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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest and dividend income:        
Loans, including fees $ 18,173 $ 16,401 $ 35,618 $ 31,951
Investment securities – taxable 3,976 4,114 7,783 8,303
Investment securities - non taxable 345 359 687 716
Other short term investments and certificates of deposit 1,679 1,057 3,167 2,217
Total interest income 24,173 21,931 47,255 43,187
Interest expense:        
Deposits 7,899 7,720 15,509 14,923
Securities sold under agreements to repurchase 681 497 1,494 1,106
Other borrowed money 269 1,020 538 2,387
Total interest expense 8,849 9,237 17,541 18,416
Net interest income 15,324 12,694 29,714 24,771
Provision for credit losses (237) 454 200 583
Net interest income after provision for credit losses 15,561 12,240 29,514 24,188
Non-interest income:        
Deposit service charges 224 235 445 494
Mortgage banking income 879 659 1,638 1,084
Investment advisory fees and non-deposit commissions 1,751 1,508 3,557 2,866
Gain on sale of other real estate owned 127 127
Other 1,225 1,240 2,421 2,382
Total non-interest income 4,206 3,642 8,188 6,826
Non-interest expense:        
Salaries and employee benefits 8,060 7,303 15,717 14,404
Occupancy 772 738 1,549 1,528
Equipment 390 317 780 647
Marketing and public relations 208 258 722 824
FDIC insurance assessments 274 302 574 580
Other real estate expense, net 110 90 122 102
Amortization of intangibles 40 39 79 78
Other 3,229 2,796 6,294 5,485
Total non-interest expense 13,083 11,843 25,837 23,648
Net income before tax 6,684 4,039 11,865 7,366
Income tax expense 1,498 774 2,682 1,504
Net income $ 5,186 $ 3,265 $ 9,183 $ 5,862
Basic earnings per common share $ 0.68 $ 0.43 $ 1.20 $ 0.77
Diluted earnings per common share $ 0.67 $ 0.42 $ 1.18 $ 0.76