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Loans (Tables) | 9 Months Ended
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Sep. 30, 2022
Receivables [Abstract] |
Schedule of Loan Portfolio | The following table summarizes the composition of our loan portfolio. Total loans are recorded net of deferred loan fees and costs, which totaled $1.8 million and $1.4 million as of September 30, 2022 and December 31, 2021, respectively. Schedule of Loan Portfolio
Loans |
|  | September 30, |  |  | December 31, |
(Dollars in thousands) |  | 2022 |  |  | 2021 |
Commercial, financial and agricultural |  | $ | 70,712 |  |  | $ | 69,952 |
Real estate: |  |  |  |  |  |  |  |
Construction |  |  | 84,355 |  |  |  | 94,969 |
Mortgage-residential |  |  | 53,553 |  |  |  | 45,498 |
Mortgage-commercial |  |  | 698,416 |  |  |  | 617,464 |
Consumer: |  |  |  |  |  |  |  |
Home equity |  |  | 28,800 |  |  |  | 27,116 |
Other |  |  | 14,374 |  |  |  | 8,703 |
Total loans, net of deferred loan fees and costs |  | $ | 950,210 |  |  | $ | 863,702 |
Schedule of activity in the allowance for loan losses and the recorded investment in loans receivable | The detailed activity in the allowance for loan losses and the recorded investment in loans receivable as of and for the three months ended and nine months ended September 30, 2022 and September 30, 2021 and for the year ended December 31, 2021 is as follows: Schedule of activity in the allowance for loan losses and the recorded investment in loans receivable
Loans (Details 2) |
(Dollars in thousands) |  | Commercial |  |  | Real estate Construction |  |  | Real estate Mortgage Residential |  |  | Real estate Mortgage Commercial |  |  | Consumer Home equity |  |  | Consumer Other |  |  | Unallocated |  |  | Total |
Three months ended September 30, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance June 30, 2022 |  | $ | 817 |  |  | $ | 84 |  |  | $ | 546 |  |  | $ | 8,639 |  |  | $ | 315 |  |  | $ | 202 |  |  | $ | 617 |  |  | $ | 11,220 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (1 | ) |  |  | (13 | ) |  |  | — |  |  |  | (14 | )
Recoveries |  |  | 5 |  |  |  | — |  |  |  | 4 |  |  |  | 75 |  |  |  | 3 |  |  |  | 4 |  |  |  | — |  |  |  | 91 |
Provisions |  |  | (19 | ) |  |  | (16 | ) |  |  | 57 |  |  |  | (12 | ) |  |  | 4 |  |  |  | (8 | ) |  |  | 12 |  |  |  | 18 |
Ending balance September 30, 2022 |  | $ | 803 |  |  | $ | 68 |  |  | $ | 607 |  |  | $ | 8,702 |  |  | $ | 321 |  |  | $ | 185 |  |  | $ | 629 |  |  | $ | 11,315 |
|  |  |  |  |  |  |  | Real estate |  |  | Real estate |  |  | Consumer |  |  |  |  |  |  |  |  |  |
|  |  |  |  | Real estate |  |  | Mortgage |  |  | Mortgage |  |  | Home |  |  | Consumer |  |  |  |  |  |  |
(Dollars in thousands) |  | Commercial |  |  | Construction |  |  | Residential |  |  | Commercial |  |  | equity |  |  | Other |  |  | Unallocated |  |  | Total |
Nine months ended September 30, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance December 31, 2021 |  | $ | 853 |  |  | $ | 113 |  |  | $ | 560 |  |  | $ | 8,570 |  |  | $ | 333 |  |  | $ | 126 |  |  | $ | 624 |  |  | $ | 11,179 |
Charge-offs |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (1 | ) |  |  | (46 | ) |  |  | — |  |  |  | (47 | )
Recoveries |  |  | 16 |  |  |  | — |  |  |  | 5 |  |  |  | 318 |  |  |  | 10 |  |  |  | 11 |  |  |  | — |  |  |  | 360 |
Provisions |  |  | (66 | ) |  |  | (45 | ) |  |  | 42 |  |  |  | (186 | ) |  |  | (21 | ) |  |  | 94 |  |  |  | 5 |  |  |  | (177 | )
Ending balance September 30, 2022 |  | $ | 803 |  |  | $ | 68 |  |  | $ | 607 |  |  | $ | 8,702 |  |  | $ | 321 |  |  | $ | 185 |  |  | $ | 629 |  |  | $ | 11,315 |
Ending balances: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Collectively evaluated for impairment |  |  | 803 |  |  | $ | 68 |  |  | $ | 607 |  |  | $ | 8,702 |  |  | $ | 321 |  |  | $ | 185 |  |  | $ | 629 |  |  | $ | 11,315 |
