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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash flows from operating activities:    
Net income $ 9,183 $ 5,862
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 855 865
Net premium amortization on investment securities available-for-sale (1,501) (1,727)
Net premium amortization on investment securities held-to-maturity (334) (311)
Provision for credit losses 200 583
Write-downs of other real estate owned 100 78
Origination of loans held-for-sale (57,685) (22,689)
Sale of loans held-for-sale 58,003 21,494
Gain on sale of loans held-for-sale (1,631) (1,073)
Gain on sale of other real estate owned (127)
Amortization of intangibles 79 78
Gain on fair value of equity securities (20)
(Decrease) increase in other assets 503 (926)
(Decrease) increase in other liabilities (1,442) 2,196
Net cash provided by operating activities 6,203 4,410
Cash flows from investing activities:    
Purchase of investment securities available-for-sale (29,764)
Purchase of other investments (216)
Maturity/call of investment securities available-for-sale 12,036 14,321
Maturity/call of investment securities held-to-maturity 8,008 3,802
Proceeds from sale of other investment securities 1,791
Increase in loans (39,513) (55,197)
Proceeds from sale of other real estate owned 376
Purchase of property and equipment (418) (621)
Net disposals of property and equipment 30 5
Net cash used in investing activities (49,460) (35,899)
Cash flows from financing activities:    
Increase in deposit accounts 78,140 93,527
Increase (decrease) in securities sold under agreements to repurchase 530 (3,577)
Repayment of advances from the Federal Home Loan Bank (40,000)
Shares retired / forfeited (333) (109)
Dividends paid: Common Stock (2,296) (2,129)
Restricted Stock Units Granted 131 99
Cost of issuance of common stock-deferred compensation (104)
Amortization of compensation on restricted stock 533 395
Dividend reinvestment plan 192 203
Net cash provided by financing activities 76,897 48,305
Net increase in cash and cash equivalents 33,640 16,816
Cash and cash equivalents at beginning of period 149,828 94,695
Cash and cash equivalents at end of period 183,468 111,511
Supplemental disclosure:    
Interest 17,783 12,977
Income taxes 3,814 1,849
Non-cash investing and financing activities:    
Unrealized gain on available-for-sale securities, net of tax 3,010 224
Amortization of unrealized losses on securities from transfer of available-for-sale securities to held-to-maturity, net of tax $ 662 $ 679