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OTHER REAL ESTATE OWNED | 12 Months Ended
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Dec. 31, 2021
OTHER REAL ESTATE OWNED | Note 8—OTHER REAL ESTATE OWNED The following summarizes the activity in the other real estate owned for the years ended December 31, 2021 and 2020.
|  | December 31, |
(In thousands) |  | 2021 |  |  | 2020 |
Balance—beginning of year |  | $ | 1,194 |  |  | $ | 1,410 |
Additions—foreclosures |  |  | 145 |  |  |  | 114 |
Write-downs |  |  | (50 | ) |  |  | (128 | )
Sales |  |  | (124 | ) |  |  | (202 | )
Balance, end of year |  | $ | 1,165 |  |  | $ | 1,194 |

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- Definition The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=124259787&loc=d3e4437-111522 + Details
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Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration