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OTHER REAL ESTATE OWNED (Tables) | 12 Months Ended
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Dec. 31, 2021
following summarizes the activity in the other real estate owned | The following summarizes the activity in the other real estate owned for the years ended December 31, 2021 and 2020.
OTHER REAL ESTATE OWNED |
|  | December 31, |
(In thousands) |  | 2021 |  |  | 2020 |
Balance—beginning of year |  | $ | 1,194 |  |  | $ | 1,410 |
Additions—foreclosures |  |  | 145 |  |  |  | 114 |
Write-downs |  |  | (50 | ) |  |  | (128 | )
Sales |  |  | (124 | ) |  |  | (202 | )
Balance, end of year |  | $ | 1,165 |  |  | $ | 1,194 |

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