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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net income $ 3,997 $ 2,597
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 424 424
Net premium amortization on investment securities available-for-sale (686) (1,030)
Net premium amortization on investment securities held-to-maturity (158) (156)
Provision for credit losses 437 129
Origination of loans held-for-sale (25,745) (50,253)
Sale of loans held-for-sale 29,110 53,385
Gain on sale of loans held-for-sale (755) (418)
Amortization of intangibles 39 39
Gain on fair value of equity securities (1) (21)
Increase (decrease) in other assets 386 (912)
(Decrease) increase in other liabilities (609) 918
Net cash provided by operating activities 6,439 4,702
Cash flows from investing activities:    
Purchase of investment securities available-for-sale (9,789)
Purchase of other investment securities (216)
Maturity/call of investment securities available-for-sale 5,842 9,236
Maturity/call of investment securities held-to-maturity 3,775 2,096
Proceeds from sale of other investment securities 1,316
Increase in loans (31,426) (23,308)
Proceeds from sale of other real estate owned 106
Purchase of property and equipment (200) (279)
Net cash used in investing activities (31,908) (10,939)
Cash flows from financing activities:    
Increase in deposit accounts 49,817 67,066
Decrease in securities sold under agreements to repurchase 26,702 18,970
Repayment of advances from the Federal Home Loan Bank (30,000)
Shares retired / forfeited (333) (103)
Dividends paid: Common Stock (1,148) (1,063)
Restricted Stock Units Granted 93 70
Cost of issuance of common stock-deferred compensation 70 (104)
Change in non-vested restricted stock 204 184
Dividend reinvestment plan 96 104
Net cash provided by financing activities 75,501 55,124
Net increase in cash and cash equivalents 50,032 48,887
Cash and cash equivalents at beginning of period 149,828 94,695
Cash and cash equivalents at end of period 199,860 143,582
Supplemental disclosure:    
Interest 8,371 8,703
Income taxes 1 (18)
Non-cash investing and financing activities:    
Unrealized gain on available-for-sale securities, net of tax 2,728 408
Amortization of unrealized losses on securities from transfer of available-for-sale securities to held-to-maturity, net of tax $ 158 $ 341