XML 61 R49.htm IDEA: XBRL DOCUMENT v3.23.1
SHAREHOLDERS’ EQUITY, CAPITAL REQUIREMENTS AND DIVIDEND RESTRICTIONS (Tables)
12 Months Ended
Dec. 31, 2022
Equity [Abstract]  
Schedule of actual capital amounts and ratios as well as minimum amounts for each regulatory defined category for the bank and the company

The Bank exceeded the minimum regulatory capital ratios at December 31, 2022 and 2021, as set forth in the following table: 

 

Schedule of actual capital amounts and ratios as well as minimum amounts for each regulatory defined category for the bank and the company 

SHAREHOLDERS' EQUITY, CAPITAL REQUIREMENTS AND DIVIDEND RESTRICTIONS
(In thousands)  Minimum
Required
Amount
   %   Actual
Amount
   %   Excess
Amount
   % 
The Bank(1)(2):                              
December 31, 2022                              
Risk Based Capital                              
Tier 1  $64,741    6.0%  $145,578    13.5%  $80,837    7.5%
Total Capital  $86,321    8.0%  $156,914    14.5%  $70,593    6.5%
CET1  $48,555    4.5%  $145,578    13.5%  $97,023    9.0%
Tier 1 Leverage  $67,509    4.0%  $145,578    8.6%  $78,069    4.6%
December 31, 2021                              
Risk Based Capital                              
Tier 1  $57,075    6.0%  $132,918    14.0%  $75,843    8.0%
Total Capital  $76,101    8.0%  $144,097    15.2%  $67,996    7.1%
CET1  $42,807    4.5%  $132,918    14.0%  $90,111    9.5%
Tier 1 Leverage  $62,897    4.0%  $132,918    8.5%  $70,021    4.5%