September 30, 2022 Loans receivable: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance-total |  | $ | 70,712 |  |  | $ | 84,355 |  |  | $ | 53,553 |  |  | $ | 698,416 |  |  | $ | 28,800 |  |  | $ | 14,374 |  |  | $ | — |  |  | $ | 950,210 |
Ending balances: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  |  | — |  |  |  | — |  |  |  | 39 |  |  |  | 4,759 |  |  |  | 168 |  |  |  | — |  |  |  | — |  |  |  | 4,966 |
Collectively evaluated for impairment |  | $ | 70,712 |  |  | $ | 84,355 |  |  | $ | 53,514 |  |  | $ | 693,657 |  |  | $ | 28,632 |  |  | $ | 14,374 |  |  | $ | — |  |  | $ | 945,244 |
Schedule of loan category and loans individually evaluated and considered impaired | The following tables are by loan category and present September 30, 2022, September 30, 2021, and December 31, 2021 loans individually evaluated and considered impaired under FASB ASC 310 “Accounting by Creditors for Impairment of a Loan.” Impairment includes performing TDRs. Schedule of loan category and loans individually evaluated and considered impaired
|  |  |  |  |  |  |  |  |  |  | Nine months ended |  |  | Three months ended |
|  |  |  |  | Unpaid |  |  |  |  |  | Average |  |  | Interest |  |  | Average |  |  | Interest |
(Dollars in thousands) |  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Income |  |  | Recorded |  |  | Income |
September 30, 2022 |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 39 |  |  |  | 55 |  |  |  | — |  |  |  | 45 |  |  |  | 2 |  |  |  | 39 |  |  |  | 1 |
Mortgage-commercial |  |  | 4,759 |  |  |  | 8,955 |  |  |  | — |  |  |  | 4,795 |  |  |  | 347 |  |  |  | 4,747 |  |  |  | 117 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 168 |  |  |  | 168 |  |  |  | — |  |  |  | 169 |  |  |  | 6 |  |  |  | 168 |  |  |  | 2 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 39 |  |  |  | 55 |  |  |  | — |  |  |  | 45 |  |  |  | 2 |  |  |  | 39 |  |  |  | 1 |
Mortgage-commercial |  |  | 4,759 |  |  |  | 8,955 |  |  |  | — |  |  |  | 4,795 |  |  |  | 347 |  |  |  | 4,747 |  |  |  | 117 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 168 |  |  |  | 168 |  |  |  | — |  |  |  | 169 |  |  |  | 6 |  |  |  | 168 |  |  |  | 2 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
|  | $ | 4,966 |  |  |  | 9,178 |  |  | $ | — |  |  | $ | 5,009 |  |  | $ | 355 |  |  | $ | 4,954 |  |  | $ | 120 |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  | Nine months ended |  |  | Three months ended |
|  |  |  |  | Unpaid |  |  |  |  |  | Average |  |  | Interest |  |  | Average |  |  | Interest |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | income |  |  | Recorded |  |  | Income |
September 30, 2021 |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 207 |  |  |  | 259 |  |  |  | — |  |  |  | 196 |  |  |  | 8 |  |  |  | 133 |  |  |  | 3 |
Mortgage-commercial |  |  | 1,538 |  |  |  | 3,869 |  |  |  | — |  |  |  | 2,239 |  |  |  | 183 |  |  |  | 1,772 |  |  |  | 57 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 20 |  |  |  | 25 |  |  |  | — |  |  |  | 21 |  |  |  | 1 |  |  |  | 19 |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-commercial |  |  | 67 |  |  |  | 67 |  |  |  | 1 |  |  |  | 104 |  |  |  | 5 |  |  |  | 67 |  |  |  | 1 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 207 |  |  |  | 259 |  |  |  | — |  |  |  | 196 |  |  |  | 8 |  |  |  | 133 |  |  |  | 3 |
Mortgage-commercial |  |  | 1,605 |  |  |  | 3,936 |  |  |  | 1 |  |  |  | 2,343 |  |  |  | 188 |  |  |  | 1,839 |  |  |  | 58 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 20 |  |  |  | 25 |  |  |  | — |  |  |  | 21 |  |  |  | 1 |  |  |  | 19 |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
