.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">arisen</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">will</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">arise</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">out</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">assets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">liabilities,
of such institution, unless the ASSURED:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:54.25pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">gives
the COMPANY written notice of the proposed consolidation, merger or purchase or acquisition of assets
or liabilities prior to the proposed effective date of such action, and</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal; margin-left:54.25pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">obtains</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the written</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">consent</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
COMPANY</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">extend</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">some</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or all of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
coverage provided by this Bond to such additional exposure, and</font></p><p style="font-size:10.0pt;
font-family:Arial; text-align:left; text-indent:-25.3pt; font-weight:normal; margin-left:54.25pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font
style="word-spacing:13.65pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">on</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">obtaining</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">consent,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">pays</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">additional</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium.</font></p><p
style="font-size:11.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.15pt;
font-style:italic;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;">Change</font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Of</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Control</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">- Notice</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">To
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Company</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:45.35pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">D.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">When
the ASSURED learns of a change in control (other than in an </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Investment Company</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">), as set forth in Section
2(a) (9) of the Investment Company Act of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">1940, the ASSURED shall within sixty (60)
days give written notice to the COMPANY setting forth:</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:70.7pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(1)</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">the names of the transferors and transferees (or the names
of the beneficial owners if the voting securities are registered in another name),</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:70.7pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">(2)</font><font style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the total number of
voting securities owned by the transferors and the transferees (or the beneficial owners), both immediately
before and after the transfer, and</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-25.35pt; font-weight:normal; margin-left:70.7pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">total</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">number
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">outstanding</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">voting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">securities.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:45.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Failure</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">give</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">required</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notice</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">result</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">termination</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any
loss</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">involving</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">transferee,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">effective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">change</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">control.</font></p><p
style="font-size:11.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:italic;"><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Court</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Costs</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">And </font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Attorneys&#8217;
Fees</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt;
font-weight:normal; margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">E.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
COMPANY will indemnify the ASSURED for court costs and reasonable attorneys' fees incurred and paid by
the ASSURED in defense, whether or not successful, whether or not fully litigated on</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the merits and whether
or not settled, of any claim, suit or legal proceeding with respect to which the ASSURED would be entitled
to recovery under this Bond.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">However, with respect to INSURING CLAUSE
1., this Section shall only apply in the event that:</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.3pt; font-weight:normal; margin-left:71.05pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(1)</font><font
style="word-spacing:13.65pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">an</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">admits</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">being</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">guilty</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Larceny</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Embezzlement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.3pt; font-weight:normal;
margin-left:71.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">adjudicated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">guilty</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Larceny</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Embezzlement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">8
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; text-decoration:none;
font-style:italic;">General Agreements</p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
color:#000000; font-weight:normal; margin-left:20.55pt; font-style:italic;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Court</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Costs</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">And </font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Attorneys&#8217;
Fees </font><font style="font-size:10.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">(continued)</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in
the absence of 1 or 2 above, an arbitration panel agrees, after a review of an agreed statement of facts
between the COMPANY and the ASSURED, that an </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Employee </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">would be found guilty
of </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Larceny
or Embezzlement </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">if such </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Employee </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">were prosecuted.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
ASSURED shall promptly give notice to the COMPANY of any such suit or legal proceeding and at the request
of the COMPANY shall furnish copies of all pleadings and pertinent papers to the COMPANY.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
COMPANY may, at its</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">sole option, elect to conduct the defense of all or part of such legal proceeding.
The defense by the COMPANY shall be in the name of the ASSURED through attorneys selected by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED
shall provide</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">all</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">reasonable information and assistance as
required by the COMPANY for such defense.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:20.55pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">If the COMPANY declines to defend</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
ASSURED, no settlement without the prior written consent of the COMPANY nor judgment against the ASSURED
shall determine the existence, extent or amount of coverage under this Bond.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If
the amount demanded in any such suit or legal proceeding is within the DEDUCTIBLE AMOUNT, if any, the
COMPANY shall have no liability for court costs and attorney's fees incurred in defending all or part
of such suit or legal </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">proceeding.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:20.55pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">If the amount demanded in any such suit
or legal proceeding is in excess of the LIMIT OF LIABILITY stated in ITEM 2. of the DECLARATIONS for
the applicable INSURING CLAUSE, the COMPANY'S liability for court costs and attorney's fees incurred
in defending all or part of such suit or legal proceedings is limited to the proportion of such court
costs and attorney's fees incurred that the LIMIT OF LIABILITY stated in ITEM</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2. of the DECLARATIONS
for the applicable INSURING CLAUSE bears to the total of the amount demanded in such suit or legal </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">proceeding.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:20.55pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">If the amount demanded is any such suit or legal proceeding is in excess of the
DEDUCTIBLE AMOUNT, if any, but within the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">LIMIT</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF LIABILITY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">stated
in ITEM</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal;
margin-left:20.55pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">2. of the DECLARATIONS for the applicable INSURING CLAUSE,
the COMPANY'S</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">liability</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">for</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">court costs</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">attorney's</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fees</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">incurred</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">defending</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">all</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
part of such suit or legal proceedings shall be limited to the proportion of such court costs or attorney's
fees that the amount demanded that would be payable under this</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond after application</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
DEDUCTIBLE AMOUNT, bears to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">total amount demanded.</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
margin-left:20.55pt; text-decoration:none;">Amounts paid by the COMPANY for court costs and attorneys'
fees shall be in addition to the LIMIT OF LIABILITY stated in ITEM 2. of the DECLARATIONS.</p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">9
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


