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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Interest income:    
Loans, including fees $ 8,827 $ 8,609
Investment securities - taxable 1,437 1,217
Investment securities - non taxable 289 439
Other short term investments 152 103
Other 5 6
Total interest income 10,710 10,374
Interest expense:    
Deposits 1,019 1,001
Securities sold under agreement to repurchase 104 92
Other borrowed money 170 261
Total interest expense 1,293 1,354
Net interest income 9,417 9,020
Provision for loan losses 1,075 105
Net interest income after provision for loan losses 8,342 8,915
Non-interest income:    
Deposit service charges 399 411
Mortgage banking income [1] 982 844
Investment advisory fees and non-deposit commissions [1] 634 438
Loss on sale of securities [1] (29)
Gain on sale of other assets 6
Other [2] 907 845
Total non-interest income 2,928 2,509
Non-interest expense:    
Salaries and employee benefits 5,653 5,170
Occupancy 643 655
Equipment 318 386
Marketing and public relations 354 175
FDIC insurance assessments 42 74
Other real estate expense 35 29
Amortization of intangibles 105 132
Other 1,888 1,702
Total non-interest expense 9,038 8,323
Net income before tax 2,232 3,101
Income tax expense 438 606
Net income $ 1,794 $ 2,495
Basic earnings per common share (in dollars per share) $ 0.24 $ 0.33
Diluted earnings per common share (in dollars per share) $ 0.24 $ 0.32
[1] Not within the scope of ASC 606
[2] Includes Check Card Fee income discussed above. No other items are within the scope of ASC 606