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Loans (Tables)

9 Months Ended

Sep. 30, 2021

Receivables [Abstract]

Schedule of Loan Portfolio

The following table summarizes the composition of our loan portfolio. Total loans are recorded net of deferred loan fees and costs, which totaled $1.7 million and $2.2 million as of September 30, 2021 and December 31, 2020, respectively.

Schedule of Loan Portfolio

Loans

		September 30,				December 31,
(Dollars in thousands)		2021				2020
Commercial, financial and agricultural		$	80,796			$	96,688
Real estate:
Construction			100,061				95,282
Mortgage-residential			44,987				43,928
Mortgage-commercial			620,130				573,258
Consumer:
Home equity			27,233				26,442
Other			8,313				8,559
Total loans, net of deferred loan fees and costs		$	881,520			$	844,157

Schedule of activity in the allowance for loan losses and the recorded investment in loans receivable

The detailed activity in the allowance for loan losses and the recorded investment in loans receivable as of and for the three months ended and nine months ended September 30, 2021 and September 30, 2020 and for the year ended December 31, 2020 is as follows:

Schedule of activity in the allowance for loan losses and the recorded investment in loans receivable

(Dollars in thousands)
		Commercial				Real estate Construction				Real estate Mortgage Residential				Real estate Mortgage Commercial				Consumer Home equity				Consumer Other				Unallocated				Total
Three months ended September 30, 2021
Allowance for loan losses:
Beginning balance June 30, 2021		$	894			$	125			$	542			$	8,026			$	322			$	111			$	618			$	10,638
Charge-offs			—				—				—				—				—				(21	)			—				(21	)
Recoveries			22				—				—				304				28				5				—				359
Provisions			(31	)			(29	)			(1	)			106				(24	)			23				5				49
Ending balance September 30, 2021		$	885			$	96			$	541			$	8,436			$	326			$	118			$	623			$	11,025
										Real estate				Real estate				Consumer
						Real estate				Mortgage				Mortgage				Home				Consumer
(Dollars in thousands)		Commercial				Construction				Residential				Commercial				equity				Other				Unallocated				Total
Nine months ended September 30, 2021
Allowance for loan losses:
Beginning balance December 31, 2020		$	778			$	145			$	541			$	7,855			$	324			$	125			$	621			$	10,389
Charge-offs			—				—				—				(110	)			—				(57	)			—				(167	)
Recoveries			25				—				—				315				34				35				—				409
Provisions			82				(49	)			—				376				(32	)			15				2				394
Ending balance September 30, 2021		$	885			$	96			$	541			$	8,436			$	326			$	118			$	623			$	11,025
Ending balances:
Individually evaluated for impairment		$	—			$	—			$	—			$	1			$	—			$	—			$	—			$	1
Collectively evaluated for impairment			885				96				541				8,435				326				118				623				11,024
September 30, 2021 Loans receivable:
Ending balance-total		$	80,796			$	100,061			$	44,987			$	620,130			$	27,233			$	8,313			$	—			$	881,520
Ending balances:
Individually evaluated for impairment			—				—				207				1,605				20				—				—				1,832
Collectively evaluated for impairment		$	80,796			$	100,061			$	44,780			$	618,525			$	27,213			$	8,313			$	—			$	879,688

(Dollars in thousands)
		Commercial				Real estate Construction				Real estate Mortgage Residential				Real estate Mortgage Commercial				Consumer Home equity				Consumer Other				Unallocated				Total
Three months ended September 30, 2020
Allowance for loan losses:
Beginning balance June 30, 2020		$	769			$	165			$	497			$	6,469			$	293			$	132			$	611			$	8,936
Charge-offs			—				(2	)			—				(1	)			—				(22	)			—				(25	)
Recoveries			118				2				—				4				1				15				—				140
Provisions			(59	)			12				96				982				36				(2	)			(3	)			1,062
Ending balance September 30, 2020		$	828			$	177			$	593			$	7,454			$	330			$	123			$	608			$	10,113

