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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Interest income:        
  Loans, including fees $ 9,408 $ 9,091 $ 27,254 $ 26,492
  Taxable securities 1,135 1,259 3,797 3,840
  Non-taxable securities 390 350 1,065 1,084
  Other short-term investments 40 158 224 410
  Other 3 6 12 18
       Total interest income 10,976 10,864 32,352 31,844
Interest expense:        
  Deposits 659 1,219 2,415 3,401
  Securities sold under agreement to repurchase 25 102 166 303
  Other borrowed money 116 190 435 651
      Total interest expense 800 1,511 3,016 4,355
Net interest income 10,176 9,353 29,336 27,489
Provision for loan losses 1,062 25 3,387 139
Net interest income after provision for loan losses 9,114 9,328 25,949 27,350
Non-interest income:        
  Deposit service charges 242 421 851 1,212
  Mortgage banking income 1,403 1,251 3,957 3,333
  Investment advisory fees and non-deposit commissions 672 509 1,977 1,436
  Gain on sale of securities 99 99 135
  Gain on sale of other assets 141 147 (3)
  Non-recurring bank owned life insurance (BOLI) income 311 311
  Other 982 932 2,823 2,695
      Total non-interest income 3,850 3,113 10,165 8,808
Non-interest expense:        
  Salaries and employee benefits 6,087 5,465 17,580 15,845
  Occupancy 736 703 2,058 2,005
  Equipment 318 365 934 1,140
  Marketing and public relations 342 159 943 764
  FDIC assessment 137 (10) 267 135
  Other real estate expense 79 31 154 78
  Amortization of intangibles 95 133 295 397
  Other 1,920 1,944 5,652 5,389
      Total non-interest expense 9,714 8,790 27,883 25,753
Net income before tax 3,250 3,651 8,231 10,405
Income taxes 598 753 1,568 2,131
Net income $ 2,652 $ 2,898 $ 6,663 $ 8,274
Basic earnings per common share $ 0.36 $ 0.39 $ 0.90 $ 1.10
Diluted earnings per common share $ 0.35 $ 0.39 $ 0.89 $ 1.08