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SHAREHOLDERS' EQUITY, CAPITAL REQUIREMENTS AND DIVIDEND RESTRICTIONS (Tables)
 12 Months Ended
Dec. 31, 2019
Stockholders' Equity Note [Abstract]  
Schedule of actual capital amounts and ratios as well as minimum amounts for each regulatory defined category for the bank and the company

The Company and the Bank exceeded the minimum regulatory capital ratios at December 31, 2019 and 2018, as set forth in the following table:

(In thousands)   Minimum
Required
Amount		     %     Actual
Amount		     %     Excess
Amount		     %  
The Bank(1)(2):                                                
December 31, 2019                                                
Risk Based Capital                                                
Tier 1   $ 50,224       6.0 %   $ 112,754       13.5 %   $ 62,530       7.5 %
Total Capital     66,965       8.0 %     119,381       14.3 %     52,416       6.3 %
CET1     37,668       4.5 %     112,754       13.5 %     75,086       9.0 %
Tier 1 Leverage     45,246       4.0 %     112,754       10.0 %     67,508       6.0 %
December 31, 2018                                                
Risk Based Capital                                                
Tier 1   $ 49,043       6.0 %   $ 107,806       13.2 %   $ 58,764       7.2 %
Total Capital     65,390       8.0 %     114,069       14.0 %     48,679       6.0 %
CET1     36,782       4.5 %     107,806       13.2 %     71,024       8.7 %
Tier 1 Leverage     43,198       4.0 %     107,806       10.0 %     64,608       6.0 %

 

  (1) As a small bank holding company, we are generally not subject to the capital requirements unless otherwise advised by the Federal Reserve.
  (2) Ratios do not include the capital conservation buffer of 2.5% in 2019, 1.875% in 2018 and 1.25% in 2017.