(Dollars in thousands)
										Real estate				Real estate				Consumer
						Real estate				Mortgage				Mortgage				Home				Consumer
		Commercial				Construction				Residential				Commercial				equity				Other				Unallocated				Total
Nine months ended September 30, 2020
Allowance for loan losses:
Beginning balance December 31, 2019		$	427			$	111			$	367			$	4,602			$	240			$	97			$	783			$	6,627
Charge-offs			—				(2	)			—				(1	)			—				(70	)			—				(73	)
Recoveries			121				2				—				13				2				34				—				172
Provisions			280				66				226				2,840				88				62				(175	)			3,387
Ending balance September 30, 2020		$	828			$	177			$	593			$	7,454			$	330			$	123			$	608			$	10,113
Ending balances:
Individually evaluated for impairment		$	—			$	—			$	—			$	3			$	—			$	—			$	—			$	3
Collectively evaluated for impairment			828				177				593				7,451				330				123				608				10,110
September 30, 2020 Loans receivable:
Ending balance-total		$	108,006			$	89,250			$	49,215			$	561,932			$	27,618			$	8,439			$	—			$	844,460
Ending balances:
Individually evaluated for impairment			—				—				327				2,850				47				—				—				3,224
Collectively evaluated for impairment		$	108,006			$	89,250			$	48,888			$	559,082			$	27,571			$	8,439			$	—			$	841,236

										Real estate				Real estate				Consumer
						Real estate				Mortgage				Mortgage				Home				Consumer
(Dollars in thousands)		Commercial				Construction				Residential				Commercial				equity				Other				Unallocated				Total
December 31, 2020
Allowance for loan losses:
Beginning balance December 31, 2019		$	427			$	111			$	367			$	4,602			$	240			$	97			$	783			$	6,627
Charge-offs			—				(2	)			—				(1	)			—				(107	)			—				(110	)
Recoveries			130				2				—				23				2				52				—				209
Provisions			221				34				174				3,231				82				83				(162	)			3,663
Ending balance December 31, 2020		$	778			$	145			$	541			$	7,855			$	324			$	125			$	621			$	10,389
Ending balances:
Individually evaluated for impairment		$	—			$	—			$	—			$	2			$	—			$	—			$	—			$	2
Collectively evaluated for impairment			778				145				541				7,853				324				125				621				10,387
December 31, 2020 Loans receivable:
Ending balance-total		$	96,688			$	95,282			$	43,928			$	573,258			$	26,442			$	8,559			$	—			$	844,157
Ending balances:
Individually evaluated for impairment			—				—				440				5,631				42				—				—				6,113
Collectively evaluated for impairment			96,688				95,282				43,488				567,627				26,400				8,559				—				838,044

[custom:DisclosureLoansDetails2Abstract]

(Dollars in thousands)
		Commercial				Real estate Construction				Real estate Mortgage Residential				Real estate Mortgage Commercial				Consumer Home equity				Consumer Other				Unallocated				Total
Three months ended September 30, 2021
Allowance for loan losses:
Beginning balance June 30, 2021		$	894			$	125			$	542			$	8,026			$	322			$	111			$	618			$	10,638
Charge-offs			—				—				—				—				—				(21	)			—				(21	)
Recoveries			22				—				—				304				28				5				—				359
Provisions			(31	)			(29	)			(1	)			106				(24	)			23				5				49
Ending balance September 30, 2021		$	885			$	96			$	541			$	8,436			$	326			$	118			$	623			$	11,025
										Real estate				Real estate				Consumer
						Real estate				Mortgage				Mortgage				Home				Consumer
(Dollars in thousands)		Commercial				Construction				Residential				Commercial				equity				Other				Unallocated				Total
Nine months ended September 30, 2021
Allowance for loan losses:
Beginning balance December 31, 2020		$	778			$	145			$	541			$	7,855			$	324			$	125			$	621			$	10,389
Charge-offs			—				—				—				(110	)			—				(57	)			—				(167	)
Recoveries			25				—				—				315				34				35				—				409
Provisions			82				(49	)			—				376				(32	)			15				2				394
Ending balance September 30, 2021		$	885			$	96			$	541			$	8,436			$	326			$	118			$	623			$	11,025
Ending balances:
Individually evaluated for impairment		$	—			$	—			$	—			$	1			$	—			$	—			$	—			$	1
Collectively evaluated for impairment			885				96				541				8,435				326				118				623				11,024
September 30, 2021 Loans receivable:
Ending balance-total		$	80,796			$	100,061			$	44,987			$	620,130			$	27,233			$	8,313			$	—			$	881,520
Ending balances:
Individually evaluated for impairment			—				—				207				1,605				20				—				—				1,832
Collectively evaluated for impairment		$	80,796			$	100,061			$	44,780			$	618,525			$	27,213			$	8,313			$	—			$	879,688