<!-- PAGEBREAK_END -->
<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; color:#000000; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Definitions</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">1.</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">As</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">used</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">in</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Bond:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Computer
System </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">means a computer and all input, output, processing, storage, off-line media libraries,
and communication facilities which are connected to the computer and which are under the control and
supervision of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the operating system(s) or application(s) software</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">used by the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Counterfeit
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means
an imitation of an actual valid original which is intended to deceive and be taken as the original.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Custodian
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means
the institution designated by an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Investment Company </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">to maintain possession and control of its
assets.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt;
font-weight:normal; margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">d.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Customer
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means
an individual, corporate, partnership, trust customer, shareholder or subscriber of an </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment Company </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which
has a written agreement with the ASSURED for </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Voice Initiated Funds Transfer </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Instruction</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">e.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:234.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">officer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.25pt; font-weight:normal;
margin-left:234.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">natural
person while</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">in the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">regular service of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the ASSURED at any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED'S</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premises
and compensated</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">directly</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">by</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED through its
payroll system and subject to the United States Internal Revenue Service Form W-2 or equivalent income
reporting plans of other countries, and whom the ASSURED has the right to control and direct both as
to the result to be accomplished and details and means by which such result is accomplished in the performance
of such </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">service,</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.25pt; font-weight:normal; margin-left:234.5pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a
guest student pursuing studies or performing duties in any of the ASSURED'S premises,</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.25pt; font-weight:normal; margin-left:234.5pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">(4)</font><font style="word-spacing:13.625pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an attorney retained
by the ASSURED and an employee of such attorney while either is performing legal services for the ASSURED,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.25pt; font-weight:normal;
margin-left:234.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(5)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a
natural person provided by an employment contractor to perform employee duties for the ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED'S
supervision at any of the ASSURED'S premises,</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.25pt; font-weight:normal; margin-left:234.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(6)</font><font
style="word-spacing:13.625pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">an employee of an institution merged or consolidated with
the ASSURED prior to the effective date of this Bond,</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.25pt; font-weight:normal; margin-left:234.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(7)</font><font
style="word-spacing:13.625pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">a director or trustee of the ASSURED, but only while performing
acts within</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">scope</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">customary</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">usual</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">duties</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">officer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
other employee of the ASSURED or while acting as a member of any committee</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">duly</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">elected</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">appointed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">examine</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">audit</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">have
custody of or access to </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">of the ASSURED, or</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">10
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:11.0pt;
font-family:Arial; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:11.0pt;
font-family:Arial; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Definitions</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt;
text-decoration:none; font-style:italic;">(continued)</p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(8)</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">each natural person, partnership or corporation authorized
by written agreement with the ASSURED to perform services as electronic data processor of checks or other
accounting records related to such checks but only while such person, partnership or corporation is actually
performing</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">such services and not:</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.25pt; font-weight:normal; margin-left:70.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font
style="word-spacing:13.625pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">creating,</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">preparing,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">modifying</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">maintaining</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED'S
computer software or programs, or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-25.25pt; font-weight:normal; margin-left:70.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">acting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">transfer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agent</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agency</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">capacity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">issuing
checks, drafts or securities for the ASSURED,</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(9)</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">any partner, officer or employee of an investment advisor,
an underwriter (distributor), a transfer agent or shareholder accounting recordkeeper, or an administrator,
for an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Investment Company </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">while performing acts coming within the scope of the customary
and usual duties of an officer or employee of an </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Investment Company </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or acting as a member
of any committee duly elected or appointed to examine, audit or have custody of or access to </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">an
Investment Company</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:45.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">The term </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall
not include any partner, officer or employee of a transfer agent, shareholder accounting recordkeeper
or administrator:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.25pt;
font-weight:normal; margin-left:70.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which
is not an "affiliated person" (as defined in Section 2(a) of the Investment Company Act of 1940) of an
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment
Company </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or of the investment advisor or underwriter (distributor) of such </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment
Company</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">, or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.25pt; font-weight:normal; margin-left:70.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which
is a "bank" (as defined in Section 2(a) of the Investment Company Act of 1940).</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; font-weight:normal; margin-left:70.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">This
Bond does not afford coverage in favor of the employers of persons as set forth in e. (4), (5) and (8)
above, and upon payment to the ASSURED by the COMPANY resulting directly from </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Larceny or Embezzlement
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">committed
by any of the partners, officers or employees of</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such employers, whether</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">acting
alone</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">in</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">collusion with others,
an assignment of such of the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">ASSURED'S rights and causes of action as
it may have against such employers by reason of such acts</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">so committed shall,
to the extent of such payment, be given by the ASSURED to the COMPANY, and the ASSURED shall execute
all papers necessary to secure to the COMPANY the rights provided for </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">herein.</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
margin-left:45.75pt; text-decoration:none;">Each employer of persons as set forth in e.(4), (5) and (8)
above and the partners, officers and other employees of such employers shall collectively be deemed to
be one person for all the purposes of this Bond; excepting, however, the fifth paragraph of Section 13.</p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:45.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Independent contractors not specified in e.(4), (5) or (8) above, intermediaries,
agents, brokers or other representatives of the same general character shall not be considered </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employees</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">.</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">11
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:11.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Definitions</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt;
text-decoration:none; font-style:italic;">(continued)</p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">f.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Forgery </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">means the signing of the name of another
natural person with the intent to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">deceive</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">but</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">does not mean a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">signature</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which
consists in</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">whole</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in part of one's own
name, with or without authority, in any capacity for any </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">purpose.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">g.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Company
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means
any</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">investment
company</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">registered under</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the Investment Company Act of 1940 and
listed under the NAME OF ASSURED on the DECLARATIONS.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">h.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Items of Deposit </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">means one or more checks or drafts drawn
upon a financial institution in the United States of America.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">i.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Larceny or Embezzlement </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means larceny or embezzlement
as defined in Section 37 of the Investment Company Act of 1940.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">j.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">money, revenue</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and
other</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">stamps;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">securities;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">including any note,
stock, treasury stock, bond, debenture, evidence of indebtedness, certificate of deposit, certificate
of interest or participation in any profit- sharing agreement, collateral trust certificate, preorganization
certificate or subscription, transferable share, investment contract, voting trust certificate, certificate
of deposit for a security, fractional undivided interest in oil, gas, or other mineral rights, any interest
or instruments commonly known as a security under the Investment Company Act of 1940, any other certificate
of interest or participation in, temporary or interim certificate for, receipt for, guarantee of, or
warrant or right to subscribe to or purchase any of the foregoing;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">bills</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">exchange; acceptances;
checks; withdrawal</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">orders;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">money orders; travelers' letters of credit;
bills of lading; abstracts of title; insurance policies, deeds, mortgages on real estate and/or upon
chattels and interests therein; assignments of such policies, deeds or mortgages; other valuable papers,
including books of accounts and other records used by the ASSURED in the conduct of its business (but
excluding all electronic data processing records); and, all other instruments similar to or in the nature
of the foregoing in which the ASSURED acquired an interest at the time of the ASSURED'S consolidation
or merger with, or purchase of the principal</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">assets of, a predecessor
or which are held by the ASSURED for any</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">purpose or in any capacity and whether
so held gratuitously or not and whether or not the ASSURED is liable therefor.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">k.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Relative </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means
the spouse of an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Employee </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">or partner of the ASSURED</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and any unmarried child
supported wholly by, or living in the home of, such </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Employee </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or partner and being
related to them by blood, marriage or legal </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">guardianship.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">l.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Securities,</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">documents</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">written</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">instruments</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">original</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(including
original counterparts) negotiable or non-negotiable instruments, or assignments</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">thereof,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">themselves</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">represent</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">equitable
interest, ownership, or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">debt and which are in the</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ordinary</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">course
of business transferable</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">delivery</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">instruments</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">with</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">necessary
endorsements or assignments.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">12
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:11.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Definitions</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt;
text-decoration:none; font-style:italic;">(continued)</p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">m.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Subsidiary </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">means any organization that, at the inception
date of this Bond, is named in the APPLICATION or is created during the BOND PERIOD and of which more
than fifty percent (50%) of the outstanding securities or voting rights representing the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">present
right to vote for election of directors is owned or controlled by the ASSURED either directly or through
one or more of its </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">subsidiaries.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:25.2pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">n.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Transportation
Company </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">means any organization which provides its own</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or its leased vehicles
for transportation or which provides freight forwarding or air express services.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:25.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">o.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Voice Initiated Election </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means any election concerning
dividend options available to </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Investment Company </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">shareholders or subscribers which is requested
by voice over the telephone.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:25.2pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">p.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Voice</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Initiated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Redemption</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">redemption</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shares</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">issued</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:25.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Investment</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Company</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">which</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">requested</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">voice</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">over</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">telephone.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-18.0pt; font-weight:normal;
margin-left:45.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">q.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Voice
Initiated Funds Transfer Instruction </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">means any </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Voice Initiated Redemption </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Voice Initiated Election</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:20.55pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">For</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purposes</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">these</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">definitions,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">singular</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">includes</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">plural</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
plural includes the singular, unless otherwise indicated.</font></p><p style="font-size:11.0pt; font-family:Serif;
text-align:left; color:#000000; font-weight:normal; font-style:italic;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">General
Exclusions - Applicable</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">to</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">All</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Insuring </font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;">Clauses</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.15pt; font-weight:bold; margin-left:54.0pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2.</font><font
style="word-spacing:13.575pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">This</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">does</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">not</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">directly</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">indirectly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">cover:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:67.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
not reported to the COMPANY in writing within sixty (60) days after termination of this Bond as an entirety;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:67.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
due to riot or civil commotion outside the United States of America and Canada, or any loss due to military,
naval or usurped power, war or insurrection.</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">This Section 2.b., however,
shall</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">not apply</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss which occurs in
transit in the circumstances recited in INSURING CLAUSE 3., provided that when such transit was initiated
there was no knowledge on the part of any person acting for the ASSURED of such riot, civil commotion,
military, naval or usurped power, war or insurrection;</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:67.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">loss</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">resulting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">effects</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">nuclear</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fission</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fusion</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">radioactivity;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:67.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">d.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
of potential income including, but not limited to, interest and dividends not realized by the ASSURED
or by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">any customer of the ASSURED;</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:67.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">e.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">damages of any type for which the ASSURED is legally liable,
except compensatory damages, but not multiples thereof, arising from a loss covered under this Bond;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:67.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">f.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">costs,
fees and expenses incurred by the ASSURED in establishing the existence of or amount of loss under this
Bond, except to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the extent covered under INSURING CLAUSE 11.;</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:67.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">g.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">loss</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">resulting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">indirect</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">consequential</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">nature;</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">13
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:11.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:italic;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">General
Exclusions - Applicable</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">to</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">All</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Insuring </font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;">Clauses</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt; text-decoration:none;
font-style:italic;">(continued)</p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">h.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
resulting from dishonest acts by any member of the Board of Directors</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or Board of Trustees
of the ASSURED who is not an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Employee</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">, acting</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alone or in collusion
with others;</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt;
font-weight:normal; margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">i.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss,
or that part of any loss, resulting solely from any violation by the ASSURED or by any </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal; margin-left:71.05pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(1)</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">law</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">regulating:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.3pt; font-weight:normal;
margin-left:96.25pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">issuance,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purchase</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sale</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">securities,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:96.25pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">securities</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">transactions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">security</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">commodity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">exchanges</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
the over the counter market,</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-25.3pt; font-weight:normal; margin-left:96.25pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">companies,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.3pt; font-weight:normal;
margin-left:96.25pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">d.</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">advisors,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:71.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">rule</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">regulation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">made</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">pursuant</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">law;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.3pt; font-weight:normal;
margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">j.</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">confidential</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">information,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">material</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">data;</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">k.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
resulting from voice requests or instructions received over the telephone, provided however,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this
Section 2.k.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">shall</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">not</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">apply</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSURING CLAUSE 7. or
9.</font></p><p style="font-size:11.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
font-style:italic;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;">Specific Exclusions - Applicable</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">To</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">All</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Insuring Clauses Except
Insuring Clause 1.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.3pt;
font-weight:bold; margin-left:38.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">3.</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">This</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">does</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">directly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">indirectly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">cover:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:64.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
caused by an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Employee</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">, provided, however, this Section 3.a. shall not apply to
loss covered under INSURING CLAUSE 2. or 3. which results directly from misplacement, mysterious unexplainable
disappearance, or damage or destruction of </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Property</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">;</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:64.05pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss through the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">surrender
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">property</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">away</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from
premises</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">of the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">ASSURED as a result of a threat:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.25pt; font-weight:normal;
margin-left:89.25pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:13.625pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
do bodily harm to any natural person, except loss of </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Property </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in transit in the custody
of any person acting as messenger of the ASSURED, provided that when such transit was initiated there
was no knowledge by the ASSURED of any such threat, and provided further that this Section 3.b.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall
not apply to INSURING CLAUSE 7., or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-25.3pt; font-weight:normal; margin-left:89.25pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">do</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">damage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premises</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:64.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
resulting from payments made or withdrawals from any account involving erroneous credits to such account;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:64.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">d.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
involving </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Items of Deposit </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">which are not finally paid for any reason provided however,
that this Section 3.d. shall not apply to INSURING CLAUSE 10.;</font></p><p style="font-size:10.0pt;
font-family:Arial; text-align:left; text-indent:-25.3pt; font-weight:normal; margin-left:64.05pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">e.</font><font
style="word-spacing:13.65pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">loss</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">property</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">while</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">mail;</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">14
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Arial; text-align:left; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; font-weight:bold; text-decoration:none;">and
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; font-weight:bold; text-decoration:none;">Limitations</font></p><p
style="font-size:11.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:italic;"><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Specific
Exclusions - Applicable</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">To</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">All</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Insuring Clauses Except Insuring Clause 1.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt; text-decoration:none;
font-style:italic;">(continued)</p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">f.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
resulting from the failure for any reason of a financial or depository institution, its receiver or other
liquidator to pay or deliver funds or other </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Property </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to the ASSURED provided
further that this Section 3.f. shall not apply to loss of </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Property </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">resulting directly from
robbery, burglary, misplacement, mysterious unexplainable disappearance, damage, destruction or removal
from the possession, custody or control of the </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">ASSURED.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">g.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss of </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">while
in the custody of a </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Transportation Company</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">, provided however, that this Section 3.g.
shall not apply to INSURING CLAUSE 3.;</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">h.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
resulting from entries or changes made by a natural person with authorized access to a </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Computer System </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">who
acts in good faith on instructions, unless such instructions are given to that person by a software contractor
or its</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">partner, officer, or employee authorized by</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
design, develop, prepare, supply, service, write or implement programs for the ASSURED's </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Computer
System</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">; or</font></p><p style="font-size:11.0pt; font-family:Arial; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">i.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
resulting directly or indirectly from the input of data into a </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Computer System </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminal,
either on</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the premises of the customer of the ASSURED</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or under the control
of such a customer, by a customer or other person who had authorized access to the customer's authentication
mechanism.</font></p><p style="font-size:11.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:20.15pt; font-style:italic;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;">Specific Exclusions - Applicable</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">To</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">All</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Insuring
Clauses Except Insuring Clauses 1., 4., And 5.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-18.0pt; font-weight:bold; margin-left:38.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">4.</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">This</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">does</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">not directly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">indirectly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">cover:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:64.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
resulting from the complete or partial non-payment of or default on any loan whether such loan was procured
in good faith or through trick, artifice, fraud or false pretenses; provided, however, this Section 4.a.
shall not apply to INSURING CLAUSE 8.;</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-25.35pt; font-weight:normal; margin-left:64.3pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">resulting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">forgery</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alteration;</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:64.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
involving a counterfeit provided, however, this Section 4.c. shall not apply to INSURING CLAUSE 5. or
6.</font></p><p style="font-size:11.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
font-style:italic;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;">Limit Of Liability/Non- Reduction And Non- </font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Accumulation</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Of</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Liability</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-18.0pt; font-weight:normal; margin-left:38.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">5.</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">At all times prior to
termination of this Bond, this Bond shall continue in force for the limit stated in the applicable sections
of ITEM 2. of the DECLARATIONS, notwithstanding any previous loss for which the COMPANY may have paid
or be liable</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">pay</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under this Bond provided,
however, that the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">liability of the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">COMPANY under this Bond with respect to
all loss resulting from:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.3pt;
font-weight:normal; margin-left:67.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">act</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
burglary,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">robbery</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">hold-up,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">attempt</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">thereat,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:67.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">Employee</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">concerned</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">implicated,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt;
font-weight:normal; margin-left:67.8pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unintentional</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">negligent</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">act</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">person
resulting in damage to or destruction or misplacement of </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Property</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">, or</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.3pt; font-weight:normal; margin-left:67.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font
style="word-spacing:13.65pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">all</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">acts,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">than</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">those</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">specified</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">above,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">person,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">15
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:11.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Limit
Of Liability/Non-</font><font style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;"> Reduction And Non- </font><font style="font-size:11.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Accumulation</font><font
style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Of</font><font style="font-size:11.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Liability</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; text-decoration:none; font-style:italic;">(continued)</p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.3pt; font-weight:normal;
margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">d.</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">casualty</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">event</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">than</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">those</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">specified</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">b.,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">above,</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
margin-left:20.55pt; text-decoration:none;">shall be deemed to be one loss and shall be limited to the
applicable LIMIT OF LIABILITY stated in ITEM 2. of the DECLARATIONS of this Bond irrespective of the
total amount of such loss or losses and shall not be cumulative in amounts from year to year or from
period to period.</p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal;
margin-left:20.55pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">acts,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">specified</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">above,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">person</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">i.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">directly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">indirectly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">aid</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">way</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">wrongful</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">acts</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">person</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
persons, or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.3pt;
font-weight:normal; margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">ii.</font><font style="word-spacing:13.65pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">permit</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">continuation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">wrongful</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">acts
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">person</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">persons</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:20.55pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">whether such</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">acts</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are committed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">with
or without the knowledge</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the wrongful acts of the person so aided,
and whether such acts are committed with or without the</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">intent</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">aid</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">person,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deemed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">with</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
wrongful acts of all persons so aided.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:20.15pt; font-style:normal;"><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; font-weight:normal; text-decoration:none;">Discovery</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">6.</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">This</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">only</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">first</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">officer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:183.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">during the BOND PERIOD.</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Discovery occurs at
the earlier of an officer of the ASSURED being aware of:</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.2pt; font-weight:normal; margin-left:208.9pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">facts</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">may</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">subsequently</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">result</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">type</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">covered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond,
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">actual</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">potential</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">claim
in</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alleged</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">liable
to a third party,</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:justify; font-weight:normal;
margin-left:183.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">regardless of when the act or acts causing or contributing
to such loss occurred, even though the amount of loss does not exceed the applicable DEDUCTIBLE AMOUNT,
or the exact amount or details of loss may not then be known.</font></p><p style="font-size:11.0pt; font-family:Serif;
text-align:left; color:#000000; font-weight:normal; font-style:italic;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Notice
To Company - Proof</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">-</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Legal</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Proceedings Against Company</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-50.4pt; font-weight:normal; margin-left:61.4pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">7.</font><font
style="word-spacing:26.2pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The ASSURED shall give
the COMPANY notice thereof at the earliest practicable moment, not to exceed sixty (60) days after discovery
of loss, in an amount that is in excess of 50% of the applicable DEDUCTIBLE AMOUNT, as stated in ITEM
2. of the DECLARATIONS.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:61.4pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
ASSURED shall furnish to the COMPANY proof of loss, duly sworn to, with full particulars within six (6)
months after such discovery.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:61.4pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Securities
listed in a proof of loss shall be identified by certificate or bond numbers, if issued with them.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:61.4pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">d.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Legal
proceedings for the recovery of any loss under this Bond shall not be brought prior to the expiration
of sixty (60) days after the proof of loss is filed with the COMPANY or after the expiration of twenty-four
(24) months from the discovery of such loss.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.2pt; font-weight:normal; margin-left:61.4pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">e.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">This Bond affords coverage only in favor of the ASSURED.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No
claim, suit, action</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">legal</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">proceedings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">brought</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">anyone
other than the ASSURED.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">16
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:12.0pt;
font-family:Arial; text-align:left; color:#000000; font-weight:bold; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Notice
To Company - Proof</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">-</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Legal</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Proceedings Against Company</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; color:#000000; font-weight:normal; text-decoration:none; font-style:italic;">(continued)</p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">f.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Proof</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">involving</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Voice</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Initiated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Funds</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Transfer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Instruction</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall
include electronic recordings of such instructions.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">Deductible</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">Amount</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">8.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">liable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSURING</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CLAUSES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:183.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">on account of loss unless the amount of such loss, after deducting the net amount
of all reimbursement and/or recovery obtained or made by the ASSURED, other than from any Bond or policy
of insurance issued by an insurance company and covering such loss, or by the COMPANY on account thereof
prior to payment by the COMPANY of such loss, shall exceed the DEDUCTIBLE AMOUNT set forth in ITEM 3.
of the DECLARATIONS, and then for such excess only, but in no event</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for more than the applicable
LIMITS OF LIABILITY stated in ITEM 2. of the </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">DECLARATIONS.</font></p><p style="font-size:10.0pt;
font-family:Arial; text-align:left; font-weight:normal; margin-left:183.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">There</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deductible</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applicable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSURING</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CLAUSE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1.
sustained by any </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Investment Company</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; color:#000000; font-weight:bold; margin-left:20.4pt; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Valuation</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">9.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">BOOKS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">OF</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">ACCOUNT</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">OR</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">OTHER</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">RECORDS</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; font-weight:normal; margin-left:183.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
value of any loss of </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">consisting of books of account or other records used by the
ASSURED in the conduct of its business shall be the amount paid by the ASSURED for blank books, blank
pages, or other materials which replace the lost books of account or other records, plus the cost of
labor paid by the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ASSURED for the actual transcription or copying of data to reproduce such books
of account or other records.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:183.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">The value of any loss of </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other
than books of account or other records used by the ASSURED in the conduct of its business, for which
a claim is made shall be determined by the average market value of such </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on
the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">business
day immediately preceding discovery of such loss provided, however,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that the value of any
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">replaced
by the ASSURED with the consent of the COMPANY and prior to the settlement of any claim for such </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall
be the actual market value at the time of replacement.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; font-weight:normal; margin-left:183.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">In the case of a loss
of interim certificates, warrants, rights or other securities, the production of which is necessary to
the exercise of subscription, conversion, redemption or deposit privileges, the value of them shall be
the market value of such</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">privileges immediately</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">preceding their</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">expiration
if</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">said
loss is</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">not discovered until after their expiration.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If no market price is
quoted for such </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">or for such privileges, the value shall be fixed by agreement
between the parties.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:bold;
margin-left:183.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">OTHER</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">PROPERTY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; font-weight:normal; margin-left:183.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
value of any loss of </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Property</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">, other than as stated above, shall be the actual cash value
or the cost of repairing or replacing such</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Property </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">with </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">like
quality and value, whichever is less.</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">17
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt; text-decoration:none;
font-style:italic;">(continued)</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000;
font-weight:normal; margin-left:20.55pt; font-style:normal;"><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Securities</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Settlement</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">10.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">In</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">event</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">a</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">loss</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">securities</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">covered</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">this</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Bond,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">COMPANY</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">may,</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:justify; font-weight:normal; margin-left:184.1pt; text-decoration:none;">at
its sole discretion, purchase replacement securities, tender the value of the securities in money, or
issue its indemnity to effect replacement securities.</p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; font-weight:normal; margin-left:184.1pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The indemnity required
from the ASSURED under the terms of this Section</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">against all loss, cost
or expense arising from the replacement of securities by the COMPANY'S indemnity shall be:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for
securities having a value less than or equal to the applicable DEDUCTIBLE AMOUNT - one hundred (100%)
percent;</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt;
font-weight:normal; margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for
securities having a value in excess of the DEDUCTIBLE AMOUNT but within the applicable LIMIT OF LIABILITY
- the percentage that the DEDUCTIBLE AMOUNT bears to the value of the securities;</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:209.3pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">for</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">securities</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">having</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">greater</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">than</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applicable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">LIMIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">LIABILITY</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:209.3pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">-</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">percentage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DEDUCTIBLE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AMOUNT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">portion</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">excess</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
the applicable LIMIT OF LIABILITY bears to the value of the securities.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; font-weight:normal; margin-left:184.1pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
value referred to in Section 10.a., b., and c. is the value in accordance with Section 9, Valuation,
regardless of the value of such securities at the</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">time</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss under the COMPANY'S
indemnity is sustained.</font></p><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:justify;
font-weight:normal; margin-left:184.1pt; text-decoration:none;">The COMPANY is not required to issue
its indemnity for any portion of a loss of securities which is not covered by this Bond; however, the
COMPANY may do so as a courtesy to the ASSURED and at its sole discretion.</p><p style="font-size:10.0pt;
font-family:Arial; text-align:left; font-weight:normal; margin-left:184.1pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
ASSURED shall pay the proportion of the Company's premium charge for the Company's indemnity as set forth
in Section 10.a., b., and</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No portion of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
LIMIT</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">OF</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">LIABILITY</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">used</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">payment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">indemnity
purchased by the ASSURED to obtain replacement securities.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Subrogation</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">-</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Assignment</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">&#8211;</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Recovery</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> 11.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">In</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">event</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">a</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">payment</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">this</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Bond,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">COMPANY</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">shall</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">subrogated</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">to</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; font-weight:normal; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">all of the ASSURED'S
rights of recovery against any person or entity to the extent of such payment.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">On request, the ASSURED
shall deliver to the COMPANY an assignment of the ASSURED'S rights, title and interest and causes of
action against any person or entity to the extent of such payment.</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:justify; font-weight:normal; margin-left:20.65pt; text-decoration:none;">Recoveries,
whether effected by the COMPANY or by the ASSURED, shall be applied net of the expense of such recovery
in the following order:</p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt;
font-weight:normal; margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">first,
to the satisfaction of the ASSURED'S loss which would otherwise have been paid but for the fact that
it is in excess of the applicable LIMIT OF </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">LIABILITY,</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:45.85pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">second, to the COMPANY in satisfaction of amounts paid in
settlement of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the ASSURED'S claim,</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:45.85pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">third, to the ASSURED in satisfaction of the applicable DEDUCTIBLE
AMOUNT, and</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">18
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:11.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Subrogation</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">-</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Assignment</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">&#8211;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt;
font-style:italic;"><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000;
font-weight:normal; text-decoration:none;">Recovery</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt; text-decoration:none; font-style:italic;">(continued)</p><p
style="font-size:11.0pt; font-family:Arial; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:45.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">d.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fourth,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">satisfaction</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">suffered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
ASSURED which was not covered under this Bond. Recovery</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reinsurance</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">indemnity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deemed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a
recovery under this section.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
color:#000000; font-weight:normal; margin-left:20.15pt; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Cooperation</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">Of</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Assured</font><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">   </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">12.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
 </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">At</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">COMPANY'S</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">request</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">at</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">reasonable</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">times</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">places</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">designated</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">by</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:183.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">COMPANY,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">submit</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">examination</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">subscribe</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">same</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">oath,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.15pt; font-weight:normal;
margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.575pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">produce</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY'S</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">examination</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">all</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">pertinent</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">records,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.15pt; font-weight:normal;
margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.575pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cooperate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">with</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">all</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">matters</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">pertaining</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:183.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">The ASSURED shall execute all papers and render assistance to secure to the COMPANY
the rights and causes of action provided for under this Bond.</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The ASSURED shall do
nothing after loss to prejudice such rights or causes of action.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">Termination</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">13.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a
sole ASSURED,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">it shall</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">not</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unless</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">written</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notice</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:184.1pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">shall have been given by the acting party to the affected party and to the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Securities
and Exchange Commission, Washington, D.C., not less than sixty (60) days prior to the effective date
of such termination.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal;
margin-left:184.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">If the Bond is for a joint ASSURED, it shall not be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminated
unless written notice shall have been given by the acting party to the affected party, and by the COMPANY
to all ASSURED </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Investment Companies </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">and to the Securities and Exchange Commission,
Washington, D.C., not less than sixty (60) days prior to</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the effective date of
such termination.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; color:#000000;
font-weight:normal; margin-left:184.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">This Bond will terminate
as to any one ASSURED, other than an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;">Investment </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">immediately</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">taking</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">over</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">receiver</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other
liquidator or by State or Federal officials, or</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:209.3pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">immediately on the filing of a petition under any State or
Federal statute relative to bankruptcy or reorganization of the ASSURED, or assignment for the benefit
of creditors of the ASSURED, or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:209.3pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">immediately
upon such ASSURED ceasing to exist, whether through merger into another entity, disposition of all of
its assets or otherwise.</font></p><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:justify; font-weight:normal; margin-left:184.1pt; text-decoration:none;">The COMPANY shall
refund the unearned premium computed at short rates in accordance with the standard short rate cancellation
tables if terminated by the ASSURED or pro rata if terminated for any other reason.</p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">19
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:11.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Termination</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt;
text-decoration:none; font-style:italic;">(continued)</p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If any partner, director,
trustee, or officer or supervisory employee of an</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED not acting in
collusion with an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Employee </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">learns of any dishonest act committed by such </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">at
any time, whether in the employment of the ASSURED or otherwise, whether or not such act is of the type
covered under this Bond, and whether against the ASSURED or any other person or entity, the </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:45.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall
immediately remove such </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Employee </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">from a position that would enable such </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
cause the ASSURED to suffer a loss covered by this Bond; and</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:45.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">within forty-eight (48) hours of learning that an </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">has
committed</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">any</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">dishonest act, shall notify</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY,
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such
action and provide full particulars of such dishonest act.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">may</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">respects</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sixty</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(60)
days after written</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">notice is received by each ASSURED </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Investment Company </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and the Securities and
Exchange Commission, Washington, D.C. of its desire to terminate this Bond as to such </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">Other</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">Insurance</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">14.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">apply</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">only</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">excess</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">over</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">valid</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">collectible</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:183.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">insurance,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">indemnity</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">suretyship</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">obtained</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">behalf</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.15pt; font-weight:normal;
margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.575pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.15pt; font-weight:normal;
margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.575pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Transportation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:208.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">another
entity on whose premises the loss occurred or which employed the person causing the loss or engaged the
messenger conveying the </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">involved.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; font-weight:normal; margin-left:20.15pt; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;">Conformity</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">15.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">within</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">prohibited</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">law</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">controlling</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond's</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:183.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">construction,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">such</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deemed
to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">so</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">equal</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
minimum period of limitation provided by such law.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; color:#000000; font-weight:normal; margin-left:20.55pt; font-style:normal;"><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Change</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">or</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Modification</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
  </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">16.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">This</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">instrument</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">amending</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">affecting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">this</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">may</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">not</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">be</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">changed</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:183.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or modified orally.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">No change in or modification of this Bond
shall be effective except when made by written endorsement to this Bond signed by an authorized representative
of the COMPANY.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:183.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">If</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sole</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">change</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">modification</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">would
adversely</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">affect</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">rights</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">effective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">prior</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sixty</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(60)
days</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">written</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notice</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">has</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">been</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">furnished</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Securities</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Exchange
Commission, Washington, D.C., by the acting party.</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">20
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