|  | $ | 1,832 |  |  |  | 4,220 |  |  | $ | 1 |  |  | $ | 2,560 |  |  | $ | 197 |  |  | $ | 1,991 |  |  | $ | 61 |
|  |  |  |  | Unpaid |  |  |  |  |  | Average |  |  | Interest |
(Dollars in thousands) |  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Income |
December 31, 2021 |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |
With no allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 133 |  |  |  | 151 |  |  |  | — |  |  |  | 131 |  |  |  | 6 |
Mortgage-commercial |  |  | 1,521 |  |  |  | 3,514 |  |  |  | — |  |  |  | 1,748 |  |  |  | 223 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home Equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-commercial |  |  | 40 |  |  |  | 40 |  |  |  | 1 |  |  |  | 39 |  |  |  | 5 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home Equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 133 |  |  |  | 151 |  |  |  | — |  |  |  | 131 |  |  |  | 6 |
Mortgage-commercial |  |  | 1,561 |  |  |  | 3,554 |  |  |  | 1 |  |  |  | 1,787 |  |  |  | 228 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home Equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
|  | $ | 1,694 |  |  | $ | 3,705 |  |  | $ | 1 |  |  | $ | 1,918 |  |  | $ | 234 |
[custom:DisclosureLoansDetails3Abstract] |
|  |  |  |  |  |  |  |  |  |  | Nine months ended |  |  | Three months ended |
|  |  |  |  | Unpaid |  |  |  |  |  | Average |  |  | Interest |  |  | Average |  |  | Interest |
(Dollars in thousands) |  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Income |  |  | Recorded |  |  | Income |
September 30, 2022 |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 39 |  |  |  | 55 |  |  |  | — |  |  |  | 45 |  |  |  | 2 |  |  |  | 39 |  |  |  | 1 |
Mortgage-commercial |  |  | 4,759 |  |  |  | 8,955 |  |  |  | — |  |  |  | 4,795 |  |  |  | 347 |  |  |  | 4,747 |  |  |  | 117 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 168 |  |  |  | 168 |  |  |  | — |  |  |  | 169 |  |  |  | 6 |  |  |  | 168 |  |  |  | 2 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 39 |  |  |  | 55 |  |  |  | — |  |  |  | 45 |  |  |  | 2 |  |  |  | 39 |  |  |  | 1 |
Mortgage-commercial |  |  | 4,759 |  |  |  | 8,955 |  |  |  | — |  |  |  | 4,795 |  |  |  | 347 |  |  |  | 4,747 |  |  |  | 117 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 168 |  |  |  | 168 |  |  |  | — |  |  |  | 169 |  |  |  | 6 |  |  |  | 168 |  |  |  | 2 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
|  | $ | 4,966 |  |  |  | 9,178 |  |  | $ | — |  |  | $ | 5,009 |  |  | $ | 355 |  |  | $ | 4,954 |  |  | $ | 120 |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  | Nine months ended |  |  | Three months ended |
|  |  |  |  | Unpaid |  |  |  |  |  | Average |  |  | Interest |  |  | Average |  |  | Interest |
|  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | income |  |  | Recorded |  |  | Income |
September 30, 2021 |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |  |  | Investment |  |  | Recognized |
With no allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 207 |  |  |  | 259 |  |  |  | — |  |  |  | 196 |  |  |  | 8 |  |  |  | 133 |  |  |  | 3 |
Mortgage-commercial |  |  | 1,538 |  |  |  | 3,869 |  |  |  | — |  |  |  | 2,239 |  |  |  | 183 |  |  |  | 1,772 |  |  |  | 57 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 20 |  |  |  | 25 |  |  |  | — |  |  |  | 21 |  |  |  | 1 |  |  |  | 19 |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-commercial |  |  | 67 |  |  |  | 67 |  |  |  | 1 |  |  |  | 104 |  |  |  | 5 |  |  |  | 67 |  |  |  | 1 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial, agricultural |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 207 |  |  |  | 259 |  |  |  | — |  |  |  | 196 |  |  |  | 8 |  |  |  | 133 |  |  |  | 3 |