(Dollars in thousands)
		Commercial				Real estate Construction				Real estate Mortgage Residential				Real estate Mortgage Commercial				Consumer Home equity				Consumer Other				Unallocated				Total
Three months ended September 30, 2020
Allowance for loan losses:
Beginning balance June 30, 2020		$	769			$	165			$	497			$	6,469			$	293			$	132			$	611			$	8,936
Charge-offs			—				(2	)			—				(1	)			—				(22	)			—				(25	)
Recoveries			118				2				—				4				1				15				—				140
Provisions			(59	)			12				96				982				36				(2	)			(3	)			1,062
Ending balance September 30, 2020		$	828			$	177			$	593			$	7,454			$	330			$	123			$	608			$	10,113

(Dollars in thousands)
										Real estate				Real estate				Consumer
						Real estate				Mortgage				Mortgage				Home				Consumer
		Commercial				Construction				Residential				Commercial				equity				Other				Unallocated				Total
Nine months ended September 30, 2020
Allowance for loan losses:
Beginning balance December 31, 2019		$	427			$	111			$	367			$	4,602			$	240			$	97			$	783			$	6,627
Charge-offs			—				(2	)			—				(1	)			—				(70	)			—				(73	)
Recoveries			121				2				—				13				2				34				—				172
Provisions			280				66				226				2,840				88				62				(175	)			3,387
Ending balance September 30, 2020		$	828			$	177			$	593			$	7,454			$	330			$	123			$	608			$	10,113
Ending balances:
Individually evaluated for impairment		$	—			$	—			$	—			$	3			$	—			$	—			$	—			$	3
Collectively evaluated for impairment			828				177				593				7,451				330				123				608				10,110
September 30, 2020 Loans receivable:
Ending balance-total		$	108,006			$	89,250			$	49,215			$	561,932			$	27,618			$	8,439			$	—			$	844,460
Ending balances:
Individually evaluated for impairment			—				—				327				2,850				47				—				—				3,224
Collectively evaluated for impairment		$	108,006			$	89,250			$	48,888			$	559,082			$	27,571			$	8,439			$	—			$	841,236

										Real estate				Real estate				Consumer
						Real estate				Mortgage				Mortgage				Home				Consumer
(Dollars in thousands)		Commercial				Construction				Residential				Commercial				equity				Other				Unallocated				Total
December 31, 2020
Allowance for loan losses:
Beginning balance December 31, 2019		$	427			$	111			$	367			$	4,602			$	240			$	97			$	783			$	6,627
Charge-offs			—				(2	)			—				(1	)			—				(107	)			—				(110	)
Recoveries			130				2				—				23				2				52				—				209
Provisions			221				34				174				3,231				82				83				(162	)			3,663
Ending balance December 31, 2020		$	778			$	145			$	541			$	7,855			$	324			$	125			$	621			$	10,389
Ending balances:
Individually evaluated for impairment		$	—			$	—			$	—			$	2			$	—			$	—			$	—			$	2
Collectively evaluated for impairment			778				145				541				7,853				324				125				621				10,387
December 31, 2020 Loans receivable:
Ending balance-total		$	96,688			$	95,282			$	43,928			$	573,258			$	26,442			$	8,559			$	—			$	844,157
Ending balances:
Individually evaluated for impairment			—				—				440				5,631				42				—				—				6,113
Collectively evaluated for impairment			96,688				95,282				43,488				567,627				26,400				8,559				—				838,044

Schedule of loan category and loans individually evaluated and considered impaired

The following tables as of September 30, 2021, September 30, 2020, and December 31, 2020, are by loan category and present loans individually evaluated and considered impaired under FASB ASC 310 “Accounting by Creditors for Impairment of a Loan.” Impairment includes performing TDRs.

