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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest income      
Interest and fees on loans $ 87,519 $ 84,529 $ 82,734
Interest on interest-bearing deposits and federal funds sold 2,179 2,097 1,128
Interest and dividends on securities      
U.S. government agencies and corporations 427 361 340
Mortgage-backed securities 2,210 2,314 1,773
Tax-exempt obligations of states and political subdivisions 2,110 2,725 3,214
Taxable obligations of states and political subdivisions 358 319 242
Other 207 203 162
Total interest income 95,010 92,548 89,593
Interest expense      
Savings and interest-bearing deposits 2,298 1,601 1,175
Time deposits 6,796 4,085 3,573
Borrowings 4,327 4,189 3,702
Trust preferred capital notes 1,135 1,152 1,151
Total interest expense 14,556 11,027 9,601
Net interest income 80,454 81,521 79,992
Provision for loan losses 8,515 11,006 16,435
Net interest income after provision for loan losses 71,939 70,515 63,557
Noninterest income      
Gains on sales of loans 10,603 7,841 8,553
Mortgage banking fee income 4,700 3,686 3,885
Interchange income 4,203 3,882 3,476
Service charges on deposit accounts 3,923 4,213 4,458
Wealth management services income, net 2,029 1,860 1,619
Other service charges and fees 1,496 1,386 1,343
Net gains on maturities and calls of available for sale securities 10 10 10
Other 5,048 2,880 3,888
Total noninterest income 32,012 25,758 27,232
Noninterest expenses      
Salaries and employee benefits 47,201 42,003 43,597
Occupancy 8,743 8,308 7,730
Other 24,075 23,421 21,496
Total noninterest expenses 80,019 73,732 72,823
Income before income taxes 23,932 22,541 17,966
Income tax expense 5,082 4,521 11,394
Net income 18,850 18,020 6,572
Less net income (loss) attributable to noncontrolling interest (9)    
Net income attributable to C&F Financial Corporation $ 18,859 $ 18,020 $ 6,572
Net income per share - basic (in dollars per share) $ 5.47 $ 5.15 $ 1.89
Net income – assuming dilution (in Dollars per share) $ 5.47 $ 5.15 $ 1.88