<!-- PAGEBREAK_END -->
<p style="font-size:12.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; font-style:italic;"><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">Conditions</font><font
style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:12.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:bold;
text-decoration:none;">and </font><font style="font-size:12.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:bold; text-decoration:none;">Limitations</font></p><p style="font-size:11.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; font-style:normal;"><font style="font-size:11.0pt;
font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">Change</font><font
style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:italic; color:#000000; font-weight:normal;
text-decoration:none;">or </font><font style="font-size:11.0pt; font-family:Serif; font-style:italic;
color:#000000; font-weight:normal; text-decoration:none;">Modification</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:20.55pt; text-decoration:none;
font-style:italic;">(continued)</p><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:20.55pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">If</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">joint</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charge</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">modification</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">would
adversely</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">affect</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">rights</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">effective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">prior</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sixty</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(60)
days</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after
written</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">notice</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">has</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">been</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">furnished to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">all</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">insured</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Companies
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Securities</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Exchange</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Commission,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Washington,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">D.C.,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY.</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond (5-98)</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1421 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">21
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:12.0pt; font-family:Arial; text-align:right; color:#000000; font-weight:bold; text-decoration:none;">ENDORSEMENT/RIDER</p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Effective</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSURANCE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Endorsement/Rider</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:283.2pt; text-decoration:none;">To
be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:283.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; text-indent:-48.75pt; font-weight:normal;
margin-left:79.7pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:8.5pt; font-family:Arial; text-align:left;
font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt; font-family:Serif; text-align:center;
font-weight:bold; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">NAME</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">OF</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">ASSURED</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NAME</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DECLARATIONS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">read</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:31.0pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">LLC</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">FUNDS</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">BOARD</font></p><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:left; font-weight:normal; margin-left:37.8pt; text-decoration:none;">MFS Global Aggregate
Opportunistic LLC</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:37.8pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Concentrated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">LLC</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:37.8pt;
text-decoration:none;">MFS International Growth LLC</p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:37.8pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Core</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Plus</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fixed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">LLC</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:37.8pt; text-decoration:none;">MFS
Global Equity LLC</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:37.8pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">LLC</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:37.8pt;
text-decoration:none;">MFS Emerging Markets Debt LLC I</p><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:left; font-weight:normal; margin-left:37.8pt; text-decoration:none;">MFS
International Growth LLC II</p><p style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000;
font-weight:bold; margin-left:31.0pt; font-style:normal;"><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">HERITAGE</font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">TRUST</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">BOARD</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:37.8pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.85pt; font-weight:normal;
margin-left:43.65pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.925pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Aggregate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Opportunistic</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.7pt; font-weight:normal;
margin-left:43.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.85pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Blended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Large</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.85pt; font-weight:normal;
margin-left:43.65pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.925pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Emerging</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Markets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">I</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.85pt; font-weight:normal;
margin-left:43.65pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.925pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Intrinsic</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
Fund</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
Trust </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">&#8211; MFS International Diversification Fund</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.7pt; font-weight:normal;
margin-left:43.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.85pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">II</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.5pt; font-weight:normal;
margin-left:43.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.75pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International
Small-Mid</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Cap</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.6pt; font-weight:normal;
margin-left:43.4pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.8pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investors</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.7pt; font-weight:normal;
margin-left:43.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.85pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Large</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
Trust </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">&#8211; MFS Mid Cap Value Fund</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:37.8pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-0949 (Ed. 1-97)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">22
of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.7pt; font-weight:normal;
margin-left:43.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.85pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Mid</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.95pt; font-weight:normal;
margin-left:43.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.975pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">U.S.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">REIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.85pt; font-weight:normal;
margin-left:43.65pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.925pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.7pt; font-weight:normal;
margin-left:43.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.85pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.7pt; font-weight:normal;
margin-left:43.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.85pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.85pt; font-weight:normal;
margin-left:43.65pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.925pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Large</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.35pt; font-weight:normal;
margin-left:43.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Concentrated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.85pt; font-weight:normal;
margin-left:43.65pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.925pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Emerging</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Markets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Debt</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.6pt; font-weight:normal;
margin-left:43.4pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.8pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.85pt; font-weight:normal;
margin-left:43.65pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.925pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.6pt; font-weight:normal;
margin-left:43.4pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.8pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust
Company</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Collective</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Investment Trust </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#8211; MFS Intrinsic Value
Fund</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.35pt; font-weight:normal;
margin-left:43.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Low</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Volatility</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:37.8pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Heritage</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Collective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-5.35pt; font-weight:normal;
margin-left:43.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">-</font><font style="word-spacing:3.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ex-Emerging</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Markets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
Fund</font></p><p style="font-size:11.5pt; font-family:Serif; font-style:normal; text-align:left; color:#000000;
font-weight:bold; margin-left:30.95pt; text-decoration:none;">OTHER</p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS Commodity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Strategy</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">I</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:31.35pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:31.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Low</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Volatility</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:31.35pt;
text-decoration:none;">MFS Low Volatility Equity Fund</p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:31.35pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">U.S.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Government</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cash</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Reserve</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:31.35pt;
text-decoration:none;">MFS New Discovery Fund</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:31.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Core</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:31.35pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
Technology Fund</font></p><p style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000;
font-weight:bold; margin-left:30.95pt; font-style:normal;"><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">II</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-0949 (Ed. 1-97)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">23
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">III</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:31.35pt; text-decoration:none;">MFS
Global High Yield Fund</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:31.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">High</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Yield</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Pooled</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:31.35pt;
text-decoration:none;">MFS High Income Fund</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:31.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Municipal</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">High</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">IV</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:31.35pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Blended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Emerging</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Markets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:31.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS Blended Research International Equity Fund</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS Global New Discovery
Fund</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:31.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">U.S.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Government</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Money</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Market</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:31.35pt;
text-decoration:none;">MFS Mid Cap Growth Fund</p><p style="font-size:11.5pt; font-family:Serif; text-align:left;
color:#000000; font-weight:bold; margin-left:30.95pt; font-style:normal;"><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">MFS</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Series</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Trust</font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">V</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:31.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:31.35pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">New</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Discovery</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
Total Return Fund</font></p><p style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000;
font-weight:bold; margin-left:30.95pt; font-style:normal;"><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">VI</font></p><table cellspacing="0"
style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr style="font-size:1pt;"><td
style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Utilities</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Total</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Return</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr></table><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">VII</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Emerging</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Markets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:30.95pt;
text-decoration:none;">MFS Intrinsic Value Fund</p><p style="font-size:11.5pt; font-family:Serif; text-align:left;
color:#000000; font-weight:bold; margin-left:30.95pt; font-style:normal;"><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">MFS</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Series</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Trust</font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">VIII</font></p><table
cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid;
border-right-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:5.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr></table><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">IX</font></p><table cellspacing="0"
style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr style="font-size:1pt;"><td
style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Inflation-Adjusted</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Corporate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Limited</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Maturity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Municipal
Limited</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Maturity</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Total</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Return</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr></table><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">X</font></p><table cellspacing="0"
style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr style="font-size:1pt;"><td
style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Aggressive</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Allocation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
Fund</font></p></td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Blended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Mid</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Blended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Small</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Blended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
Blended Research</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Growth</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Conservative</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Allocation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Emerging</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Markets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Debt</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Emerging</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Markets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Debt</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Local</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Currency</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Emerging</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Markets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr></table>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-0949 (Ed. 1-97)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">24
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid;
border-right-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:5.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
Fund</font></p></td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Intrinsic</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Opportunistic</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Allocation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Diversification</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Managed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Wealth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Large</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:5.6pt;
text-decoration:none;">MFS Moderate Allocation Fund</p></td></tr></table><p style="font-size:11.5pt;
font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt; font-style:normal;"><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">MFS</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Series</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Trust</font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">XI</font></p><table
cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid;
border-right-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:5.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Mid</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Blended
Research</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Core</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr></table><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">XII</font></p><table cellspacing="0"
style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr style="font-size:1pt;"><td
style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Lifetime</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2025</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Lifetime</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2030</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Lifetime</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2035</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Lifetime</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2040</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Lifetime</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2045</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Lifetime</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2050</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:1.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Lifetime</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2055</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:1.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Lifetime</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2060</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.75pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:5.6pt;
text-decoration:none;">MFS Lifetime 2065 Fund</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:5.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Lifetime</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Core</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr></table><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">XIII</font></p><table cellspacing="0"
style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr style="font-size:1pt;"><td
style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Diversified</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
Global</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Real Estate</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Government
Securities</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td style="vertical-align:top;
border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">New</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Discovery</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr></table><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Series</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Trust</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">XIV</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Institutional</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Money</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Market</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">SERIES</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">TRUST</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">XV</font></p><table cellspacing="0"
style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr style="font-size:1pt;"><td
style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MFS Commodity</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Strategy</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Alternative</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Strategy</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr></table><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">SERIES</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">TRUST</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">XVI</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Prudent</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investor</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:31.0pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">STAND-ALONE</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">FUNDS</font></p><table
cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid;
border-right-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:5.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Massachusetts</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investors</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Stock</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Massachusetts</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investors</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p></td></tr></table><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:31.0pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">CLOSED-END</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">FUNDS</font></p><table
cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid;
border-right-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:5.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Intermediate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">High</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr></table>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-0949 (Ed. 1-97)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">25
of 67</p></td></tr></table>