Schedule of loan category and loans individually evaluated and considered impaired

(Dollars in thousands)														Nine months ended								Three months ended
						Unpaid								Average				Interest				Average				Interest
		Recorded				Principal				Related				Recorded				income				Recorded				Income
September 30, 2021		Investment				Balance				Allowance				Investment				Recognized				Investment				Recognized
With no allowance recorded:
Commercial, financial, agricultural		$	—			$	—			$	—			$	—			$	—			$	—			$	—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			207				259				—				196				8				133				3
Mortgage-commercial			1,538				3,869				—				2,239				183				1,772				57
Consumer:
Home equity			20				25				—				21				1				19				—
Other			—				—				—				—				—				—				—
With an allowance recorded:
Commercial, financial, agricultural			—				—				—				—				—				—				—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			—				—				—				—				—				—				—
Mortgage-commercial			67				67				1				104				5				67				1
Consumer:
Home equity			—				—				—				—				—				—				—
Other			—				—				—				—				—				—				—
Total:
Commercial, financial, agricultural		$	—			$	—			$	—			$	—			$	—			$	—			$	—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			207				259				—				196				8				133				3
Mortgage-commercial			1,605				3,936				1				2,343				188				1,839				58
Consumer:
Home equity			20				25				—				21				1				19				—
Other			—				—				—				—				—				—				—
		$	1,832				4,220			$	1			$	2,560			$	197			$	1,991			$	61

(Dollars in thousands)														Nine months ended								Three months ended
						Unpaid								Average				Interest				Average				Interest
		Recorded				Principal				Related				Recorded				income				Recorded				Income
September 30, 2020		Investment				Balance				Allowance				Investment				Recognized				Investment				Recognized
With no allowance recorded:
Commercial, financial, agricultural		$	—			$	—			$	—			$	—			$	—			$	—			$	—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			327				405				—				337				11				323				9
Mortgage-commercial			2,706				5,450				—				3,071				217				3,013				73
Consumer:
Home equity			47				51				—				50				2				46				1
Other			—				—				—				—				—				—				—
With an allowance recorded:
Commercial, financial, agricultural			—				—				—				—				—				—				—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			—				—				—				—				—				—				—
Mortgage-commercial			144				144				3				200				9				142				2
Consumer:
Home equity			—				—				—				—				—				—				—
Other			—				—				—				—				—				—				—
Total:
Commercial, financial, agricultural		$	—			$	—			$	—			$	—			$	—			$	—			$	—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			327				405				—				337				11				323				9
Mortgage-commercial			2,850				5,594				3				3,271				226				3,155				75
Consumer:
Home equity			47				51				—				50				2				46				1
Other			—				—				—				—				—				—				—
		$	3,224				6,050			$	3			$	3,658			$	239			$	3,524			$	85

						Unpaid								Average				Interest
(Dollars in thousands)		Recorded				Principal				Related				Recorded				Income
December 31, 2020		Investment				Balance				Allowance				Investment				Recognized
With an allowance recorded:
Commercial			—				—				—				—				—
With no allowance recorded:
Commercial		$	—			$	—			$	—			$	—			$	—
Real estate:
Construction			—				—				—				—				—
Mortgage-residential			440				499				—				440				1
Mortgage-commercial			5,508				7,980				—				5,770				388
Consumer:
Home Equity			42				47				—				42				3
Other			—				—				—				—				—
With an allowance recorded:
Commercial			—				—				—				—				—
Real estate:
Construction			—				—				—				—				—
Mortgage-residential			—				—				—				—				—
Mortgage-commercial			123				123				2				123				11
Consumer:
Home Equity			—				—				—				—				—
Other			—				—				—				—				—
Total:
Commercial			—				—				—				—				—
Real estate:
Construction			—				—				—				—				—
Mortgage-residential			440				499				—				440				1
Mortgage-commercial			5,631				8,103				2				5,893				399
Consumer:
Home Equity			42				47				—				42				3
Other			—				—				—				—				—
		$	6,113			$	8,649			$	2			$	6,375			$	403

[custom:DisclosureLoansDetails3Abstract]

(Dollars in thousands)														Nine months ended								Three months ended
						Unpaid								Average				Interest				Average				Interest
		Recorded				Principal				Related				Recorded				income				Recorded				Income
September 30, 2021		Investment				Balance				Allowance				Investment				Recognized				Investment				Recognized
With no allowance recorded:
Commercial, financial, agricultural		$	—			$	—			$	—			$	—			$	—			$	—			$	—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			207				259				—				196				8				133				3
Mortgage-commercial			1,538				3,869				—				2,239				183				1,772				57
Consumer:
Home equity			20				25				—				21				1				19				—
Other			—				—				—				—				—				—				—
With an allowance recorded:
Commercial, financial, agricultural			—				—				—				—				—				—				—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			—				—				—				—				—				—				—
Mortgage-commercial			67				67				1				104				5				67				1
Consumer:
Home equity			—				—				—				—				—				—				—
Other			—				—				—				—				—				—				—
Total:
Commercial, financial, agricultural		$	—			$	—			$	—			$	—			$	—			$	—			$	—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			207				259				—				196				8				133				3
Mortgage-commercial			1,605				3,936				1				2,343				188				1,839				58
Consumer:
Home equity			20				25				—				21				1				19				—
Other			—				—				—				—				—				—				—
		$	1,832				4,220			$	1			$	2,560			$	197			$	1,991			$	61