Mortgage-commercial |  |  | 1,605 |  |  |  | 3,936 |  |  |  | 1 |  |  |  | 2,343 |  |  |  | 188 |  |  |  | 1,839 |  |  |  | 58 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 20 |  |  |  | 25 |  |  |  | — |  |  |  | 21 |  |  |  | 1 |  |  |  | 19 |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
|  | $ | 1,832 |  |  |  | 4,220 |  |  | $ | 1 |  |  | $ | 2,560 |  |  | $ | 197 |  |  | $ | 1,991 |  |  | $ | 61 |
|  |  |  |  | Unpaid |  |  |  |  |  | Average |  |  | Interest |
(Dollars in thousands) |  | Recorded |  |  | Principal |  |  | Related |  |  | Recorded |  |  | Income |
December 31, 2021 |  | Investment |  |  | Balance |  |  | Allowance |  |  | Investment |  |  | Recognized |
With no allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 133 |  |  |  | 151 |  |  |  | — |  |  |  | 131 |  |  |  | 6 |
Mortgage-commercial |  |  | 1,521 |  |  |  | 3,514 |  |  |  | — |  |  |  | 1,748 |  |  |  | 223 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home Equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
With an allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-commercial |  |  | 40 |  |  |  | 40 |  |  |  | 1 |  |  |  | 39 |  |  |  | 5 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home Equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-residential |  |  | 133 |  |  |  | 151 |  |  |  | — |  |  |  | 131 |  |  |  | 6 |
Mortgage-commercial |  |  | 1,561 |  |  |  | 3,554 |  |  |  | 1 |  |  |  | 1,787 |  |  |  | 228 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home Equity |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
|  | $ | 1,694 |  |  | $ | 3,705 |  |  | $ | 1 |  |  | $ | 1,918 |  |  | $ | 234 |
Schedule of loan category and loan by risk categories | Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered as pass rated loans. Based on the most recent analysis performed, the risk category of loans by class of loans is shown in the table below as of September 30, 2022 and December 31, 2021. As of September 30, 2022 and December 31, 2021, no loans were classified as doubtful. Schedule of loan category and loan by risk categories
Loans (Details 4) |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
September 30, 2022 |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Commercial, financial & agricultural |  | $ | 70,663 |  |  | $ | 49 |  |  | $ | — |  |  | $ | — |  |  | $ | 70,712 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | 84,355 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 84,355 |
Mortgage – residential |  |  | 53,282 |  |  |  | 230 |  |  |  | 41 |  |  |  | — |  |  |  | 53,553 |
Mortgage – commercial |  |  | 693,189 |  |  |  | 83 |  |  |  | 5,144 |  |  |  | — |  |  |  | 698,416 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home Equity |  |  | 27,470 |  |  |  | 140 |  |  |  | 1,190 |  |  |  | — |  |  |  | 28,800 |
Other |  |  | 14,116 |  |  |  | 94 |  |  |  | 164 |  |  |  | — |  |  |  | 14,374 |
Total |  | $ | 943,075 |  |  | $ | 596 |  |  | $ | 6,539 |  |  | $ | — |  |  | $ | 950,210 |
(Dollars in thousands) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
December 31, 2021 |  | Pass |  |  | Special Mention |  |  | Substandard |  |  | Doubtful |  |  | Total |
Commercial, financial & agricultural |  | $ | 69,833 |  |  | $ | 119 |  |  | $ | — |  |  | $ | — |  |  | $ | 69,952 |
Real estate: |  |  | — |  |  |  | — |  |  |  | — |  |  |  |  |  |  |  |  |
Construction |  |  | 94,966 |  |  |  | — |  |  |  | 3 |  |  |  | — |  |  |  | 94,969 |
Mortgage – residential |  |  | 45,049 |  |  |  | 305 |  |  |  | 144 |  |  |  | — |  |  |  | 45,498 |
Mortgage – commercial |  |  | 610,001 |  |  |  | 1,009 |  |  |  | 6,454 |  |  |  | — |  |  |  | 617,464 |
Consumer: |  |  | — |  |  |  | — |  |  |  | — |  |  |  |  |  |  |  |  |
Home Equity |  |  | 25,751 |  |  |  | 171 |  |  |  | 1,194 |  |  |  | — |  |  |  | 27,116 |