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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt;
border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid;
border-right-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:5.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">High</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Yield</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Municipal</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">High</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Municipal</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Grade</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Municipal</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
Charter</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Income</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Municipal</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
Special</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Value</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Government
Markets</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Income</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Intermediate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Multimarket</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Income</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font></p></td></tr></table><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:31.0pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">MUNICIPAL</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">SERIES</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">TRUST</font></p><table cellspacing="0"
style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr style="font-size:1pt;"><td
style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid;
border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt;
border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;
font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
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style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
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style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
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border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt;
border-right-style:solid; border-right-color:#000000;"><p style="font-size:10.0pt; font-family:Serif;
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
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style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
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style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund</font></p></td></tr></table><p
style="font-size:11.5pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:31.0pt;
font-style:normal;"><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.5pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.5pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">INSTITUTIONAL</font><font
style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.5pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">TRUST</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Institutional</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
Fund</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold;
margin-left:30.95pt; font-style:normal;"><font style="font-size:11.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">VARIABLE</font><font
style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">INSURANCE</font><font style="font-size:11.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">TRUST</font></p><table cellspacing="0"
style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr style="font-size:1pt;"><td
style="width:81.72%;" >&nbsp;</td><td style="width:18.28%;" >&nbsp;</td></tr><tr><td colspan="2" style="
vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000;
border-right:0.5pt; border-right-style:solid; border-right-color:#000000; font-size:1pt;"><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Variable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insurance</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Series</font></p></td></tr><tr><td
colspan="2" style=" vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Variable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insurance</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Total</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Return</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Series</font></p></td></tr><tr><td
colspan="2" style=" vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Variable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insurance</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Series</font></p></td></tr><tr><td
colspan="2" style=" vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Variable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insurance</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Series</font></p></td></tr><tr><td
colspan="2" style=" vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Variable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insurance</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investors</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Series</font></p></td></tr><tr><td
colspan="2" style=" vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Variable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insurance</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Series</font></p></td></tr><tr><td
colspan="2" style=" vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Variable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insurance</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Mid</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Series</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Variable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insurance</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Trust</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
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rowspan="3" style=" vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;
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style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
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style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
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style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
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font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">26
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style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">II</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Governments</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">II</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Tactical</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Allocation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr></table><p
style="font-size:10.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:30.95pt;
font-style:normal;"><font style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:bold; text-decoration:none;">MFS</font><font style="font-size:11.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Variable</font><font
style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">Insurance</font><font style="font-size:11.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:11.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">Trust</font><font style="font-size:11.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">III</font></p><table
cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:100%;" >&nbsp;</td></tr><tr><td style="vertical-align:top; border-bottom:0.5pt;
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border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid;
border-right-color:#000000; font-size:1pt;"><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:5.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">III</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Conservative</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Allocation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">III</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">New</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Discovery</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">III</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Growth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Allocation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">III</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Inflation-Adjusted</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">III</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Limited</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Maturity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">III</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Moderate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Allocation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">III</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Mid</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">III</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Global</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Real</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Estate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr><tr><td
style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid;
border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:5.6pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VIT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">III</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">-</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Blended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Research</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Small</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Portfolio</font></p></td></tr></table><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">This</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:30.95pt;
text-decoration:none;">All other terms, conditions and limitations of this Policy shall remain unchanged.</p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_90e6112e53d84f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-0949 (Ed. 1-97)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">27
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:337.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:337.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:337.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Bond</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">NAME OF ASSURED:</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">SERVICES</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">DBA</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:157.1pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">DBA</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:8.0pt; font-family:Arial; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">REVISE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ITEM</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">2.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">by
deleting</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">ITEM 2.</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">in its entirety</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">on the</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">DECLARATIONS and substituting
the following:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal;
margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">ITEM</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">2.</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">LIMITS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">LIABILITY-DEDUCTIBLE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AMOUNTS:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; color:#000000; font-weight:bold; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">If "Not</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Covered"
is inserted</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">below opposite any specified</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">INSURING</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">CLAUSE,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">INSURING CLAUSE and any other reference to such INSURING CLAUSE in this Bond shall
be deemed to be deleted.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">There</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">be</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">no</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">deductible</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">applicable</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">loss</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">under</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">INSURING</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">CLAUSE</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">1</font></p><table cellspacing="0"
style="border-collapse:collapse" width="86%" cellpadding="0" style="clear:both"><tr style="font-size:1pt;"><td
style="width:49.32%">&nbsp;</td><td style="width:30.9%">&nbsp;</td><td style="width:19.78%">&nbsp;</td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:7.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">sustained</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">by</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">.</font></p></td><td
colspan="2" style=" vertical-align:top; font-size:1pt">&nbsp;</td></tr><tr><td style="vertical-align:top;
font-size:1pt">&nbsp;</td><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:normal; margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">SINGLE</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">LOSS</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
text-decoration:none;">DEDUCTIBLE</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Arial; text-align:left; font-weight:normal; margin-left:7.15pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">INSURING</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">CLAUSE</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:underline;">LIMIT</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:underline;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">OF</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:underline;">LIABILITY</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:27.15pt; text-decoration:underline;">AMOUNT</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:7.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">1.</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">Employee</font></p></td><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:28.1pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:7.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">2.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">On</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Premises</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:7.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">3.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">In</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Transit</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:7.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">4.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Forgery</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Alteration</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:7.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">5.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Extended</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Forgery</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:7.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">6.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Counterfeit</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Money</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:7.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">7.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Threats</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Person</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Not</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Covered</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">Not</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Covered</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:7.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">8.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Computer</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
System</font></p></td><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial;
text-align:left; font-weight:normal; margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:7.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">9.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Voice</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Initiated</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Funds</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Transfer</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Instruction</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:2.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">10.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Uncollectible</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Items</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Deposit</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">250,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:2.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">11.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Audit</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Expense</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">250,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:2.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">12.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Unauthorized</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Signature</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:2.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">13.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Claims</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Expense</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">250,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:2.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">14.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Automated</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Phone</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">System</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr><tr><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:2.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">15.</font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Computer</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Systems</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&amp;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Voice</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Instruction</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal;
margin-left:28.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">25,000,000</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">$</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">100,000</font></p></td></tr></table><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">This</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:48.95pt;
text-decoration:none;">ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN UNCHANGED.</p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Date:</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">By</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><img src="img_4afd6f1758cc4f1.jpg"></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:384.25pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%">&nbsp;</td><td style="width:50.01%">&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1582 (Ed. 5-98)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">28
of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">3</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Bond</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">NAME OF ASSURED:</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">FINANCIAL</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">COMPANY</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MFS </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p style="font-size:10.0pt;
font-family:Arial; text-align:left; font-weight:normal; margin-left:149.9pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:9.0pt; font-family:Arial; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">UNAUTHORIZED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">SIGNATURE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">adding</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSURING</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CLAUSE:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">12.</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Unauthorized</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Signature</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:99.5pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Loss resulting directly from the ASSURED having accepted, paid or cashed any check
or </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Withdrawal
Order </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">made or drawn on or against the account of the ASSURED&#8217;S</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">customer which bears
the signature or endorsement of one other than a person whose name and signature is on file with the
ASSURED as a signatory on such account.</font></p><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:justify; font-weight:normal; margin-left:99.5pt; text-decoration:none;">It shall be a condition
precedent to the ASSURED'S right of recovery under this INSURING CLAUSE that the ASSURED shall have on
file signatures of all the persons who are signatories on such account.</p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">2.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">By</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">adding</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1.,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Definitions,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">r.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Instruction
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means
a written order to the issuer of an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Uncertificated Security </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">requesting that the
transfer, pledge or release from pledge of the specified </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Uncertificated Security </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">registered.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">s.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Uncertificated
Security </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">means a share, participation or other interest in property of or an enterprise
of the issuer or an obligation of the issuer, which is:</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:124.7pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">(1)</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">not</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">represented</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">instrument</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">transfer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">registered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">books
maintained for that purpose by or on behalf of the issuer, and</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal; margin-left:124.7pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">(2)</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">type</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">commonly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">dealt</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">securities</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">exchanges</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">markets,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:124.7pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">either
one</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">class
or series or by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">its terms divisible</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">into</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">class or series</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shares,
participations, interests or obligations.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-5602 (Ed. 10-03)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">29
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">t.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Withdrawal
Order </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">means a non-negotiable instrument, other than an </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Instruction</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,
signed by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">a customer of the ASSURED authorizing</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the ASSURED to debit</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
customer&#8217;s</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">account</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">in the amount of funds stated therein.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">This</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ALL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">OTHER</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">TERMS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AND</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CONDITIONS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">THIS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">BOND</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">REMAIN</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">UNCHANGED.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_9cf8cc86fc1a4f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-5602 (Ed. 10-03)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">30
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


<!-- PAGEBREAK_END -->
<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:310.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><table cellspacing="0"
style="border-collapse:collapse" width="86%" cellpadding="0" style="clear:both"><tr style="font-size:1pt;"><td
style="width:24.4%">&nbsp;</td><td style="width:22.73%">&nbsp;</td><td style="width:26.64%">&nbsp;</td><td
style="width:26.23%">&nbsp;</td></tr><tr><td colspan="2"  rowspan="2" style="  vertical-align:top; font-size:1pt">&nbsp;</td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Endorsement</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">No.:</font></p></td><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:4.15pt;
text-decoration:none;">4</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:41.1pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Number:</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
font-weight:normal; margin-left:5.25pt; text-decoration:none;">81391896</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:2.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NAME</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED:
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
font-weight:normal; margin-left:13.35pt; text-decoration:none;">MASSACHUSETTS</p></td><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; text-align:right; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">SERVICES</font></p></td><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:7.05pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">COMPANY</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font></p></td></tr></table><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:149.9pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">DBA</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:8.5pt; font-family:Arial; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">CLAIMS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">EXPENSE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">adding</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSURING</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CLAUSE:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">13.</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Claims</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Expense</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:99.5pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Reasonable</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">expense</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">incurred</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">independent</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">firms</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">individuals</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
determine the amount of loss where:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-25.2pt; font-weight:normal; margin-left:124.7pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">covered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:124.7pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">excess</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applicable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DEDUCTIBLE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AMOUNT.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">2.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">General</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Exclusions-Applicable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">To</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">All</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insuring</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Clauses,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2.f.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">does</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">apply</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
covered under this INSURING CLAUSE.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">This</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ALL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">OTHER</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">TERMS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AND</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CONDITIONS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">THIS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">BOND</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">REMAIN</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">UNCHANGED.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:underline;">
</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_8ee1bec997b14f1.jpg"></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:381.75pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%">&nbsp;</td><td style="width:50.01%">&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-6282 (Ed. 11-04)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">31
of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; color:#000000; font-weight:bold; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">endorsement/rider:</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement/Rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.5
To be attached to and</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:283.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-50.55pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:9.5pt; font-family:Serif; text-align:left;
font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt; font-family:Serif; text-align:center;
font-weight:normal; margin-left:17.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">AUTOMATED</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">PHONE</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SYSTEM</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insuring
Clauses section is amended by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">adding the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following Insuring Clause:
Automated Phone System Insuring Clause</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Loss resulting directly from the ASSURED
having transferred funds on the faith of any Automated</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Phone System (hereinafter
&#8220;APS&#8221;) Transaction, where the request for such APS Transaction is unauthorized or fraudulent and
is made with the intent to deceive. In order for coverage to apply under this Insuring Clause the ASSURED
shall maintain and follow all APS Designated Procedures with respect to APS Transactions. The isolated
failure of the ASSURED to maintain and follow a particular APS Designated Procedure in a particular instance
will not preclude coverage under this Automated Phone System Insuring Clause subject to the exclusions
herein and in this Bond.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt;
font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">For</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purposes</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this
endorsement,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">following</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">apply:</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
margin-left:74.15pt; text-decoration:none;">Automated Phone System or APS means an automated system which
receives and converts to executable instructions transmissions over the telephone through use of a touch-tone
keypad or other tone system or voice recognition system, and always excluding transmissions from a computer
system or part thereof.</p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">APS</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Transaction</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Purchase,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Redemption,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Election</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Exchange.</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
margin-left:74.15pt; text-decoration:none;">APS Purchase means any purchase of shares issued by an Investment
Company which is requested through an Automated Phone System.</p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APS Redemption means
any redemption of shares issued by an Investment Company which is requested</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">over the telephone by
means of information transmitted by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">an individual</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">caller through u</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">se
of a telephone keypad or voice recognition system.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APS Election means any
election concerning various account features available to Fund shareholders which is made over the telephone
by means of information transmitted by an individual caller through use of a telephone keypad or voice
recognition system. These features include account statements,</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">auto exchange, auto
asset builder, automatic withdrawal, dividend/capital</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">gain options, dividend
sweep, telephone balance consent and change of address.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APS Exchange means any
exchange of shares in a registered account of one Fund into shares in an account with the same tax identification
number and same ownership-type code of another Fund in the same complex pursuant to exchange</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">privileges
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">two</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Funds,
which exchange</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">is requested over the telephone by means of information</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">transmitted</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by
an</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Individual
caller through use of a telephone keypad or voice recognition system.</font></p><p style="font-size:10.0pt;
font-family:Arial; text-align:justify; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Designated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Procedures</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">all</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">procedures:</font></p>
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style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Q08-2343 (12/2008)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">32 of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Election
in Application No APS Redemption shall be executed unless the shareholder to whose account such an APS
Redemption relates has previously elected to permit Telephone </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Redemptions.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">(2)</font><font style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Logging: All APS Purchases,
Redemptions or Exchanges shall be logged or otherwise recorded and the records shall be retained for
at least six (6) months. Information contained in the records shall be</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">capable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">being
retrieved and produced within</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reasonable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">time</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">retrieval</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">specific
information is requested, at a success rate of no less than 85 percent.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">(3)</font><font style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Identity Test: The caller
in any request for an APS Transaction, must first input his/her account number, the last four digits
of his/her social security number, and finally, his/her personal identification number (&#8220;PIN&#8221;). It
is proposed that in addition to this procedure, a customer may:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal; margin-left:124.7pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(a)</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">begin</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">saying</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">pressing</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">his/her</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">number,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">then</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">say</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">press</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">his/her</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">PIN,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt;
font-weight:normal; margin-left:124.7pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(b)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">begin</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by
saying</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or pressing</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">his/her social security number, then say
or press his/her PIN and lastly, say name of fund or account number (or press account number).</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:124.7pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(c)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Limited
attempts to Enter PIN: If the caller fails to enter a correct PIN within (3) three attempts, the caller
must not be allowed additional attempts during the same telephone call to enter the PIN. The caller may
either be instructed to redial a customer service representative or may be immediately connected to such
a representative.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt;
font-weight:normal; margin-left:124.7pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(d)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Written
Confirmation: A written confirmation of any APS Purchase, Redemption, Exchange</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or change of address
shall be mailed to the shareholder(s) to whose account such transaction relates, at the record address,
by the end of the ASSURED&#8217;S next regular processing cycle, but in no event later than five (5) business
days following such APS </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Transaction.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:124.7pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(e)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Access
to APS Equipment: Access to the equipment which permits the entity receiving the APS Transaction request
to process and effect the transaction shall be limited in the following manner: The Shareholder Services
Group, Inc., accesses the hardware housing</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the Mutual Fund On-Line system which effects
transactions.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt;
font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">With</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">respect</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">afforded</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">pursuant</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Automated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Phone</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Systems</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insuring</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Clause,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this
Bond does not directly or indirectly cover any loss resulting from:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(1)</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">redemption</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shares,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">where</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">proceeds</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">redemption</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">made</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">payable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">than</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:99.5pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">(i)</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shareholder</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">record,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(ii)</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">person</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">designated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">receive</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">redemption</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">proceeds,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(iii)
a bank account designated to receive redemption proceeds; or</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(2)</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">the redemption</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of shares,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">where
the proceeds of such redemption are paid by check mailed to any address, unless such address has either
been (i)</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">designated by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">voice</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">over</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">telephone</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
in writing without a signature guarantee. In either case at least thirty (30) days prior to such redemption,
or (ii) designated, or (iii) verified by any other procedures, if such procedures are stated below in
this Endorsement; or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt;
font-weight:normal; margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
redemption of shares, where the proceeds of such redemption are paid by wire transfer to other than the
shareholders designated bank account of record; or</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(4)</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">intentional</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">failure</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">adhere</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">more</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">APS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Designated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Procedures.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">The</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">title</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms
and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">remain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unchanged.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_dab44bfecb674f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Q08-2343 (12/2008)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">33 of 67</p></td></tr></table>