(Dollars in thousands)														Nine months ended								Three months ended
						Unpaid								Average				Interest				Average				Interest
		Recorded				Principal				Related				Recorded				income				Recorded				Income
September 30, 2020		Investment				Balance				Allowance				Investment				Recognized				Investment				Recognized
With no allowance recorded:
Commercial, financial, agricultural		$	—			$	—			$	—			$	—			$	—			$	—			$	—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			327				405				—				337				11				323				9
Mortgage-commercial			2,706				5,450				—				3,071				217				3,013				73
Consumer:
Home equity			47				51				—				50				2				46				1
Other			—				—				—				—				—				—				—
With an allowance recorded:
Commercial, financial, agricultural			—				—				—				—				—				—				—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			—				—				—				—				—				—				—
Mortgage-commercial			144				144				3				200				9				142				2
Consumer:
Home equity			—				—				—				—				—				—				—
Other			—				—				—				—				—				—				—
Total:
Commercial, financial, agricultural		$	—			$	—			$	—			$	—			$	—			$	—			$	—
Real estate:
Construction			—				—				—				—				—				—				—
Mortgage-residential			327				405				—				337				11				323				9
Mortgage-commercial			2,850				5,594				3				3,271				226				3,155				75
Consumer:
Home equity			47				51				—				50				2				46				1
Other			—				—				—				—				—				—				—
		$	3,224				6,050			$	3			$	3,658			$	239			$	3,524			$	85

						Unpaid								Average				Interest
(Dollars in thousands)		Recorded				Principal				Related				Recorded				Income
December 31, 2020		Investment				Balance				Allowance				Investment				Recognized
With an allowance recorded:
Commercial			—				—				—				—				—
With no allowance recorded:
Commercial		$	—			$	—			$	—			$	—			$	—
Real estate:
Construction			—				—				—				—				—
Mortgage-residential			440				499				—				440				1
Mortgage-commercial			5,508				7,980				—				5,770				388
Consumer:
Home Equity			42				47				—				42				3
Other			—				—				—				—				—
With an allowance recorded:
Commercial			—				—				—				—				—
Real estate:
Construction			—				—				—				—				—
Mortgage-residential			—				—				—				—				—
Mortgage-commercial			123				123				2				123				11
Consumer:
Home Equity			—				—				—				—				—
Other			—				—				—				—				—
Total:
Commercial			—				—				—				—				—
Real estate:
Construction			—				—				—				—				—
Mortgage-residential			440				499				—				440				1
Mortgage-commercial			5,631				8,103				2				5,893				399
Consumer:
Home Equity			42				47				—				42				3
Other			—				—				—				—				—
		$	6,113			$	8,649			$	2			$	6,375			$	403

Schedule of loan category and loan by risk categories

Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered as pass rated loans. Based on the most recent analysis performed, the risk category of loans by class of loans is shown in the table below as of September 30, 2021 and December 31, 2020. As of September 30, 2021 and December 31, 2020, no loans were classified as doubtful.

Schedule of loan category and loan by risk categories

Loans (Details 4)

(Dollars in thousands)						Special
September 30, 2021		Pass				Mention				Substandard				Doubtful				Total
Commercial, financial & agricultural		$	80,637			$	159			$	—			$	—			$	80,796
Real estate:
Construction			100,056				5				—				—				100,061
Mortgage – residential			44,451				315				221				—				44,987
Mortgage – commercial			611,406				2,157				6,567				—				620,130
Consumer:
Home Equity			25,822				215				1,196				—				27,233
Other			8,306				—				7				—				8,313
Total		$	870,678			$	2,851			$	7,991			$	—			$	881,520
(Dollars in thousands)						Special
December 31, 2020		Pass				Mention				Substandard				Doubtful				Total
Commercial, financial & agricultural		$	96,507			$	181			$	—			$	—			$	96,688
Real estate:
Construction			95,282				—				—				—				95,282
Mortgage – residential			43,240				190				498				—				43,928
Mortgage – commercial			559,982				7,270				6,006				—				573,258
Consumer:
Home Equity			25,041				95				1,306				—				26,442
Other			8,538				21				—				—				8,559
Total		$	828,590			$	7,757			$	7,810			$	—			$	844,157

