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OTHER REAL ESTATE OWNED
 12 Months Ended
Dec. 31, 2021
OTHER REAL ESTATE OWNED

Note 8—OTHER REAL ESTATE OWNED

The following summarizes the activity in the other real estate owned for the years ended December 31, 2021 and 2020.

         
   December 31, 
(In thousands)  2021   2020 
Balance—beginning of year   $1,194   $1,410 
Additions—foreclosures    145    114 
Write-downs    (50)   (128)
Sales    (124)   (202)
Balance, end of year   $1,165   $1,194