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SHAREHOLDERS’ EQUITY, CAPITAL REQUIREMENTS AND DIVIDEND RESTRICTIONS (Tables)
 12 Months Ended
Dec. 31, 2021
Equity [Abstract]  
Schedule of actual capital amounts and ratios as well as minimum amounts for each regulatory defined category for the bank and the company

The Bank exceeded the minimum regulatory capital ratios at December 31, 2021 and 2020, as set forth in the following table: 

 

Schedule of actual capital amounts and ratios as well as minimum amounts for each regulatory defined category for the bank and the company 
SHAREHOLDERS' EQUITY, CAPITAL REQUIREMENTS AND DIVIDEND RESTRICTIONS
(In thousands)  Minimum
Required
Amount		   %   Actual
Amount		   %   Excess
Amount		   % 
The Bank(1)(2):                              
December 31, 2021                              
Risk Based Capital                              
Tier 1   $57,075    6.0%  $132,918    14.0%  $75,843    8.0%
Total Capital   $76,101    8.0%  $144,097    15.2%  $67,996    7.1%
CET1   $42,807    4.5%  $132,918    14.0%  $90,111    9.5%
Tier 1 Leverage   $62,897    4.0%  $132,918    8.5%  $70,021    4.5%
December 31, 2020                              
Risk Based Capital                              
Tier 1   $56,288    6.0%  $120,385    12.8%  $64,097    6.8%
Total Capital   $75,051    8.0%  $130,774    13.9%  $55,723    5.9%
CET1   $42,216    4.5%  $120,385    12.8%  $78,169    8.3%
Tier 1 Leverage   $54,492    4.0%  $120,385    8.8%  $65,893    4.8%