Schedule of loan category and present loans past due and on non-accrual status

The following tables are by loan category and present loans past due and on non-accrual status as of September 30, 2021 and December 31, 2020:  

Schedule of loan category and present loans past due and on non-accrual status

										Greater than
(Dollars in thousands)		30-59 Days				60-89 Days				90 Days and								Total
September 30, 2021		Past Due				Past Due				Accruing				Nonaccrual				Past Due				Current				Total Loans
Commercial		$	42			$	—			$	—			$	131			$	173			$	80,623			$	80,796
Real estate:
Construction			—				—				—				—				—				100,061				100,061
Mortgage-residential			56				—				—				208				264				44,723				44,987
Mortgage-commercial			—				—				—				—				—				620,130				620,130
Consumer:
Home equity			161				—				—				20				181				27,052				27,233
Other			8				—				—				—				8				8,305				8,313
		$	267			$	—			$	—			$	359			$	626			$	880,894			$	881,520

										Greater than
(Dollars in thousands)		30-59 Days				60-89 Days				90 Days and								Total
December 31, 2020		Past Due				Past Due				Accruing				Nonaccrual				Past Due				Current				Total Loans
Commercial		$	165			$	27			$	—			$	4,080			$	4,272			$	92,416			$	96,688
Real estate:
Construction			424				—				1,260				—				1,684				93,598				95,282
Mortgage-residential			7				—				—				440				447				43,481				43,928
Mortgage-commercial			—				—				—				—				—				573,258				573,258
Consumer:
Home equity			—				—				—				42				42				26,400				26,442
Other			21				21				—				—				42				8,517				8,559
		$	617			$	48			$	1,260			$	4,562			$	6,487			$	837,670			$	844,157

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										Greater than
(Dollars in thousands)		30-59 Days				60-89 Days				90 Days and								Total
September 30, 2021		Past Due				Past Due				Accruing				Nonaccrual				Past Due				Current				Total Loans
Commercial		$	42			$	—			$	—			$	131			$	173			$	80,623			$	80,796
Real estate:
Construction			—				—				—				—				—				100,061				100,061
Mortgage-residential			56				—				—				208				264				44,723				44,987
Mortgage-commercial			—				—				—				—				—				620,130				620,130
Consumer:
Home equity			161				—				—				20				181				27,052				27,233
Other			8				—				—				—				8				8,305				8,313
		$	267			$	—			$	—			$	359			$	626			$	880,894			$	881,520

										Greater than
(Dollars in thousands)		30-59 Days				60-89 Days				90 Days and								Total
December 31, 2020		Past Due				Past Due				Accruing				Nonaccrual				Past Due				Current				Total Loans
Commercial		$	165			$	27			$	—			$	4,080			$	4,272			$	92,416			$	96,688
Real estate:
Construction			424				—				1,260				—				1,684				93,598				95,282
Mortgage-residential			7				—				—				440				447				43,481				43,928
Mortgage-commercial			—				—				—				—				—				573,258				573,258
Consumer:
Home equity			—				—				—				42				42				26,400				26,442
Other			21				21				—				—				42				8,517				8,559
		$	617			$	48			$	1,260			$	4,562			$	6,487			$	837,670			$	844,157

Schedule for changes in the accretable yield for PCI loans

A summary of changes in the accretable yield for purchased credit-impaired loans for the three months and nine months ended September 30, 2021 and September 30, 2020 are as follows:

Schedule for changes in the accretable yield for PCI loans

Loans (Details 6)

(Dollars in thousands)		Three Months Ended September 30, 2021				Three Months Ended September 30, 2020
Accretable yield, beginning of period		$	79			$	108
Accretion			(8	)			(7	)
Accretable yield, end of period		$	71			$	101
(Dollars in thousands)		Nine Months Ended September 30, 2021				Nine Months Ended September 30, 2020
Accretable yield, beginning of period		$	93			$	123
Accretion			(22	)			(22	)
Accretable yield, end of period		$	71			$	101

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