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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Cash flows from operating activities:    
Net income $ 5,862 $ 6,790
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 865 868
Net premium amortization on investment securities available-for-sale (1,727) (1,115)
Net premium amortization on investment securities held-to-maturity (311) (275)
Provision for credit losses 583 256
Writedowns of other real estate owned 78
Origination of loans held-for-sale (22,689) (18,174)
Sale of loans held-for-sale 21,494 15,758
Gain on sale of loans held-for-sale (1,073) (105)
Gain on sale of other real estate owned (105)
Amortization of intangibles 78 79
Accretion on acquired loans (40)
(Gain) loss on fair value of equity securities (20) 1
Increase in other assets (926) (3,437)
Increase in other liabilities 2,196 89
Net cash provided by (used in) operating activities 4,410 695
Cash flows from investing activities:    
Purchase of investment securities available-for-sale (6,025)
Purchase of other investment securities (2,017)
Maturity/call of investment securities available-for-sale 14,321 11,081
Maturity/call of investment securities held-to-maturity 3,802 7,547
Proceeds from sale of other investment securities 1,791
Increase in loans (55,197) (51,267)
Proceeds from sale of other real estate owned 112
Purchase of property and equipment (621) (711)
Net disposals of property and equipment 5
Net cash used in investing activities (35,899) (41,280)
Cash flows from financing activities:    
Increase in deposit accounts 93,527 35,371
(Increase) decrease in securities sold under agreements to repurchase (3,577) 3,360
Decrease in Fed Funds Borrowed (22,000)
Advances from the Federal Home Loan Bank 229,000
Repayment of advances from the Federal Home Loan Bank (40,000) (184,000)
Shares retired / forfeited (109) (111)
Dividends paid: Common Stock (2,129) (2,116)
Restricted Stock Units Granted 99 109
Cost of issuance of common stock-deferred compensation (104) (28)
Change in non-vested restricted stock 395 370
Dividend reinvestment plan 203 212
Net cash provided by financing activities 48,305 60,167
Net increase in cash and cash equivalents 16,816 19,582
Cash and cash equivalents at beginning of period 94,695 37,401
Cash and cash equivalents at end of period 111,511 56,983
Supplemental disclosure:    
Interest 12,977 7,902
Income taxes 1,849 2,534
Non-cash investing and financing activities:    
Unrealized gain on available-for-sale securities, net of tax 224 252
Amortization of unrealized losses on securities from transfer of available-for-sale securities to held-to-maturity, net of tax 679 646
Recognition of operating lease liability $ 825