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<p style="font-size:11.0pt; font-family:Serif; font-style:normal; text-align:right; color:#000000; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSURANCE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Endorsement/Rider</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">6</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:283.2pt; text-decoration:none;">To
be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:283.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:8.5pt; font-family:Arial; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-102.6pt; font-weight:normal;
margin-left:223.7pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">COMPUTER</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SYSTEMS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AND</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VOICE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSTRUCTIONS</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; text-indent:-102.6pt;
font-weight:normal; margin-left:223.7pt; text-decoration:none;">ENDORSEMENT(WITH INTERNET RIDER)</p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">This</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">adding</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">additional</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insuring</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Clause:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Computer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Systems</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">And</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Voice
Instructions Insuring Clause</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-17.9pt; font-weight:normal; margin-left:66.85pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(A)</font><font style="word-spacing:9.95pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">resulting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">directly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fraudulent:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.05pt; font-weight:normal;
margin-left:85.0pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:10.025pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">entry</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">data</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">into;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-18.15pt; font-weight:normal;
margin-left:85.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:10.075pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">change
of data elements or programs within a &#8220;Computer System&#8221; (as defined below), provided the fraudulent
entry or change causes:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt;
font-weight:normal; margin-left:102.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(a)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">transferred,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">paid</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">delivered;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:102.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(b)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">its</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">customer,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">added,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deleted,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">debited</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">credited;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.05pt; font-weight:normal;
margin-left:103.0pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(c)</font><font style="word-spacing:10.025pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">authorized</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fictitious</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">debited</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">credited.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-18.15pt; font-weight:normal;
margin-left:85.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:10.075pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">voice
instructions or advices having been transmitted to the ASSURED or its agent(s) by telephone; and provided
further, the fraudulent entry or change is made or caused by an individual acting with</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the manifest intent
to:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:102.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(a)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cause</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">its</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agent(s)</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sustain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:103.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(b)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">obtain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">financial</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">benefit</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">individual</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">persons</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">intended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">individual</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
receive financial benefit;</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:85.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">further</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">provided</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">voice</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">instructions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">advices:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:121.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(i)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">were</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">made</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">person</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">who</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purported</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">represent
an individual</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">authorized to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">make</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such voice instructions
or advices; or</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-17.9pt;
font-weight:normal; margin-left:121.0pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(ii)</font><font style="word-spacing:9.95pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">were</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">electronically</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">recorded</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
its agent(s).</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-18.15pt;
font-weight:normal; margin-left:85.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(4)</font><font style="word-spacing:10.075pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">It
shall be a condition to recovery under this Computer Systems And Voice Instructions Insuring Clause that
the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED
or its agent(s) shall to the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">best of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">their ability electronically</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">record
all voice instructions or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">advices received</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">over</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">telephone.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED
or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">its
agent(s)</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">warrant that</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">they</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall make their best
efforts to maintain the electronic recording system on a continuous basis.</font></p><p style="font-size:10.0pt;
font-family:Arial; text-align:justify; font-weight:normal; margin-left:85.1pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Nothing,
however, in this endorsement shall bar the ASSURED from recovery where no recording is available because
of mechanical failure of the device used in making such recording, or because of failure of the media
used to record a conversation from any cause, or error or omission of any </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee(s) </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
agent(s) of the ASSURED.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">MS-274841 (03/2019)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">34 of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-18.0pt; font-weight:normal;
margin-left:66.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(B)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Loss
resulting by reason of the ASSURED or its </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Employee(s) </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">having transferred, paid, or delivered
any funds or property, established any credit, debited any account or given any value on the faith of
any instructions directed to the ASSURED or its </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Employee(s) </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">over the Internet authorizing
or acknowledging the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">transfer, payment, delivery</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or receipt of funds
or property which instructions were</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">transmitted over the Internet directly
to the ASSURED or its </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Employee(s) </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">and fraudulently purport to have been sent by a customer,
an office of the ASSURED or another financial institution, but which instructions were either transmitted
over the Internet, without the knowledge or consent of said person, or were fraudulently modified during
transmission over the Internet to the ASSURED or its </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Employee(s)</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-18.0pt; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">2.</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">For</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purposes</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">apply:
&#8220;Computer System&#8221; means:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-18.0pt; font-weight:normal; margin-left:84.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(a)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">computers</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">with</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">related</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">peripheral</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">components,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">including</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">storage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">components,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">wherever</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">located;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:84.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(b)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">systems</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applications</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">software;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.05pt; font-weight:normal;
margin-left:85.0pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(c)</font><font style="word-spacing:10.025pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminal</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">devices;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:84.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(d)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">related</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">communication</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">networks</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">customer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">communication</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">systems;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:84.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(e)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">related</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#8220;Electronic</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Funds</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Transfer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Systems&#8221;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">defined</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">below);</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">by which data is electronically collected, transmitted, processed, stored and
retrieved; provided that the coverage afforded pursuant to</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this
endorsement shall apply</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">all Computer Systems</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">used</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by the ASSURED or its
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee(s)</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">.</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
margin-left:48.95pt; text-decoration:none;">&#8220;Electronic Funds Transfer System&#8221; means automated teller
machines, point of sale terminals and other similar operating systems and includes any shared networks
or similar facilities for such systems in which the ASSURED participates.</p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-18.0pt; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">3.</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">In addition to the exclusions
in the attached bond, the following exclusions are applicable to this Computer Systems And Voice Instructions
Insuring Clause:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-17.9pt;
font-weight:normal; margin-left:66.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(a)</font><font style="word-spacing:9.95pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">resulting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">directly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">indirectly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">theft</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">confidential</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">information,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">material</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">data;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-18.0pt; font-weight:normal;
margin-left:66.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(b)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
resulting directly or indirectly from entries or changes made by an individual authorized to have access</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Computer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">System</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">who</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">acts</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">good
faith</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">on</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">instructions, unless</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such instructions are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">given
to that individual by a software contractor (or by a partner, officer or employee thereof) authorized
by the ASSURED to design, develop prepare, supply service, write or implement programs for the ASSURED&#8217;S
Computer System.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">This exclusion shall only apply to that customer&#8217;s account.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-18.0pt; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">4.</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The coverage afforded
by this endorsement applies only to loss discovered by the ASSURED during the period this endorsement
is in force.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-18.0pt;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">5.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">All</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">series
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">losses
involving the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">fraudulent activity</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">in</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">individual
is implicated, whether</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">not that individual is specifically identified,
shall be treated as one loss.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">A series of losses involving unidentified
individuals but arising from the same method of operation may be deemed by the COMPANY to involve the
same individual and in that even shall be treated as one loss.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-18.0pt; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">6.</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The COMPANY&#8217;S maximum
Limit of Liability for this Computer Systems And Voice Instructions Insuring Clause is $25,000,000, and
is subject to a deductible of $100,000, which applies to each and every loss.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-18.0pt; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">7.</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If any loss is covered
under this Insuring Clause and any other Insuring Clause or Coverage, the maximum amount</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">payable
for</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such
loss shall not exceed the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">largest amount available</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">one</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insuring
Clause</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Coverage.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-18.0pt; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">8.</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Coverage under this endorsement shall terminate upon termination
or cancellation of the bond to which this endorsement is attached. Coverage under this endorsement may
also be terminated or cancelled without cancelling the bond as an entirety:</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">MS-274841 (03/2019)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">35 of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:66.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(a)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ninety</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(90)</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">days</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">receipt</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">written</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notice</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">its</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">desire</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
terminate or cancel coverage under this endorsement; or</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-18.0pt; font-weight:normal; margin-left:66.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(b)</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">immediately</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">upon</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">receipt</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">written</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">request</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
cancel coverage under this endorsement.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">The COMPANY shall refund to the ASSURED
the unearned premium for this coverage under this endorsement.</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The refund shall be
computed at short rates if this endorsement is terminated or cancelled or reduced by notice from, or
at the instance of, the ASSURED.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">MS-274841 (03/2019)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">36 of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-18.0pt; font-weight:normal;
margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">9.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section
7., Notice to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Company-Proof-Legal Proceedings Against Company, of the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Conditions and Limitations,
of this bond is amended by adding the following sentence:</font></p><p style="font-size:10.0pt; font-family:Serif;
font-style:normal; text-align:justify; font-weight:normal; margin-left:48.95pt; text-decoration:none;">Proof
of loss resulting from voice instructions or advices covered under this bond shall include electronic
recordings of such voice instructions or advices.</p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-18.0pt; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">10.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Notwithstanding
the foregoing, however, coverage afforded by this endorsement is not designed to provide protection against
loss covered under a separate Electronic and Computer Crime Policy by whatever title assigned or written
by any insurer.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Any loss which is covered under such separate Policy is excluded from coverage
under this bond; and the ASSURED agrees to make claim for such loss under its separate policy.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">The</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">title</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms
and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:left;
font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall
remain</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">unchanged.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:49.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">Date:</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">By</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><img src="img_65ba3e8e3c074f1.jpg" ></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:384.25pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">MS-274841 (03/2019)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">37 of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:right; color:#000000; font-weight:bold; font-style:normal;"><font
style="font-size:11.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">ENDORSEMENT/RIDER</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Effective</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSURANCE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Endorsement/Rider</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">No.7</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:283.2pt; text-decoration:none;">To
be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:283.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:right; text-indent:-50.65pt; font-weight:normal;
margin-left:84.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p
style="font-size:8.0pt; font-family:Arial; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DISHONEST</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OR</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FRAUDULENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ACT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charged,
it</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed
that:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Dishonest</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fraudulent</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">acts
which</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">meet</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">any of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">criteria</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">will</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">require</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notification</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
the Company:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-17.95pt;
font-weight:normal; margin-left:66.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(i)</font><font style="word-spacing:9.975pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Acts</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">involving</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">values</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">less</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">than</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">$10,000</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(Ten</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">thousand</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">dollars),</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-17.9pt; font-weight:normal;
margin-left:66.85pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(ii)</font><font style="word-spacing:9.95pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convictions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">involving</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">controlled</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">substances</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">defined</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">federal</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">local</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">law</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:84.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(a)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">occurred</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">more</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">than</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">three</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">years</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">prior</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED&#8217;S</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovery;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:84.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(b)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">did</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">occur</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">while</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">employed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-18.0pt; font-weight:normal;
margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">request</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">waiver</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">must</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">include</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">description</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">position</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">held</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">description</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
the facts and circumstances surrounding the legal infraction.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">title</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms
and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall
remain</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">unchanged.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:49.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">Date:</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">By</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><img src="img_1dbaa948a21d4f1.jpg" ></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:384.25pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Q08-2342 (01/2019)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">38 of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:10.0pt; font-family:Arial; text-align:right; font-weight:normal; font-style:normal;"><font
style="font-size:11.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT/RIDER</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Effective</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSURANCE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Endorsement/Rider</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">No.8</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:283.2pt; text-decoration:none;">To
be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:right; font-weight:normal;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">form</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:44.05pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">TELEFACSIMILE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">TRANSMISSIONS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COVERAGE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">In</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-36.15pt; font-weight:normal;
margin-left:80.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(1)</font><font style="word-spacing:19.075pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insuring</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Clauses</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">section</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">adding</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insuring</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Clause:
Telefacsimile Transmissions Insuring Clause</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:80.05pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Loss resulting by reason
of the ASSURED having transferred, paid or delivered any funds or </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Property</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">, established</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">credit,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">debited</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">given</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">value</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">faith</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
any</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fraudulent
instructions sent by a customer or financial institution by Telefacsimile Transmission directly to the
ASSURED authorizing or acknowledging the transfer, payment, or delivery</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">funds</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">property,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">establishment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">credit,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">debiting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">account</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">giving</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">value
by the ASSURED, which Telefacsimile instructions:</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-36.05pt; font-weight:normal; margin-left:116.05pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(i)</font><font
style="word-spacing:19.025pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">fraudulently</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purport</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">have
been</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sent</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">customer</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">financial
institution but</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">which</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Telefacsimile</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Instructions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">were</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">transmitted</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">without</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">knowledge</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
consent of such customer or financial institution by a person other than such customer or financial institution
and which bear a forged signature.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-36.15pt; font-weight:normal; margin-left:80.05pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:19.075pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">afforded</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies
only</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
loss discovered</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED during</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">period</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">force.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">first</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sentence</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Subsection</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">6,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Discovery,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
the Conditions and Limitations section of this Bond does not apply to this Telefacsimile Transmissions
Insuring Clause.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-36.1pt;
font-weight:normal; margin-left:80.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font style="word-spacing:19.05pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company&#8217;s</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">maximum</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Limit
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Liability</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Telefacsimile
Transmissions Insuring</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Clause</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:80.05pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">$25,000,000,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">$58,000,000,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">subject</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deductible</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">$100,000,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which
applies to each and every loss.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-36.15pt; font-weight:normal; margin-left:80.05pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(4)</font><font style="word-spacing:19.075pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">upon</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">termination</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cancellation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
which this</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">endorsement</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">attached,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">may</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">also</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be
terminated</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or canceled without canceling the Bond as an entirety:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-36.05pt; font-weight:normal; margin-left:116.05pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(i)</font><font
style="word-spacing:19.025pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">ninety (90) days after receipt by the ASSURED of written notice
from the Company</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">its</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">desire</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cancel</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement,
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; text-indent:-36.1pt; font-weight:normal;
margin-left:116.05pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(ii)</font><font style="word-spacing:19.05pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">immediately</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">upon</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">receipt</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">written</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">request</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">from</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font></p>
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style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Q08-2346 (12/2016)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
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<p style="font-size:10.0pt; font-family:Serif; text-align:right; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cancel</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-36.0pt; font-weight:normal;
margin-left:80.65pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(5)</font><font style="word-spacing:19.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">For</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purposes</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">apply:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:80.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">"Telefacsimile"</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">means</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">system</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">transmitting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">written</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">documents</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">electronic
signals</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">over</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">telephone</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">lines</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">equipment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">maintained</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purposes
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reproducing</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">copy</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">said</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">document.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">It</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">does</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">mean</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">electronic</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">communication</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sent
by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Telex,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">TWX,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">similar</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">means</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">communication</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">through</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Electronic</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Communication
System or through an Automated Clearing House.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:80.75pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">"Forged Signature" means
the handwritten signing of the name of another genuine person</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">use</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">copy</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">his</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">signature</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">without
authority</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">and with</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">intent</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cause</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sustain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss
and</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">obtain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">financial</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">benefit;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">does</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">include</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">signing
in whole or in part of one's own name, with or without authority, in any capacity, for any </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purpose.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:44.65pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">The</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">title</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms
and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:left;
font-weight:normal; margin-left:44.65pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">remain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unchanged.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_256854ff0bd34f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Q08-2346 (12/2016)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">40 of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
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<p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">endorsement/rider:</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement/Rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.9</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:283.2pt;
text-decoration:none;">To be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:283.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-50.55pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:9.5pt; font-family:Serif; text-align:left;
font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:bold; margin-left:16.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">AMEND</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">EXTENDED</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">FORGERY</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">INSURING</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">CLAUSE</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium charged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deleting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">paragraph</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
Insuring Clause 5, Extended Forgery, and replacing it with the following:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">b.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">  </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">guaranteed in writing or witnessed any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">signature
upon any transfer, assignment, bill of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">sale, power of attorney, guarantee, endorsement,
or other obligation upon or in connection with any </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Securities</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">, </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">documents or other written
instructions</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">; or purportedly guaranteed in writing or witnessed any signature on any transfer,
assignment, bill of sale, power of attorney, guarantee, endorsement, or other obligation upon or in connection
with any </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Securities</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">, </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">documents or other written instructions </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which
purported guarantee was effected by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the unauthorized use of a stamp or medallion
of or belonging to the ASSURED which was lost, stolen or counterfeited and for</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which loss the ASSURED
is legally liable.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">The</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">title</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms
and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">remain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unchanged.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_6071d274dbe94f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Q08-2348(12/2008)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">41 of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
10</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Bond</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">NAME OF ASSURED:</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">FINANCIAL</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">COMPANY</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MFS </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:148.1pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:8.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:150.25pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">TERMINATION-NONRENEWAL-NOTICE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">It</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">adding</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">13.,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Termination,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following:
"Termination By The Company</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Bonds</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">In</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Effect</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">For</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">More</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Than</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Sixty</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(60)</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Days</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:justify; font-weight:normal; margin-left:74.15pt; text-decoration:none;">If
this Bond has been in effect for more than sixty (60) days, or, if this Bond is a renewal, the COMPANY
may terminate by providing written notice of cancellation at least sixty (60) days before the effective
date of termination for at least one of the following reasons:</p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">1.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Nonpayment</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-24.6pt; font-weight:normal;
margin-left:98.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">2.</font><font style="word-spacing:13.3pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Discovery
of fraud or material misrepresentation in obtaining this Bond or in the presentation</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of a claim thereunder;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">3.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Discovery
of willful or reckless acts or omissions or violation of any provision of this Bond on the part of the
ASSURED which substantially and materially increases any hazard insured against, and which occurred subsequent
to the inception of the current BOND PERIOD;</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">4.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Conviction of the ASSURED of a crime arising out of acts increasing
the hazard insured </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">against;</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">5.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Material
change in the risk which increases the risk of loss after insurance</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">has
been issued or renewed, except to the extent that the COMPANY should reasonably</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">have</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">foreseen the change,
or contemplated the risk when the contract was written;</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">6.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Determination by the Commissioner that the continuation of
the Bond would jeopardize a COMPANY'S solvency or would place the COMPANY in violation of the insurance</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">laws
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">state;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">7.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Determination
by the Commissioner that continuation of the present premium volume of the COMPANY would jeopardize the
COMPANY'S policyholders, creditors or the public;</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">8.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Such</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reasons</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">approved</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Commissioner;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-23.4pt; font-weight:normal;
margin-left:98.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">9.</font><font style="word-spacing:12.7pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Determination
by the Commissioner that the COMPANY no longer has adequate reinsurance to meet the ASSUREDS needs;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">10.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Substantial</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">breaches</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">contractual</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">duties,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions
or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">warranties;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:justify; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">11.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Unfavorable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">underwriting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">facts,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">specific</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED,
existing</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">that were</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">not present at</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the inception of the
Bond.</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1360 (Rev. 10-99)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">42
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Bonds</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">In</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Effect</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Sixty</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(60)</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Days</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Less</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If
this Bond has been in effect for sixty (60) days or less, and it is not a renewal Bond, the COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">may</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminate</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reason
by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">providing
written notice</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">termination at least</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sixty</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(60) days before the
effective date of termination.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Notice</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Termination</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Notice of termination under this Section shall be mailed or delivered, by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">certified
mail, return receipt provided by the United States Postal Service, to the ASSURED and to the authorized
agent or broker, if any, at least sixty (60) days prior to the effective date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cancellation at the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">address
shown on the DECLARATIONS of this Bond.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">If this Bond is cancelled for nonpayment
of premium, the COMPANY</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">will mail or deliver, by</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">certified mail, return
receipt provided by the United States Postal Service, a written notice at least thirty (30) days before
the effective date of cancellation.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">The cancellation notice shall contain information
regarding</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the amount</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">of premium</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">due and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
due date,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">and</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">shall state the effect</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of nonpayment by the
due date.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Cancellation shall not be effective if payment of the amount due is made prior
to the effective date of cancellation.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notice</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cancellation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">state</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reason(s)
for</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cancellation.</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
margin-left:74.15pt; text-decoration:none;">There is no liability on the part of, and no cause of action
of any nature shall arise against, the COMPANY, its authorized representatives, its employees, or any
firm, person or corporation furnishing to the COMPANY, information relating to the reasons for cancellation
or nonrenewal, for any statement made by them in complying or enabling the COMPANY to comply with this
Section, for the provision of information pertaining thereto, or for statements made or evidence submitted
at any hearings conducted in connection therewith, if such information was provided in good faith and
without malice.</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Notice</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Nonrenewal</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">If the COMPANY elects not to renew this Bond, the COMPANY shall mail or deliver
written notice, by certified mail, return receipt, provided by the United States Postal Service, to the
ASSURED, at his last known address, at least sixty (60) days before the expiration date or before the
anniversary date, if this</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Bond has been written for a term of more
than one (1) year.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Such notice shall also be mailed to the ASSURED'S agent or broker, if any.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Such</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">notice</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">contain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">all</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Number:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Date</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Notice;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Reason</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cancellation;</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">d.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Expiration</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Date</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
Bond;</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt;
font-weight:normal; margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">e.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Date</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Hour</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Cancellation.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:justify; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Notice of nonrenewal shall not be required if the COMPANY or a COMPANY within
the same insurance group has offered to issue a renewal Bond, the ASSURED has obtained replacement coverage
or has agreed in writing to obtain replacement coverage, the</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED has requested
or agreed to nonrenewal, or the Bond</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is expressly designated as nonrenewable.</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1360 (Rev. 10-99)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">43
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


