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OTHER REAL ESTATE OWNED
 12 Months Ended
Dec. 31, 2020
OTHER REAL ESTATE OWNED

Note 9—OTHER REAL ESTATE OWNED

The following summarizes the activity in the other real estate owned for the years ended December 31, 2020 and 2019.

    December 31,  
(In thousands)   2020     2019  
Balance—beginning of year   $ 1,410     $ 1,460  
Additions—foreclosures     114       —  
Write-downs     (128)       —  
Sales     (202)       (50 ) 
Balance, end of year   $ 1,194     $ 1,410