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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Interest income:    
Loans, including fees $ 11,159 $ 9,003
Investment securities - taxable 4,061 1,779
Investment securities - non taxable 375 380
Other short term investments and CDs 295 33
Total interest income 15,890 11,195
Interest expense:    
Deposits 1,993 333
Securities sold under agreement to repurchase 356 25
Other borrowed money 1,184 104
Total interest expense 3,533 462
Net interest income 12,357 10,733
Provision for (release of) credit losses 70 (125)
Net interest income after provision for (release of) credit losses 12,287 10,858
Non-interest income:    
Deposit service charges 232 265
Mortgage banking income 155 839
Investment advisory fees and non-deposit commissions 1,067 1,198
Other non-recurring income 4
Other 1,121 1,068
Total non-interest income 2,575 3,374
Non-interest expense:    
Salaries and employee benefits 6,331 6,119
Occupancy 830 705
Equipment 336 332
Marketing and public relations 346 361
FDIC Insurance assessments 182 130
Other real estate expense (133) 47
Amortization of intangibles 39 39
Other 2,505 2,221
Total non-interest expense 10,436 9,954
Net income before tax 4,426 4,278
Income tax expense 963 789
Net income $ 3,463 $ 3,489
Basic earnings per common share $ 0.46 $ 0.46
Diluted earnings per common share $ 0.45 $ 0.46