<!-- PAGEBREAK_END -->
<p style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Return</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Premium</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Calculations</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Any unearned premiums which have been paid by the ASSURED shall be refunded to
the ASSURED on a pro rata basis if terminated by the COMPANY or the ASSURED.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The unearned premiums
shall be refunded to the ASSURED within forty-five (45) days of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">receipt of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">request
for cancellation or the effective date of cancellation, whichever is later.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Conditional</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Renewal</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">If the COMPANY offers or purports to renew the Bond, but on less favorable terms
or at higher</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">rates, the new terms or higher premiums may take effect on the renewal date, if
the COMPANY mails or delivers by certified mail, return receipt provided by</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">United States Postal
Service, to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">the ASSURED,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">notice</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">new terms</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premiums</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">at</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">least</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sixty
(60)</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">days</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">prior
to the renewal date. If the COMPANY notifies the ASSURED within sixty (60) days prior to the renewal
date, the new terms or premiums do not take effect until sixty (60) days after the notice is mailed or
delivered, in which case, the ASSURED may</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">elect to</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cancel the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">renewal
Bond within the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">sixty</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">(60) day</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">period.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If
the COMPANY does not notify the ASSURED of the new terms or premiums, the COMPANY shall continue the
Bond at the expiring terms and premiums until notice is given or until the effective date of replacement
coverage is obtained by the ASSURED, whichever occurs first.&#8221;</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">2.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">It is further understood
and agreed that for the purposes of Section 13., Termination, any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">occurrence listed in
this Section shall be considered to be a request by the ASSURED to immediately terminate this Bond.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">This</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ALL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">OTHER</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">TERMS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AND</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CONDITIONS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">THIS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">BOND</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">REMAIN</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">UNCHANGED.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_51a5efb7f79d4f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-1360 (Rev. 10-99)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">44
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


<!-- PAGEBREAK_END -->
<p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">endorsement/rider:</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement/Rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.11</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:283.2pt;
text-decoration:none;">To be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:283.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:17.55pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">AUTOMATIC</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">INCREASE</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">IN</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">LIMITS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">GENERAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AGREEMENTS,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">C.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Additional
Offices</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Employees-Consolidation, Merger</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Or
Purchase</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Acquisition</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Of Assets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Liabilities-Notice</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">To
Company, is amended by adding the following subsection:</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Automatic</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Increase
in</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Limits</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Companies</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">If</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">an</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">increase</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">bonding</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limits</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">required</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">pursuant</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">rule</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">17g-1</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Act</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1940
(&#8220;the Act&#8221;), due to:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt;
font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">(i)</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">creation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">new</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">than</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">consolidation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">merger</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">with,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purchase</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
acquisition of assets or liabilities of, another institution; or</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(ii)</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">an</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">increase</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">asset</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">size</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">current</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Companies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">covered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">under</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">then</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">minimum</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">required</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">increase</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limits</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">take</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">place</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">automatically</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">without</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">payment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">additional
premium for the remainder of the BOND PERIOD.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">title</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms
and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">remain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unchanged.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_a7c59d321fda4f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">14-02-14098 (04/2008)</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">45 of
67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:310.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><table cellspacing="0"
style="border-collapse:collapse" width="86%" cellpadding="0" style="clear:both"><tr style="font-size:1pt;"><td
style="width:24.4%;" >&nbsp;</td><td style="width:22.73%;" >&nbsp;</td><td style="width:26.64%;" >&nbsp;</td><td
style="width:26.23%;" >&nbsp;</td></tr><tr><td colspan="2"  rowspan="2" style="  vertical-align:top;
font-size:1pt;" >&nbsp;</td><td style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif;
text-align:right; font-weight:normal; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.:</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
font-weight:normal; margin-left:4.15pt; text-decoration:none;">12</p></td></tr><tr><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:41.1pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Bond</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Number:</font></p></td><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:5.25pt;
text-decoration:none;">81391896</p></td></tr><tr><td style="vertical-align:top;"><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:2.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NAME</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED:
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p></td><td
style="vertical-align:top;"><p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left;
font-weight:normal; margin-left:13.35pt; text-decoration:none;">MASSACHUSETTS</p></td><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; text-align:right; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">SERVICES</font></p></td><td style="vertical-align:top;"><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:7.05pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">COMPANY</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font></p></td></tr></table><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:149.9pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">DBA</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:9.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">AUTOMATIC</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ACQUISITION</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">DOLLAR</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">THRESHOLD</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It is agreed that this Bond is amended by</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deleting in its entirety</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">General
Agreement C., Additional Offices or Employees-Consolidation, Merger or Purchase or Acquisition of Assets
or Liabilities-Notice To Company, and substituting the following:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">C.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Additional</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Offices</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Employees-Consolidation,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Merger</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Purchase</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Acquisition</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Of
Assets</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or Liabilities-Notice To Company</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If the ASSURED, other
than an </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Investment Company</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">, while this Bond is in force, merges or consolidates with,
or purchases or acquires assets or liabilities of</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">another institution,
the ASSURED shall not have the coverage afforded under this Bond for loss which has:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">(1)</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">occurred</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">will</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">occur</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premises,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">(2)</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">been</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">caused</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">will</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">caused</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">employee,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">(3)</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">arisen</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">will</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">arise</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">out</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">assets</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">liabilities, of such
institution, unless the ASSURED:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">gives</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">written</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notice</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">proposed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">consolidation,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">merger</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">purchase</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
acquisition of assets or liabilities prior to the proposed effective date of such action, and</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">obtains</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">written</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">consent
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">extend</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">some</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">all</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">provided
by this Bond to such additional exposure, and</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">on</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">obtaining</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">consent,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">pays</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">additional</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Notwithstanding anything stated above to the contrary, the COMPANY hereby agrees
to provide coverage which shall be effective on the date of acquisition under this Bond for those acquired
institutions in which the ASSURED owns greater than fifty percent (50%) of the voting stock or voting
rights either directly or through one or more</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">its subsidiaries for
the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">remainder
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
BOND PERIOD, with no additional premium, provided the acquired institution meets all of the following
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">i.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">assets</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">exceed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">$1,000,000,000,</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">ii.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">there</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall
be</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">neither
any</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">paid</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">nor
pending Bond claim for the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">three</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(3)</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">year</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">period</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">prior</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to the date of acquisition,
and</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">iii.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">aware</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">disciplinary</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">action</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">proceeding</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">State</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Federal
officials involving the acquired institution as of the date of acquisition.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-6246 (Ed. 3-04)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">46
of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">The COMPANY further agrees that as respects any acquisition that involves a State
or Federal regulatory assisted acquisition or assumption of assets and/or liabilities, coverage shall
be</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">provided
under this Bond for the remainder of the BOND PERIOD as long as conditions i. and ii. above are met.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">As</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">respects</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">acquisition
or assumption of assets and/or liabilities, coverage applies only to a </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Single Loss </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">fully
sustained by the ASSURED on or after the date of such acquisition or assumption. All of the circumstances,
conditions or acts causing or contributing to a </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Single Loss </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">must</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">occur on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or
after the date of such</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">acquisition</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">or assumption for coverage to apply regardless
of the time such loss is discovered by the ASSURED.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">This</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ALL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">OTHER</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">TERMS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AND</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CONDITIONS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">THIS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">BOND</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">REMAIN</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">UNCHANGED.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:underline;">
</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_2b8821857b3a4f1.jpg"></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:381.75pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%">&nbsp;</td><td style="width:50.01%">&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-6246 (Ed. 3-04)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">47
of 67</p></td></tr></table>

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<p style="page-break-before:always;"></p>


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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:301.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:301.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
No.:</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">13</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:301.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">81391896</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NAME OF ASSURED:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">SERVICES</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">DBA</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:152.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">DBA</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">AMEND</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">DISCOVERY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deleting</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">6.,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Discovery,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">its</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">entirety</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">substituting
the following:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt;
font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">2.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Discovery</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">This Bond applies only to loss first discovered by the Risk Management Department
or Department of General Counsel of the ASSURED during the BOND PERIOD.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Discovery</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">occurs
at the earlier of the Risk Management Department or Department of General Counsel of the ASSURED being</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">aware
of:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">facts</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">may</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">subsequently</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">result</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">type</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">covered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">actual</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">potential</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">claim</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alleged</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">liable</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">third</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">party,</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:justify; font-weight:normal;
margin-left:74.15pt; text-decoration:none;">regardless of when the act or acts causing or contributing
to such loss occurred, even though the amount of loss does not exceed the applicable DEDUCTIBLE AMOUNT,
or the exact amount or details of loss may not then be known.</p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">This</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ALL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">OTHER</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">TERMS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AND</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CONDITIONS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">THIS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">BOND</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">REMAIN</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">UNCHANGED.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:underline;">
</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_3fbd4a5d9dbd4f1.jpg"></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:381.75pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%">&nbsp;</td><td style="width:50.01%">&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-6260 (Ed. 6-04)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">48
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


