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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Summary of Compliance with Regulatory Capital Requirements under Banking Regulations At December 31, 2023, the Company had a borrowing from a correspondent bank which it used to downstream capital to the Bank, with a balance of $5.0 million. This borrowing was paid off and subsequently closed during 2024.
Minimum Capital Requirement (including applicable capital conservation buffer)
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions
Actual
December 31, 2024AmountRatioAmountRatioAmountRatio
Total Risk-Based Capital
Company$157,20639.30%N/AN/AN/AN/A
Bank$131,750 32.94 %$41,998 10.50 %$39,998 10.00 %
Tier 1 Risk-Based Capital
Company$152,49138.12%N/AN/AN/AN/A
Bank$127,034 31.76 %$33,998 8.50 %$31,999 8.00 %
Common Equity Tier 1 Capital
Company$152,49138.12%N/AN/AN/AN/A
Bank$127,034 31.76 %$27,999 7.00 %$25,999 6.50 %
Tier 1 Leverage Ratio
Company$152,49111.48%N/AN/AN/AN/A
Bank$127,034 9.57 %$53,119 4.00 %$66,399 5.00 %
Minimum Capital Requirement (including applicable capital conservation buffer)
Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions
Actual
December 31, 2023AmountRatioAmountRatioAmountRatio
Total Risk-Based Capital
Company$99,669 24.26 % N/A N/A N/A  N/A
Bank$104,523 25.44 %$43,140 10.50 %$41,086 10.00 %
Tier 1 Risk-Based Capital
Company$95,002 23.12 % N/A N/A N/A  N/A
Bank$99,856 24.30 %$34,923 8.50 %$32,869 8.00 %
Common Equity Tier 1 Capital
Company$95,002 23.12 % N/A N/A N/A  N/A
Bank$99,856 24.30 %$28,760 7.00 %$26,706 6.50 %
Tier 1 Leverage Ratio
Company$95,002 8.77 % N/A N/A N/A  N/A
Bank$99,856 9.21 %$43,347 4.00 %$54,183 5.00 %