Other |  |  | 8,604 |  |  |  | 22 |  |  |  | 77 |  |  |  | — |  |  |  | 8,703 |
Total |  | $ | 854,204 |  |  | $ | 1,626 |  |  | $ | 7,872 |  |  | $ | — |  |  | $ | 863,702 |
Schedule of loan category and present loans past due and on non-accrual status | Schedule of loan category and present loans past due and on non-accrual status
Loans (Details 5) |
|  |  |  |  |  |  |  | Greater than |  |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  | 30-59 Days |  |  | 60-89 Days |  |  | 90 Days and |  |  |  |  |  | Total |  |  |  |  |  |  |
September 30, 2022 |  | Past Due |  |  | Past Due |  |  | Accruing |  |  | Nonaccrual |  |  | Past Due |  |  | Current |  |  | Total Loans |
Commercial |  | $ | 71 |  |  | $ | 10 |  |  | $ | — |  |  | $ | 4,668 |  |  | $ | 4,749 |  |  | $ | 65,963 |  |  | $ | 70,712 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 84,355 |  |  |  | 84,355 |
Mortgage-residential |  |  | — |  |  |  | 113 |  |  |  | 30 |  |  |  | 39 |  |  |  | 182 |  |  |  | 53,371 |  |  |  | 53,553 |
Mortgage-commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 698,416 |  |  |  | 698,416 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | 42 |  |  |  | 149 |  |  |  | — |  |  |  | 168 |  |  |  | 359 |  |  |  | 28,441 |  |  |  | 28,800 |
Other |  |  | — |  |  |  | 1 |  |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 14,373 |  |  |  | 14,374 |
Total |  | $ | 113 |  |  | $ | 273 |  |  | $ | 30 |  |  | $ | 4,875 |  |  | $ | 5,291 |  |  | $ | 944,919 |  |  | $ | 950,210 |
|  |  |  |  |  |  |  | Greater than |  |  |  |  |  |  |  |  |  |  |  |  |
(Dollars in thousands) |  | 30-59 Days |  |  | 60-89 Days |  |  | 90 Days and |  |  |  |  |  | Total |  |  |  |  |  |  |
December 31, 2021 |  | Past Due |  |  | Past Due |  |  | Accruing |  |  | Nonaccrual |  |  | Past Due |  |  | Current |  |  | Total Loans |
Commercial |  | $ | 125 |  |  | $ | 35 |  |  | $ | — |  |  | $ | 118 |  |  | $ | 278 |  |  | $ | 69,674 |  |  | $ | 69,952 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 94,969 |  |  |  | 94,969 |
Mortgage-residential |  |  | 8 |  |  |  | 4 |  |  |  | — |  |  |  | 132 |  |  |  | 144 |  |  |  | 45,354 |  |  |  | 45,498 |
Mortgage-commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 617,464 |  |  |  | 617,464 |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Home equity |  |  | — |  |  |  | 62 |  |  |  | — |  |  |  | — |  |  |  | 62 |  |  |  | 27,054 |  |  |  | 27,116 |
Other |  |  | — |  |  |  | 1 |  |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 8,702 |  |  |  | 8,703 |
Total |  | $ | 133 |  |  | $ | 102 |  |  | $ | — |  |  | $ | 250 |  |  | $ | 485 |  |  | $ | 863,217 |  |  | $ | 863,702 |
Schedule for changes in the accretable yield for PCI loans | A summary of changes in the accretable yield for purchased credit-impaired loans for the three months ended September 30, 2022 and September 30, 2021 are as follows: Schedule for changes in the accretable yield for PCI loans
Loans (Details 6) |
(Dollars in thousands) |  | Three Months Ended September 30, 2022 |  |  | Three Months Ended September 30, 2021 |
Accretable yield, beginning of period |  | $ | 49 |  |  | $ | 79 |
Accretion |  |  | (7 | ) |  |  | (8 | )
Accretable yield, end of period |  | $ | 42 |  |  | $ | 71 |
(Dollars in thousands) |  | Nine Months Ended September 30, 2022 |  |  | Nine Months Ended September 30, 2021 |
Accretable yield, beginning of period |  | $ | 64 |  |  | $ | 93 |
Accretion |  |  | (22 | ) |  |  | (22 | )
Accretable yield, end of period |  | $ | 42 |  |  | $ | 71 |

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524 + Details
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- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI https://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
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