<!-- PAGEBREAK_END -->
<p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">endorsement/rider:</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement/Rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.14</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:283.2pt;
text-decoration:none;">To be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:283.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-50.55pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:9.5pt; font-family:Serif; text-align:left;
font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:17.65pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">AMEND</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DEFINITION</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">EMPLOYEE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">definition</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">set</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">forth</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section
1, Definitions, of the Conditions and Limitations section, is amended to include any consultants and
independent contractors that have a valid contract with the ASSURED.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">title</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms
and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">remain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unchanged.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_a22483422afb4f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Q08-2322 (12/2008)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">49 of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">15</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">81391896</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-90.15pt; font-weight:normal; margin-left:139.1pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Name
of Insured:</font><font style="word-spacing:46.075pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:9.5pt; font-family:Serif; text-align:left;
font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">It</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-36.15pt; font-weight:normal; margin-left:85.1pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">1.</font><font style="word-spacing:19.075pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">&#8220;Employee&#8221; as used
in the attached bond shall include any natural person who is a director or trustee of the Insured while
such director or trustee is engaged in handling funds or other</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">property of any Employee
Welfare or Pension Benefit Plan owned, controlled or operated by the Insured or any natural person who
is a trustee, manager, officer or employee of any such Plan.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-36.15pt; font-weight:normal; margin-left:85.1pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2.</font><font
style="word-spacing:19.075pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">If the bond, in accordance with the agreements, limitations
and conditions thereof, covers loss sustained by two or more Employee Welfare or Pension Benefit Plans
or sustained by any such Plan in addition to loss sustained by an Insured other than such Plan, it is
the obligation of the Insured or the Plan Administrator(s) of such Plans under Regulations published
by the Secretary of Labor implementing Section 13 of the Welfare and Pension Plans Disclosure Act of
1958 to obtain under one or more bonds issued by one or more</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Insurers an amount of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">coverage</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for
each such Plan at least equal to that which would be required if such Plans were bonded separately.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-36.15pt; font-weight:normal;
margin-left:85.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">3.</font><font style="word-spacing:19.075pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">In
compliance with the foregoing, payment by the Company in accordance with the agreements, limitations
and conditions of the bond shall be held by the Insured, or, if more than one, by the Insured first named,
for the use and benefit of any Employee Welfare or Pension Benefit Plan sustaining loss so covered and
to the extent that such payment is in excess of the amount of coverage required by such Regulations to
be carried by said Plan sustaining such loss, such excess shall be held for the use</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and benefit of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other
such Plan also</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">covered in the</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">event that such other Plan discovers that
it has sustained loss covered thereunder.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-36.15pt; font-weight:normal; margin-left:85.1pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">4.</font><font style="word-spacing:19.075pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">If
money or other property of two or more Employee Welfare or Pension Benefit Plans covered under the bond
is commingled, recovery for loss of such money or other property through fraudulent or dishonest acts
of Employees shall be shared by such Plans on a pro rata basis in accordance with the amount for which
each such Plan is required to carry bonding coverage in accordance with the applicable provisions of
said Regulations.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:justify; text-indent:-36.15pt;
font-weight:normal; margin-left:85.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">5.</font><font style="word-spacing:19.075pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
Deductible Amount of this bond applicable to loss sustained by a Plan through acts committed by an Employee
of the Plan shall be waived, but only up to an amount equal to the amount of coverage required to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">carried
by</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Plan
because</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">compliance</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">with the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">provisions
of the Employee Retirement Income Security Act of 1974.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ERISA RIDER</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">TO COMPLY WITH BONDING REGULATIONS
MADE APPLICABLE TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974 </p><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">NOTE:
This Rider should not be used for any insured exempted from the bonding provisions of the Act</p><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">REVISED
TO JUNE 1990.</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">SR 6146b</p></td><td style="vertical-align:top;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">50 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-36.15pt; font-weight:normal;
margin-left:85.1pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">6.</font><font style="word-spacing:19.075pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Nothing</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">herein</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">contained</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">held</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">vary,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alter,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">waive</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">extend</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions,
provisions, agreements or limitations of the bond, other than as stated herein.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-36.15pt; font-weight:normal; margin-left:85.1pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">7.</font><font
style="word-spacing:19.075pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">This</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">rider</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">effective</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Accepted:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:49.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">Date:</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">By</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><img src="img_5b1561a7c56c4f1.jpg" ></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:384.25pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ERISA RIDER</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">TO COMPLY WITH BONDING REGULATIONS
MADE APPLICABLE TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974 </p><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">NOTE:
This Rider should not be used for any insured exempted from the bonding provisions of the Act</p><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal; text-decoration:none;">REVISED
TO JUNE 1990.</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left;
color:#000000; font-weight:normal; text-decoration:none;">SR 6146b</p></td><td style="vertical-align:top;
border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">51 of
67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


<!-- PAGEBREAK_END -->
<p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">endorsement/rider:</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement/Rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.16</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:283.2pt;
text-decoration:none;">To be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:283.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Issued</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:1.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:49.0pt; font-style:normal;"></p><p style="font-size:8.0pt; font-family:Serif;
text-align:left; font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; text-indent:-175.1pt; font-weight:normal; margin-left:243.85pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DELETING</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">VALUATION-OTHER</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">PROPERTY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AND</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">AMENDING</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CHANGE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OR</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MODIFICATION
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">paragraph</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">titled</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Other</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Property</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">9,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Valuation,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deleted</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">its</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">entirety.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">2.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">third</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">paragraph</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">16,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Change</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Modification,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deleted</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">its</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">entirety</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">replaced
with the following:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">If</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">joint ASSURED,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">change
or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">modification</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">which</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">would</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">adversely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">affect</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
rights of the ASSURED shall be effective prior to sixty (60) days after written notice has been furnished</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">all</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">insured</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Companies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Securities</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Exchange</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Commission,
Washington, D.C., by the COMPANY.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">The</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">title</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
terms and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">remain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unchanged.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_cdb5e407ef244f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">17-02-2437 (12/2006) rev.</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">52 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:bold; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">endorsement/rider:</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:bold;
text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement/Rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.17</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:283.2pt;
text-decoration:none;">To be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:283.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Issued</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:1.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:47.55pt; font-style:normal;"></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">AMEND</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">TERMINATION</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SECTION</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">13,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Termination,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and
Limitations of this bond is amended as follows:</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-36.05pt; font-weight:normal; margin-left:85.0pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">1.</font><font
style="word-spacing:19.025pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">The</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">first</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">two</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">paragraphs</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deleted</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">replaced
with</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:85.1pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">The COMPANY may terminate this bond as an entirety</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">furnishing written notice
specifying the termination date which cannot be prior to ninety (90) days after the receipt of such written
notice by Legal Department of fund and/or sponsor and/or the Risk Management Department of each </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment
Company </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">named as ASSURED and the Securities and Exchange Commission, Washington, D.C.
The ASSURED may terminate this bond as an entirety by furnishing written notice to the COMPANY. When
the ASSURED cancels, the ASSURED shall furnish written</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notice to the Securities
and Exchange Commission, Washington, D.C. prior to ninety (90) days before the effective date of the
termination. The COMPANY shall notify all other </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Investment Companies </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">named as ASSURED of
the receipt of such termination notice and the termination cannot be effective prior to ninety (90) days
after receipt of written notice by all other </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">Investment Companies</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Premiums are earned
until the termination date as set forth herein.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.1pt; font-weight:normal; margin-left:74.05pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2.</font><font
style="word-spacing:13.55pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">The</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">last</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">paragraph</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">deleted</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">replaced</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">with</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:85.1pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">The COMPANY may terminate coverage as respects any </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee </font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ninety
(90) days after written</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">notice</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">received</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">each</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Securities</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and
Exchange Commission, Washington, D.C. of its desire to terminate this Bond as to such </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">Employee</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">title</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
terms and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">remain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unchanged.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_6e7bb9ecbf084f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Q09-393 (2/2009)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">53 of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
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<p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:27.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Arial; text-align:left; font-weight:bold; margin-left:27.35pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider:</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">INSURANCE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:261.6pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Endorsement/Rider</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">18</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:261.6pt; text-decoration:none;">To
be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:261.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-50.55pt; font-weight:normal;
margin-left:77.9pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:9.5pt; font-family:Serif; text-align:left;
font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">AMEND</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NAME</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">OF</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(NEW</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FUNDS)</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:27.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-36.05pt; font-weight:normal;
margin-left:63.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:19.025pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
NAME OF ASSURED, as set forth on the DECLARATIONS of this Bond, shall include any newly created,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">merged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">consolidated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">registered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">investment</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">company</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">sponsored</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED
or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">newly</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">created</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">portfolio</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an
ASSURED.</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Provided,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">however,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">provision</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">apply</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a
registered investment company that is created as a result of a merger, consolidation or acquisition with
any other registered investment company.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:27.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">The</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">title</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms
and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:27.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">remain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unchanged.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_bb10e64230454f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Q09-1831 (11/2009)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">54 of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:27.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Arial; text-align:left; font-weight:bold; margin-left:27.35pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider:</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">INSURANCE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:261.6pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Endorsement/Rider</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">19</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:261.6pt; text-decoration:none;">To
be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:261.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; margin-left:42.25pt; text-decoration:underline;"><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NEW</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">HAMPSHIRE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CANCELATION</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NOTICE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">In</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">consideration of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium charged, it
is agreed</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">that</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">this Bond is amended</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">adding</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following to Section
13., Termination:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal;
margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Should</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">canceled</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reduced</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">at</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">request</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">will</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endeavor</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to
notify State of New Hampshire (Banking Department, Bank Commissioner, 53 Regional Drive, Suite 22, Concord,
NH 03301) of such cancellation or reduction within ten (10) business days after receipt of such request.
Provided, however, that failure to do so shall not impair or delay the effectiveness of such cancellation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reduction,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">nor</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">held
liable</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">in any</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">way.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">title</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms
and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:left;
font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">remain</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unchanged.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_b9b097ddfef24f1.jpg"></p><p
style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:384.25pt;
font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000;
font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt; font-family:Serif;
font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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style="font-size:1pt;"><td style="width:49.99%">&nbsp;</td><td style="width:50.01%">&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">MS-211981 (12/2017)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">55 of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
No.:</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">20</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">81391896</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NAME OF ASSURED:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">SERVICES</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">DBA</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:149.9pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">DBA</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:8.5pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">NON-CUMULATIVE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It is agreed that in the event of a loss covered under this Bond and also covered
under FEDERAL INSURANCE COMPANY'S Bond No. 82492191 issued to MASSACHUSETTS FINANCIAL SERVICES COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
SINGLE</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">LOSS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">LIMIT OF</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">LIABILITY under</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:justify; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">this Bond shall be reduced by any payment under Bond No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">82492191 and only the
remainder, if any, shall be applicable to such loss hereunder.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Name</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Address</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Assured:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">MASSACHUSETTS</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">BOSTON,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MA</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">02199</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:49.1pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Signature</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Assured&#8217;s</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Representative</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:49.1pt;
text-decoration:none;">Position/Title</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt; font-family:Serif; font-style:normal;
text-align:left; font-weight:normal; margin-left:49.1pt; text-decoration:none;">Date</p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">This</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:48.95pt;
text-decoration:none;">ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN UNCHANGED.</p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Date:</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">By</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><img src="img_4789c68678af4f1.jpg" ></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:384.25pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">ICAP Bond</p><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal;
text-align:left; color:#000000; font-weight:normal; text-decoration:none;">Form 17-02-0955 (Rev. 1-97)</p></td><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt;
font-family:Sans-Serif; font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">56
of 67</p></td></tr></table>

<p><hr color="black" noshade="noshade"></p>
<p style="page-break-before:always;"></p>


