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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 14,375 $ 9,723
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 1,282 1,285
Net premium amortization on investment securities available-for-sale (2,282) (2,439)
Net premium amortization on investment securities held-to-maturity (512) (469)
Provision for credit losses 401 567
Write-downs of other real estate owned 100 78
Origination of loans held-for-sale (89,660) (55,334)
Sale of loans held-for-sale 92,914 57,476
Gain on sale of loans held-for-sale (2,562) (1,644)
Gain on sale of other real estate owned (127) (5)
Amortization of intangibles 118 118
Gain on fair value of equity securities (1) (20)
Decrease in other assets 992 2,333
Stock-based compensation 644 522
(Decrease) increase in other liabilities (313) 3,012
Net cash provided by operating activities 15,369 15,203
Cash flows from investing activities:    
Purchase of investment securities available-for-sale (42,539)
Purchase of other investments (303)
Maturity/call of investment securities available-for-sale 30,493 20,109
Maturity/call of investment securities held-to-maturity 11,124 5,426
Proceeds from sale of other investment securities 1,766
Increase in loans (58,781) (62,735)
Proceeds from sale of other real estate owned 376
Purchase of property and equipment (540) (800)
Net disposals of property and equipment 30 5
Net cash used in investing activities (60,140) (36,229)
Cash flows from financing activities:    
Increase in deposit accounts 95,263 133,063
Increase (decrease) in securities sold under agreements to repurchase (3,496) 4,070
Increase in Fed Funds Borrowed 3,656
Repayment of advances from the Federal Home Loan Bank (40,000)
Dividends paid: Common Stock (3,523) (3,272)
Dividend reinvestment plan 292 312
Net cash provided by financing activities 88,536 97,829
Net increase in cash and cash equivalents 43,765 76,803
Cash and cash equivalents at beginning of period 149,828 94,695
Cash and cash equivalents at end of period 193,593 171,498
Supplemental disclosure:    
Interest 26,956 23,050
Income taxes 4,383 2,786
Non-cash investing and financing activities:    
Unrealized gain on available-for-sale securities, net of tax 5,578 3,947
Amortization of unrealized losses on securities from transfer of available-for-sale securities to held-to-maturity, net of tax $ 512 $ 1,021