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Income Taxes (Tables) | 12 Months Ended
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Dec. 31, 2025
Income Tax Disclosure [Abstract] |
Schedule of Components of Income Tax Expense (Benefit) | All income before taxes was earned in the United States. The provision for income taxes charged to operations for the years ended December 31, 2025 and 2024, consists of the following components (dollars in thousands):
| December 31,
| 2025 |  | 2024
Current federal expense | $ | 5,128 |  |  | $ | 5,463 |
Current state and local expense | 45 |  |  | 13
Deferred federal expense (benefit) | 6 |  | (157) |
Net provision for income taxes | $ | 5,179 |  |  | $ | 5,319 |
Schedule of Effective Income Tax Rate Reconciliation | The difference between the Company’s reported income tax expense and the amount computed by multiplying the statutory rate are as follows (dollars in thousands):
| December 31,
| 2025 |  | 2024
| Amount | Percent |  | Amount | Percent
Income tax expense at federal statutory rate | $ | 5,337 |  | 21.00 | % |  | $ | 5,516 |  | 21.00 | %
Other, net | (157) |  | (0.62) | % |  | (197) |  | (0.75) | %
Total income tax expense | $ | 5,179 |  | 20.38 |  |  | $ | 5,319 |  | 20.25 | %
Schedule of Cash Flow, Supplemental Disclosures | The Company paid income taxes to the following jurisdictions during the years ended December 31, 2025 and 2024 (dollars in thousands):
| December 31,
| 2025 |  | 2024
Federal tax | $ | 4,710 |  |  | $ | 6,404 |
Florida tax | 45 |  | 7
Total taxes paid | $ | 4,755 |  |  | $ | 6,411 |
Schedule of Deferred Tax Assets and Liabilities | The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2025 and 2024 are presented below (dollars in thousands):
| December 31,
| 2025 |  | 2024
Deferred Tax Assets |  |  |
Securities available for sale | $ | 933 |  |  | $ | 2,192 |
Allowance for credit losses on loans | 860 |  | 948
Deferred compensation | 688 |  | 571
Depreciation | 79 |  | 95
Allowance for credit losses on securities | 27 |  | 42
Other | 12 |  | 16
| $ | 2,599 |  |  | $ | 3,864 |
Deferred Tax Liabilities |  |  |
Net deferred loan costs | $ | (109) |  |  | $ | (109) |
Net deferred tax assets | $ | 2,490 |  |  | $ | 3,755 |

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- Definition Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 740 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 9 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9 + Details
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- Definition Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 740 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2 + Details
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- Definition Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 740 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 231 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 740 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 740 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 12 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12 + Details
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