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<p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:right; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:27.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Arial; text-align:left; font-weight:bold; margin-left:27.35pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider:</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">INSURANCE</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:261.6pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Endorsement/Rider</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">21</font></p><p style="font-size:10.0pt;
font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:261.6pt; text-decoration:none;">To
be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal;
margin-left:261.6pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-49.8pt; font-weight:normal;
margin-left:80.75pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT
DBA MFS INVESTMENT MANAGEMENT</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; font-style:normal;"></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">AMEND</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">TERMINATION</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">13.,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Termination,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">include</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">following:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">No termination</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">an</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">entirety</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
COMPANY shall take effect</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">prior</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to the expiration</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ten</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(10)
days after written notice of such termination has been delivered to:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:center; text-indent:0.3pt; font-weight:normal; margin-left:185.3pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">New
Hampshire Banking Commissioner </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">State</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">New</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Hampshire</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Banking</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Department
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">53
Regional Drive, Suite 200</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:center;
text-indent:0.55pt; font-weight:normal; margin-left:238.3pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Concord,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NH</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">03301
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FAX:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(603)</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">271-1090</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Email:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">nhbd@banking.nh.gov</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Should</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terminated</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">non-renewed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">provide
ten (10)</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">days advance</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">written notice</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such termination or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">non-renewal
to:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:center; text-indent:0.3pt; font-weight:normal;
margin-left:185.3pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">New Hampshire Banking Commissioner </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">State</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">New</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Hampshire</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Banking</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Department
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">53
Regional Drive, Suite 200</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:center;
text-indent:0.55pt; font-weight:normal; margin-left:238.3pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Concord,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NH</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">03301
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FAX:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(603)</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">271-1090</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Email:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">nhbd@banking.nh.gov</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">The</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">title</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and
conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:center; font-weight:normal;
margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall
remain</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">unchanged.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:49.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">Date:</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">By</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><img src="img_1254feb25e6f4f1.jpg" ></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:384.25pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">MS-310759 (10/2020)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">57 of 67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
No.:</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">22</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">81391896</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NAME OF ASSURED:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">SERVICES</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">DBA</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:152.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">DBA</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:9.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">JOINT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">LOSS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">PAYEE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">At
the written request of the Named ASSURED, any payment in satisfaction of loss covered by this Bond involving
money, securities or other </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">in which The Office of the City Attorney
has an interest shall be paid by an instrument issued to that organization and the Named ASSURED as Joint
Loss-Payees, subject to the following conditions and limitations:</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The attached Bond is
for the sole use and benefit of the Named ASSURED as expressed herein. The organization named above shall
not be considered as an ASSURED under this Bond, nor shall it otherwise have any rights or benefits under
said Bond.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt;
font-weight:normal; margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Notwithstanding
any payment made under the terms of this Endorsement or the execution of more than one of such similar
Endorsement, the amount paid for any one loss occurrence or otherwise in accordance with the terms of
this bond shall not exceed the LIMIT</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">OF LIABILITY as set forth in the DECLARATIONS.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Nothing</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">herein</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">intended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alter</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">2.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should
this Bond be canceled, reduced, non-renewed or restrictively modified by the COMPANY, the COMPANY will
endeavor to give thirty (30) days advance notice to The Office of the City Attorney but failure to do
so shall not impair or delay the effectiveness of any such cancellation, reduction, non-renewal</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">restrictive</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">modification,
nor</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">held
liable</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">in any</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">way.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">3.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should this Bond be
canceled or reduced at the request of the ASSURED, the COMPANY will endeavor to notify The Office of
the City Attorney of such cancellation or reduction within ten (10) business days after receipt of such
request, but failure to do so shall not impair or delay the effectiveness of such cancellation or reduction,
nor shall the COMPANY be held liable in any way.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">This</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:48.95pt;
text-decoration:none;">ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN UNCHANGED.</p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">Date:</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">By</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><img src="img_6563e058ac004f1.jpg" ></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:384.25pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Form 17-02-4771 (Ed. 9-02)</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">58 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
No.:</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">23</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">81391896</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">NAME OF ASSURED:</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">SERVICES</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">DBA</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:152.75pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">DBA</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:9.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">JOINT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">LOSS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">PAYEE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">At
the written request of the Named ASSURED, any payment in satisfaction of loss covered by this Bond involving
money, securities or other </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">in which Teachers' Retirement System of
Louisiana (8401 United Plaza Boulevard, Baton Rouge, LA 70809-7017) has an interest shall be paid by
an instrument issued to that organization and the Named ASSURED as Joint Loss-Payees, subject to the
following conditions and limitations:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
attached Bond is for the sole use and benefit of the Named ASSURED as expressed herein. The organization
named above shall not be considered as an ASSURED under this Bond, nor shall it otherwise have any rights
or benefits under said Bond.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Notwithstanding
any payment made under the terms of this Endorsement or the execution of more than one of such similar
Endorsement, the amount paid for any one loss occurrence or otherwise in accordance with the terms of
this bond shall not exceed the LIMIT</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">OF LIABILITY as set forth in the DECLARATIONS.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Nothing</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">herein</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">intended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alter</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">2.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should
this Bond be canceled, reduced, non-renewed or restrictively modified by the COMPANY, the COMPANY will
endeavor to give thirty (30) days advance notice to Teachers' Retirement</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">System of Louisiana
(8401 United Plaza Boulevard, Baton Rouge, LA 70809-7017) but failure to do so shall not impair or delay
the effectiveness of any such cancellation, reduction, non-renewal or restrictive modification, nor shall
the COMPANY be held liable in any way.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.2pt; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">3.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should
this Bond be canceled or reduced at the request of the ASSURED, the COMPANY will endeavor to notify Teachers'
Retirement System of Louisiana (8401 United Plaza Boulevard, Baton Rouge,</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">LA</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">70809-7017)</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of
such</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cancellation</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reduction</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">within</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ten</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">(10)</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">business
days after receipt of such request, but failure to do so shall not impair or delay the effectiveness
of such cancellation or reduction, nor shall the COMPANY be held liable in any way.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">This</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN UNCHANGED.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Form 17-02-4771 (Ed. 9-02)</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">59 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_4f599f2885234f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Form 17-02-4771 (Ed. 9-02)</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">60 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">24</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Bond</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">NAME OF ASSURED:</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">FINANCIAL</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">COMPANY</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MFS </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:152.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:9.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">JOINT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">LOSS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">PAYEE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">At
the written request of the Named ASSURED, any payment in satisfaction of loss covered by this Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">involving</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">money,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">securities
or other</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">Property</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">in which</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">KP International Equity
Fund c/o SEI, 1 Freedom Valley Drive, Oaks PA</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">19456 has an interest
shall be paid by an instrument issued to that organization and the Named ASSURED as Joint Loss-Payees,
subject to the following conditions and limitations:</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">The attached Bond is for the sole use and benefit of the Named
ASSURED as expressed herein. The organization named above shall not be considered as an ASSURED under
this Bond, nor shall it otherwise have any rights or benefits under said Bond.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Notwithstanding any
payment made under the terms of this Endorsement or the execution of more than one of such similar Endorsement,
the amount paid for any one loss occurrence or otherwise in accordance with the terms of this bond shall
not exceed the LIMIT OF LIABILITY as set forth in the DECLARATIONS.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Nothing</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">herein</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">intended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alter</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">2.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should
this Bond be canceled, reduced, non-renewed or restrictively modified by the COMPANY, the COMPANY will
endeavor to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">give thirty</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">(30) days advance</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notice to KP International
Equity</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Fund c/o SEI, 1 Freedom Valley Drive, Oaks PA</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">19456 but failure to
do so shall not impair or delay the effectiveness of any such cancellation, reduction, non-renewal or
restrictive modification, nor shall the COMPANY be held liable in any way.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:74.15pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">3.</font><font style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should this Bond be
canceled or reduced at the request of the ASSURED, the COMPANY will endeavor to notify KP</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">International
Equity Fund c/o SEI, 1 Freedom Valley Drive, Oaks PA</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">19456 of such cancellation
or reduction within ten (10) business days after receipt of such request, but failure to do so shall
not impair or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">delay</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">effectiveness of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such
cancellation or reduction, nor</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">shall the COMPANY be held liable in any
way.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">This</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN UNCHANGED.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Form 17-02-4771 (Ed. 9-02)</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">61 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_7d475982e3d44f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Form 17-02-4771 (Ed. 9-02)</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">62 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">25</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Bond</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">NAME OF ASSURED:</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">FINANCIAL</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">COMPANY</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MFS </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:152.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:9.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">JOINT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">LOSS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">PAYEE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">At
the written request of the Named ASSURED, any payment in satisfaction of loss covered by this Bond involving
money, securities or other </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">in which KP Large Cap Equity Fund c/o/
SEI, 1 Freedom</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Valley Drive,</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Oaks</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">PA</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">19456</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">has an interest shall
be paid by an instrument issued to that organization and the Named ASSURED as Joint Loss-Payees, subject
to the following conditions and limitations:</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">The attached Bond is for the sole use and benefit of the Named
ASSURED as expressed herein. The organization named above shall not be considered as an ASSURED under
this Bond, nor shall it otherwise have any rights or benefits under said Bond.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:justify; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Notwithstanding any
payment made under the terms of this Endorsement or the execution of more than one of such similar Endorsement,
the amount paid for any one loss occurrence or otherwise in accordance with the terms of this bond shall
not exceed the LIMIT OF LIABILITY as set forth in the DECLARATIONS.</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">c.</font><font
style="word-spacing:13.675pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Nothing</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">herein</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">intended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alter</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">2.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should
this Bond be canceled, reduced, non-renewed or restrictively modified by the COMPANY, the COMPANY will
endeavor to give thirty (30) days advance notice to KP Large Cap Equity Fund c/o/ SEI, 1 Freedom Valley
Drive, Oaks</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">PA</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">19456 but failure to do so shall not impair
or delay the effectiveness of any such cancellation, reduction, non-renewal or restrictive modification,
nor shall the COMPANY be held liable in any way.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:justify; text-indent:-25.2pt; font-weight:normal; margin-left:74.15pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">3.</font><font
style="word-spacing:13.6pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">Should this Bond be canceled or reduced at the request of
the ASSURED, the COMPANY will endeavor</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">to notify KP</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Large Cap</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Equity
Fund</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">c/o/</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SEI,
1 Freedom</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Valley Drive, Oaks</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">PA</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">19456 of such cancellation
or reduction within ten (10) business days after receipt of such request, but failure to do so shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not
impair</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">delay</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">effectiveness of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such
cancellation or</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">reduction, nor</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">shall the COMPANY be held liable in any
way.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">This</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN UNCHANGED.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Form 17-02-4771 (Ed. 9-02)</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">63 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_dda303291cdd4f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Form 17-02-4771 (Ed. 9-02)</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">64 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:bold; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold;
text-decoration:none;">FEDERAL</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">INSURANCE</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:bold; text-decoration:none;">COMPANY</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">26</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:319.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Bond</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Number:</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">NAME OF ASSURED:</font><font style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">FINANCIAL</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">COMPANY</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;">MFS </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:152.75pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MANAGEMENT</font></p><p
style="font-size:9.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">JOINT</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">LOSS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">PAYEE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;">ENDORSEMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">It</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">amended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">as</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">follows:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">At
the written request of the Named ASSURED, any payment in satisfaction of loss covered by this Bond involving
money, securities or other </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:bold; text-decoration:none;">Property </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">in which Brinker Capital Destinations Trust
- 'Proposed International Value Equity Fund' has an interest shall be paid by an instrument issued to
that organization and the Named ASSURED as Joint Loss-Payees, subject to the following conditions and
limitations:</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.35pt;
font-weight:normal; margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">a.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
attached Bond is for the sole use and benefit of the Named ASSURED as expressed herein. The organization
named above shall not be considered as an ASSURED under this Bond, nor shall it otherwise have any rights
or benefits under said Bond.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:justify;
text-indent:-25.35pt; font-weight:normal; margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">b.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Notwithstanding
any payment made under the terms of this Endorsement or the execution of more than one of such similar
Endorsement, the amount paid for any one loss occurrence or otherwise in accordance with the terms of
this bond shall not exceed the LIMIT</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">OF LIABILITY as set forth in the DECLARATIONS.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-25.35pt; font-weight:normal;
margin-left:99.5pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">c.</font><font style="word-spacing:13.675pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Nothing</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">herein</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">intended</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">alter</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">2.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should
this Bond be canceled, reduced, non-renewed or restrictively modified by the COMPANY, the COMPANY will
endeavor to give thirty (30) days advance notice to Brinker Capital Destinations Trust - 'Proposed International
Value Equity Fund' but failure to do so shall not impair or delay the effectiveness of any such cancellation,
reduction, non-renewal or restrictive modification, nor shall the COMPANY be held liable in any way.</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:justify; text-indent:-25.2pt; font-weight:normal;
margin-left:74.15pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">3.</font><font style="word-spacing:13.6pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should
this Bond be canceled or reduced at the request of the ASSURED, the COMPANY will endeavor to notify Brinker
Capital Destinations Trust - 'Proposed International Value Equity</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Fund' of such cancellation
or reduction within ten (10) business days after</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">receipt of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such
request, but failure to do so shall not impair or delay the effectiveness of such cancellation or reduction,
nor shall the COMPANY be held liable in any way.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:48.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">This</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Endorsement</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">applies</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">to</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">loss</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">discovered</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">after</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">12:01</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a.m.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">on</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023.</font></p><p
style="font-size:10.0pt; font-family:Arial; text-align:left; font-weight:normal; margin-left:48.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ALL OTHER TERMS AND CONDITIONS OF THIS BOND REMAIN UNCHANGED.</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Form 17-02-4771 (Ed. 9-02)</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">65 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:49.35pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal;
text-decoration:none;">Date:</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">November</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">By</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><img src="img_d1085eda00ff4f1.jpg"
></p><p style="font-size:8.0pt; font-family:Serif; text-align:left; color:#000000; font-weight:normal;
margin-left:384.25pt; font-style:normal;"><font style="font-size:8.0pt; font-family:Serif; font-style:normal;
color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font style="font-size:8.0pt;
font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;"> </font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Representative</font></p>
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<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Form 17-02-4771 (Ed. 9-02)</p></td><td style="vertical-align:top; border-top:0.5pt;
border-top-style:solid; border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif;
font-style:normal; text-align:right; color:#000000; font-weight:normal; text-decoration:none;">66 of
67</p></td></tr></table>

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<p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:right; color:#000000; font-weight:bold;
text-decoration:none;">ENDORSEMENT/RIDER</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">Effective</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">date</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font></p><p style="font-size:10.0pt;
font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider:</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">1,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FEDERAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INSURANCE</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:283.2pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Endorsement/Rider No.</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">27</font></p><p
style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; margin-left:283.2pt;
text-decoration:none;">To be attached to and</p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:283.2pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">form</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">a</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">No.</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">81391896</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; margin-left:30.95pt;
font-style:normal;"><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">Issued</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">to:</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MASSACHUSETTS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">FINANCIAL</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">SERVICES</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">DBA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">MFS</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">INVESTMENT</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CANCELLATION
NOTICE</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">ENDORSEMENT</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">In</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">consideration</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">premium</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">charged,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">it</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">is</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">agreed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">that:</font></p><p
style="font-size:10.0pt; font-family:Serif; text-align:left; text-indent:-36.0pt; font-weight:normal;
margin-left:66.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">1.</font><font style="word-spacing:19.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The
COMPANY will mark its records to indicate that the Department of Member Firms of the New York Stock Exchange
located at 11 Wall Street, New York, NY 10005, is to be notified promptly concerning</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cancellation,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">termination</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">substantial
modification</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">the</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">attached</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">bond,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">whether</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">at
the request of the ASSURED or the COMPANY, and will use its best efforts to so notify said Department,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">but
failure</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">to</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal;
font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">so</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notify</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">said</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Department</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">not</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">impair</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">delay</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">effectiveness
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">such</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">cancellation,
termination or modification.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-36.0pt; font-weight:normal; margin-left:66.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2.</font><font style="word-spacing:19.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">canceled,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reduced,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">non-renewed</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">restrictively</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">modified</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">by</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the
COMPANY will to give thirty (30) days advance notice to Los Angeles Department of Water and Power</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Risk</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Management</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Section,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">P.O.</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Box</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">51111,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Room</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">465,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Los</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Angeles,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">CA</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">90051-5700,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">unless
an earlier date of such cancelation is approved by the Los</font><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Angeles Department of
Water and Power Risk Management Section.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
text-indent:-36.0pt; font-weight:normal; margin-left:66.95pt; font-style:italic;"><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">3.</font><font style="word-spacing:19.0pt;">&#160;</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Should</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Bond</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">be</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">canceled</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">or</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">reduced</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">at</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">request</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">ASSURED,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">COMPANY</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">will</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">notify
Los Angeles Department of Water and Power Risk Management Section, P.O. Box 51111, Room 465, Los Angeles,
CA 90051-5700, of such cancellation or reduction within ten (10) business days after receipt of such
request, unless an earlier date of such cancelation is approved by the Los Angeles Department of Water
and Power Risk Management Section</font><font style="font-size:10.0pt; font-family:Serif; font-style:italic;
font-weight:normal; text-decoration:none;">.</font></p><p style="font-size:10.0pt; font-family:Serif;
text-align:left; font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">The</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">title</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">any</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">headings</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">in</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">endorsement/rider</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">are</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">solely</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">for</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">convenience</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">form</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">no</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">part
of</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">the</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">terms
and conditions of coverage.</font></p><p style="font-size:10.0pt; font-family:Arial; text-align:left;
font-weight:normal; margin-left:30.95pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Serif;
font-style:normal; font-weight:normal; text-decoration:none;">All</font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">other terms,</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">conditions</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">and</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">limitations</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">of</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">this</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">Policy</font><font
style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;">shall
remain</font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;"> </font><font style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal;
text-decoration:none;">unchanged.</font></p><p style="font-size:10.0pt; font-family:Serif; text-align:left;
font-weight:normal; margin-left:49.35pt; font-style:normal;"><font style="font-size:10.0pt; font-family:Arial;
font-style:normal; font-weight:normal; text-decoration:none;">Date:</font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;"> </font><font style="font-size:10.0pt;
font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">November</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">30,</font><font
style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">
</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal; font-weight:normal; text-decoration:none;">2023</font><font
style="word-spacing:10.0pt;">&#160;</font><font style="font-size:10.0pt; font-family:Arial; font-style:normal;
font-weight:normal; text-decoration:none;">By</font><font style="word-spacing:10.0pt;">&#160;</font><font
style="word-spacing:10.0pt;">&#160;</font><img src="img_23d0e4ba49b24f1.jpg" ></p><p style="font-size:8.0pt;
font-family:Serif; text-align:left; color:#000000; font-weight:normal; margin-left:384.25pt; font-style:normal;"><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">Authorized</font><font
style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal; text-decoration:none;">
</font><font style="font-size:8.0pt; font-family:Serif; font-style:normal; color:#000000; font-weight:normal;
text-decoration:none;">Representative</font></p>
<!-- PAGEBREAK_START -->
<table cellspacing="0" style="border-collapse:collapse" width="100%" cellpadding="2" style="clear:both"><tr
style="font-size:1pt;"><td style="width:49.99%;" >&nbsp;</td><td style="width:50.01%;" >&nbsp;</td></tr><tr><td
style="vertical-align:top; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; font-size:1pt;"><p
style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:left; color:#000000; font-weight:normal;
text-decoration:none;">Q12-1858 (11/2014)</p></td><td style="vertical-align:top; border-top:0.5pt; border-top-style:solid;
border-top-color:#000000;"><p style="font-size:8.0pt; font-family:Sans-Serif; font-style:normal; text-align:right;
color:#000000; font-weight:normal; text-decoration:none;">67 of 67</p></td></tr></table>

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<DOCUMENT>
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<DOCUMENT>
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<SEQUENCE>11
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<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
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<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
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<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
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<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
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<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
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<DOCUMENT>
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<DOCUMENT>
<TYPE>GRAPHIC
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<DOCUMENT>
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<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
